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Updated July 2026 · real, multi-region App Store reviews
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Better options than

Schwab Mobile alternatives

Schwab Mobile users often look for alternatives due to missing advanced trading features, app stability issues, and limitations for international investors. Alternatives like E*TRADE and thinkorswim offer more robust trading tools, while M1 focuses on automated, long-term investing.

Why users look for alternatives to Schwab Mobile

The alternatives

E*TRADE
4.7★ · 380,892 ratings · Free

E*TRADE is generally considered a good option for investors, with some users calling it the 'best' app for investors R55. However, recent updates have introduced issues such as pre-market and after-hours quotes not updating properly, significant chart delays, and streaming watchlists not working R51. Users also report slow fund transfers, with money taking 5 days to clear R54. The app has occasional bugs, login issues, and can time out too often, even with extended settings R53.

Better for: E*TRADE might be better for investors who need a dedicated investment app and are willing to tolerate occasional bugs and slower fund transfers R54R55. It is suitable for those who prioritize a platform 'made for investors' if the reported glitches are resolved R55.

Head-to-head: Schwab Mobile vs E*TRADE
thinkorswim
4.7★ · 325,436 ratings · Free

thinkorswim offers a 'full-featured trading platform' on mobile devices R66. However, it is frequently criticized for forced mandatory updates that make older iPhones and iPads incompatible, preventing users from logging in or using the app R65. Users also report the app being 'absurdly slow' and lagging, especially in options trading, leading to connection re-establishment issues R67R68. There are also reports of glitches with share lot methods and broken cost basis displays .

Better for: thinkorswim is better for active traders who require a full-featured platform and are willing to keep their devices updated to the latest iOS versions R66R65. It is less suitable for users with older devices or those who prefer a simpler, faster experience R65R68.

Head-to-head: Schwab Mobile vs thinkorswim
M1: Invest & Bank Smarter
4.7★ · 73,574 ratings · Free

M1 is highly praised for its passive investing capabilities, allowing users to control percentages, rebalance holdings, and 'set and forget' their investments R80. It's considered 'excellent' for building portfolios and learning investing through allocation control R80. However, some users find the buy and sell system 'dumb' and not very user-friendly, especially for beginners R81. There are reports of bugs, such as inability to view investments, issues with website scrolling, and metrics not updating for created 'pies' R82. Some users also report difficulties with account closure and customer service .

Better for: M1 is better for long-term, passive investors who want to automate their portfolio management and prefer a 'set and forget' approach R80. It suits those who want control over investment allocation and enjoy building custom portfolios R80. It may be less suitable for active traders or beginners looking for a very straightforward interface R81.

Head-to-head: Schwab Mobile vs M1: Invest & Bank Smarter
Mobily
4.8★ · 50,066 ratings · Free

Mobily is a highly-rated app, with users consistently describing it as 'amazing,' 'easy to use,' 'very useful,' and 'excellent' R94R97R98R99. Many appreciate its convenience, stating they don't need to visit a store or use a bank account to pay bills R98. The app is praised for its smooth operation and good service R99.

Better for: Mobily is better for users seeking a straightforward, easy-to-use app for managing mobile services and bill payments R94R98R99. It is ideal for those who value convenience and a smooth user experience in a telecommunications context R98R99.

Head-to-head: Schwab Mobile vs Mobily
Zions Bank Mobile Banking
4.7★ · 30,390 ratings · Free

Zions Bank Mobile Banking is praised for making check deposits easy and for being a 'flawless' and 'super easy' app for some users . However, many users report significant issues, including the app not loading, giving error codes (1002, 1003), and frequent 'cannot connect' messages R110. Notifications are often delayed or inaccurate, showing former day's news instead of real-time balances R108. The new format is criticized for being a downgrade, making transaction details hard to see, and requiring too many clicks for MFA .

Better for: Zions Bank Mobile Banking is better for existing Zions Bank customers who primarily need to deposit checks and find the app easy to use, provided they do not experience the widespread loading and notification issues . It is not suitable for users who require real-time balance updates or a consistently functional app R108R110.

Head-to-head: Schwab Mobile vs Zions Bank Mobile Banking
Stick with Schwab Mobile if

You should stick with Schwab Mobile if you find its interface easy to read and understand for basic investing, especially if you are a beginner . It is also suitable if you value Schwab's overall service and cost-effectiveness, and primarily use the app for simple tracking and buying/selling stocks, ETFs, or mutual funds .

Evidence note: Mobily and Zions Bank Mobile Banking reviews suggest they are primarily telecommunications and traditional banking apps, respectively, and not direct investment platform alternatives to Schwab Mobile.

