Verithiathe honest score on any app
Updated July 2026 · real, multi-region App Store reviews
Head-to-head

Metro Credit Union vs CommunityAmerica Credit Union

Metro Credit Union 4.9★ · Free to download 60
Winner CommunityAmerica Credit Union
CommunityAmerica Credit Union 4.8★ · Free to download 65

CommunityAmerica Credit Union has a slight edge due to its slightly better app stability and a higher volume of positive feedback regarding its overall banking services, despite both apps experiencing significant crashing issues.

Both Metro Credit Union and CommunityAmerica Credit Union apps suffer from frequent crashes and login issues, frustrating many users. However, CommunityAmerica appears to have a larger base of satisfied users who praise its banking services, while Metro Credit Union faces more direct complaints about its banking practices in addition to app problems.

Head to head

App Stability and Performance tieR6R7R14R16
Metro Credit Union Many Metro Credit Union users report that the app constantly freezes, crashes, or force closes, especially after updates R6R7R14R16. Some users cannot log in at all or experience error codes .
CommunityAmerica Credit Union CommunityAmerica Credit Union users frequently complain about the app crashing upon login or shortly after opening, often requiring multiple attempts to access their accounts .
Ease of Use and Features edge: Metro Credit UnionR21R27R29R31
Metro Credit Union Some Metro Credit Union users find the app easy to use, convenient, and appreciate new features like customization, remote deposit, and seeing all accounts with one login R21R27R29R31. However, others report issues with slow updates, not remembering login credentials, difficulty changing transfer dates, and problems with remote deposit R4R5.
CommunityAmerica Credit Union CommunityAmerica Credit Union's app is generally described as straightforward and easy to use when it works . However, users report issues with the keyboard not opening, lack of transaction notifications, and a highly unreliable mobile deposit feature R64R96R100.
Banking Service Quality edge: CommunityAmerica Credit UnionR2R5R11R15
Metro Credit Union Many Metro Credit Union members praise the excellent customer service, friendly staff, and long-term support, often feeling like family R2R5R11R15. However, some users report serious issues with fees, being charged multiple times for transactions, early bill payments leading to overdrafts, and debit card quality R10.
CommunityAmerica Credit Union CommunityAmerica Credit Union receives strong praise for its great service, people, and overall banking experience . One user suggests lowering overdraft fees .
Login Experience tieR4R10R20R24
Metro Credit Union Metro Credit Union users frequently report issues with the app not remembering their login, requiring re-entry of credentials even with 'remember me' or Face ID enabled, and excessive captcha checks R4R10R20R24.
CommunityAmerica Credit Union CommunityAmerica Credit Union users consistently report that the app crashes upon login, often requiring multiple attempts (3-7 times) to successfully sign in . Face ID also reportedly doesn't work .
Pick Metro Credit Union if

You prioritize an app with a wider range of features and customization options, and are willing to tolerate occasional crashes and login quirks R27R60. You value a credit union that many users describe as providing excellent, long-term, family-like customer service R15.

Pick CommunityAmerica Credit Union if

You prioritize a banking institution with a strong reputation for overall service and positive member experiences, even if the app itself is prone to frequent crashes and login difficulties .

Evidence note: Both apps have significant recent negative reviews regarding stability, making it hard to definitively declare a winner on app performance alone. The lifetime ratings are high for both, but recent reviews skew heavily negative for app functionality. The free-to-download nature means users are likely less forgiving of app issues.

Frequently asked

Do these apps have reliable mobile check deposit?
Metro Credit Union users report mixed experiences with mobile check deposit, with some finding it easy to use R47R58 while others experienced issues like checks not being eligible after updates R38. CommunityAmerica Credit Union's mobile deposit feature is described as "glitchy, unreliable, unstable," and the "worst" by one user R118.
Are there frequent login problems with these apps?
Yes, both apps have frequent login problems; Metro Credit Union users report having to log in every time even with 'remember me' selected and issues with Face ID R4R20R50R52, while CommunityAmerica Credit Union users commonly experience the app crashing multiple times (3-7 attempts) after entering login information before they can access their account .
Do these apps offer transaction notifications?
Metro Credit Union's app allows users to set up their own alerts R60. CommunityAmerica Credit Union's app, however, is reported to not provide live push notifications for credit/debit card transactions, which is a significant missing feature for some users R64R96R100.

