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Updated July 2026 · real, multi-region App Store reviews
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Better options than

Metro Credit Union alternatives

Metro Credit Union users often seek alternatives due to persistent app issues like freezing, login problems, and slow updates. Some members also report concerns about fees and bill pay discrepancies. Alternatives may offer more reliable mobile banking experiences and specific features.

Why users look for alternatives to Metro Credit Union

The alternatives

America First Credit Union
4.8★ · 67,976 ratings · Free

America First Credit Union offers a mobile app that is generally reported to run smoothly, providing convenient in-app options and card controls R58. However, some users experience frequent maintenance interruptions and login issues with Face ID R53R57.

Better for: This alternative suits users who prioritize a generally smooth app experience with card controls, but who are willing to tolerate occasional login glitches and maintenance periods R53R57R58. It may not be ideal for those who need to make online payments without calling in R54.

Head-to-head: Metro Credit Union vs America First Credit Union
Summit Credit Union
4.7★ · 40,248 ratings · Free

Summit Credit Union's app is described as easy to use and convenient for managing accounts R66. However, users frequently encounter issues with robot verification loops, app maintenance, and a clunky, unintuitive user interface R65R68.

Better for: Summit Credit Union could be better for users who value ease of use for basic account management and are comfortable with a potentially clunky interface, provided they can navigate past frequent verification and maintenance issues R65R66R68. It might not be suitable for those who need to view business and personal accounts together easily R73.

Head-to-head: Metro Credit Union vs Summit Credit Union
CommunityAmerica Credit Union
4.8★ · 36,421 ratings · Free

CommunityAmerica Credit Union's app is praised for being functional and straightforward, with most interactions being simple and fast . However, a significant number of users report persistent issues with the app crashing upon login or closing out immediately after entering a password R79R80R81.

Better for: This alternative is best for users who appreciate a generally well-functioning and straightforward financial app when it works, but who are prepared to deal with frequent crashing and login difficulties R79R80R81. It may not be suitable for those who rely on transaction notifications, as some users report not receiving them R82.

Head-to-head: Metro Credit Union vs CommunityAmerica Credit Union
Metro Credit Union Mobile
4.8★ · 17,341 ratings · Free

Metro Credit Union Mobile, despite sharing a name, has distinct user feedback. Some users find it very easy to use and convenient for banking on the go, even from overseas R94. However, others report it is hard to use, has issues connecting other banks, and frequently displays error messages or fails to work on weekends R95. There are also concerns about limited payment options and card control features R96R98.

Better for: This app could suit users who need basic, convenient banking on the go and have found the interface easy to use for their needs, especially those who travel R94. It is less suitable for users who require advanced card controls, diverse payment options, or consistent weekend functionality R95R96R98.

Head-to-head: Metro Credit Union vs Metro Credit Union Mobile
Canvas Credit Union
4.8★ · 16,724 ratings · Free

Canvas Credit Union's app is described as functional, easy to navigate, and reliable for features like snapshot R109R111. However, users report significant issues with mobile check deposits not working, difficulty making payments from external accounts, and problems with transaction reporting for joint accounts R107R110. Some users also raise concerns about customer support and card issues .

Better for: Canvas Credit Union is better for users who value a generally easy-to-navigate app with a reliable snapshot feature R109R111. It is not recommended for those who frequently use mobile check deposits, need to make payments from external accounts, or have joint accounts where accurate transaction reporting is critical R107R110.

Head-to-head: Metro Credit Union vs Canvas Credit Union
Stick with Metro Credit Union if

You should stick with Metro Credit Union if you are a long-term member who values the personal, family-like customer service and in-person banking experience, and you find the app easy to use for basic functions despite its reported technical issues .

Evidence note: All alternatives had sufficient reviews to form a judgment.

