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Updated July 2026 · real, multi-region App Store reviews
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Redstone Federal Credit Union alternatives

Redstone Federal Credit Union users often seek alternatives due to app bugs, security issues, and poor mobile deposit functionality. Alternatives like Navy Federal Credit Union and CommunityAmerica Credit Union offer different strengths, though some also face app stability concerns.

Why users look for alternatives to Redstone Federal Credit Union

The alternatives

Navy Federal Credit Union
4.9★ · 814,915 ratings · Free

Navy Federal Credit Union is praised by many users as the 'best bank and app' they've used, offering excellent service and a reliable banking experience R55. However, some users report frequent 'scheduled maintenance' periods that prevent access to accounts or transfers R51R53R54. The app can also experience freezing issues when attempting to set cardholder limits or check upcoming transactions .

Better for: Navy Federal Credit Union is better for those who prioritize overall banking service quality and are willing to tolerate occasional app maintenance downtime R55. It suits individuals who value a credit union that is consistently rated highly by its members, despite some app-specific bugs R55.

Head-to-head: Redstone Federal Credit Union vs Navy Federal Credit Union
CommunityAmerica Credit Union
4.8★ · 36,421 ratings · Free

CommunityAmerica Credit Union's app is described by some users as 'shockingly well functioning and straightforward-to-use,' with most interactions being simple and fast . However, a significant number of users report that the app frequently crashes upon login or immediately after entering a password, sometimes requiring multiple attempts to open R65R66R67. There are also reports of issues with credit card transaction notifications not being received R68.

Better for: CommunityAmerica Credit Union could be better for users who appreciate a generally simple and fast interface when it works . It might suit those who are less reliant on constant app access or are patient with occasional login issues, hoping for future bug fixes R65.

Head-to-head: Redstone Federal Credit Union vs CommunityAmerica Credit Union
Ascend Federal Credit Union
4.9★ · 33,310 ratings · Free

Ascend Federal Credit Union is praised for its friendly and helpful staff and is recommended by long-term members R80. The app is considered 'easy to use' by some . However, the app is also described as 'incredibly buggy' and in need of a major UI overhaul R81R82. Users report issues with the app locking them out, slow transaction updates (not real-time), and difficulties with specific functions like making payments or transferring money between accounts R79.

Better for: Ascend Federal Credit Union is better for individuals who prioritize strong customer service and a positive credit union relationship over a perfectly polished mobile app experience R80. It might suit those who primarily use the app for basic functions and are patient with occasional bugs or delays in transaction visibility R81.

Head-to-head: Redstone Federal Credit Union vs Ascend Federal Credit Union
Consumers Credit Union
4.8★ · 17,991 ratings · Free

Consumers Credit Union is highly regarded for its 'best service,' 'best plans,' and 'best customer service' R97R100. The website is found to be 'very convenient to navigate' and 'user friendly' . However, the app itself is frequently described as 'annoyingly laggy' and the 'worst banking app' some users have experienced, with slow loading times and incorrect account balances displayed R93R99. Users also dislike the chatbot covering other app elements and the need to approve Quicken logins repeatedly .

Better for: Consumers Credit Union is better for users who value exceptional customer service and overall credit union benefits, and who may prefer using the website over the mobile app for more critical tasks R97R100. It suits those who can tolerate a laggy app experience in exchange for strong banking support R99.

Head-to-head: Redstone Federal Credit Union vs Consumers Credit Union
SAFE Federal Credit Union
4.8★ · 8,860 ratings · Free

SAFE Federal Credit Union is generally seen as a 'great bank' by its members R111. However, the app is widely criticized for being 'slow,' 'crashing repeatedly,' and 'barely works,' with users unable to access their accounts for weeks R107. Specific issues include a problematic Billpay system that often sends checks back, a slow third-party system for credit card rewards, and the app loading webpages instead of showing account details directly R107R109. Some users also report unexpected fees or issues with card lock features R108.

Better for: SAFE Federal Credit Union might be better for individuals who have a long-standing relationship with the credit union and are willing to overlook significant app functionality issues R108. It's less suitable for users who rely heavily on a smooth, functional mobile banking app for daily transactions and bill payments R107R109.

Head-to-head: Redstone Federal Credit Union vs SAFE Federal Credit Union
Stick with Redstone Federal Credit Union if

You should stick with Redstone Federal Credit Union if you are a long-term member who has a positive experience with their services and finds the app 'easy to use' and 'accurate' for basic functions like tracking accounts . It may also be suitable if you appreciate their customer service for resolving issues .

Evidence note: No alternative had too-thin evidence.

