Verithiathe honest score on any app
Updated July 2026 · real, multi-region App Store reviews
Head-to-head

Revolut vs Wise

Revolut 4.7★ · Free to download 85
Winner Revolut
Wise 4.6★ · Free to download 75

Revolut is generally preferred for its user-friendliness and comprehensive banking features, especially for international travel, while Wise is often cited for its reliable international transfers and good exchange rates despite some usability and speed issues.

Full reviews: Revolut · Wise

Revolut offers a more integrated banking experience with strong international features and a highly-rated user interface. Wise excels in international money transfers with competitive exchange rates but faces criticism for app speed, transfer delays, and customer service.

Head to head

Features & International Use edge: RevolutR5R13R17R40
Revolut Revolut is praised for its extensive features, including multi-currency accounts, eSims, and ease of international transfers and daily purchases, making it a 'godsend' for travelers and digital nomads R5R17R40. Users appreciate its ability to exchange dollars to euros with ease and its overall functionality as an online bank R5R13R17.
Wise Wise is highly valued for its international transfer capabilities, offering good exchange rates and quick transfers . It's seen as a reliable tool for sending money abroad and paying in local currency . However, some users report issues with adding money via Apple Pay or connecting other cards, and limitations on sending larger amounts .
Ease of Use & App Experience edge: RevolutR2R10R12R18
Revolut Revolut is consistently described as user-friendly, easy to navigate, and simple to use, with many calling it the 'best banking app' R2R31. Users appreciate its intuitive interface and quick transactions R46R49. However, some report delays in balance updates, app freezing, and issues with account creation R10R12R18.
Wise Wise receives mixed reviews regarding ease of use. While some find it 'very easy' and 'amigable' , others describe the app as confusing, complicated, and not intuitive, especially after recent updates . There are also complaints about the app being slow and buggy .
Reliability & Account Issues tieR8R20R22R24
Revolut Revolut users frequently report sudden account bans or closures without warning or clear reasons, with some calling their algorithms 'far too sensitive' R8R20R24. There are also serious concerns about money being taken or accounts not being secured in cases of fraud or theft, and a lack of support in these situations R22R28.
Wise Wise also faces significant criticism for account bans 'for no reason' and sensitive algorithms, similar to Revolut R93. Users complain about slow transfer times, with 'in minutes' often meaning 'up to 2 days' or even longer R76. Some report transfers failing without explanation and long waits for funds recovery .
Price & Value edge: WiseR1R4R36R64
Revolut Revolut users express dissatisfaction with 'deceptive policies' that require spending to maintain rates and fees for unsubscribing, indicating a lack of transparency R1R4. Some also mention 'added fees' R36.
Wise Wise is generally seen as offering good value with 'fair fees' and 'best exchange rates' for international transfers . However, some users complain about 'absurdly bad' or 'low exchange rates' and 'high commissions' from intermediary banks, which can result in the recipient receiving less than expected R64R66.
Customer Support tieR2R28R30R31
Revolut Revolut's customer support receives mixed reviews. Some users find chat and help 'easy and quick' and praise 'amazing customer support' R2R31R56. Conversely, many describe support as 'abysmal,' unhelpful, and difficult to communicate with, especially from the US R28R30.
Wise Wise's customer service is also a point of contention. While some call it 'customer friendly' and better than PayPal , others report 'horrendous' support that is difficult to understand and unhelpful . There are specific complaints about support leading users on and taking a month to submit a dispute .
Pick Revolut if

you need a comprehensive digital banking solution with a highly user-friendly app for daily use and international travel, and value features like multi-currency accounts and eSims R2R5R17R40.

Pick Wise if

your primary need is reliable international money transfers with competitive exchange rates, and you are willing to overlook some app usability issues or potential transfer delays .

Evidence note: Both apps have a significant number of negative reviews related to account closures and customer service, indicating these are common pain points for users of both services.

Frequently asked

Which app is better for international travel?
Revolut is highly recommended for international travel due to its ease of transferring and sending money, multi-currency accounts, and features like eSims, making it a 'godsend' for users living abroad or traveling frequently R5R17R40R56.
Do Revolut or Wise have issues with account closures?
Both Revolut and Wise have significant user complaints about accounts being banned or closed 'for no reason' and without warning, with users describing their algorithms as 'far too sensitive' R8R20R93.
Which app offers better exchange rates?
Wise is frequently praised for offering 'best exchange rates' and 'low to ok' fees for international transfers , although some users report 'absurdly bad' rates or high intermediary bank commissions R64R66. Revolut is also noted for 'fair change fees' and 'best exchange rates' by some users R43R49.
Are transfers fast with these apps?
Revolut users generally describe transfers as 'nice n fast' and 'super rápidas' R3R46R49. Wise, however, receives many complaints about transfers being 'terribly slow,' taking 'up to 5 days,' or even 'up to 2 days' despite promises of 'in minutes' R76.

