Verithiathe honest score on any app
Updated July 2026 · real, multi-region App Store reviews
The verdict on

Schwab Mobile

65
User verdict / 100 High confidence Divided

Schwab Mobile is generally praised for its user-friendliness and ease of navigation, making it suitable for beginners and long-term investors, but recent updates have introduced significant technical glitches, missing features, and a less intuitive interface, particularly for active traders and former TD Ameritrade users.

4.8★ lifetime (1,189,117) Free to download since 2010 by The Charles Schwab Corporation updated 0.5 mo ago recent negative 27% 120 reviews across 3 regions
App Stability & Performance User Interface & Experience Missing/Removed Features Data Accuracy & Real-time Quotes Review Prompts Money Transfers & Deposits
5★139
4★35
3★23
2★20
1★54
recent reviews across 3 regions, vs the 4.8★ lifetime average

Schwab Mobile receives mixed recent reviews, with many users appreciating its simplicity and helpfulness for managing investments, especially for beginners. However, a significant number of recent complaints highlight issues with app stability, data accuracy, missing features, and a less intuitive user interface following recent updates, particularly for those accustomed to the TD Ameritrade platform.

What users like

  • Easy to navigate and user-friendly, especially for beginners.R1R4R6R20
  • Good for managing investments and tracking portfolios.R7R55
  • Excellent customer service and support.R7R12R32R35
  • Offers cost-effective trading and investing.R24
  • Helpful resources for learning about investing.R52R62R65

What users complain about

  • Frequent glitches, crashes, and login issues.R37R54R70R96
  • Data accuracy and real-time pricing are unreliable or delayed.R16R27R31R82
  • Key features are missing or have been removed, such as Stock Slices and detailed portfolio views.R8R14R23R29
  • User interface is often described as complicated, poorly laid out, or less intuitive than previous versions or competitor apps.R17R26R99R132
  • Slow money transfers and deposit limitations.R11R15R134R180
  • Persistent and annoying requests for app reviews.R47R51R53R61
  • Lacks advanced trading features and research tools compared to other platforms, especially former TD Ameritrade.R10R25R36R40

Latest update · v16.6.0

What the developer says changed (the verdict above weighs this against what reviewers report):

Changes underneath the hood are being made to fix bugs and provide enhancements. What’s new with Schwab Mobile: • Portfolio Insights helps you understand what’s driving your portfolio. The AI-powered experience helps you see performance, news, and Schwab commentary in one place. Available to eligible clients.

Recurring themes

App Stability & Performance negative
Many users report frequent app crashes, freezing, login issues, and error messages, which can be particularly frustrating and costly for active traders. The developer notes mention 'bug fixes' but recent reviews contradict this, indicating ongoing problems.R37R54R70R96
User Interface & Experience mixed
While some find the app easy to navigate and user-friendly, many recent reviews criticize the interface as complicated, poorly laid out, and less intuitive, especially after updates. Former TD Ameritrade users often express disappointment with the Schwab app's design and information presentation.R1R4R6R17
Missing/Removed Features negative
Several users lament the removal of features like Stock Slices, the 'On Goal' slider, detailed DAF donation tracking, and specific portfolio display options like % of asset or total gain/loss percentage. There's also a desire for more advanced charting, pre/after market trading history, and better research tools.R3R5R8R10
Data Accuracy & Real-time Quotes negative
A recurring complaint is inaccurate or delayed data, including incorrect dividend forecasts, wrong account values, and non-real-time stock prices. This unreliability can lead to missed trading opportunities and frustration.R16R27R31R82
Money Transfers & Deposits negative
Users report painfully slow money transfers, with ACH transfers taking several days. There are also complaints about the inability to deposit cash into accounts and issues with wire transfers being cancelled without explanation.R11R15R79R134
Review Prompts negative
A significant number of users are annoyed by the frequent and persistent pop-ups requesting app reviews, sometimes appearing every few minutes or every time they log in.R47R51R53R61

Who it's for

Schwab Mobile is for beginners and long-term investors who prioritize an easy-to-use interface for basic portfolio management and trading R20R55R65. It is also suitable for those who value strong customer service R35. It is NOT for active day traders or users who require real-time data accuracy, advanced charting, or comprehensive research tools, as these aspects are frequently criticized R37R108. Users migrating from TD Ameritrade's platform may find the Schwab app lacking in features and usability .

Evidence note: The recent reviews skew significantly negative, with a high proportion of 1-star ratings, which contrasts sharply with the lifetime rating. Many positive reviews are brief and general, while negative reviews often provide specific details about issues. The developer's release notes mention 'bug fixes' and 'enhancements,' but recent user feedback indicates ongoing or new issues with stability, data accuracy, and UI, suggesting these problems persist despite developer efforts.