Frequently asked

Does Schwab Mobile support international investors?
No, Schwab Mobile is not well-suited for international investors, as many report significant difficulties funding accounts, withdrawing money, and navigating the app from outside the US R6R36R42R46.
Can I deposit cash into my Schwab account using the app?
No, users report that Schwab Mobile does not allow cash deposits into accounts, even checking accounts, as Schwab states they are not a traditional bank R10.
Is Schwab Mobile compatible with older phone models?
No, Schwab Mobile has stopped supporting older phone operating systems, rendering the app useless for users with perfectly functioning older iPhones and iPads R38R40R50.

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

  1. [R3] Schwab Mobile 3/5 · US Stock slices removed: Please add back stock slices. Having to manually put in 15 orders is not easier than what stock slices provided.
  2. [R4] Schwab Mobile 1/5 · US On Goal: Cant find on goal slider anymore to calculate monthly withdrawal.
  3. [R5] Schwab Mobile 4/5 · US Needs: Need a way to build a stock searcher
  4. [R29] Schwab Mobile 4/5 · US Real time quotes lag/Level 2: Real time quotes seem to lag. Miss Ameritrade’s Level 2.
  5. [R1] Schwab Mobile 1/5 · US Don’t do it: Horrible app. With todays technology, Schwab is in the 90’s at best. Surprised their logo is even blue
  6. [R15] Schwab Mobile 3/5 · US Incorrect dividend display: Lately I see the dividend forecast is incorrect. Deviation is more than 40%.
  7. [R16] Schwab Mobile 2/5 · US Inaccurate: My account for yesterday shows loss of >$39,000 when it should show gain of >$600. This has been going on for the last 5 hours. What’s the problem?
  8. [R19] Schwab Mobile 1/5 · US Get it together please: Connection to Fidelity is broken all the time
  9. [R12] Schwab Mobile 3/5 · US Rethink user interface: Not well laid out interface. Usability is ok at best. Need to rethink presentation to customer - also tying to add a nickname to submit review - way to cumbersome
  10. [R13] Schwab Mobile 1/5 · US Complicated: It's too complicated
  11. [R21] Schwab Mobile 3/5 · US Clickable links hard to find: It’s not obvious which links are clickable since the words are same grey color used for regular text. Still find it irritating after years of using this app.
  12. [R24] Schwab Mobile 3/5 · GB Hate the latest version: A recent update put a lot more information on the portfolio page. Theory is ok but execution is poor. The page is so busy now it’s not very useful
  13. [R6] Schwab Mobile 3/5 · US Individually targeted: I’ve tried to transfer money from bank to bank and there have been times that I’ve been in severe need and Charles Schwab insured that I would not find success. I was in California needing a hotel they would not accept a transfer within the same business day. I was unable to get a hotel a hotel I had to sleep in my car as a result. They’re friendly and professional, but if y
  14. [R36] Schwab Mobile 1/5 · GB Difficult app: If you’re an international investor this app is very confusing to work with. Once you’ve successfully managed to open an account after a million questions they ask you and forms to sign. Then it’s almost impossible to fund your account. It must be a nightmare to get your money out of this company. There more easier and better brokerages out there.
  15. [R42] Schwab Mobile 1/5 · GB Be careful: If you are not from the US, you might want to think hard before you invest because you will not be able to get your money out. Depositing money into your account is easy as 123. You just need to transfer the money into a JP Morgan Chase account. But to get money out, it’s impossible. Also, the Schwab application is very clunky and confusing. It’s difficult to find your way around. An
  16. [R46] Schwab Mobile 1/5 · GB Fund adding and withdrawal programs for The UK Coustomers: Not bank transfer wia sort code
  17. [R38] Schwab Mobile 1/5 · GB No more updates for older phones?: Not everyone can afford the latest iPhone. App is completely useless now.
  18. [R40] Schwab Mobile 1/5 · GB App no longer works on my phone: Without any notice, I discovered one morning that app is no longer supported on my phone and the only options I have are to access account from browser or buy a new phone. Not giving enough notice that your app will no longer run on older operating systems is not acceptable!
  19. [R50] Schwab Mobile 1/5 · GB Not considerate: App no longer works with Apple OS 15.8.2 Scandalous to just dump clients on perfectly functioning, perfectly updated, Ipads that no longer support 16+.
  20. [R10] Schwab Mobile 1/5 · US No deposited: They don’t let you deposit cash into your accounts (even the checking accounts). They say it’s because they aren’t a bank, but if you notice, when they email you, they leave this: “Thank you for choosing Charles Schwab Bank.” What kind of bank can’t decide whether or not it is one and doesn’t allow you to make deposits?
