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Updated July 2026 · real, multi-region App Store reviews
User consensusAlternativesIs it worth it?
Better options than

Revolut alternatives

Users often leave Revolut due to account closures without warning, sign-up issues, and unexpected fees. Alternatives like Wise and WorldRemit offer different strengths for international transfers, while N26 and monobank cater to specific banking needs.

Why users look for alternatives to Revolut

The alternatives

WorldRemit
4.8★ · 215,591 ratings · Free

WorldRemit is primarily used for sending money internationally, with some users praising its speed and ease of use once set up R58R62.

Better for: WorldRemit is better for users who need to send money to family or friends across different parts of the world quickly, especially once the initial setup is complete R58R62. However, potential users should be aware of reports of transactions not reaching their destination, account suspensions, and poor customer service R51R55.

Head-to-head: Revolut vs WorldRemit
Wise
4.6★ · 106,306 ratings · Free

Wise is praised for being a fast and reliable financial app, with some users calling it the 'best financial app ever' and noting its good customer service compared to other platforms R69. It is generally seen as user-friendly R72.

Better for: Wise suits users who prioritize quick and reliable international money transfers and appreciate good customer service R69. However, it may not be ideal for those needing to send larger amounts due to reported limits, or for users sensitive to exchange rates and potential intermediary bank fees that can reduce the final received amount R67R70.

Head-to-head: Revolut vs Wise
Sendwave Send & Transfer Money
4.7★ · 83,345 ratings · Free

Sendwave is often described as an easy-to-use and reliable app for money transfers, with many users finding it the 'best money transfer app' they've used due to fast transfers and good exchange rates R83R85.

Better for: Sendwave is better for users who frequently send money internationally and value a simple, fast, and reliable transfer process with competitive rates R83R85. However, recent reviews indicate a decline in service quality, with reports of transaction delays, new fees, and poor customer support, including accounts being deactivated without reason R81R82.

Head-to-head: Revolut vs Sendwave Send & Transfer Money
monobank
4.9★ · 16,915 ratings · Free

monobank is highly regarded by many users as the 'best bank in the world' or 'best bank at the moment' for its excellent service R94R97.

Better for: monobank is better for users seeking a highly-rated banking experience, particularly within its operational regions, who appreciate strong service R94R97. However, potential users should be aware of serious privacy concerns, with reports of personal data being publicly shared by staff, and issues with unexpected charges or app errors R93R96.

Head-to-head: Revolut vs monobank
N26
4.6★ · 11,656 ratings · Free

N26 is appreciated for its ease of digital account setup, often completed within an hour, and is considered a reliable banking option by long-term users R111.

Better for: N26 is better for individuals who need a quick and easy digital bank account setup, especially those new to a country like Germany R111. It suits users looking for a straightforward, reliable online banking experience . However, users should be aware of reports of login issues, app crashes during identity verification, and accounts being blocked for seemingly small transactions, along with poor customer support R107R110R112.

Head-to-head: Revolut vs N26
Stick with Revolut if

You should stick with Revolut if you value an easy-to-use app for daily purchases and international money exchange, especially for travel, and appreciate its multi-currency accounts and security features R2R5R17. Many users find it superior to traditional banks and praise its speed and functionality .

Evidence note: No alternative had too few reviews to judge.

Frequently asked

Why do people get banned from Revolut?
Users report getting banned from Revolut for 'no reason' due to overly sensitive algorithms, sometimes after years of using the app R8R20.
Is Revolut good for international travel?
Yes, many users find Revolut excellent for international travel, praising its ease of use for exchanging US dollars to Euros, making daily purchases, and managing multi-currency accounts R5R17R33R44.
Does Revolut have good customer service?
While some users praise Revolut's customer support as 'amazing' and 'easy and quick' R2R27R49, others describe it as 'abysmal' and question if they are interacting with real people due to unhelpful responses R22.
Are there hidden fees with Revolut?
Some users report unexpected fees, such as being charged to unsubscribe or being 'obliged to spend to maintain rates' R1R4.

