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Updated July 2026 · real, multi-region App Store reviews
Head-to-head

Redstone Federal Credit Union vs CommunityAmerica Credit Union

Redstone Federal Credit Union 4.8★ · Free to download 60
Winner CommunityAmerica Credit Union
CommunityAmerica Credit Union 4.8★ · Free to download 65

CommunityAmerica Credit Union (App B) has a slight edge due to its generally positive core functionality when it works, despite significant crashing issues, while Redstone Federal Credit Union (App A) faces more diverse and critical complaints across multiple features.

Full reviews: Redstone Federal Credit Union · CommunityAmerica Credit Union

Both Redstone Federal Credit Union and CommunityAmerica Credit Union apps suffer from significant technical issues, particularly frequent crashes and login problems. However, Redstone's app also draws criticism for specific features like mobile check deposit and transaction security, giving CommunityAmerica a slight advantage when its app is functional.

Head to head

Ease of Use & Reliability tieR8R11R12R18
Redstone Federal Credit Union Many Redstone users report the app is easy to use and navigate when it functions, with everything being accessible R8R11. However, a significant number of recent reviews highlight severe reliability issues, including the app not opening, requiring reinstallation R12, being slow R19R55, and updates making it less user-friendly R18. Some users also find the new layout cluttered and confusing R22.
CommunityAmerica Credit Union CommunityAmerica users frequently praise the app for being straightforward and easy to use when it works . However, a pervasive and critical issue is the app's instability, with numerous reports of it crashing upon login or shortly after opening, often requiring multiple attempts to access R61.
Features & Functionality edge: CommunityAmerica Credit UnionR10R15R31R33
Redstone Federal Credit Union Redstone users report significant issues with the mobile check deposit feature, describing it as the 'WORST' and taking too long R10R33R45. There are also complaints about the inability to schedule future transfers , difficulty finding bill pay , and transfers being broken for business accounts . Some users miss features like selecting payment amounts for credit cards R15 and desire new features like 'buckets' for saving . Access to bank statements and correspondence is also cited as an issue R31.
CommunityAmerica Credit Union CommunityAmerica users generally find the app's functions to be what they need , with praise for its convenience and reliability for payments . However, a notable missing feature is live push notifications for transactions . Some users also report that Face ID doesn't always work .
Security & Fraud edge: CommunityAmerica Credit UnionR4R9R22R28
Redstone Federal Credit Union Redstone users frequently report problems with fraud protection, stating the bank blocks online transactions too often R4, uses a 'dumb 3rd party for security and authentication' that harasses users about payments and locks cards R9, and has a widespread debit card fraud problem R22. There are also instances of disputed fraudulent purchases not being resolved in the user's favor R28.
CommunityAmerica Credit Union CommunityAmerica reviews do not extensively discuss security or fraud issues with the app itself. One user mentioned a personal issue with a bounced check due to a compromised account at another bank, but praised the credit union's help in resolving it . The lack of transaction notifications could be a security concern for some users .
Customer Service & Support edge: CommunityAmerica Credit UnionR6R26R31R47
Redstone Federal Credit Union Redstone users have mixed experiences. Some appreciate the staff being willing to help and correct issues R26, while others are unhappy with policies like not refunding fees for mobile deposits that didn't go through R6. There are also complaints about unfulfilled promotional offers R47 and lack of solutions for app access issues from IT agents R31.
CommunityAmerica Credit Union CommunityAmerica users generally praise the credit union's customer service and care . One user specifically highlighted a positive experience with a teller helping resolve an overdrawn account issue . However, some users note difficulty contacting support for app issues .
User Experience (Annoyances) tieR1R13R16R27
Redstone Federal Credit Union A significant and recurring complaint for Redstone is the constant prompting for reviews, which irritates users and leads them to give low ratings R1R13R16R37. Other annoyances include persistent messages to update the OS or app even when on the latest version R27 and direct deposits showing as pending for hours without consistent release times .
CommunityAmerica Credit Union CommunityAmerica users also report being frequently prompted to rate the app, which is annoying . Some users also mention that the app requires multiple logins .
Pick Redstone Federal Credit Union if

You are an existing Redstone Federal Credit Union member who prioritizes a familiar interface and generally finds the app's core functions adequate, despite occasional glitches and specific feature complaints R8R11.

Pick CommunityAmerica Credit Union if

You are an existing CommunityAmerica Credit Union member who values strong customer service and a straightforward app interface when it's working, and you are willing to tolerate frequent app crashes and the lack of transaction notifications .

Evidence note: Both apps have a high lifetime rating, but recent reviews for both are heavily skewed negative, primarily due to app stability issues. The evidence for both apps regarding technical issues is extensive and consistent across many users.

Frequently asked

Do these apps frequently crash or have login issues?
Yes, both Redstone Federal Credit Union (App A) and CommunityAmerica Credit Union (App B) apps are frequently reported to crash, not open, or require multiple login attempts by users (R12, R19, R55 for A; R61, , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , for B).
Which app has better mobile check deposit?
CommunityAmerica Credit Union (App B) is likely to offer a better experience for mobile check deposits, as Redstone Federal Credit Union (App A) users widely criticize its check deposit feature as being the 'WORST' and taking excessively long R10R33R45. While one CommunityAmerica review calls its mobile deposit 'glitchy' and 'unreliable', the volume of complaints for Redstone is much higher R118.
Do either of these apps annoy users with review prompts?
Yes, both Redstone Federal Credit Union (App A) and CommunityAmerica Credit Union (App B) apps frequently annoy users by repeatedly asking for reviews, often leading users to give lower ratings out of frustration (R1, R13, R16, R37 for A; , , , , for B).