Frequently asked

Why do Redstone Federal Credit Union users complain about the app?
Redstone Federal Credit Union users complain about the app for several reasons, including frequent bugs, the app not opening, slow performance, and a difficult mobile check deposit feature that can take up to 45 minutes R10R12R19R37. Many users are also annoyed by constant review prompts and issues with security, fraud, and holds on transactions R1R4R9R13.

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

  1. [R12] Redstone Federal Credit Union 3/5 · US Won’t even open: Every few weeks I’ll tap the app to check my account and it just won’t open. Like won’t even take me to the login screen. Each time I have to delete the app, redownload it, and hope I remember my password. It’s ridiculous and needs to be fixed. However when the app will open it’s very handy for moving money around.
  2. [R19] Redstone Federal Credit Union 1/5 · US Slow: SLOW
  3. [R37] Redstone Federal Credit Union 2/5 · US New GUI not as good: The updated GUI has worse search feature than last & history doesn’t go as far back. Estatements are also more limited on accounts you’re on than they used to be.
  4. [R65] CommunityAmerica Credit Union 1/5 · US Too many bugs: Last update required to login multiple times. The current app won’t open the keyboard. This app is clunky and never smooth.
  5. [R10] Redstone Federal Credit Union 1/5 · US CHECK DEPOSIT FEATURE: This app has absolutely the WORST check deposit feature I’ve ever used. I’ve complained I’ve reviewed others have done the same with no changes or responses . It shouldn’t take 45 freaking minutes to take a picture for the deposit. FIX IT ITS NOT THAT HARD
  6. [R39] Redstone Federal Credit Union 1/5 · US Do not mobile deposit: Funds availability policy is different from teller or atm policy. I have had an account with RFCU for 30 years, and was flagged by them. Have they heard of “the law”? Use at your own risk; no lifeguard on duty.
  7. [R41] Redstone Federal Credit Union 1/5 · US The worst for mobile deposits: Trying to deposit a check on Redstone’s app is the most insufferable experience you could ever hope for. I have multiple banking apps and the others are simple and quick… not so with RFCU. You’ll lose 20 minutes over your life for every check.
  8. [R1] Redstone Federal Credit Union 1/5 · US Redfcu app has sent me the same review prompt for nearly 2 months.: This is my review in hopes the prompt finally goes away.
  9. [R13] Redstone Federal Credit Union 1/5 · US Asking me to rate every time I log on is annoying: One star every time till this stops
  10. [R16] Redstone Federal Credit Union 1/5 · US Stop asking: I would give 5 stars, but every single time I open this app it asks me for a review. So, fix that and it would be a 5/5, for the annoyance of it, 1/5.
  11. [R33] Redstone Federal Credit Union 1/5 · US Annoying: Every time I open this app, it asks for a review. Every time, I’m giving 1 star for the aggravation.
  12. [R4] Redstone Federal Credit Union 1/5 · US I don’t like RFCU: The app use to be so much better, this new update is not good. I don’t like how Redstone puts holds on random checks either. I’ve had a lot of problems with them blocking online Transactions for fraud. I haven’t been able to purchase online in months. No matter the store. I appreciate the effort but it’s too much. Redstone overall is not good but thats who my family has always u
  13. [R9] Redstone Federal Credit Union 3/5 · US Is it really that good?: No Redstone is not. They use some dumb 3rd party for security and authentication. Literally harassing you about every single one of your payments. If I didn’t report it don’t bother me! Then after calling you multiple times a day from Omaha they’ll lock your card just to be petty! Extremely unprofessional and trust breaking.
  14. [R22] Redstone Federal Credit Union 1/5 · US App isn’t great and neither is the bank: The app changes and updates on a regular basis but they normally add things that normally don’t help much, but just adds more complexity and confusion to an already overcluttered app. The bank has the worst fraud problem with debit cards that I have ever dealt with, everyone in this area who uses them knows it, and the bank continues to deny this. App does
  15. [R27] Redstone Federal Credit Union 1/5 · US Take your money somewhere else!: My debit card got hacked and they told me that I made that purchase and it wasn’t hacked. The purchase was made in HongKong they literally said I made it lol.
  16. [R15] Redstone Federal Credit Union 3/5 · US Great bank, not the best app: I have several accounts with six or so banks, and this is the only one that seems to have these issues. The specific things that irritate me about this app: when I want to pay my credit card bill, every other bank offers me a selection of “minimum, current balance, statement balance, or custom.” Every one. Redstone, however, only allows “minimum,” and if you erase
  17. [R18] Redstone Federal Credit Union 3/5 · US Do not like the update: The update is not user friendly
  18. [R31] Redstone Federal Credit Union 1/5 · US App layout: The new layout is outdated and hard to use. Previous layout was better
