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Updated July 2026 · real, multi-region App Store reviews
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Better options than

USAA DriveSafe alternatives

USAA DriveSafe users often look for alternatives due to issues with inaccurate trip tracking, privacy concerns, and penalties for hands-free phone use. Alternatives like USAA Mobile offer general banking and insurance management, while State Farm® provides a similar driving program with a physical device option.

Why users look for alternatives to USAA DriveSafe

The alternatives

Google Chrome
4.7★ · 3,654,943 ratings · Free

Google Chrome is a web browser known for its speed and extensive search capabilities R52R61. Users appreciate its ability to quickly search for information.

Better for: Google Chrome is better for users who need a fast, reliable web browser for general internet use R52R61. It is not an alternative for driving behavior tracking or insurance discounts.

Head-to-head: USAA DriveSafe vs Google Chrome
USAA Mobile
4.8★ · 2,272,763 ratings · Free

USAA Mobile is the general banking and insurance app for USAA members, offering a range of financial services R69R74. Users find it reliable, easy to use, and appreciate the customer service associated with USAA R66R69R72R74.

Better for: USAA Mobile is better for existing USAA members who need to manage their banking, insurance policies, and other financial products in a single, convenient app R69R74. It is not designed for detailed driving behavior tracking like USAA DriveSafe, but rather for broader account management.

Head-to-head: USAA DriveSafe vs USAA Mobile
State Farm®
4.8★ · 1,242,914 ratings · Free

The State Farm® app allows users to manage their insurance and interact with their agent R80. It also offers a 'Drive and Save' feature, though some users with manual transmissions report issues with gradual acceleration scoring R83R84. State Farm also offers a physical device for tracking driving R1.

Better for: State Farm® is better for individuals looking for a comprehensive insurance provider with an app for policy management R80 and a driving discount program that includes the option of a physical in-vehicle module, which some USAA DriveSafe users prefer R1. However, users with manual transmissions might find its driving score algorithm challenging R84.

Head-to-head: USAA DriveSafe vs State Farm®
ShiftPower
4.8★ · 298 ratings · Free

ShiftPower is an app that integrates with a car modification device to enhance throttle response and offers features like anti-theft lockout mode R94R95R96. Users report it makes their car feel faster and more responsive R96R99.

Better for: ShiftPower is better for car enthusiasts who want to modify their vehicle's performance, specifically throttle response, and desire features like anti-theft lockout R94R95R96. It is not an insurance telematics app and does not track driving for discount purposes.

Head-to-head: USAA DriveSafe vs ShiftPower
Federated DriveSAFE
4.4★ · 54 ratings · Free

Federated DriveSAFE is a driving behavior tracking app that helps users monitor and improve their driving habits, often provided free by Federated Insurance for clients R101R103R105R106. It offers feedback on driving performance and has been noted to change driver behavior for the better, leading to safer driving R101R103R105R106. It is particularly praised for fleet management, allowing businesses to monitor and improve employee driving habits .

Better for: Federated DriveSAFE is better for individuals and businesses, especially those with fleets, who want a tool to actively monitor and improve driving behavior for safety and risk management R103R105R106. It is often provided as a free resource by Federated Insurance, offering value for clients .

Head-to-head: USAA DriveSafe vs Federated DriveSAFE
Stick with USAA DriveSafe if

You should stick with USAA DriveSafe if you are a USAA customer who values the potential discount and is willing to manually correct trip data for passenger rides or work vehicles, and can tolerate the app's sensitivity to hands-free phone use and harsh braking R5R7.

Evidence note: Google Chrome and ShiftPower have too few reviews to judge their suitability as direct alternatives for driving behavior tracking or insurance discounts.

Frequently asked

Does USAA DriveSafe accurately distinguish between a driver and a passenger?
No, USAA DriveSafe frequently fails to distinguish between a driver and a passenger, often logging passenger trips as the user's own driving and requiring manual correction for every trip R5R7R23R28.
Does USAA DriveSafe penalize for hands-free phone use?
Yes, USAA DriveSafe penalizes users for hands-free phone use, including receiving calls, making business calls, sending hands-free messages, and even using GPS or tap-to-pay while stopped or driving R2R6R13R21.
Does USAA DriveSafe drain phone battery?
Yes, USAA DriveSafe requires location services to be 'Always On,' which users report drains their phone battery R4R7.
Are there issues with harsh braking detection in USAA DriveSafe?
Yes, users report that USAA DriveSafe's harsh braking detection is often overly sensitive and inaccurate, flagging normal braking, braking for emergency vehicles, or even non-existent braking as harsh R13R16R22R25.