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

  1. [R8] Redstone Federal Credit Union 5/5 · US Easy: It’s a great app and easy to use
  2. [R11] Redstone Federal Credit Union 5/5 · US Great bank: Love the app. Everything is easy to access. Been with you 17 years. Won’t trade for nothing.
  3. [R12] Redstone Federal Credit Union 3/5 · US Won’t even open: Every few weeks I’ll tap the app to check my account and it just won’t open. Like won’t even take me to the login screen. Each time I have to delete the app, redownload it, and hope I remember my password. It’s ridiculous and needs to be fixed. However when the app will open it’s very handy for moving money around.
  4. [R18] Redstone Federal Credit Union 3/5 · US Do not like the update: The update is not user friendly
  5. [R10] Redstone Federal Credit Union 1/5 · US CHECK DEPOSIT FEATURE: This app has absolutely the WORST check deposit feature I’ve ever used. I’ve complained I’ve reviewed others have done the same with no changes or responses . It shouldn’t take 45 freaking minutes to take a picture for the deposit. FIX IT ITS NOT THAT HARD
  6. [R15] Redstone Federal Credit Union 3/5 · US Great bank, not the best app: I have several accounts with six or so banks, and this is the only one that seems to have these issues. The specific things that irritate me about this app: when I want to pay my credit card bill, every other bank offers me a selection of “minimum, current balance, statement balance, or custom.” Every one. Redstone, however, only allows “minimum,” and if you erase
  7. [R31] Redstone Federal Credit Union 2/5 · US Don’t have access to bank statements and correspondence.: For the past years I get announcements of bank statements and letter that I cannot access on the app. I tried with IT agents and up to this date I haven’t received a solution to lack of access.
  8. [R33] Redstone Federal Credit Union 3/5 · US Meh: Literally every other banking app is faster, has a better UI, and is more functional. This one does show correct balances and processes transfers and payments ok. However right now it’s balking at check deposit saying MICR number not visible (it clearly is, I have done every single troubleshooting step). Yall really should have this figured out by now.
  9. [R4] Redstone Federal Credit Union 1/5 · US I don’t like RFCU: The app use to be so much better, this new update is not good. I don’t like how Redstone puts holds on random checks either. I’ve had a lot of problems with them blocking online Transactions for fraud. I haven’t been able to purchase online in months. No matter the store. I appreciate the effort but it’s too much. Redstone overall is not good but thats who my family has always u
  10. [R9] Redstone Federal Credit Union 3/5 · US Is it really that good?: No Redstone is not. They use some dumb 3rd party for security and authentication. Literally harassing you about every single one of your payments. If I didn’t report it don’t bother me! Then after calling you multiple times a day from Omaha they’ll lock your card just to be petty! Extremely unprofessional and trust breaking.
  11. [R22] Redstone Federal Credit Union 1/5 · US App isn’t great and neither is the bank: The app changes and updates on a regular basis but they normally add things that normally don’t help much, but just adds more complexity and confusion to an already overcluttered app. The bank has the worst fraud problem with debit cards that I have ever dealt with, everyone in this area who uses them knows it, and the bank continues to deny this. App does
  12. [R28] Redstone Federal Credit Union 1/5 · US Take your money somewhere else!: My debit card got hacked and they told me that I made that purchase and it wasn’t hacked. The purchase was made in HongKong they literally said I made it lol.
  13. [R6] Redstone Federal Credit Union 3/5 · US Not happy that they wouldn’t refund $100 in fees or a mobile deposit that didn’t go through: Not happy that they charged me seven $25 fees because a mobile deposit did not go through. Would only refund three of them costing me $100. I’m not happy.
  14. [R26] Redstone Federal Credit Union 5/5 · US Amazing: They are always willing to help with any issue and correct it at once.
  15. [R47] Redstone Federal Credit Union 1/5 · US Don't join for the promotion.: They still haven't given me my $600 from my promotion and I have contacted them multiple times trying to get it but they keep ignoring the issue for some reason.
  16. [R1] Redstone Federal Credit Union 1/5 · US Redfcu app has sent me the same review prompt for nearly 2 months.: This is my review in hopes the prompt finally goes away.
  17. [R13] Redstone Federal Credit Union 1/5 · US Asking me to rate every time I log on is annoying: One star every time till this stops
  18. [R16] Redstone Federal Credit Union 1/5 · US Stop asking: I would give 5 stars, but every single time I open this app it asks me for a review. So, fix that and it would be a 5/5, for the annoyance of it, 1/5.
  19. [R27] Redstone Federal Credit Union 3/5 · US Feed Messages: With this release you’re constantly being told to update your operating system and their app. Regardless of you being on the latest version of both, it’s annoying and it’s intrusive.
  20. [R19] Redstone Federal Credit Union 1/5 · US Slow: SLOW
  21. [R55] Redstone Federal Credit Union 1/5 · US This is not it: New update is so slow. It should not take as long as it does for the app to open up. EDIT: The issues still have not been resolved. Needs to be fixed.
  22. [R61] CommunityAmerica Credit Union 1/5 · US Too many bugs: Last update required to login multiple times. The current app won’t open the keyboard. This app is clunky and never smooth.
  23. [R45] Redstone Federal Credit Union 1/5 · US The worst for mobile deposits: Trying to deposit a check on Redstone’s app is the most insufferable experience you could ever hope for. I have multiple banking apps and the others are simple and quick… not so with RFCU. You’ll lose 20 minutes over your life for every check.
  24. [R118] CommunityAmerica Credit Union 1/5 · US Worst Mobile Deposit Ever!!: This is the most glitchy, unreliable, unstable platform on the face of tech! It should be scrapped and replaced immediately!!
  25. [R37] Redstone Federal Credit Union 1/5 · US Annoying: Every time I open this app, it asks for a review. Every time, I’m giving 1 star for the aggravation.

Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store