Central Bank alternatives
Users often leave Central Bank due to persistent app issues like login errors, crashes, and slow mobile deposits. Alternatives offer more reliable app performance, faster transaction processing, and better online banking features.
Why users look for alternatives to Central Bank
- The Central Bank app frequently experiences login issues, requiring users to re-enter information, delete and reinstall the app, or use the website instead.R1R13R21R22
- Users report that the app is slow, takes a long time to load, or crashes frequently, making it difficult to manage finances.R16R18R24R32
- Mobile deposits are often slow to process, with funds taking too long to become available compared to other banks.R3R7R15R19
- Some users find the online banking and money management features difficult to navigate or lacking in detail compared to competitors.R4R10R12
- The app may lack support for reporting issues directly or have problems with notifications and external transfers.R6R30R34
The alternatives
ICCU Mobile Banking offers a generally easy and convenient banking experience, with many users appreciating the helpful staff and overall service R52.
Better for: This app is better for users who prioritize strong customer service and a straightforward banking experience, though they should be aware of potential mobile deposit issues and occasional app slowness R52. However, some users report the app can be slow, experience login errors, or have issues with mobile deposits and scheduled maintenance R51R54.
Head-to-head: Central Bank vs ICCU Mobile BankingCentra Mobile provides easy and convenient access to bank accounts, allowing users to move money, pay bills, and manage finances without needing to visit a physical branch R68.
Better for: Centra Mobile is suitable for users who value ease of use and convenience for everyday banking tasks like moving money and paying bills R68. However, some users experience frustrating issues with authentication texts, Zelle not working, app crashes, and difficulty viewing loan information or printing statements R65.
Head-to-head: Central Bank vs Centra MobileCentral Pacific Bank offers an app that is easy to use, organized, and provides standard mobile banking features, with a notable strength in allowing users to manage multiple personal and business accounts R80.
Better for: This app is better for users who need to manage multiple personal and business accounts efficiently through a single, organized app R80. However, some users report slow fund availability for deposits and transfers, difficulties with external transfers, and occasional login glitches R79R81.
Head-to-head: Central Bank vs Central Pacific BankCentralMOBILE is praised for its user-friendly interface and the helpfulness of its employees, with some users finding it easy to navigate once issues are resolved R94.
Better for: CentralMOBILE is suitable for users who appreciate good customer service and a user-friendly interface, provided they are willing to tolerate potential app instability R94. Many users report frequent issues with the app not working, crashing, or failing to log in, often requiring them to use the website instead R93R95R96.
Head-to-head: Central Bank vs CentralMOBILECentral Bank Mobile Banking offers a fast, efficient, and easy-to-use app for managing finances, with many users appreciating the friendly and helpful staff R108.
Better for: This app is best for users who prioritize a straightforward and efficient mobile banking experience and value strong customer service from their bank R108. However, some users report persistent bugs, frequent crashing, issues with Face ID, and frustrating security requirements like confirmation codes for transfers R107R109R110.
Head-to-head: Central Bank vs Central Bank Mobile BankingYou should stick with Central Bank if you value excellent in-person customer service, have a local branch, and find the app simple and easy to use for basic functions like mobile deposit, despite occasional technical issues .
Evidence note: All alternatives have sufficient review evidence.
Frequently asked
Why do users have trouble logging into the Central Bank app?
Are mobile deposits fast with Central Bank?
What reviewers actually said
Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.
- [R1] Central Bank We cannot verify your information against our records. Please update the information listed below: We cannot verify your information against our records. Please update the information listed below
- [R13] Central Bank Ughhh: The login process for this app is so annoying
- [R21] Central Bank Missing secret word!: HATE the secret word requirement! The app works a few times then all of a sudden the secret word I have been forced to choose for my log in is no longer listed and I am either forced to log in on the website or to delete and redownload the app. This has happened over and over! Why!?
- [R22] Central Bank Logging in errors.: Used to be able to log in with the app with no issues for several years now. These last several months (almost over a year now), whenever I get to the verify your identity section and enter the temporary code, I get an login error pop up as well as a notification that there was a successful login. I can log in if I uninstall and the reinstall the app, but only the first time.
- [R16] Central Bank Slow: App used to load up just fine and now since an update or two ago it has slowed down and takes forever to load.
- [R18] Central Bank App crashing: Latest update is causing the app to crash.
- [R24] Central Bank App not working, please fix.: This app has naan stable and reliable for years. As of 2/4/24 when I fill out login information and hit done, it closes. That happens with fingerprint login too. Please fix!
- [R32] Central Bank App keeps crashing when loading.: Log into my account and the app page turns blank and crashes.
- [R3] Central Bank Deposits: The speed of the deposits needs to be increased !!!!!
- [R7] Central Bank New Account: The people were great, very nice facility. HOWEVER THEY PUT A WEEK HOLD on a local check for $100 that cleared the account before I woke up the following morning????