  21. [R51] E*TRADE 1/5 · US What a nightmare!: Since Good Friday, this app has turned into a nightmare. Pre-market and after-hours quotes no longer update properly. I can’t see movements in my watchlist or portfolio unless I open each individual stock. That’s simply unacceptable. It’s been weeks, and this still hasn’t been fixed. On top of that, the charts have significant delays. The lag is so bad that they’re no longer r
  22. [R53] E*TRADE 3/5 · US App times out too often: Even though I have the timeout set to 4 hours, it times out after only a few minutes. This doesn’t happen on the Website. Also, the Website has features and data hard to find on the app. Usually, it’s better to use the Website on my phone than the app.
  23. [R54] E*TRADE 1/5 · US Slow and terrible user interface: Funds transferred over for transactions are placed on a 5 day hold - completely slowing and delaying trades. Terrible user interface. Clunky and buggy. Ancient tech.
  24. [R55] E*TRADE 5/5 · US Best: I tried the rest and etrade app is the best. It’s made for investors and it has all investors need.
  25. [R65] thinkorswim 1/5 · US Forced mandatory updates: Think or swim have a bad habit of forced mandatory updates that will make your older iPhone and iPad not compatible. They should have an option where you can update to the latest compatible version instead of not being compatible at all and now you have to buy new devices. Or maybe that’s the point maybe they have some type of agreement with Apple I’m not sure but it’s no
  26. [R66] thinkorswim 5/5 · US Unbelievable.: A full-featured trading platform on my iPhone. Holy cow. Really: what more needs to be said?
  27. [R67] thinkorswim 3/5 · US Lagging: Recent update has made the app very slow. This is at least in the options trading portion of the app. I get the re-establishing connection quite often than before. I don’t have this issue in the desktop app or on my android device.
  28. [R68] thinkorswim 1/5 · US Absurdly Slow: You will literally lose money as you wait for charts and other views to load.
  29. [R79] M1: Invest & Bank Smarter 2/5 · US A shell of itself: Used it for years, but features were removed, stability problems arrived, heard about major financial/staff issues. Interest rate was leading for a while, but I moved my direct deposit and most of my money to Robinhood. I like some M1 features better, but Robinhood has been better for my needs as my net worth has increased. They act like they’re not a startup, but they don’t hav
  30. [R80] M1: Invest & Bank Smarter 5/5 · US Excellent: I’ve used M1 on and off for quite a few years, and I really love it. I’ve been using it more and more lately and I love that you can constantly audit and modify your own holdings. The ability to have control over how your investment purchases are allocated is actually a great way to learn investing.
  31. [R81] M1: Invest & Bank Smarter 3/5 · US 3/5: The buy and sell system is dumb af and why is finding a ticker for a stock and an ETF in different sections🤔 completely dumb and why do I have to need to have 2 factor authentication 🤔 mf annoying…the only thing I like is the margin feature
  32. [R82] M1: Invest & Bank Smarter 1/5 · US Man this company is going down hill: I’ve been trying to find a way of report a bug but there nothing for it. I can view my investment through the app anymore this bug has been around for more than month. The website is scroll page issues and helps pop display issues. Idk but I’m taking my money out and moving somewhere else.
  33. [R94] Mobily 5/5 · US I love app: Easy and very useful
  34. [R97] Mobily 5/5 · US Excellent: Everything is available in it. · translated
  35. [R98] Mobily 5/5 · US رهيب: It’s amazing, easy to use and I don’t need to visit a store or use my bank account to pay my bill 😍 thank you 🙏
  36. [R99] Mobily 5/5 · US Classy interaction: Very wonderful and smooth. · translated
  37. [R107] Zions Bank Mobile Banking 1/5 · US I’m willing to be patient but this is rediculous: I last tried the iPad version of Zions app years ago and the experience was so horrible I decided to use the browser instead. There are times when the Zions page won’t allow a log in but the app will work but at least I didn’t feel like putting my fist through my iPad screen when I used the app. Fast forward to today (March 2026) and here I am tryi
  38. [R108] Zions Bank Mobile Banking 4/5 · US Delayed Messages/accurate Notification Updates: While I really love the app and being a member? I quite often am annoyed with the fact that I don’t get accurate updates on balances- I’m always being delivered the former days news. If I want to confirm my balance I have to actually open my app.. kinda defeats the purpose of notifications. I need accurate information and prompt notifications.
  39. [R109] Zions Bank Mobile Banking 3/5 · US balderdash!: the nightly maintenance and vpn login denial have gotten annoyingly old. deal with them or face a shrinking customer base.
  40. [R110] Zions Bank Mobile Banking 1/5 · US Sucks: Absolutely sucks. 60% of the time is says “cannot connext try again later” stupid app

Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store