Verithiathe honest score on any app
Updated July 2026 · real, multi-region App Store reviews
The verdict on

E*TRADE

35
User verdict / 100 High confidence In trouble

E*TRADE's mobile app is currently plagued by significant technical issues, including frequent crashes, login problems, and delayed or inaccurate data, despite some users finding it intuitive for investing.

4.7★ lifetime (380,892) Free to download since 2009 by ETRADE FINANCIAL updated 0.3 mo ago recent negative 70% 120 reviews across 3 regions
Technical Glitches Login & Access Data & Quotes User Interface & Features Fund Transfers & Holds Customer Service Positive Experience
5★54
4★8
3★34
2★38
1★187
recent reviews across 3 regions, vs the 4.7★ lifetime average

Recent reviews for the E*TRADE app highlight a significant decline in performance, with users reporting numerous bugs, login failures, and unreliable market data. While some long-term users still praise its ease of use for investing, the current experience is marred by technical glitches and missing features, often forcing users to the website.

What users like

  • Easy to use and navigate for general investing and administrative tasksR41R98R103R145
  • Good for tracking purchases and receiving news and updatesR103R150R212
  • Offers stock analysis subscriptions free of chargeR222

What users complain about

  • Frequent app crashes, freezing, and blank screens make it unusable for manyR8R24R27R29
  • Login issues are common, including Face ID failures, circular upgrade loops, and constant re-authentication requirementsR4R8R34R38
  • Market data, quotes, and watchlists often do not update properly or are significantly delayedR1R6R10R31
  • Funds transfers can take 5 days or longer to clear, delaying trading opportunitiesR2R5R11R20
  • Many features and data are missing from the app, requiring users to switch to the websiteR7R15R16R17
  • User interface is described as clunky, outdated, and confusing, with poor navigationR2R11R12R15
  • Balances and portfolio information may be incorrect, blank, or difficult to viewR9R22R35R53
  • Customer service is frequently criticized for being unhelpful, slow, or unresponsiveR9R12R13R20
  • Lack of support for fractional shares, a common feature in other brokerage appsR126R185R202
  • Issues with specific features like check scanning, chat, and employer stock plan detailsR18R23R33R102
  • Problems with account opening, verification, and unexpected account closuresR14R19R26R39
  • Inability to change preferred currency settings, especially for international usersR280R283R289

Latest update · v15.4.1

What the developer says changed (the verdict above weighs this against what reviewers report):

Thank you for choosing E*TRADE! We've made bug fixes and performance improvements to enhance your mobile experience.

Recurring themes

Technical Glitches negative
Many users report frequent app crashes, freezing, and blank screens, making the app unreliable and frustrating to use. This contradicts the developer's claim of 'bug fixes and performance improvements' in the latest update.R1R3R8R24
Login & Access negative
Users frequently experience issues logging in, including Face ID failures, being stuck in upgrade loops, and being forced to re-enter credentials repeatedly. Some also dislike the removal of quick market snapshots without logging in.R4R8R16R17
Data & Quotes negative
A significant number of reviews complain about delayed, inaccurate, or non-updating market data, pre-market/after-hours quotes, and watchlist information. This makes it difficult for users to make timely trading decisions.R1R6R9R10
User Interface & Features negative
Many users find the app's UI clunky, outdated, confusing, and lacking essential features present on the website or in competitor apps. This often forces them to use the desktop site for basic tasks.R2R7R11R12
Fund Transfers & Holds negative
Users are frustrated by long holds (5+ days) on transferred funds, which causes them to miss investment opportunities. Some also report issues with check deposits and account freezes.R2R5R11R14
Customer Service negative
Numerous complaints about unhelpful, slow, or unresponsive customer service, with some users reporting being given the runaround or having issues remain unresolved for extended periods.R9R12R13R20
Positive Experience positive
Despite the negative trend, a segment of users still praise the app for being easy to use, intuitive, and effective for managing investments. Some long-term users note consistent improvements over time.R41R98R103R112

Who it's for

The E*TRADE app is currently best suited for existing E*TRADE users who are patient with technical issues and are willing to use the website for many functions R15R17. It may appeal to those who find its core investing features intuitive despite the flaws R41R98. It is NOT recommended for new investors or those who require real-time, reliable data and a smooth, modern user experience for active trading R1R11.

Evidence note: The recent reviews skew heavily negative (70.1%), which contrasts sharply with the lifetime rating of 4.7. This indicates a significant recent decline in user satisfaction, suggesting the current state of the app is much worse than its historical performance. The developer's notes mention 'bug fixes and performance improvements,' but recent reviews directly contradict these claims, with users reporting more bugs and performance issues.