Frequently asked

Is Schwab Mobile good for beginners?
Yes, many users find Schwab Mobile easy to navigate and understand, making it forgiving and user-friendly for beginners in investing R1R4R20R65.
Does Schwab Mobile have real-time stock prices?
Many users report that Schwab Mobile's stock prices are not real-time and often lag, requiring frequent refreshing, which can be problematic for active trading R16R101R108R188.
Can I deposit cash into my Schwab Mobile account?
According to reviews, you cannot deposit cash directly into Schwab accounts, even checking accounts, with Schwab stating they are not a traditional bank R11.
Are there issues with money transfers on Schwab Mobile?
Yes, users report that money transfers, particularly ACH transfers, can be painfully slow, taking several business days to clear, which can cause missed trading opportunities R15R134R180.
Has Schwab Mobile removed any popular features?
Yes, users have noted the removal of features such as Stock Slices R14R29, the 'On Goal' slider for withdrawals R8, and previous detailed views for DAF donations and portfolio percentages R23.

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

  1. [R1] 5/5 · US Efficient: It’s easy to navigate and understand
  2. [R4] 5/5 · US User Fiendly, easy to follow: Great app, makes investing simple and easy to follow.
  3. [R6] 5/5 · US Easy to use, looks good, perfect app.: This app makes trading and investing so easy. From linking bank accounts to buying stocks - it all works perfectly. Simple, easy and intuitive.
  4. [R20] 5/5 · US Beginner Friendly: Haven’t been using many brokerage apps so I’m not a professional but this app is very forgiving and easy to navigate for beginners.
  5. [R7] 5/5 · US Great service and app: I have always received great service from them over the phone. The app is so easy to use and lets me keep track of all of my investments simply.
  6. [R55] 5/5 · US Transformative: This app has literally done as much to contribute to my future wealth as my 401k itself! Schwab has made the process of researching, investing and monitoring investments easy, immediate, and efficient! Without such a user friendly option, I know I would have never achieved the same results… Thank you Schwab!!
  7. [R12] 5/5 · US App: Exelent and very friendly and fast service
  8. [R32] 5/5 · US Great app: Is not like Robinhoo they have costumers service
  9. [R35] 5/5 · US Best Brokerage House EVER!: Charles Schwab has the very best customer service and knowledgeable staff
  10. [R24] 5/5 · US Can’t be beat!: I’ve traded with Schwab since the acquisition of TD America. I am frequently recommending Schwab to anyone I know who expresses a desire to acquire or sell stocks, ETFs or mutual funds. Very cost-effective!
  11. [R52] 5/5 · US Educational: It’s taken awhile but I’m getting more familiar with how it covers so much info.
  12. [R62] 5/5 · US USER FRIENDLY APP: This app is great. Search no more. So many tools available and very practical to learn. Makes trading super simple.
  13. [R65] 5/5 · US A Level Above: Great lessons and control, lots of features, great for first time investors, strongly appreciated data and feedback of maintenance. I have transformed my life, coming from a financially illiterate family it has placed me on a solid path in life even learning in a post pandemic environment. I am still in school and it has allowed me to increase my studies, I am grateful to not only
  14. [R37] 1/5 · US Easily the worst app ever: I have the Robinhood app which never has issues. But this app has so many issues, it’s hard to know where to start. The most frustrating has to be when you are logged on and get ready to make a trade and then you get an error message and have to logout and log back in. I’ve lost money a number of times this way. So beware if you are day trading. Also, half the time
  15. [R54] 2/5 · US App not always reliable: Their app frequently freezes. You may not realize it until you note no changes for a few minutes and have to quickly switch to the internet login. If you’re a frequent trader this can be costly.
  16. [R70] 1/5 · US Unable to Login: I am unable to use the app because it won’t let me login. On a computer there is no problem. I have deleted the app and reloaded it several times and called customer service. Schwab Customer service says that they are working on the issue, but this is been going on for several months at this point. It’s REALLY frustrating that I am no longer able to use my phone app. This is a hu
  17. [R96] 1/5 · US I almost love this app: This app has been failing often
  18. [R16] 4/5 · US Real time quotes lag/Level 2: Real time quotes seem to lag. Miss Ameritrade’s Level 2.
  19. [R27] 2/5 · US Inaccurate: My account for yesterday shows loss of >$39,000 when it should show gain of >$600. This has been going on for the last 5 hours. What’s the problem?
  20. [R31] 3/5 · US Incorrect dividend display: Lately I see the dividend forecast is incorrect. Deviation is more than 40%.
  21. [R82] 2/5 · US Glitchy, Unreliable: Title says it: App is not infrequently down for both scheduled as well as unscheduled maintenance. Bugs seem common, especially with stock issues that are rarely traded on the “normal” U.S. exchanges. Stock prices may show values which don’t add up to the correct net account value, especially the unusual ones referred to above. Schwab also seems to place little to no value