- [R15] Central Bank Slow: Central bank has been around for a long time but it lives in the stone ages. The mobile deposit takes way too long to show up in the account. Most other banks allow it to show up right away.
- [R19] Central Bank Way to slow: Take way to long to approve Mobile deposits
- [R4] Central Bank Online banking is difficult to use: The online banking is very difficult to use. I would not recommend the online banking.
- [R10] Central Bank Money Manager: Way too difficult to navigate. Miss the old setup!
- [R12] Central Bank Transactions could be more detailed: This is the second account I have opened up. I have been with Community America for 15 years and I definitely prefer their app over this one. This app does not provide nearly as much detailed and up to date transaction information.
- [R6] Central Bank No app support: I’ve been trying to figure out a way to report an issue within the app. I’ve tried for the last 30-45 minutes and still can’t find a way. The app tells me I’ve got duplicate charges from merchants I call the merchant to find out it’s false. Calling customer service for bank they tell me to make sure app is latest version. Now it says I’ve spent almost $900. At Dollar General. I che
- [R30] Central Bank Deposit problems: Won’t let me deposit checks.
- [R34] Central Bank Notifications stopped: Push notifications stopped working
- [R51] ICCU Mobile Banking Really slow: This app is very slow and I get an error almost every time I try to log in. They keep making changes yet it still continues to be slow.
- [R52] ICCU Mobile Banking Been with them for years: So grateful for Iccu! They’ve been good with us for the 20 years we’ve been with them , even when there has been a few hiccups along the way but they’ve always been on top of things to help us out. We are loyal to them even when there have been a the few hiccups. Other places nickle and dime ya. But have never felt that way with Iccu.
- [R53] ICCU Mobile Banking Pending Fiasco: Don’t put things in “Pending” unless you add or subtract them from the total. Doing it piecemeal like you are is annoying.
- [R54] ICCU Mobile Banking Always glitches: The app doesn’t let me see anything that’s not the snapshot of my account, it goes to a separate page and loads for a while then says system is not responding, try again later.
- [R65] Centra Mobile Frustrating alert system: No way to change the notification system to text or email, doesn’t send me authentication texts so it just automatically declines whatever payment I’m trying to make.
- [R66] Centra Mobile Great!!!!!!: Great Bank!!!
- [R67] Centra Mobile Horrible: Horrible place to bank at. They will overdraft your account even though you asked to not have the overdraft feature. They kept over drafting my account to the point I had to cancel my account. This place is a joke.
- [R68] Centra Mobile My greatest Application on my phone: I love the ease and convenience of my Centra application. It saves time and trips to the bank!! I love it!!
- [R79] Central Pacific Bank Slow and expensive: I deposited my payroll check a week ago and the funds are still not available. They even charged me $32 overdraft fee as a result.
- [R80] Central Pacific Bank Easy to connect multiple entities!: App is easy to use and has all the standard features one expects out of a mobile banking app, however, the ability to see all my accounts across personal and multiple business entities is great!
- [R81] Central Pacific Bank Inoperability between accounts: External transfers are virtually impossible as my external accounts are not listed as an option to transfer to. Very frustrating and the app glitches out whenever I attempt to verify my external accounts as connected
- [R82] Central Pacific Bank Bank Cpb: Helpful
- [R93] CentralMOBILE Not working often: Too many times this app is not working or temporarily out of service
- [R94] CentralMOBILE The best bank: The best company also the best BANK
- [R95] CentralMOBILE App not signing in: This app is overall really good and I like central bank. The app will not log me in about 1/3 of the time. I’ll have to wait a few hours and try again this epically happens at night for some reason. I also switched from android to apple and the problem seems consistent across both platforms.
- [R96] CentralMOBILE App login terrible: Logging into the app is horrible consistently won’t login saying sorry for the inconvenience. Then I go to the website and login without issue, back to the app no can do. I’ve reset my password multiple times for no reason because the app won’t let me login. This app is trash better off just saving the website in your browser and accessing that way.
- [R107] Central Bank Mobile Banking Frustrating: Online Banking:Each individual function requires separate registration. For business accounts, the options are notably limited; for instance, it is only possible to send money via mailed checks through the bill pay feature. Electronic transfers to external accounts are not permitted. When attempting to access your account, users are provided with a username that cannot be changed. Acc
- [R108] Central Bank Mobile Banking Super easy and fast App: I love using this app! It is fast, efficient and easy!
- [R109] Central Bank Mobile Banking Checking & Saving: Would Like to use iPad horizontally when checking accounts online. After the last update that feature was lost and has not been restored!??!??
- [R110] Central Bank Mobile Banking App still has bugs: Ever since the app was upgraded a month or so ago, I continue to run in to multiple problems where it will error out and lock me out of app. Today it happened after making an account transfer. It’s happened multiple times over multiple days. Very frustrating.
Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store