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

  1. [R5] Revolut 5/5 · US Internationally Benefit: I am currently living in Germany from America. I downloaded this app and have been able to transfer in & send money easy. I use it for my daily purchases and it helps me exchange the US dollars to Euros with ease.
  2. [R13] Revolut 5/5 · US Great online Bank: I have no complaint - thanks for all you do.
  3. [R17] Revolut 5/5 · US Great Banking Solution: We live in Portugal and went to Revolut as we were disappointed with service from Premier Millenium. Wish we did it earlier - so much easier, helpful and definate excellence in multi currency accounts. We also like things like eSim with Revolut - best decision in a long time!!
  4. [R40] Revolut 5/5 · US Best Banking: This app provides the best banking I’ve ever experienced in my life. I travel the world quite often, and this banking with Revolut has been a God Send.
  5. [R2] Revolut 5/5 · US User friendly: I like using Revolut because it is so easy to use. I transfer dollars to euros for transactions in Europe. When I have questions chat and help are easy and quick.
  6. [R10] Revolut 1/5 · US I feel bad every time I open it: This app has a delay every single time I open it and see my account balance, and I hate it. I open the app, it shows me a $1,000 balance. I think to myself, “ok”. Then two seconds later the balance drops like an anchor and shows me whatever it actually is, typically a lot less than when I previously opened it. This is the *only* banking product I use that has this
  7. [R12] Revolut 1/5 · US Doesn’t let you sign up: Even with my passport and clean photos, my account creation was blocked by their software. It doesn’t let you appeal this, so I can’t use Revolute. This is very disappointing.
  8. [R18] Revolut 1/5 · US Buggy mess: Cannot access the virtual card on the device to add to Apple Pay. The app constantly freezes without loading card details. The cards are accessible by the web, but not useful in this form.
  9. [R8] Revolut 1/5 · US Sooner or later they will ban you for no reason: I and everyone I know gets banned from this app at some point for no reason. Their algorithms are far too sensitive.
  10. [R20] Revolut 1/5 · US Be aware Revolut closes accounts with no warning!: Update : after 4 years my account was closed with no reason given, and no prior warning or questions asked by compliance…. Since discovering Revolut, I am doing 99% of my banking with it.
  11. [R22] Revolut 1/5 · US They let your money get taken: Please don’t go to this back I was in a motorcycle accident n my phone was took they seen I was the hospital n I told them that was not me they did not care at all don’t go to this back better banks out there that take care they’re customers
  12. [R24] Revolut 1/5 · US Review: I’m so frustrated with this card . Just because someone was trying to send me direct deposit they froze my account saying they were just going to review for safety . Well it’s been almost two weeks now and nothing has happened. I can’t take my money out or put money in or anything. I’ve had this account for a while and I don’t think it’s fair that if someone is actually trying to give me m
  13. [R1] Revolut 2/5 · US Una aplicación sumamente innovadora sus políticas no me gustan: El banco me parece con políticas engañosas, sobre todo, porque me obliga a gastar para mantener las tazas 🤨 tuve que transferir mi dinero a otro banco y dejar en Revolut lo básico
  14. [R4] Revolut 1/5 · US pay to exit: they do not disclose when you first subcribe that there will be a fee charged if you ever want to unsubscribe. lack of transparency is not appreciated
  15. [R36] Revolut 1/5 · GB Scammers: The hit you with added fee
  16. [R64] Wise 1/5 · US Rate is absurdly bad: title
  17. [R28] Revolut 1/5 · US Stay away they don’t help: I recently got my phone stolen and not only that but they had access to my eSIM I explained my situation to customer service over and over again and they just couldn’t do anything to help me recover my money even with proof very very disappointed
  18. [R30] Revolut 1/5 · US Revolut is a Joke, Wise was the Solution: Revolut managed to fail at every single method of transferring money I attempted, which is an impressive achievement for a company whose entire value proposition is moving money around. Debit card? Rejected. Cash deposit? The nearest location was literally in another country. Apple Pay? Don’t make me laugh. Their customer support response was a masterpiece
  19. [R31] Revolut 5/5 · US 5 stars beachside I can’t give 500 stars: Amazing customer support, app is easy to navigate. It’s great!
  20. [R56] Revolut 5/5 · US Good for travel !!: Revolut is very good for travel and the customer service is great too
  21. [R93] Wise 1/5 · US Sooner or later they will ban you for no reason: Literally I and everyone I know has gotten banned by Wise at some point, with no justification. Their algorithms are far too sensitive and their appeal process is a joke.
  22. [R43] Revolut 5/5 · US Great bank: So easy to work between accounts and fair change fees
  23. [R49] Revolut 5/5 · US The best fin app and services: I don’t like any fin corp services than Revolut. Highly intuitive and simple. Best exchange rates and fast transfers.
  24. [R66] Wise 3/5 · US Not happy: Worked really well with one exception. You enter the specific amount that you want to other party to receive, which I the case of paying an invoice is important. But then in the process of sending intermediary banks withhold an unknown fee so your payment going to the payee ends up short. There needs to be a way to calculate and include any bank fees in the transaction so your payment t
  25. [R3] Revolut 3/5 · US Promoting: Nice n fast with everything I’m doing
  26. [R46] Revolut 5/5 · US Me encanta: Es muy sencilla la app y funciona a la perfección, yo que suelo hacer pagos en EEUU las transferencias son súper rápidas y sencillas me encanta
  27. [R76] Wise 1/5 · US Slow!!!: Terribly slow to actually pay the recipient.

Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store