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Updated July 2026 · real, multi-region App Store reviews
Better options than

First Horizon Mobile Banking alternatives

First Horizon Mobile Banking users often face issues with app stability, frequent maintenance, and limited mobile features. Alternatives like Fifth Third and Regions Mobile offer more consistent performance and broader functionality for everyday banking needs.

Why users look for alternatives to First Horizon Mobile Banking

The alternatives

Fifth Third
4.8★ · 636,187 ratings · Free

Fifth Third's mobile app is generally seen as easy and hassle-free for managing accounts R52. Users appreciate its straightforward interface and the ability for family members to check accounts R52.

Better for: Fifth Third is better for users who prioritize ease of use and a straightforward banking experience R52. It suits those who need consistent access to their accounts without frequent login issues, though some users have reported login problems after updates R59R62.

Head-to-head: First Horizon Mobile Banking vs Fifth Third
Regions Mobile
4.9★ · 520,420 ratings · Free

Regions Mobile offers a generally good app experience for everyday banking, with some users finding it helpful R66R75. It allows for balance inquiries and other basic functions, though mobile deposit can be inconsistent R75.

Better for: Regions Mobile is better for users who are comfortable with occasional glitches in specific features like Zelle or mobile deposits R70R75. It suits those who value a bank with helpful in-person staff who can assist with app usage R66.

Head-to-head: First Horizon Mobile Banking vs Regions Mobile
FNBT & FCB Mobile
4.8★ · 141,126 ratings · Free

FNBT & FCB Mobile provides convenience for banking on the go, allowing users to easily transfer funds and monitor spending R83R86. Users appreciate the accessibility and friendly staff for in-person banking .

Better for: FNBT & FCB Mobile is better for users who prioritize convenience for basic transactions like transfers and checking balances R83R86. It suits those who don't mind limitations on transfer times (no transfers after 10 pm, R84, R87) or potential fees for Zelle transactions .

Head-to-head: First Horizon Mobile Banking vs FNBT & FCB Mobile
Porte
4.8★ · 14,695 ratings · Free

Porte is described by some users as a great banking platform that is simple and helpful R94. It has helped some users get back on track with their finances R100.

Better for: Porte is better for users looking for a simple banking platform R94. However, potential users should be aware of reports of frequent maintenance, login issues, and lack of notifications R93R96.

Head-to-head: First Horizon Mobile Banking vs Porte
Banner Bank Mobile Banking App
4.7★ · 11,298 ratings · Free

Banner Bank Mobile Banking App is praised for being easy and fast, allowing users to check balances and deposit checks anytime R111. It helps users track spending and provides notifications for card charges R113.

Better for: Banner Bank Mobile Banking App is better for users who value quick access to balances and reliable mobile check deposits R111. It suits those who appreciate spending tracking and card charge notifications R113, but users should be prepared for potential login issues or a less user-friendly interface for some R107R109.

Head-to-head: First Horizon Mobile Banking vs Banner Bank Mobile Banking App
Stick with First Horizon Mobile Banking if

You should stick with First Horizon Mobile Banking if you value excellent customer service and friendly staff, as many users praise the bank's responsiveness and helpfulness . The app is also described as simple, streamlined, and user-friendly for basic tasks by some users .

Evidence note: Porte has some conflicting reviews regarding its functionality and ability to sign up, suggesting that the user experience may vary or there are ongoing issues .

Frequently asked

Why does First Horizon Mobile Banking have so much downtime?
First Horizon Mobile Banking users frequently report that the app is often undergoing maintenance or experiencing outages, which prevents them from accessing their funds or performing banking tasks at inconvenient times R1R4R19R24.
Can I use mobile deposit with First Horizon?
While First Horizon Mobile Banking states it has a mobile deposit feature, many users report it is unreliable, doesn't work after updates, or gives errors, making it impossible to deposit checks through the app R10R13R16R50.
Does First Horizon support tap-to-pay or Apple Watch?
First Horizon Mobile Banking is noted by users for lacking modern conveniences such as tap-to-pay functionality for their cards R2R40 and compatibility with Apple Watch R15.
Are there limits on transfers with First Horizon?
Some First Horizon Mobile Banking users have reported significant limitations on transfers, such as a maximum transfer limit of $250 per week for certain accounts R32. Additionally, users have found it difficult to stop or delete recurring transfer series once set up R6.
Can I access old bank statements through the First Horizon app?
Accessing older bank statements (e.g., from 2022-23) through the First Horizon Mobile Banking app can be problematic, with users reporting that they cannot access them without incurring a fee, such as $3 per statement R38.

