Ameriprise Financial alternatives
Ameriprise Financial users often seek alternatives due to persistent login and two-factor authentication issues, limitations in app functionality like transfers and document access, and a preference for the website over the app. Alternatives offer improved mobile banking features, better investment tools, or more reliable app performance.
Why users look for alternatives to Ameriprise Financial
- Users experience frequent issues with two-factor authentication (2FA), including codes not being sent, lack of autofill support, and forced 2FA even with Face ID, making the login process cumbersome.R4R6R7R12
- The app has limited functionality compared to the website, with users unable to withdraw money directly to a bank account, make deposits easily, transfer money between Ameriprise accounts after certain hours, or access shareholder and mortgage documents.R1R3R6R9
- The app's interface is often described as disorganized, poorly presented, and difficult to navigate, with issues like lost account attachments after upgrades and unclear investment information.R1R10R15R18
- The app restricts usage to only one device at a time, which is seen as inconvenient by users.R2
- Some users report the app being buggy, slow, or causing their device to jam up.R19R29
The alternatives
Chase Mobile® offers a generally reliable and easy-to-use banking app with strong customer service and a clean, safe banking environment R55R60R62. Users appreciate the speed and accuracy of kiosks and the friendly, professional staff R60.
Better for: Chase Mobile® is better for users who prioritize a reliable, secure, and user-friendly banking app with good customer service for their everyday banking needs R55R60R62. It suits those who value a consistent experience without frequent app issues R62.
Head-to-head: Ameriprise Financial vs Chase Mobile®Bank of America Mobile Banking is generally considered easy and reliable for basic transactions . However, some users find it slow, outdated, and lacking critical functions like initiating ACH transactions R68. Recent updates have caused issues with Face ID, password resets, and a cumbersome payment process R67R69.
Better for: Bank of America Mobile Banking might suit existing Bank of America customers who primarily need a reliable app for simple transactions and don't require advanced features like ACH initiation R68. However, users with older devices or those who prefer a more modern, faster interface might find it frustrating R65.
Head-to-head: Ameriprise Financial vs Bank of America Mobile BankingThe Amex app is praised for being easy to use and reliable, offering features like control over other users and notifications R80. However, some users report issues with customer service, disputed claims, and forced secondary authentication despite user preferences . There are also complaints about credit limit reductions and difficulties with specific payment features R79R81R83.
Better for: Amex is better for users who value a generally reliable and easy-to-use credit card management app with features for controlling secondary users and notifications R80. It suits those who are comfortable with its customer service channels and don't mind potentially forced secondary authentication .
Head-to-head: Ameriprise Financial vs AmexPrincipal® offers an app that some users find easy to use for saving and accessing all their accounts in one place R94R100. However, others report the app being difficult to navigate, taking users in circles, and failing to update self-directed balances or delete messages R98R99. Biometric login also frequently fails .
Better for: Principal® is better for users who appreciate having all their accounts in a single app and find its basic functions easy for saving R94R100. It might be less suitable for those who need detailed investment tracking, reliable biometric login, or a highly intuitive interface R98R99.
Head-to-head: Ameriprise Financial vs Principal®M1: Invest & Bank Smarter is praised for its portfolio pie system and auto-invest feature, giving users control over investment allocation R111. However, the app is frequently described as buggy, with issues viewing investments, website display problems, and a "dumb" buy/sell system R109R112. Users also dislike forced two-factor authentication and the default auto-investment without real-time consent R107R112.
Better for: M1: Invest & Bank Smarter is better for investors who appreciate the unique portfolio pie system and auto-invest features for managing their holdings, especially those who want control over investment allocation R111. It suits users who are willing to overlook occasional bugs and a less intuitive buy/sell system for the core investment strategy R109R112.
Head-to-head: Ameriprise Financial vs M1: Invest & Bank SmarterYou should stick with Ameriprise Financial if you primarily interact with your financial advisor and value their personalized service, as many positive reviews highlight the excellent guidance and communication from advisors . The app is seen as easy to use by some for viewing their portfolio and completing tasks from their planner, especially with the OmniView feature .
Evidence note: No alternative had too few reviews to judge.
Frequently asked
What are the main issues with the Ameriprise Financial app?
Can I transfer money easily with the Ameriprise Financial app?
Does the Ameriprise Financial app support Face ID and 2FA well?
What reviewers actually said
Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.
- [R4] Ameriprise Financial Trash 2FA implementation: Doesn’t remember trusted devices, doesn’t support authenticator autofill for iOS passwords app, doesn’t allow pasting authenticator codes, and doesn’t support Plaid integration. Cannot opt out of 2FA. Garbage.
- [R6] Ameriprise Financial Some Limitations: The app requires MFA but frequently the text message with the code doesn’t get sent. You can’t withdraw money direct to a bank account as you can with E*Trade or other financial apps. You have to call your advisor. These two limitations make the app less user friendly.
- [R7] Ameriprise Financial 2-Factor Authentication: I don’t want to use this app primarily because of the log in process. I have 2-factor authentication activated and for years I have been waiting for the ability to automatically insert the verification code from the iPhone Passwords app. For some reason, the developers make us have to open the Passwords app, search for the Ameriprise login info, copy the verification code,
- [R12] Ameriprise Financial App 2FA Needs tags: The 2FA is lacking the metadata for my password app (Dashlane) to recognize the field should be filled in by the 2FA value. The keyboard is also set such that it won’t allow the password manager app to show so now I have to manually go out and enter the 2FA
- [R1] Ameriprise Financial Vastly inferior to the website: Has trouble with my login (says I’m trying to change my user name) and once I’ve wrestled my way in, the information is disorganized and very poorly presented graphically. Used it once, deleted it. It added nothing the website didn’t do better.
