Verithiathe honest score on any app
Updated July 2026 · real, multi-region App Store reviews
Head-to-head

Revolut vs N26

Revolut 4.7★ · Free to download 85
Winner Revolut
N26 4.6★ · Free to download 60

Revolut is generally preferred for its robust international features and user-friendly experience, while N26 struggles with account access and customer support issues.

Full reviews: Revolut · N26

Revolut offers a highly user-friendly experience with strong international money transfer capabilities, making it ideal for travelers and expats. N26, while praised for its ease of setup, faces significant criticism regarding account access, app stability, and customer support.

Head to head

Features & International Use edge: RevolutR2R5R17R40
Revolut Revolut is highly praised for its international benefits, allowing easy transfer and exchange of dollars to euros, and is considered a 'godsend' for expats and travelers R2R5R17R40. Users appreciate its multi-currency accounts and features like eSim R17.
N26 N26 is also noted for being easy and reliable for international use . It's seen as a good option for expats integrating into countries like Germany and provides a German IBAN .
Ease of Use & App Experience edge: RevolutR2R3R10R18
Revolut Revolut is consistently described as user-friendly, easy to navigate, and intuitive R2R3. Many users consider it the 'best banking app' due to its simplicity and functionality . However, some users report delays in balance updates R10 and issues with virtual card access R18.
N26 N26 is often lauded for its user-friendly app and easy setup process . However, a significant number of recent reviews highlight severe app bugs, including crashing during identity verification, freezing, and incompatibility with newer iOS versions R67. Some users also find the app becoming too complex and cluttered .
Reliability & Account Access edge: RevolutR5R6R8R12
Revolut Revolut generally works well for daily purchases and transfers R5. However, a major concern is accounts being frozen or closed without warning or clear reason, leading to users losing access to their funds R8R20R24. Some users also report difficulties with the sign-up process R6R12R16.
N26 N26 has severe reliability issues, with numerous reports of accounts being blocked, frozen, or closed without warning or explanation, often locking users out of their money R64. The identity verification process is a frequent point of failure, preventing users from opening accounts . There are also problems with payment systems like iDEAL being buggy .
Customer Support edge: RevolutR2R16R22R28
Revolut Revolut's customer support receives mixed reviews. Many users praise the chat and help features as easy and quick R2. However, others describe customer service as 'abysmal' and unhelpful, suggesting they might be bots R28. There are also complaints about lack of communication and inability to resolve issues like account access R16R22R28.
N26 N26's customer support is widely criticized as useless, incompetent, and unresponsive. Users report being ghosted in chats, receiving generic or unhelpful responses, and struggling to get human assistance . This is particularly problematic when users are locked out of their accounts or dealing with fraud .
Price & Value edge: RevolutR1R4R36R43
Revolut Revolut is generally seen as providing good value, especially for international transactions with fair exchange fees R43. However, some users complain about hidden fees, such as charges for unsubscribing or policies that require spending to maintain rates R1R4R36.
N26 N26 is criticized for charging fees despite advertising a 'free account' . There are also complaints about additional fees, such as those applied after being scammed .
Pick Revolut if

Pick Revolut if you travel frequently or need to manage multiple currencies easily, value a generally smooth app experience, and want a banking solution that many users find superior to traditional banks R5R17R40.

Pick N26 if

Pick N26 if you are an expat in Germany looking for an easy initial setup and a German IBAN, and are willing to risk potential app bugs and poor customer support .

Evidence note: Both apps have a significant number of negative reviews, often related to account access and customer support. N26's recent reviews show a particularly high concentration of critical issues regarding app functionality and account blocking, which impacts its overall score despite positive lifetime ratings. The free-to-download nature of both apps means some negativity may stem from users expecting premium features without paying.

Frequently asked

Is Revolut good for international travel?
Yes, Revolut is highly recommended for international travel and for expats, with users praising its ease of transferring and sending money, exchanging currencies, and its multi-currency accounts R5R17R40R45.
Do Revolut or N26 accounts get frozen?
Both Revolut and N26 have user reports of accounts being frozen or closed without warning or clear reason, leading to users losing access to their funds (R8, R20, R24 for Revolut; R64, , , , for N26).
Is N26 compatible with the latest iOS?
Recent reviews indicate N26 has significant compatibility issues with newer iOS versions, with users reporting the app no longer works with iOS 16 and crashes during identity verification on iOS 17 Pro/MaxPro R67R88R90R116.

