Verithiathe honest score on any app
Updated July 2026 · real, multi-region App Store reviews
Head-to-head

Schwab Mobile vs E*TRADE

Schwab Mobile 4.8★ · Free to download 65
Winner Schwab Mobile
E*TRADE 4.7★ · Free to download 55

Schwab Mobile has a slight edge due to its reported ease of use and customer service, despite both apps facing significant issues with real-time data and stability.

Schwab Mobile and E*TRADE both struggle with app stability and real-time data updates, frustrating many users. Schwab Mobile is often praised for its user-friendliness and customer service, while E*TRADE users report frequent login problems and slow fund transfers.

Head to head

Features tieR6R8R9R12
Schwab Mobile Schwab Mobile users appreciate commission-free trading and the platform's overall capabilities for investing R8R59. However, many desire more advanced features like extended-hours trading, real-time data, and better research access R6R9R12R16. Some users also miss features like 'stock slices' and the ability to purchase CDs directly in the app .
E*TRADE E*TRADE is noted for having all an investor needs and excellent tools . However, users complain about the lack of fractional share buying, which leads them to use other platforms . There are also requests for a line graph for balance over time and better display of total assets and day's gain . Some features, like Level II streaming quotes, require re-enabling every login .
Ease of Use edge: Schwab MobileR1R2R18R30
Schwab Mobile Schwab Mobile is frequently described as easy to use, intuitive, and user-friendly, especially for beginners R2R32. However, some users find the interface not well laid out, complicated, or with hard-to-find clickable links R1R18R30. Recent updates have made the portfolio page busy and less useful for some .
E*TRADE E*TRADE is praised for its intuitive UI and ease of understanding for investing . Conversely, many users describe the app as slow, clunky, buggy, and having a terrible or confusing user interface R64R103. Some find it difficult to find information or complete basic actions, often requiring them to use the website instead R103.
Reliability tieR3R9R10R13
Schwab Mobile Schwab Mobile users report frequent issues with the app being unstable, continually going down, or freezing R10R13. A major concern is the lag and inaccuracy of real-time stock prices and streaming data, leading to missed or bad trades R3R9R16R22. Advanced charts are also reported as not working .
E*TRADE E*TRADE users experience significant reliability problems, including pre-market and after-hours quotes not updating, charts having significant delays, and streaming watchlists not working . Login issues are frequent, with Face ID or password failures occurring multiple times a month . Some users also report accounts freezing or the app getting stuck in upgrade loops .
Price/Value edge: Schwab MobileR8R64R69R73
Schwab Mobile Schwab Mobile offers commission-free trading, which is appreciated by users R8. The app is free to download.
E*TRADE E*TRADE is free to download. Users complain about funds transferred for transactions being placed on a 5-day hold, which delays trading opportunities R64R73R91. Some also mention undisclosed employer stock plan fees R69.
Support edge: Schwab MobileR20R24R32R42
Schwab Mobile Schwab Mobile receives positive feedback for its customer service, with users noting that customer service lines connect to actual humans and that people at Schwab outlets are very helpful R20R32. However, some users report issues with fund transfers being canceled without explanation or alerts R24R42.
E*TRADE E*TRADE's customer service receives negative feedback, with users calling it poor, useless, and slow . Some report no escalation or responsible authority to service issues, and difficulty getting help with frozen accounts or delayed fund transfers . The chat feature is also reported as not working .
Pick Schwab Mobile if

You prioritize an app that is generally considered easy to use and offers good customer service, even if it has occasional stability and real-time data issues R2R20R32.

Pick E*TRADE if

You are an experienced investor who values a platform with extensive tools and features, and are willing to tolerate frequent app bugs, login issues, and slow fund transfers .

Evidence note: Recent reviews for both apps show a negative skew, highlighting significant ongoing issues with app performance, data accuracy, and stability. The lifetime ratings are high, but current user experiences indicate a decline in satisfaction, particularly concerning core trading functionalities like real-time data and reliable logins.

Frequently asked

Do Schwab Mobile and E*TRADE offer real-time stock quotes?
Both Schwab Mobile and E*TRADE users frequently report issues with delayed or inaccurate real-time stock quotes and streaming data, which can hinder trading decisions (R3, R9, R16, R22, , for Schwab Mobile; , , for E*TRADE).
Are there issues with transferring funds with these apps?
Schwab Mobile users have reported instances of fund transfers being canceled without explanation R24R42, while E*TRADE users frequently complain about funds being held for up to 5 days, delaying trading opportunities R64R73R91.
Which app is better for beginners?
Schwab Mobile is often described as easy and trader-friendly for beginners R32R59, while E*TRADE is also noted as good for those new to the market , though its confusing UI can be a challenge R91R103.