Frequently asked

Why do users have trouble logging into the Metro Credit Union app?
Users frequently have trouble logging into the Metro Credit Union app because it often logs them out, doesn't remember their device or username despite selecting 'remember me,' and Face ID or Touch ID features don't consistently work R4R10R20R26.
Are there issues with fees or bill payments at Metro Credit Union?
Yes, some users report issues with fees, including being charged multiple times for transactions, high fees on savings accounts, and the bill pay system sometimes pulling funds 1-2 days early, potentially leading to overdrafts R1R12R34.
Does the Metro Credit Union app offer remote check deposit?
Yes, the Metro Credit Union app offers the option to deposit checks remotely, which some users find very convenient R43R16. However, some users have reported the app freezing or crashing when attempting to use features like remote deposit R7R16.
Is the Metro Credit Union app easy to use?
While some users find the Metro Credit Union app easy to use, convenient, and a great tool for checking accounts and managing finances , many others report it constantly freezes, crashes, or fails to open, making it difficult to use reliably R6R7R14R16.

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

  1. [R6] Metro Credit Union 3/5 · US Bank is great, app is awful: App constantly freezes when trying to open it.
  2. [R7] Metro Credit Union 1/5 · US All it does is freeze: Can only look at balance anytime I’ve ever tried anything else it just freezes
  3. [R14] Metro Credit Union 1/5 · US App doesn’t work: The newest app hasn’t worked since it came out. If you call about it they’ll tell you nothing is wrong with it but it’s not just me, nobody in my family can use it. Looking to switch banks, having an app that works is a big deal.
  4. [R16] Metro Credit Union 1/5 · US Force close: App has been force closing for weeks! (4 now) Despite removing the app and reinstalling it. As soon as I put in my password, the app will think for a few seconds then send me back to my Home Screen. Irritating would be putting it lightly. I’ve had to double up on running to the bank for a month now. Cannot remote deposit, which is very inconvenient.
  5. [R4] Metro Credit Union 2/5 · US Login: I have to login every time even when I say “remember me”
  6. [R10] Metro Credit Union 1/5 · US Shouldn’t have to name device every time: Verification process is wonky, never remembers device and will crash from time to time. Find a better developer, and find a better debit card provider. Card peels every 6 months and requires me to get a new one frequently
  7. [R20] Metro Credit Union 2/5 · US Why do you guys keep logging me out: I have Face ID and everything and it randomly logs me out in situations I need transfers please for the love of god fix this
  8. [R26] Metro Credit Union 2/5 · US Hmm: I used to like the app. But after the update it keeps logging me out. Even if I select “remember user name”
  9. [R3] Metro Credit Union 3/5 · US Slow updates: The app has slow updates when I do transactions, also the snapshot
  10. [R9] Metro Credit Union 3/5 · US iPhone X: I like the new visual enhancements to the application. However I really think there needs to be an iPhoneX optimization update. Also something else that would be cool is if you guys could implement something like the simple bank with goals and such.
  11. [R17] Metro Credit Union 5/5 · US No Widget (sad): There was a shortcut widget you guys had. It’s gone now
  12. [R1] Metro Credit Union 1/5 · US Thiefs: Would not bank with them they’ll charge you right then and there place the transaction on hold then charge you again once it’s done pending and do nothing about it this has happened way too many times with sorry metro credit union DO NOT I REPEAT DO NOT BANK WITH THEM find someone bigger and better fnbo or Centris if you want a credit union
  13. [R12] Metro Credit Union 1/5 · US Took Money!!: The it charged more in fees than what was in my savings account my parents set up for me as a child. Makes it hard to set good habits for children learning about money.
  14. [R34] Metro Credit Union 1/5 · US Terrible bill pay system: When I say I want to pay a bill on the first of the month, that means take the money out of my account on the first of the month because I am paid on the last day of the month. Instead they often pull out 1-2 days early and sometimes if there is a holiday or weekend even earlier than that. Do not trust them. They will overdraw you and then charge you fee when their system
  15. [R53] America First Credit Union 3/5 · US Great App Minus the Bugs: I never had problems on android, but there are some bugs on the iOS version it seems. Logging in is always a hassle as usually Face ID doesn’t work, and gets disabled quite often.