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

  1. [R1] First Horizon Mobile Banking 1/5 · US POS: I hate this bank due to the constant maintenance so that I am cut off from my funds at the least convenient times. This bank is the lousiest bank I have ever been with and will be looking elsewhere to due my banking!!!!!
  2. [R4] First Horizon Mobile Banking 2/5 · US App malfunction: This app is usually out due to services to fix/debug it from crashing. Now when j put my passoword in, it will not accept it even when the password is saved. There are way too many inconviences with this app. It’s making me consider switching banks.
  3. [R9] First Horizon Mobile Banking 3/5 · US It’s not letting me in the app: I don’t know if you all are doing maintenance on the app or something but it won’t let me ln the app it just says this “it looks like we’re having trouble loading the application” and it says that to make sure that your network is connected but it is and there’s a error code 1003 so yeah thanks for reading this and I love the app
  4. [R19] First Horizon Mobile Banking 1/5 · US 😂: app never wants to work and they’re always doing maintenance updates but never seems to do anything!100% going to switch banks
  5. [R10] First Horizon Mobile Banking 1/5 · US Crashes and Downtime Garbage App.: This is one of the worst banking apps out there. Deposit feature is a joke and horrible. Not sure how it has such a high rating. Simply a terrible design and function.
  6. [R13] First Horizon Mobile Banking 1/5 · US It’s 2025, let’s fix the Mobile Deposit PLEASE: Can’t use mobile deposit, have to drive to a branch to deposit checks which is annoying. If you say you have a feature through the app, maybe make sure it works? Also the app is lacking in general. Considering switching banks for this issue tbh.
  7. [R16] First Horizon Mobile Banking 2/5 · US Mobile deposit not working after update: I have used mobile deposit regularly for years and after the latest update, I get nothing but errors when trying to deposit.
  8. [R50] First Horizon Mobile Banking 2/5 · US Has become worse: Taking a check picture is so bad. It makes the camera spazz. The amount of times the app is down as well… not pleased at all.
  9. [R24] First Horizon Mobile Banking 1/5 · US Absolutely Atrocious: This app is so unintuitive and slow, it’s literally bad enough that I’m considering leaving First Horizon bank. Payments take forever to show up on my account total, it’s always glitchy and freezing, and worst of all, they’re doing CONSTANT “app maintenance” where I can’t even access my account or enable/disable my debit card. Seriously, whoever’s in charge needs to fire the
  10. [R26] First Horizon Mobile Banking 1/5 · US Doesn’t even tell me how much I have.: Not only is this app slow and glitchy, it doesn’t update on how much I have in my bank until days later which is terrible, I have to calculate my own to see how much I have and have spent because of how slow It updates to show my current balance. Honestly about to switch banks because of how slow it takes to show my actual balance
  11. [R7] First Horizon Mobile Banking 1/5 · US Doesn’t work, can’t log in: I have had this app for a few weeks now, and I wish I could say I love it but unfortunately I can’t. I would be kidding myself if I had anything to say about it because I haven’t been able to login in at all, with hardly any help from customer service.
  12. [R21] First Horizon Mobile Banking 3/5 · US Update was not beneficial.: Ever since the update I’ve been unable to log in to the mobile app. “Cannot perform this operation”
  13. [R36] First Horizon Mobile Banking 2/5 · US Can no longer get on: For the past three days there has been an error "Looks like we're having trouble loading the application ". It's EXTREMELY frustrating as this is how I do all of my banking.
  14. [R18] First Horizon Mobile Banking 3/5 · US Zelle Send Function Down: Everything was great until the Zelle sending function came down. highly inconvenient with no date of when it will return.
  15. [R22] First Horizon Mobile Banking 1/5 · US Antiquated. Negative mobile presence.: This app makes it impossible to achieve the simplest tasks without going into the bank. Transferring funds to an account? Plaid won’t work. Need a new debit card? You’ll have to go into a branch. Sending a Zelle? Absolutely forget about it. If mobile banking is important to you, don’t bank with FHB
  16. [R32] First Horizon Mobile Banking 1/5 · US Max transfer $250 per week: And checks are $40. This is not the bank you want if you have multiple accounts like me (personal plus joint). I’ll be closing my account because it’s too inconvenient to make transfers. I can’t use Zelle because that’s registered on my other account. Unbelievable.
  17. [R2] First Horizon Mobile Banking 4/5 · US Where’s the Touchless Capability?: Everyone I know has merely to tap their card on the payment device, except me and a few other First Horizon customers. Why so behind the curve? I’m tempted to open an account at another bank just because of this continuing lack of convenience. Otherwise, I’m happy.
  18. [R40] First Horizon Mobile Banking 2/5 · US No tap card: 😕
  19. [R15] First Horizon Mobile Banking 3/5 · US 🙂: Got My Account Opened Today! Hopefully You Guys Will Be Compatible With Apple Watch Soon.