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

  1. [R6] Schwab Mobile 3/5 · US After Hours Trading: Enjoying Schwab but we need to add extra hours onto our trading day Other platforms are doing it on popular stocks and etf’s. Schwab users should have access to that so not to be left behind
  2. [R8] Schwab Mobile 5/5 · US Great platform for investing: The best of the best, no commission and available for Chinese people, go Schwab!
  3. [R9] Schwab Mobile 3/5 · US Wish it was real time: Wish the app could give you real time numbers. It seems to freeze on the numbers when it opens and doesn’t update.
  4. [R12] Schwab Mobile 3/5 · US Mobile user: User friendly but no news update
  5. [R1] Schwab Mobile 2/5 · US Scottrade: Stop changing and updating. KISS (Keep it simple stupid) Thanks.
  6. [R2] Schwab Mobile 5/5 · US Schwab Mobile Works!: Easy directive trading and tracking.
  7. [R18] Schwab Mobile 3/5 · US better options: not very user friendly. No trading until 7am (other platforms allow much earlier). hard to get in and out of positions quickly.
  8. [R30] Schwab Mobile 3/5 · US Rethink user interface: Not well laid out interface. Usability is ok at best. Need to rethink presentation to customer - also tying to add a nickname to submit review - way to cumbersome
  9. [R3] Schwab Mobile 3/5 · US Lag: Quotes are not timely, leading to inaccurate quotes. I've already written a review, but it keeps popping up repeatedly. · translated
  10. [R10] Schwab Mobile 1/5 · US Worst Trading App: This app continually goes down. Never had issues with TD Ameritrade, but since Schwab bought them, this app has been nothing but issues.
  11. [R13] Schwab Mobile 1/5 · US Very unstable: app is very unstable
  12. [R64] E*TRADE 1/5 · US Slow and terrible user interface: Funds transferred over for transactions are placed on a 5 day hold - completely slowing and delaying trades. Terrible user interface. Clunky and buggy. Ancient tech.
  13. [R69] E*TRADE 3/5 · US Mostly fine i guess: Just stop asking me to agree to terms of service for push notifications. I don’t want push notifications :( Need to do a better job of disclosing employer stock plan fees
  14. [R73] E*TRADE 2/5 · US Meh: Would be better if it didn’t take 5 days for money to transfer in to account
  15. [R20] Schwab Mobile 5/5 · US Excellence on platform: People at Schwab outlets are very helpful
  16. [R24] Schwab Mobile 3/5 · US Individually targeted: I’ve tried to transfer money from bank to bank and there have been times that I’ve been in severe need and Charles Schwab insured that I would not find success. I was in California needing a hotel they would not accept a transfer within the same business day. I was unable to get a hotel a hotel I had to sleep in my car as a result. They’re friendly and professional, but if y
  17. [R32] Schwab Mobile 5/5 · US Easy: Easy platform, trader friendly for beginners. Customer service line was an actual human and not a recorded line.
  18. [R42] Schwab Mobile 3/5 · US Wires: I’ve tried to wire funds to family members and half have been cancelled with no explanation, no alert.
  19. [R16] Schwab Mobile 1/5 · US App Refresh Rate: Recently, the app refresh rate is horrible when it comes to keeping up with stock prices. Stocks often lag to update while monitoring them in my Watch List. This happens at home in good WiFi. The app layout is great and user ability is very simple and friendly.
  20. [R22] Schwab Mobile 1/5 · US Missing trading: The app looks great on the suffice. However, streaming data is never available. I missed many tradings and some bad trading in this app. I can’t believe Charles Schwab can’t make a good app. When it was with AmeriTrade I had no issue, always live data.
  21. [R59] Schwab Mobile 5/5 · US Stocks: Super easy app good job
  22. [R91] E*TRADE 1/5 · US Its horrible, stick to Fidelity: Deposited money, waited a week for it to transfer, missed an investment opportunity, and then found out I couldn’t buy the ETF I wanted the way I expected. The app hides basic account features and the experience was frustrating from start to finish. Poor UI and navigation features make a bad thing worse. Stay away, do not download, and do not give them your money
  23. [R103] E*TRADE 2/5 · US Confusing and Flawed: Very difficult to find what you want here. Strange labels and bizarre setup. Plus most actions require you to visit the website. I’m sick and tired of apps being so pointless and weak that they steer you to their website.

Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store