  19. [R35] Redstone Federal Credit Union 2/5 · US Don’t care for the updated version.: I liked the app better prior to the update.
  20. [R21] Redstone Federal Credit Union 3/5 · US Mobile deposits: Do not understand why they hold my paychecks for review when it is the same week to week. Then you have a delay on the money you need and sometimes you can’t wait.
  21. [R25] Redstone Federal Credit Union 1/5 · US Redstone is Awful: Bank with literally anybody else, and do not use this app. They run their subscription payments at extremely odd hours so you get to wake up in the morning to see that at 4am over 100$ was involuntarily extracted from your account. Why not charge people in the morning or evening? It’s genuinely like they’re trying to overdraft you.
  22. [R51] Navy Federal Credit Union 2/5 · US Always under maintenance: WHYYYY is this app constantly under maintenance? I try to open in and half the time I can't even check my account or transfer money because they're "conducting scheduled maintenance." I've never dealt with a banking app or any app like this where it's always undergoing some sort of service, like this is so frequent that it has irritated me enough to the point of writing a
  23. [R53] Navy Federal Credit Union 3/5 · US The Maintenance shut down is annoying: Eveytime I need to get into my bank I gotta worry if it in maintenance or not like at least give me a warning
  24. [R54] Navy Federal Credit Union 1/5 · US Unacceptable: I live in Hawaii and the navy federal app is almost always being worked on. Definitely open another bank!
  25. [R55] Navy Federal Credit Union 5/5 · US Best of All: You won’t find better than NFCU, period.
  26. [R66] CommunityAmerica Credit Union 4/5 · US Community America App: Sometimes the app crashes on me, where I’ll have to login four times before it stays open. In addition, Citi takes a little too long to pull the amount that we paid on the app. It takes three business days for it to reflect on my bank account. Outside of that, I Thank Citi for its services.
  27. [R67] CommunityAmerica Credit Union 3/5 · US App closes out after putting in password: Have to have this app because it's my bank but it's very frustrating that my app closes every single time I put in my password and enter, just immediately kicks me out of the app. It's a fine app besides this bug.
  28. [R68] CommunityAmerica Credit Union 1/5 · US Credit card alerts: Still not getting transaction notifications on my iPhone 16. Was hoping the new update would fix it, but sadly no. I know the developers are aware. When will a fix come?
  29. [R79] Ascend Federal Credit Union 1/5 · US Terrible app. The app keeps locking me out. And every time I put in my password it tells me that it: Pack
  30. [R80] Ascend Federal Credit Union 5/5 · US bestest bank ever!: i’ve had a bank account with ascend for over 10+years… it’s allways stayed open even when i was going threw tough times& allways helped me with any issues! i allways recommend ascend credit union& will for Life! tge people are way nice& concerning& carrying. thank you ascend!☮️✝️🤍✌️🕊️🙏
  31. [R81] Ascend Federal Credit Union 3/5 · US Buggy: while it is improving, this app is incredibly buggy. There needs to be a major UI overhaul and there’s a lot that doesn’t make sense. I needed to be more intuitive.
  32. [R82] Ascend Federal Credit Union 2/5 · US New App Layout: New app layout is awful and buggy/ laggy
  33. [R93] Consumers Credit Union 1/5 · US Welp, you’ll owe me: My account says I have enough so imma go ahead and buy my morning coffee. Your app says the amount might be incorrect. Well, I’ve restarted, deleted and reinstalled, everything you have to in order to fix this and it still says the amount displayed could be incorrect. Tough luck. If you’re advertising I have the money, I have the money. Unfortunately this is false advertising.
  34. [R97] Consumers Credit Union 5/5 · US Best bank ever: Best service ,best plans,an best customer service ever !
  35. [R99] Consumers Credit Union 1/5 · US App functionality: By far the worst banking app I’ve ever used.
  36. [R100] Consumers Credit Union 5/5 · US Great credit union: I love Consumer’s Credit Union. They always give me the best service.
  37. [R107] SAFE Federal Credit Union 2/5 · US To slow crashes: The app is much slower than other banks and man the credit card 3rd party is annoying. It’s so slow to open, it crashes repeatedly. If you want to try to use your reward point you better set aside half your day to get to the 3rd party website. You would think a bank would have a state. Of the art website as your handling peoples money
  38. [R108] SAFE Federal Credit Union 5/5 · US App problems: Card lock feature is a mess transactions go thru regardless of funds with no overdraft protection on account bank is starting to suck been with yall for 26 yrs ridiculous
  39. [R109] SAFE Federal Credit Union 3/5 · US Review: I love the online banking but I’m not a fan of the new Billpay.
  40. [R111] SAFE Federal Credit Union 5/5 · US Get a credit union: A great bank

Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store