  20. [R6] First Horizon Mobile Banking 3/5 · US Transfers between accounts: I recently set up a transfer between my two accounts, but I didn’t realize I wouldn’t be able to stop it when I did it. There should be a way to delete the series. I go into transfers, transfer activity, edit series, it won’t let me delete the series. Clear does nothing. The only thing I could do was set it for annual instead of monthly. Now I have to remember that it’s
  21. [R38] First Horizon Mobile Banking 1/5 · US Difficult to access old statements!: I desperately need my older bank statements from 2022-23 but can’t access them without a $3 each feel ! Not happy ! That would cost a fortune with 3 accounts.
  22. [R48] First Horizon Mobile Banking 1/5 · US Credit Card Woes: Was excited to use a credit card from my bank. Turns out the only way to pay the statement is via mailed in check or at a local branch. There is no payment option in the app. The available credit feature is not instantly available to keep track of spending like every other credit card in the world. It takes several days for the available credit information to update, it is NEVER
  23. [R52] Fifth Third 5/5 · US It’s easy, hassle free, and my wife can easily check my account!: Wow am I impressed with the fifth third work ethic these past few months! Way to go !
  24. [R59] Fifth Third 3/5 · US Used to be a 5⭐️: As of late this app having issues with logging in. Beware..
  25. [R62] Fifth Third 3/5 · US App hasn’t worked since recent update: I updated my Mobile app this morning. And ever since it was updated will not let me login. I even called Customer Service and basically was told there was nothing they could do. And felt like I was rushed off the phone. I don’t know if I’m the only one that’s having the issue but it’s damn annoying. I’m legally blind and handicap so I’ve depend on this app to
  26. [R66] Regions Mobile 5/5 · US Lo mejor: Yo soy una persona mayor pero la sucursal de Bird road Mairelis siempre me ayuda y me enseña usar el app. Estoy muy agradecida
  27. [R70] Regions Mobile 3/5 · US Zelle tab is a toss up.: The Zelle portion of the app is really buggy and sometimes won’t load at all when accessing it on Wi-Fi. It’s not the connection as everything else works. Inside the app and outside of it. Otherwise. Good app.
  28. [R75] Regions Mobile 4/5 · US Mostly Good: Unable to make any deposits via the app as of March 16, 2026. Says it’s unreadable or needs all 4 corners of check no matter how perfect I try to make it. Didn’t work on an iPhone 16, iPad Air 5th gen, or Sony Xperia 1 III. Otherwise I haven’t had any issues over the years I’ve used the app on both IOS and Android - except one other time also while making deposits a few years ago. I n
  29. [R83] FNBT & FCB Mobile 5/5 · US Easy: Everything you need at your fingertips! Easy to transfer, easy to keep in touch with spending. I’m glad I have my banking in my hands.
  30. [R84] FNBT & FCB Mobile 3/5 · US Horario de transferencia: Es una buena app, me funciona bien todo, lo único que no me gusta es que a las 10 pm ya no puedo hacer transferencias y eso siempre me choca porque yo siempre tengo mi dinero en savings y no en checking, así que cuando quiero pasar dinero ya no me deja. Incluso ha pasado cuando apenas son las 9 (ni siquiera las 10pm) y no me deja aunque falte una hora para la hora que ya
  31. [R86] FNBT & FCB Mobile 5/5 · US Mobile banking: Convenience is everything when you’re on the go
  32. [R87] FNBT & FCB Mobile 3/5 · US Review: I would leave a 5 star but the only thing I have issues with is no transferring after 10pm. We had to get a second bank just to be able to transfer.
  33. [R93] Porte 1/5 · US No Notifications or Update: This app for some reason isn’t updating or giving me notifications I’ve been trying to uninstall and reinstall the app I don’t know what’s happening but the developers need to stop being lazy and check the app it’s been 4 months and no updates? How do you expect this app to run if you arent taking care of it? This is ridiculous
  34. [R94] Porte 5/5 · US Great app: Pretty simple and helpful app,
  35. [R96] Porte 1/5 · US Doesn’t work: App just keeps giving me a loading screen and I’ve been hacked more times than I’m comfortable with. Over all just a horrible experience of pure disappointment and stress. Never recommend to anyone
  36. [R100] Porte 5/5 · US What I needed to get my self back up: Does the job I lost all my other options but this bank came through,,,
  37. [R107] Banner Bank Mobile Banking App 2/5 · US Director: Not a user friendly app Needs lot of improvement and I hope Banner bank does some work to improve and the personal on phone know very little and don’t know how to help
  38. [R109] Banner Bank Mobile Banking App 3/5 · US Password managers: The app is OK. It looks like a clunky Windows app, but on iOS. The real bug with this app is it doesn’t register a URL so password managers don’t auto complete, which makes the whole app experience more friction for than is required
  39. [R111] Banner Bank Mobile Banking App 5/5 · US Great app: Use it several times per week, mobile deposit, balance inquiries, etc etc. It seems that improvements are being made periodically so I’ve got no complaints. Good job guys. Keep it up!
  40. [R113] Banner Bank Mobile Banking App 5/5 · US Fast and reliable: Love this app. Helps me keep track spending and notifies me when my card is charged.

Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store