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

  1. [R8] Revolut 1/5 · US Sooner or later they will ban you for no reason: I and everyone I know gets banned from this app at some point for no reason. Their algorithms are far too sensitive.
  2. [R20] Revolut 1/5 · US Be aware Revolut closes accounts with no warning!: Update : after 4 years my account was closed with no reason given, and no prior warning or questions asked by compliance…. Since discovering Revolut, I am doing 99% of my banking with it.
  3. [R6] Revolut 1/5 · US Fake: No la recomiendo para nada , solo me hizo tomarle foto a mis documentos y ya todo dice que sale mal , pienso que solo quieren información personal MAL MAL MAL MALISIMAA
  4. [R12] Revolut 1/5 · US Doesn’t let you sign up: Even with my passport and clean photos, my account creation was blocked by their software. It doesn’t let you appeal this, so I can’t use Revolute. This is very disappointing.
  5. [R16] Revolut 1/5 · US Scam: After you give them a picture of your ID your social and take pictures and do a video of you moving your head side to side. They asked me what type card virtual or physical and then logged me out stating that it’s the wrong passcode. Then tell you you’re not approved thru email but don’t allow you back in to cancel and remove your personal information. No way to communicate from the US locat
  6. [R1] Revolut 2/5 · US Una aplicación sumamente innovadora sus políticas no me gustan: El banco me parece con políticas engañosas, sobre todo, porque me obliga a gastar para mantener las tazas 🤨 tuve que transferir mi dinero a otro banco y dejar en Revolut lo básico
  7. [R4] Revolut 1/5 · US pay to exit: they do not disclose when you first subcribe that there will be a fee charged if you ever want to unsubscribe. lack of transparency is not appreciated
  8. [R10] Revolut 1/5 · US I feel bad every time I open it: This app has a delay every single time I open it and see my account balance, and I hate it. I open the app, it shows me a $1,000 balance. I think to myself, “ok”. Then two seconds later the balance drops like an anchor and shows me whatever it actually is, typically a lot less than when I previously opened it. This is the *only* banking product I use that has this
  9. [R18] Revolut 1/5 · US Buggy mess: Cannot access the virtual card on the device to add to Apple Pay. The app constantly freezes without loading card details. The cards are accessible by the web, but not useful in this form.
  10. [R22] Revolut 1/5 · GB I don’t recommend: Customer service is abysmal. They claim to be real people but they are that bad I’m thinking it’s a lie and they are advanced AI bots.
  11. [R51] WorldRemit 1/5 · US Account suspended: Hello why has my account been suspended when I was trying to send money it declined and you debited the money from my bank account
  12. [R55] WorldRemit 1/5 · US Very Troubling: A deeply flawed service that takes money out of your account, but it never reaches its destination, it then makes it nearly impossible to trace what happened to it as you try to navigate through non-existent customer care. Avoid at all costs and use Wise or other services!
  13. [R58] WorldRemit 5/5 · US Very good: Honestly I’m still about how fast transfers go it makes live so easy for me to send money to my siblings across different part of the world thank you
  14. [R62] WorldRemit 5/5 · US Cream of the crop!: Hey, there was many overseas transfer systems, but this one is by far the easiest with the least hassle. I recommended to everybody. After you get it set up it’s fast and easy.
  15. [R67] Wise 3/5 · US Limits: Why is it so hard to send larger amounts. You asked how much when registered and yet I can’t do anything
  16. [R69] Wise 5/5 · US Best Financial App Ever!: This is the best financial app I have ever used in my life so far! It definitely beats PayPal when it comes to customer service!
  17. [R70] Wise 3/5 · US Not happy: Worked really well with one exception. You enter the specific amount that you want to other party to receive, which I the case of paying an invoice is important. But then in the process of sending intermediary banks withhold an unknown fee so your payment going to the payee ends up short. There needs to be a way to calculate and include any bank fees in the transaction so your payment t
  18. [R72] Wise 5/5 · US Perfecto: Muy amigable y rápido
  19. [R81] Sendwave Send & Transfer Money 3/5 · US They now have transaction fees: Only 3 stars because they now charge for transaction fees. Other similar apps have no fees.
  20. [R82] Sendwave Send & Transfer Money 1/5 · US It’s not good as before: Update. I was wrong when I thought this app couldn’t get any worse, it did. But I’m glad to report that I deleted it and switched to Nala. This app significantly sucks ever since it was bought over. Constant delays in deliveries and the slight increased rate. I’ll be shopping around for something that better suits my needs
  21. [R83] Sendwave Send & Transfer Money 5/5 · US Eking: This app is amazingly well done, easy to use and so reliable!!
  22. [R85] Sendwave Send & Transfer Money 5/5 · US The best money transfer app I’ve used: I’ve used so many different money transfer apps and companies over the past five years, and Sendwave is by far the best one. The app is easy to use, transfers are fast, and the exchange rates and fees have consistently been great. I’ve never had any issues sending money to my family, and the whole process is simple from start to finish. If you’re looking for
  23. [R93] monobank 1/5 · US Deceivers: I paid off and completely removed the credit limit from all cards. After some time, I owe them something again; it's unclear where they calculated interest for an unknown reason. · translated
  24. [R94] monobank 5/5 · US ❤️: The best bank in the world🫶 · translated
  25. [R96] monobank 1/5 · US No bank secrecy: No bank secrecy. · translated
  26. [R97] monobank 5/5 · US Great service: Everyone is doing great, keep up the excellent work; others should learn from you. · translated
  27. [R107] N26 1/5 · US Cannot log in: Cannot log in for some unknown reason, it's trash. · translated
  28. [R110] N26 1/5 · US Abusive neobank: Avoid. They blocked our grandma account for receiving 500 EUR from her son. They wanted proof of source of funds. I guess this is how drug dealers launder money in N26 world. By sending old people 500 EUR. Idiocy.
  29. [R111] N26 5/5 · US Fresh in Berlin: Just arrived in Berlin and in need for bank account. N26 was a total blast. Completed everything digitally within less than 1 hour
  30. [R112] N26 3/5 · US No pin received: It is 23:40 and I am not receiving a verification pin, since no human is working! The chat both told me to Seite until the next day 🤨! For what you have a chat when they are not able to help?
  31. [R5] Revolut 5/5 · US Internationally Benefit: I am currently living in Germany from America. I downloaded this app and have been able to transfer in & send money easy. I use it for my daily purchases and it helps me exchange the US dollars to Euros with ease.
  32. [R17] Revolut 5/5 · US Great Banking Solution: We live in Portugal and went to Revolut as we were disappointed with service from Premier Millenium. Wish we did it earlier - so much easier, helpful and definate excellence in multi currency accounts. We also like things like eSim with Revolut - best decision in a long time!!
  33. [R33] Revolut 5/5 · US Best Banking: This app provides the best banking I’ve ever experienced in my life. I travel the world quite often, and this banking with Revolut has been a God Send.
  34. [R44] Revolut 5/5 · US Glad to have it: I love Revolut, the best card ever and great services, I have used this card around the world and always work, thank you
  35. [R2] Revolut 5/5 · US User friendly: I like using Revolut because it is so easy to use. I transfer dollars to euros for transactions in Europe. When I have questions chat and help are easy and quick.
  36. [R27] Revolut 5/5 · US 5 stars beachside I can’t give 500 stars: Amazing customer support, app is easy to navigate. It’s great!
  37. [R49] Revolut 5/5 · US Good for travel !!: Revolut is very good for travel and the customer service is great too

Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store