Frequently asked

Does the E*TRADE app have issues with real-time data and quotes?
Yes, many recent users report that pre-market, after-hours, and even regular market quotes no longer update properly, charts have significant delays, and watchlists do not stream or refresh reliably, making the data unreliable for trading decisions R1R6R31.
Are there frequent login problems with the E*TRADE app?
Yes, users frequently report issues logging into the E*TRADE app, including Face ID failures, being stuck in an endless 'upgrade' loop, and being forced to re-enter login information repeatedly even when saved R4R8R34R38.
Does the E*TRADE app support fractional shares?
No, several users note that the E*TRADE app lacks the option to buy fractional shares, which is a feature available on other brokerage platforms R126R185R202.
How long do funds take to transfer into the E*TRADE app for trading?
Funds transferred into E*TRADE accounts for transactions are often placed on a 5-day hold, which users report significantly slows down and delays trading opportunities R2R5R11.

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

  1. [R41] 5/5 · US Best: I tried the rest and etrade app is the best. It’s made for investors and it has all investors need.
  2. [R98] 5/5 · US I love this app: Honestly, i think this app has made it easier for me to invest my money and grow it, definitely nice ui and easy to understand, very intuitive
  3. [R103] 5/5 · US Banking of Success: I love this app. Easy to use, easy to navigate. It really helps make and monitor trades so that you can bank on success. I love how you can track purchases in the app as well.
  4. [R145] 5/5 · US Excellent App: Easy to navigate
  5. [R150] 5/5 · US Amazing App: I get all my news and future updates investments.
  6. [R212] 5/5 · US DJ: The app keeps me informed
  7. [R222] 5/5 · US My Fav: Best app to manage and trade stocks, ETF and options. Great stock analysis subscriptions available to use free of charge
  8. [R8] 1/5 · US Upgrade nightmare: It’s stuck in an endless loop. The options are exit or upgrade. Exit kills the program, upgrade goes back to the same screen.either way, I can’t open the sight. Yes my iPad has the latest software update. Please fix this fiasco NOW. Fire your entire tech department and hire a bunch of high school kids that that can fix this nightmare.
  9. [R24] 1/5 · US Crash crash, crash crash crash: All this app does is crash every five minutes and then you have to restart it again. Drives me crazy!
  10. [R27] 1/5 · US Terrible: Lags and continuously says something went wrong try again.
  11. [R29] 1/5 · US Trash: If you like the spinning dial of death then e*Trade app is for you. I’ve had to delete and redownload this app going on 50x’s over the last 30days with having to do multiple times in a single day.
  12. [R4] 1/5 · US Login issues: At least twice a month I am unable to log into my account on the app because it says an issue has occur when using Face ID or using my password. When I can login, the app is great, but I consistently unable to log into my account using Face ID or the password. Then the next day it will start working again. Please fix.
  13. [R34] 1/5 · US App no longer functional.: Anytime I open the app I log in and a pop up comes up saying upgrade. I press the button and it redirects me to the App Store with no available update. There is no update to download. The only option on the App Store is open app. Cool infinite loop they’ve created of you not being able to use the app.
  14. [R38] 1/5 · US Can’t log in: The app is horrible. Can’t log in and always be asked to go to the website to log in
  15. [R1] 1/5 · US What a nightmare!: Since Good Friday, this app has turned into a nightmare. Pre-market and after-hours quotes no longer update properly. I can’t see movements in my watchlist or portfolio unless I open each individual stock. That’s simply unacceptable. It’s been weeks, and this still hasn’t been fixed. On top of that, the charts have significant delays. The lag is so bad that they’re no longer r
  16. [R6] 2/5 · US Doesn’t let me use streaming option: For whatever reason, the streaming for after hours doesn’t work anymore. I tried deleting and redownloading the app, nothing works. It’s making me hesitant to trade since using after hours can help make some decisions. Please fix your app and I’ll change back to 5 stars.
  17. [R10] 1/5 · US News is not updating today: Need the news
  18. [R31] 3/5 · US Fix Streaming Watchlists: 1. Quotes do not update. 2. After hours randomly shows either close, after hours only, or total day. Should only show total day.
  19. [R2] 1/5 · US Slow and terrible user interface: Funds transferred over for transactions are placed on a 5 day hold - completely slowing and delaying trades. Terrible user interface. Clunky and buggy. Ancient tech.
  20. [R5] 2/5 · US Meh: Would be better if it didn’t take 5 days for money to transfer in to account