What reviewers actually said

Built only from these 113 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

  1. [R1] USAA DriveSafe 1/5 · US Collects data from Uber and other non insured with USAA vehicles.: The app is absolutely ignorant as to what and when I drive. If I uber on a Mexico vacation it collects data. If I ride with someone else it collects data. If I drive a vehicle insured by State Farm it collects data. At least State Farm has a module in the vehicle that lets them know ONLY when I’m driving/riding in the vehicle
  2. [R5] USAA DriveSafe 4/5 · US Finally! Recognition of Great Driving! But the app makes many mistakes.: 60 years of driving with zero infractions. Glad that my driving habits finally get a cash reward. But this app continues to be unable to distinguish whether I am the driver or the passenger. My wife and I are almost always together in the car, sharing driving duties. But the app fails to identify who is driving and I have to
  3. [R7] USAA DriveSafe 1/5 · US Discount is good but app does not track well: Have been using for over a year and you can get a good discount. But app cannot reliably recognize if you’re the driver or passenger. And if you’re driving a work vehicle you have to edit it manually for every single trip. And it can use up a lot of battery running in the background. I would much rather use the small Bluetooth devices that other insure
  4. [R23] USAA DriveSafe 5/5 · US My trip on the 24th of June: You dinged me on the 24th of June and I was a passenger to the airport and was flying back to IL
  5. [R2] USAA DriveSafe 4/5 · US Good enough: Does a decent job with limited false positives but tell me why I get dinged for “hands free calling” when I get a phone call but don’t even answer it?
  6. [R6] USAA DriveSafe 3/5 · US Penalized for receiving calls while traveling: I am traveling with my Airstream and have to take business calls, hands free and send messages and I get dinged for getting and receiving calls plus I get rated for sending a hands free messaging. Also if I am taking a picture while stopped I get dinged.
  7. [R13] USAA DriveSafe 1/5 · US Terrible functionality: The app does not recognize when you are a driver or passenger, you are dinged for hands free calling (even though that is permitted by law), and it is too sensitive and lacks intuition to know what is “harsh breaking”. The design is severely flawed.
  8. [R21] USAA DriveSafe 3/5 · US Enlightened: Still trying to get used to it. It has taught me that hands free talking and texting is considered distracted driving.
  9. [R16] USAA DriveSafe 1/5 · US Logs bogus events: I’ve tried to be patient with this app. It logs bogus ‘harsh breaking’ events and has lowered my score with no way to remedy it except lie and say you are a passenger. Fix it or I’m out!
  10. [R22] USAA DriveSafe 1/5 · US Harsh braking: This app dings me for harsh breaking ALL the time when I’m really not braking harshly at all. It’s so frustrating. It also dings you for phone handling when completely parked and when going through a drive through.
  11. [R25] USAA DriveSafe 1/5 · US Ghost braking: No harsh braking. Electric cars so hardly ever use brakes, yet the app has flagged us. Uggggggg
  12. [R4] USAA DriveSafe 2/5 · US Always on: This is the ONLY app on my phone that requires location services “Always On”. It refuses to work with “while using app” & keeping the app open in the background. Always On drains my battery & interrupts my privacy. USAA needs to fix their protocol requirements for this app or I’m going to have to drop out of their drive safe program.
  13. [R9] USAA DriveSafe 3/5 · US Invasion of privacy?: The idea of the app is not bad. Unfortunately, it tracks every location precisely that you visit. There is no way for you to indicate that your passenger, or a child may have been using your phone while you were driving. This comes back in a review of your driving habits. My safe driving score is compromised because my passenger chose to put an address into our GPS whi
  14. [R19] USAA DriveSafe 1/5 · US Quit it with the tacking: I find it extremely alarming that, in order to pay less for something that doesn’t benefit me in the long run, you have to collect all sorts of data and information, you mislead the public to give up their freedoms to travel in order to obtain “better rates” for a scam that at the end if someone where to crash my vehicle you will simply not pay me for the tidal dames or t
  15. [R12] USAA DriveSafe 3/5 · US Discount: I’ve had issues getting the app to work correctly. The location always & app update keep on not working properly. I’ve deleted & reloaded but it doesn’t change.
  16. [R15] USAA DriveSafe 3/5 · US Slow Service: It keeps stalling when trying to review trips.
  17. [R27] USAA DriveSafe 3/5 · US Not the first time.: I can’t use the app anymore. It has worked fine and recorded my trips up to this point, besides a similar event around a year ago. Today I find it logged me out of the app and once I logged back in, it asked me to turn on accessibility to a “Motion and Fitness” setting that my phone does not have. I’ve looked and searched for it in the past and still can’t find it to this day.