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

  1. [R6] Metro Credit Union 3/5 · US Bank is great, app is awful: App constantly freezes when trying to open it.
  2. [R7] Metro Credit Union 1/5 · US All it does is freeze: Can only look at balance anytime I’ve ever tried anything else it just freezes
  3. [R14] Metro Credit Union 1/5 · US App doesn’t work: The newest app hasn’t worked since it came out. If you call about it they’ll tell you nothing is wrong with it but it’s not just me, nobody in my family can use it. Looking to switch banks, having an app that works is a big deal.
  4. [R16] Metro Credit Union 1/5 · US Force close: App has been force closing for weeks! (4 now) Despite removing the app and reinstalling it. As soon as I put in my password, the app will think for a few seconds then send me back to my Home Screen. Irritating would be putting it lightly. I’ve had to double up on running to the bank for a month now. Cannot remote deposit, which is very inconvenient.
  5. [R21] Metro Credit Union 5/5 · US #lovemyMetro: The app is such a great tool! Easy to use and the convenience of checking my account at the touch of my fingertip is a GAME CHANGER! When I do go inside the bank or thru the drive thru, the tellers & bankers are genuinely glad to help you and answer questions, good conversation even for a short time. Even over the phone, great customer service is consistent. After experiencing other
  6. [R27] Metro Credit Union 5/5 · US Just a Great App: Love that I can customize the app for me! It’s everything I need.
  7. [R29] Metro Credit Union 5/5 · US 👍: Easy to use and very convenient.
  8. [R31] Metro Credit Union 5/5 · US Convenient: I love how the app is easy to use
  9. [R2] Metro Credit Union 5/5 · US Review of metro Credit Union: Metro credit Union is the best credit union that I have ever tried. I recommend them to anyone.
  10. [R5] Metro Credit Union 5/5 · US Metro FCU: I moved to Denver CO 2 yrs ago this month the only thing I knew I would have a big problem with was Metro didn’t have a location in Denver and I knew I did Not want to change to another credit union! I’ve been with them since I think at least 1987 maybe before! They’ve helped me in bad times and been there in my good times too! But I’m going to contact them I’m having trouble depositing
  11. [R11] Metro Credit Union 5/5 · US Forever with MHCU: Member since 1985? Or close to.
  12. [R15] Metro Credit Union 5/5 · US THE BEST FAMILY BANK: It feels like family being with Metro Credit Union You for the past 10 years. Thanks Metro for making us feel at home.
  13. [R4] Metro Credit Union 2/5 · US Login: I have to login every time even when I say “remember me”
  14. [R10] Metro Credit Union 1/5 · US Shouldn’t have to name device every time: Verification process is wonky, never remembers device and will crash from time to time. Find a better developer, and find a better debit card provider. Card peels every 6 months and requires me to get a new one frequently
  15. [R20] Metro Credit Union 2/5 · US Why do you guys keep logging me out: I have Face ID and everything and it randomly logs me out in situations I need transfers please for the love of god fix this
  16. [R24] Metro Credit Union 1/5 · US Captcha makes it not work: I honestly may find another bank after experiencing 10 captcha image checks every time I need to check my balance.
  17. [R38] Metro Credit Union 1/5 · US Cannot deposit the check: Cannot deposit the check which is the only reason I use this app...said "not eligible" after updated. Very disappointed.
  18. [R47] Metro Credit Union 5/5 · US Love the app: Metro credit union is a amazing bank. I love using the mobile app. It’s easy to use, very convenient and I love the option to deposit checks remotely. If you are looking for a bank that treats you like they have known you for years and a easy to use online source metro is for you!!!!
  19. [R58] Metro Credit Union 5/5 · US Long time member who doesn’t like change!: Honestly, I didn’t care for the new app at first because it was different than the old app, and I’m not a fan of change. However, now that I’ve been using the new app for a few months, I actually like it better. Remote deposit capture is much easier to use, and I can easily transfer to and from my accounts at other banks. I also like that I can see all of
  20. [R118] CommunityAmerica Credit Union 1/5 · US Worst Mobile Deposit Ever!!: This is the most glitchy, unreliable, unstable platform on the face of tech! It should be scrapped and replaced immediately!!
  21. [R50] Metro Credit Union 5/5 · US Great App - One issue: I love the app and the new update. I would give it five stars, but it’s getting pretty annoying to have to log in every. single. time. Even after I select “Remember Me” & “Remember This Device” multiple times in the same day. I also have my Touch ID login set up and it still makes enter my username & password. It gives a message that says “You haven’t logged in awhile” even
  22. [R52] Metro Credit Union 4/5 · US Please fix log-in issues: Repeatedly making me enter password when I have facial recognition set up for logging in.
  23. [R60] Metro Credit Union 5/5 · US Lovin’ the update!: Everything about this is smooth, with the customization to being able to set up my own alerts. I love being able to see everything that I want too and not seeing anything I don’t! GREAT JOB METRO. !!!!!!
  24. [R64] CommunityAmerica Credit Union 1/5 · US Credit card alerts: Still not getting transaction notifications on my iPhone 16. Was hoping the new update would fix it, but sadly no. I know the developers are aware. When will a fix come?
  25. [R96] CommunityAmerica Credit Union 3/5 · US Missing something: I LOVE this bank, but I wish the app supported live push notifications! It has everything but that! Whereas anytime a charge is made to one of your accounts the app notifies you on phone via push notification. I don’t understand why prepaid card apps will do that but actual bank apps won’t. The app crashes at times when you try logging into it, so then you have to make a second
  26. [R100] CommunityAmerica Credit Union 1/5 · US Constant crashes and no notifications.: Used to be great but now it crashes multiple times before you can log in and most importantly I don't receive push notifications about my credit/debit card usage. I find myself using other credit cards for that reason. There hasn't been an update for two months, iOS updated at least twice in the same time. All my other credit card apps work normally. Fix thi

Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store