- [R3] Ameriprise Financial Shareholder Documents link gone: I can no longer access shareholder documents in either newest Android or iOS versions of the app.
- [R9] Ameriprise Financial How to make deposits: Don’t know how to make deposits through app yet. I don’t see where I can do this plainly listed in the app. Any icon or anything?
- [R10] Ameriprise Financial Bad upgrades: I had my accounts set up like I wanted them. They do an upgrade and I lose all my accounts I had attached to Ameriprise.. lousy service
- [R15] Ameriprise Financial Fix tax lot info: In the past, I could look at unrealized gains per equity and it would show tax lot information, purchased date/cost basis etc. It only shows the additional tax lot info now for realized gains. Please return the full information so I can make informed selling information on the unrealized gains equities.
- [R18] Ameriprise Financial Suggestions: The app works well, but the graphs that are available could be more user friendly, and more information regarding holdings should be available. You cannot find how much you invested in an individual holding without scrolling back through the activity of your account.
- [R2] Ameriprise Financial Only One Device at a Time: I like the app very much now. But if you specify your iPad as primary device you can't use it on your iPhone. This is stupid. Only financial app I have that does this. Fix.
- [R19] Ameriprise Financial Work in Progress but progress needs to come a little faster: Let’s be more consistent about getting out app updates
- [R29] Ameriprise Financial VERY BAD APP, DO NOT LOAD: DO NOT LOAD, THIS APP JAMS UP THE IPAD AND IT VERY HARD TO POWER OFF OR ESCAPE
- [R55] Chase Mobile® My favorite bank ❤️: The most decent bank is CHASE , the bank with digitally, my branch in RIVERDALE the cashiers dressed like air hostess so beautiful and classy, there attendance is absolutely amazing, happy people with respect , keep it up guys ❤️❤️❤️❤️❤️
- [R60] Chase Mobile® Chase is amazing: Chase staffs a friendly qualified professional staff. I love the speed and accuracy of the kiosk, I’m impressed that it’s always clean the screen is kept wiped there’s no trash around its well lit I feel safe no matter what time I bank. When I occasionally do go inside the bank my branch I began with they always remember my name, impressive! I like that they always speak you are
- [R62] Chase Mobile® Great App: I been using it for years and have not had a problem, I feel safe and the customer service is great!!!!!
- [R65] Bank of America Mobile Banking Disappointed: Disappointed that when you upgrade the app and its features, those with older technology are left, somewhat, by the roadside. One would think that you would realize that you have a large base of fixed income, seniors that are customers and we do not run out and purchase the “latest and greatest” tech when it comes on the market. Why should I upgrade my phone for a few apps when it
- [R67] Bank of America Mobile Banking PITA: Every update messes up my app, now it won’t let me use FaceID and keeps trying to have me reset my password. It’s a hassle every time I try and open it.
- [R68] Bank of America Mobile Banking Missing Critical Functions: There is no option to initiate ACH transactions (both deposits and withdrawals) in this mobile app.
- [R69] Bank of America Mobile Banking Worst update of all time.: This is the worst update ever. It’s hard to make a simple transaction now.
- [R79] Amex NOT SUPPORTING: 785 credit scores and reduced my credit amounts!
- [R80] Amex Always reliable !: Five star in my book.
- [R81] Amex Reduced the auto pay and paid more still the auto pay didn’t take affect ending up paying 800 dollar: Bad service
- [R83] Amex Pay it’s tab not showing: Also why limit the number of pay it’s to 5
- [R94] Principal® Principal: Awesome and easy way to save!
- [R98] Principal® Describing: Needs to be more describing easier to find stuff that a 10-year-old could do
- [R99] Principal® complicated circles: clicks just take you in circles. very hard to find how I am doing with my investments. most clicks just give you general information that is so vague it is not helpful
- [R100] Principal® Ease of Use & Access to All Accounts: I enjoy the ease of use & appreciate Principal that I only have to download one app. Where at Fidelity the wife and I have to download 2 to do simple transactions.
- [R107] M1: Invest & Bank Smarter investing your $ real time consent: put money in to the account, apparently the default is it will automatically invest it without your say so without any confirmation and that is the default. So if you wanted to put money into the account and wait a little bit to decide whether you’re going to buy or how much you’re going to buy or any of that, too late, they already invested the money because th
- [R109] M1: Invest & Bank Smarter Buggy: Used to do great, but now constantly buggy.
- [R111] M1: Invest & Bank Smarter Love this app!: The portfolio pie system is awesome especially with auto invest turned on.
- [R112] M1: Invest & Bank Smarter 3/5: The buy and sell system is dumb af and why is finding a ticker for a stock and an ETF in different sections🤔 completely dumb and why do I have to need to have 2 factor authentication 🤔 mf annoying…the only thing I like is the margin feature
- [R21] Ameriprise Financial Work in progress: Can’t transfer money between Ameriprise bank accounts after 3 central. I can do internal transfers 24/7 at any other bank.
- [R25] Ameriprise Financial I’m done with this app: Two step verification shouldn’t be necessary on an app that uses Face ID.
Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store