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

  1. [R2] Revolut 5/5 · US User friendly: I like using Revolut because it is so easy to use. I transfer dollars to euros for transactions in Europe. When I have questions chat and help are easy and quick.
  2. [R5] Revolut 5/5 · US Internationally Benefit: I am currently living in Germany from America. I downloaded this app and have been able to transfer in & send money easy. I use it for my daily purchases and it helps me exchange the US dollars to Euros with ease.
  3. [R17] Revolut 5/5 · US Great Banking Solution: We live in Portugal and went to Revolut as we were disappointed with service from Premier Millenium. Wish we did it earlier - so much easier, helpful and definate excellence in multi currency accounts. We also like things like eSim with Revolut - best decision in a long time!!
  4. [R40] Revolut 5/5 · US Best Banking: This app provides the best banking I’ve ever experienced in my life. I travel the world quite often, and this banking with Revolut has been a God Send.
  5. [R3] Revolut 3/5 · US Promoting: Nice n fast with everything I’m doing
  6. [R10] Revolut 1/5 · US I feel bad every time I open it: This app has a delay every single time I open it and see my account balance, and I hate it. I open the app, it shows me a $1,000 balance. I think to myself, “ok”. Then two seconds later the balance drops like an anchor and shows me whatever it actually is, typically a lot less than when I previously opened it. This is the *only* banking product I use that has this
  7. [R18] Revolut 1/5 · US Buggy mess: Cannot access the virtual card on the device to add to Apple Pay. The app constantly freezes without loading card details. The cards are accessible by the web, but not useful in this form.
  8. [R6] Revolut 1/5 · US Fake: No la recomiendo para nada , solo me hizo tomarle foto a mis documentos y ya todo dice que sale mal , pienso que solo quieren información personal MAL MAL MAL MALISIMAA
  9. [R8] Revolut 1/5 · US Sooner or later they will ban you for no reason: I and everyone I know gets banned from this app at some point for no reason. Their algorithms are far too sensitive.
  10. [R12] Revolut 1/5 · US Doesn’t let you sign up: Even with my passport and clean photos, my account creation was blocked by their software. It doesn’t let you appeal this, so I can’t use Revolute. This is very disappointing.
  11. [R16] Revolut 1/5 · US Scam: After you give them a picture of your ID your social and take pictures and do a video of you moving your head side to side. They asked me what type card virtual or physical and then logged me out stating that it’s the wrong passcode. Then tell you you’re not approved thru email but don’t allow you back in to cancel and remove your personal information. No way to communicate from the US locat
  12. [R22] Revolut 1/5 · US They let your money get taken: Please don’t go to this back I was in a motorcycle accident n my phone was took they seen I was the hospital n I told them that was not me they did not care at all don’t go to this back better banks out there that take care they’re customers
  13. [R28] Revolut 1/5 · US Stay away they don’t help: I recently got my phone stolen and not only that but they had access to my eSIM I explained my situation to customer service over and over again and they just couldn’t do anything to help me recover my money even with proof very very disappointed
  14. [R1] Revolut 2/5 · US Una aplicación sumamente innovadora sus políticas no me gustan: El banco me parece con políticas engañosas, sobre todo, porque me obliga a gastar para mantener las tazas 🤨 tuve que transferir mi dinero a otro banco y dejar en Revolut lo básico
  15. [R4] Revolut 1/5 · US pay to exit: they do not disclose when you first subcribe that there will be a fee charged if you ever want to unsubscribe. lack of transparency is not appreciated
  16. [R36] Revolut 1/5 · GB Scammers: The hit you with added fee
  17. [R43] Revolut 5/5 · US Great bank: So easy to work between accounts and fair change fees
  18. [R45] Revolut 5/5 · US Great for digital nomads: I tried wise a long time ago, it was a headache. Revolut works for me. Easy to use, works well.
  19. [R20] Revolut 1/5 · US Be aware Revolut closes accounts with no warning!: Update : after 4 years my account was closed with no reason given, and no prior warning or questions asked by compliance…. Since discovering Revolut, I am doing 99% of my banking with it.
  20. [R24] Revolut 1/5 · US Review: I’m so frustrated with this card . Just because someone was trying to send me direct deposit they froze my account saying they were just going to review for safety . Well it’s been almost two weeks now and nothing has happened. I can’t take my money out or put money in or anything. I’ve had this account for a while and I don’t think it’s fair that if someone is actually trying to give me m
  21. [R64] N26 1/5 · US Abusive neobank: Avoid. They blocked our grandma account for receiving 500 EUR from her son. They wanted proof of source of funds. I guess this is how drug dealers launder money in N26 world. By sending old people 500 EUR. Idiocy.
  22. [R67] N26 1/5 · US no longer works with iOS 16: N26 no longer works with iOS16, and does not allow use of older versions of the app. My phone is not eligible for iOS 17, and so N26 no longer works for me.
  23. [R88] N26 2/5 · US Buggy app: Buggy app. Locks up completely on iPhone 17 pro. Tech support treats you like an idiot and completely useless. Uninstalling and reinstalling fixed it (for now) but the inability to have any access to my bank account without credible customer support shook my confidence in n26.
  24. [R90] N26 1/5 · US Crashes in new IOS: Does not allow for the camera recognition in the iPhone 17MaxPro. It goes thru the protocol for password and when it goes for the photo recognition - it crashes. Now I have no access to my account..on vacation. PLEASE FIX THIS BUUUGGGGG Great
  25. [R116] N26 1/5 · US Selfie Verification Fails on iOS 26: I want to change my paired phone to my new iPhone, but when I do the selfie verification on iOS 26, it asks me to frame my face. I did frame it, but it didn’t recognize me.

Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store