  22. [R8] 1/5 · US On Goal: Cant find on goal slider anymore to calculate monthly withdrawal.
  23. [R14] 3/5 · US Stock slices removed: Please add back stock slices. Having to manually put in 15 orders is not easier than what stock slices provided.
  24. [R23] 3/5 · US Missing a few important features: updated app doesn’t have %of asset in account display. Need to have condensed view for small screen
  25. [R29] 5/5 · US Great app: Easy to use, and recent improvements have been great. Wish the stock slices option would make a comeback though!
  26. [R17] 1/5 · US Complicated: It's too complicated
  27. [R26] 3/5 · US Rethink user interface: Not well laid out interface. Usability is ok at best. Need to rethink presentation to customer - also tying to add a nickname to submit review - way to cumbersome
  28. [R99] 1/5 · US Outdated and bloated: Biggest yet the most ridiculously non intuitive brokerage . Take chapter from Webull
  29. [R132] 2/5 · US App usability not great: App usability not great
  30. [R11] 1/5 · US No deposited: They don’t let you deposit cash into your accounts (even the checking accounts). They say it’s because they aren’t a bank, but if you notice, when they email you, they leave this: “Thank you for choosing Charles Schwab Bank.” What kind of bank can’t decide whether or not it is one and doesn’t allow you to make deposits?
  31. [R15] 3/5 · US Individually targeted: I’ve tried to transfer money from bank to bank and there have been times that I’ve been in severe need and Charles Schwab insured that I would not find success. I was in California needing a hotel they would not accept a transfer within the same business day. I was unable to get a hotel a hotel I had to sleep in my car as a result. They’re friendly and professional, but if y
  32. [R134] 2/5 · US Solid platform but funding is painfully slow compared to Robinhood: I’ve been using the Schwab Investing app for a while now for my brokerage account. Overall, the research tools, thinkorswim integration (on desktop), and reliability are strong for long-term investing. But the mobile funding experience is a major letdown. There’s no instant direct deposit option (even for a fee), and no fast trans
  33. [R180] 3/5 · US Money Transfer Delays: Love everything about this app except the fact that it takes a long time to get money transferred. I put an ACH Money Transfer in on Thursday morning for a stock opening on Friday. I couldn’t buy until Tuesday. By time I could buy the stock had jumped up 60 dollars. Why does it take so long. When I send another ACH it only takes 24 hours to clear. Well since I missed the win
  34. [R47] 1/5 · US Stop asking: I gave it a 1 because it wouldn’t stop asking for a rating
  35. [R51] 5/5 · US Once a year: Asking to write a review once a year is enough
  36. [R53] 5/5 · US Stop messaging me: Stop
  37. [R61] 2/5 · US Keep asking for feedback: They keep asking for feedback, I should be able to say no without being harassed every time I use the app. So here is your feedback
  38. [R10] 1/5 · US Glitz: Lot of glitz where is the business news feed
  39. [R25] 4/5 · US I only use the Schwab app.: I only use the Schwab app because to me is easy to read and easy to understand. But not ideal for trading as there is just more information on thinkorswim. However, I find the sink or swim app to be rather difficult with small print and just harder for me to use. also the reason I gave the Schwab four stars is that it doesn’t seem as quick with price action as thinkorsw
  40. [R36] 4/5 · US Needs better charts and XRP: Need better charts for trading but overall good platform. Feels safe. Need access to XRP
  41. [R40] 4/5 · US Does what I need: App is a stripped down version of the web site. Some things must be done on the web. For a quick, convenient look or a simple trade it's perfect. I use it for 90% of my Schwab interactions.
  42. [R3] 4/5 · US Needs: Need a way to build a stock searcher
  43. [R5] 5/5 · US Research - run 1 personal stk query: If full functionality of stock queries is too much allow submission of 1 personally set up query
  44. [R79] 3/5 · US Wires: I’ve tried to wire funds to family members and half have been cancelled with no explanation, no alert.
  45. [R101] 1/5 · US Need to refresh all the time: I miss TD Ameritrade. The price showing is not the current price. I have to keep refreshing the Apps in order to see current price, that cause me a hard time to set up the limit order that I want. Apps keep log out itself. I lost a lot of money in this apps!!!!!
  46. [R108] 1/5 · US Not for trading: As soon as you open the app, a streaming not available notification appears, you have to pull down to refresh the app and get streaming to work. then after ten minutes of being signed in you’ll get an error message that forces you to close the app and restart it again. Very annoying, half of the time you don’t know if you are getting current prices for the stock you’re buying. Not
  47. [R188] 1/5 · US Delayed prices, chart: It is not real time. Sometimes there is significant delay.

Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store