  16. [R54] America First Credit Union 1/5 · US Can’t make online payments: Just opened up this credit union account and it doesn’t allow me to make online payments without calling in.
  17. [R57] America First Credit Union 2/5 · US Love AFCU but the maintenance has to STOP frequently!: I love the AFCU App and it’s been so amazing to use to access my bank information! However, it’s becoming so frustrating that AFCU is constantly doing maintenance on the app all the time that it’s impossible to access my bank information instead of going to browser. Please STOP with the maintenance every single week! It’s becoming so annoying!
  18. [R58] America First Credit Union 5/5 · US Good Banking App: Normally runs smoothly, easy to navigate. Convenient in-app options and card controls.
  19. [R65] Summit Credit Union 1/5 · US Prove you are human: After being on basic hold for 25 min trying to solve this continuous loop of “proof you are human” code…… still not working! Had to hang up as I couldn’t wait any longer. No IT Dept to assist on the phone. Frustrating to say the least!
  20. [R66] Summit Credit Union 5/5 · US Me facilita todo: Es fácil de usar y muy conveniente. Me gusta administrar mi cuenta con esta aplicación.
  21. [R68] Summit Credit Union 2/5 · US App seems to be under maintenance a lot.: It’s seems like I am unable to get into my app with unknown errors that relate to app maintenance, being given errors with no solution when I need access to my money now, not later.
  22. [R73] Summit Credit Union 3/5 · US Accounts: I wish I could see all my accounts even the business on the home page without having to switch users
  23. [R79] CommunityAmerica Credit Union 1/5 · US Too many bugs: Last update required to login multiple times. The current app won’t open the keyboard. This app is clunky and never smooth.
  24. [R80] CommunityAmerica Credit Union 4/5 · US Community America App: Sometimes the app crashes on me, where I’ll have to login four times before it stays open. In addition, Citi takes a little too long to pull the amount that we paid on the app. It takes three business days for it to reflect on my bank account. Outside of that, I Thank Citi for its services.
  25. [R81] CommunityAmerica Credit Union 3/5 · US App closes out after putting in password: Have to have this app because it's my bank but it's very frustrating that my app closes every single time I put in my password and enter, just immediately kicks me out of the app. It's a fine app besides this bug.
  26. [R82] CommunityAmerica Credit Union 1/5 · US Credit card alerts: Still not getting transaction notifications on my iPhone 16. Was hoping the new update would fix it, but sadly no. I know the developers are aware. When will a fix come?
  27. [R94] Metro Credit Union Mobile 5/5 · US Great!!!!: The app is very easy to use and convenient.
  28. [R95] Metro Credit Union Mobile 3/5 · US Hard to use: This app is hard to use, especially connecting other banks and transferring money
  29. [R96] Metro Credit Union Mobile 1/5 · US Paying su-ks: Don’t like how we have only one option on how to pay. Should be able to pay over phone or use cc
  30. [R98] Metro Credit Union Mobile 3/5 · US App needs a serious update: Not being able to lock & unlock my card when ever I want is stressful. Why is it on some kind of 9-5 schedule?
  31. [R107] Canvas Credit Union 1/5 · US Predatory: This app moved money from both me and my partner’s account into an account that was negative causing us a financial hardship. Both of us are disabled. We can’t pay rent now and that will cost us the money that was negative and some. Thank you so much for putting us into a financial hardship! You’re doing gods work! Transactions post latent and don’t show pending, causing transaction mi
  32. [R109] Canvas Credit Union 3/5 · US Great app: It's a super easy to navigate and to do what I need to do to make making easier for me love this app
  33. [R110] Canvas Credit Union 1/5 · US Nightmare: Making a payment from external accounts is nearly impossible. App’s features are close to none.
  34. [R111] Canvas Credit Union 5/5 · US very functional: i love the snapshot feature. it is always fast and reliable when i need it.
  35. [R43] Metro Credit Union 5/5 · US Love the app: Metro credit union is a amazing bank. I love using the mobile app. It’s easy to use, very convenient and I love the option to deposit checks remotely. If you are looking for a bank that treats you like they have known you for years and a easy to use online source metro is for you!!!!

Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store