TransUnion® alternatives

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

1. [R3] TransUnion® 1/5 · US Completely Broken: I give this app zero stars. It has never, ever worked for me. I can login just fine via a browser. But the app, it fails every time. Please scrap this and provide an app which works.
2. [R7] TransUnion® 1/5 · US Cannot log in: I can NEVER log in on the app. I can only log in on the website. It makes no sense!!
3. [R11] TransUnion® 1/5 · US Doesn’t work: Type in my username/password but always says incorrect even though on the computer it logs me in with those credentials
4. [R12] TransUnion® 1/5 · US if it’s TU, it’s broken: how good can the app be if it doesn’t allow something as basic as logging in? it works on web, but the app says login error every time. credit bureaus shouldn’t exist to begin with, but transunion is the worst of the three by a country mile
5. [R1] TransUnion® 1/5 · US How about some longevity?: What a waste to have to download so frequently. Minor updates as listed in the changelog, make the application completely disfunctional.
6. [R13] TransUnion® 1/5 · US Glitchy!: Too many problems just logging in!
7. [R14] TransUnion® 1/5 · US Unable to sign in: After the latest update I keep getting errors and it will not even let me change passwords. What changed that my account is blocked after the update
8. [R35] TransUnion® 1/5 · US App is Broken: The app will not allow you to sign in. Customer service verified it is broken and did not provide a timeline for a fix. Not very helpful.
9. [R5] TransUnion® 1/5 · US This app is useless: I don’t know where some of these reviews come from, but an app does now allow you to freeze your account or makes you jump through too many hoops is useless. Also, doesn’t accept my username or password. The app doesn’t allow me to edit information. Has my annual income wrong, and states I rent my house. In addition, an only get a stupid chatbot and not a real person. TransUn
10. [R15] TransUnion® 1/5 · US Useless and missing data: No way to add missing credit information. The data is months behind, not reflecting a true credit history and not up to date. This app is just a way for them to advertise new credit cards and loans to you.
11. [R18] TransUnion® 1/5 · US App apparently no longer supported.: Called CS who literally advised me you can no longer login via the app.
12. [R44] TransUnion® 1/5 · US Can’t Login: The app keeps telling me that my login information is incorrect while I use the same information to login on my computer or through a safari on my phone. The online chat support says TransUnion Credit Monitoring permanently shut down. My account was moved to either TransUnion Credit Essentials or TransUnion Credit Premium. There’s no help or information about the app which says it was
13. [R8] TransUnion® 5/5 · US Won’t create account: Makes me add all of my info but never allows me to open an account. Just hacking me
14. [R17] TransUnion® 1/5 · US Not worth it.: Can’t even create an account.
15. [R20] TransUnion® 1/5 · US Login issues: I have to recover and reset my password every single time I want to log in Face ID saved passwords useless on this app. After login. It is great but login always says login error please check username and password every time. Even if I just did changed it and resign in 5mins later it’s an error message
16. [R37] TransUnion® 1/5 · US Can’t even login: I can login through the web, but app does not work. The “Send code to” phone number does not work and email is not an option like the webpage.
17. [R34] TransUnion® 2/5 · US Inconsistent and cumbersome: Way too much information all over the place and the information isn’t consistent from one page to the other. I have a credit card that I know is paid off and has been reported by the credit card company as being at a zero balance, but another screen shows I still have a balance. The credit score still shows that I have a balance. It doesn’t make sense and isn’t really
18. [R52] Intuit Credit Karma 5/5 · US Great to have: Wonderful to have
19. [R55] Intuit Credit Karma 5/5 · US Review: I love how accurate Credit Karma is and all the help that is available to boost my credit score. Thank you Credit Karma!
20. [R59] Intuit Credit Karma 3/5 · US Credit numbers are false.: They give u 2 credit agency’s numbers that are false. Don’t believe what u see.
21. [R60] Intuit Credit Karma 1/5 · US Too much: Credit Karma sends too many notifications on a daily basis. More importantly they provide misleading notifications that entice you click on the app. I received a notification that said ‘Equifax is registering an actionable item on your credit report in regard to said card’. It was complete b.s.
22. [R66] Experian® 5/5 · US Love this app: The best score app !
23. [R67] Experian® 3/5 · US Okay: The app is OK. I just don’t like the fact that I can’t log into my account. If I decide I don’t wanna continue to pay for the membership anymore. It won’t allow me to login without paying which is ridiculous to me.