  18. [R30] USAA DriveSafe 3/5 · US Not good: It is not recording the correct route and distance I traveled this morning 6/20
  19. [R3] USAA DriveSafe 3/5 · US Driving: I’m old and don’t drive very far anymore and just noticed my discount just dropped from 6%to 5% and the score went from mid 70’s to 70. I just got home. No phone use or hard breaking. I don’t get it.
  20. [R8] USAA DriveSafe 5/5 · US Driving Score: It is a good app. The only issue I have is why can your score fluctuate when you have no events? The app should explain why the score changes. Also, I tried about 30 nicknames and it said all were taken.
  21. [R26] USAA DriveSafe 4/5 · US ??: Questions about app. Sometimes points seem to be lost for an unknown reason. How much does my wife need to drive to satisfy that she is driving the car?
  22. [R31] USAA DriveSafe 1/5 · US Wrong policy discounts: I want to know why my percentage savings has suddenly gone from 97 or 98% to the low 80s when I’ve had no trip incidents.
  23. [R10] USAA DriveSafe 2/5 · US Need a device for the car: USAA needs a device that stays in your own vehicle similar to State Farm’s device. Tired of getting penalized for not even driving and constantly having to go into the app to change my penalties.
  24. [R52] Google Chrome 5/5 · US This App: Great app with so many things to do! I enjoy the fact that I can search whatever I want aces it’s lightning fast!
  25. [R61] Google Chrome 5/5 · US Fast Internet: Fantastic!!!!!
  26. [R66] USAA Mobile 5/5 · US Review: Very pleased with USAA.
  27. [R69] USAA Mobile 5/5 · US Excellent App: Reliable, easy to use, feels secure and safe.
  28. [R72] USAA Mobile 5/5 · US Convenient: Love service
  29. [R74] USAA Mobile 5/5 · US Best Bank and App: I can’t say enough good things about the USAA and the customer service. Love this bank and the app!!
  30. [R80] State Farm® 5/5 · US Jonathan/adjuster: Jonathan was outstanding throughout the inspection process. He was professional, courteous, and took the time to thoroughly inspect my home while clearly explaining everything he was doing. He answered all of my questions with patience and made sure I understood the next steps. His knowledge, attention to detail, and professionalism gave me confidence during a stressful situatio
  31. [R83] State Farm® 5/5 · US User Friendly: Using the App is user friendly and efficient No wait time to submit requests
  32. [R84] State Farm® 3/5 · US Beware of the Drive and Save feature if you drive a vehicle with a manual transmission!: I’ve used driver apps with both Progressive and GEICO in the past and was usually given a 98 score, or excellent. Not so with the State Farm app which keeps reminding me I need to improve my gradual acceleration, while giving me high scores for everything else. Finally it dawned on me that it is impossible t
  33. [R94] ShiftPower 5/5 · US Used for 3 years: I have this installed on my Genesis coupe bk1 3.8 & the pedal has always been set to super sport. In beginning it’s been in eco but as cars get quicker I decided to keep it in SS mode. I use lockout mode everyday whenever it’s home, work, going out & gives a good sense of security. No issues or problems with this product & will continue to use with other vehicles. Good practice i
  34. [R95] ShiftPower 5/5 · US ShiftPower is the BEST!: I had the Pedal Commander and apologize to the person who bought it from me! Moved onto the ShiftPower-USA and totally no regrets. More features and much more reliability. App just makes ShiftPower more flexible with customizable features and especially the Lock anti-theft mode.
  35. [R96] ShiftPower 5/5 · US Super Fast Now- Awesome App integration!: Man this is the best mod on my car yet. Fully adjustable, easily integrated into your personalization. It doesn’t add HP it just brings you to it much faster. My 2020 Camry SE does well in traffic in the highway, but is a dog in the city. My car snaps to attention now, shift like it has a plan. Safety is a must on push button start. Valet for the kids
  36. [R99] ShiftPower 5/5 · US Great!: Really made my car come to life!
  37. [R101] Federated DriveSAFE 5/5 · US This works!: I’ve been using this for several years. It’s a quick way to remind me of my driving habits and adjust accordingly.
  38. [R103] Federated DriveSAFE 5/5 · US I’m a better driver!: Was not sure if this would change my behavior but it totally has! I didn’t realize I had some dangerous behavior until this app and I’m so happy I am using this now!
  39. [R105] Federated DriveSAFE 5/5 · US Risk Consultant: Great app. I like like that I can review my scores and get feedback on my driving performance as I make trips. It’s helped me see where I need to make improvements in my day to day driving
  40. [R106] Federated DriveSAFE 5/5 · US Helpful Driving App: Really great app to monitor your poor driving habits, that you may not have even realized exist.
  41. [R28] USAA DriveSafe 1/5 · US Sucks if your a passenger in the car: This sucks if you’re the passenger in the car you constantly have to change to say you’re the passenger! There has to be a better way even if your in the back seat you have to change the app from driver to passenger it sucks the app sucks

Synthesized from 113 recent App Store reviews · updated July 2026 · View on the App Store