24. [R68] Experian® 1/5 · US The spam is coming from inside the house: Holy heck. I installed Experian app to monitor my credit, not to be constantly marketed to. Nearly every day I receive push notifications advertising credit cards, loans, and other financial products I never asked for. The irony is that a company whose business is built around consumers’ financial health won’t stop trying to sell them more debt. Before
25. [R69] Experian® 5/5 · US Love this app: Really love this app
26. [R83] Credit Sesame 4/5 · US Filter: I’ve been using Credit Sesame with a subscription for several years now and my favorite feature is the card reporting calendar. I always pay my balances in full as soon as they’ve posted so having the reporting calendar allows me to stay ahead of the Due Date, the date that banks/issuers report card balances and card utilization rates to the credit bureaus. One important feature I’d like
27. [R84] Credit Sesame 3/5 · US Luv6500: I have had this app for a long time , I did not know you can’t file a dispute unless I upgrade to pay for this option on the app , I have Experian and kredit Carma they let me file a dispute an was not charge do not have to pay for this option , which I believe is very unfair! It makes me want to uninstall this app !
28. [R85] Credit Sesame 2/5 · US Unable to sign in: App doesn’t allow me to sign in the majority of the time I try to access it
29. [R87] Credit Sesame 3/5 · US Free Trial isn’t a free trial at all: I like the free limited app, and would have considered purchasing the full service app after checking out the 7 day free trial, except you’re unable to actually try any of the features bc soon as you attempt to use them, you get a prompt to end your free trial and pay for the full app before you can use any of the features. Isn’t that the entire point of a fre
30. [R94] Self 5/5 · US Top notch crew: Iv always received the best help when I have questions or there is a problem.
31. [R95] Self 3/5 · US Keep looking: They are great for building credit. They will harass you to get their overly high interest rate credit card. You get raped to use your own money. The cash advance is nice, however, don’t get used to being able to borrow the same amount. You can have the same pay every month, the same bills every month, and the same spending every month. They will still lower the amount that you can b
32. [R96] Self 1/5 · US The worst app: The company isn’t horrible. Inflated credit scores are super unhelpful…like a 30-40 point difference on avg from what they say it is and what the credit bureau says it is. That just leads to frustration when applying for things that you “qualify” for, only to find out you’re way off. Support is almost nonexistent but that’s every company that uses these wildly annoying AI chat bots.
33. [R97] Self 5/5 · US A tremendous help: I definitely had credit anxiety. I didn’t have much of a credit history but Self’s organized guidance and user friendly app really helped me improve my credit score and overall knowledge about how to continue to build better credit. The savings account that helped show credit bureaus on time and early payments while saving money was exactly what I needed and has helped me save m
34. [R107] Capital One CreditWise 1/5 · US Not user friendly: Tried repeatedly to open account because site stated I already had an account. Went through several different steps to change password and wanted to update email. None of which worked.
35. [R108] Capital One CreditWise 5/5 · US Good: They’re pretty good I’m satisfied with them
36. [R110] Capital One CreditWise 2/5 · US Not impressed: App won’t load and sends emails about my credit score going up 15 but only went up 2. Then when I do try to open the app, it won’t load and kicks me off the app. Terrible app
37. [R111] Capital One CreditWise 5/5 · US Grateful: I’m old and not too swift on I-phones. After I fidget in I was happy. How do I see 50 accounts in my name please? Sincerely Barbara Holman
38. [R64] Intuit Credit Karma 5/5 · US The best credit app in existence: It is literally a goto for anyone that wants to watch they’re credit score and or utilize growing they’re credit using this app
39. [R77] Experian® 1/5 · US Unusable if not paid: I used the free version since 2019. I decided to try out the subscription, and its not worth the $25 a month ($300 a year mind you) there’s no features added. Now, the problem is I went to cancel it, and I cannot open the app without paying $25. There’s no option to cancel. No human support. So I deleted it. And your emails are spam now. Thanks for nothing.
40. [R100] Self 5/5 · US Kevin Monroy: Recomiendo!! Ya voy a terminar mi contrato y tengo muy buen puntaje.
41. [R102] Self 5/5 · US Intentional and useful: Detailed information about how and why it’s gonna work 🔥🔥
42. [R104] Self 5/5 · US Great credit builder: Great app