  21. [R11] 1/5 · US Its horrible, stick to Fidelity: Deposited money, waited a week for it to transfer, missed an investment opportunity, and then found out I couldn’t buy the ETF I wanted the way I expected. The app hides basic account features and the experience was frustrating from start to finish. Poor UI and navigation features make a bad thing worse. Stay away, do not download, and do not give them your money
  22. [R20] 1/5 · US Customer insensitive: Etrade has been holding the funds which were supposed to be transferred in 3 days. It has not transferred in even 60 days. Customer service has no idea. There is no escalation or responsible authority to service . It feels like some kind of cash hoarding scam at this firm. Reaching to FINRA and SEC is next step.
  23. [R7] 2/5 · US Buggy and incomplete: - Go to an account, select a holding, then select trade to make a purchase, on the next screen the selected account is the wrong account. - There’s no obvious way to transfer funds between accounts. After a few minutes looking around I gave up and used the website.
  24. [R15] 2/5 · US Confusing and Flawed: Very difficult to find what you want here. Strange labels and bizarre setup. Plus most actions require you to visit the website. I’m sick and tired of apps being so pointless and weak that they steer you to their website.
  25. [R16] 2/5 · US Lacks Important Features: The app overall works well, but there are a few things that are pretty frustrating. Why do I have to re-enable level II streaming quotes EVERY time I sign into the app? Also, no extended hours quotes? And I can’t see any market data without being logged in? I see that there’s a “power E*Trade” app, but why? Why can’t there just be one app that gives us all the features?
  26. [R17] 3/5 · US App times out too often: Even though I have the timeout set to 4 hours, it times out after only a few minutes. This doesn’t happen on the Website. Also, the Website has features and data hard to find on the app. Usually, it’s better to use the Website on my phone than the app.
  27. [R12] 1/5 · US Badly design, poor customer service: Badly design, poor customer service
  28. [R9] 1/5 · US Balances: On the main dashboard, the balances are no longer correct after the latest app update. Tech support useless. No way to submit a ticket.
  29. [R22] 1/5 · US Can’t see my investments: Sometimes I open the app and the account tab is completely blank. I can’t see what’s going on with my investments. I have to go manually login on the website instead. This app is so unreliable.
  30. [R35] 1/5 · US Bad: E*trade both the website and app are pretty disappointing. It shows my total value of the account without easily separating my cash and stock holding which is super important. I’m constantly unclear what state my trades are in… I wouldn’t be using this if my company didn’t use it. Surprised ppl feel comfortable holding money on an app of this quality.
  31. [R53] 3/5 · US What happened to total assets and day’s gain?: These two numbers SHOULD appear at the top of the app when opened. Instead, it just shows xxxxxx in place of the numbers and has done this for months. I have to use the website for this information now and it’s annoying.
  32. [R13] 1/5 · US The Worst: The employees at ETrade are the slowest and worst I’ve ever seen and the app isn’t much better. They keep trying to steal the money from my dead daughter’s account and have been giving us the run around for months. Time for a lawsuit. Extremely disrespectful responses as well. They don’t care about you. Go elsewhere.
  33. [R126] 3/5 · US Should be able to buy Fractional: It’s OK it’s good for what it is but honestly, I should be able to buy fractional. Instead I had to go to Fidelity so etrade loses out on that business, but I happily give it to Fidelity
  34. [R185] 3/5 · US Almost ideal: I got this app as a way to invest, and while it seems to be okay in terms of the cost of fees, it lacks the option to buy fractional shares, which is a real shame and forces new investors to invest all of their money in maybe 3 or 4 stocks.
  35. [R202] 3/5 · US Review: No trades in weekends No fractions Would like separate accounts for viewing portfolio differently. Portfolio analytics are too basic.
  36. [R18] 3/5 · US Chat Feature: The message feature doesn’t work please fix
  37. [R23] 3/5 · US Mostly fine i guess: Just stop asking me to agree to terms of service for push notifications. I don’t want push notifications :( Need to do a better job of disclosing employer stock plan fees
  38. [R33] 1/5 · US Terrible for Corporate: This app is the worst of the worst financial tool. It is so stupid and limits portfolio performance review when you are in a corporate stock plan. WHY???? It so dumb
  39. [R102] 5/5 · US Unable to scan check: Not able to scan check after latest update
  40. [R14] 1/5 · US Horrible: I opened a new savings account with ETrade but could not log in because it would not accept my mobile number for 2 factor authentication. It would not let me link an external account so I tried to deposit a check in the mobile app but that deposit was cancelled
  41. [R19] 1/5 · US Impossible to open an account: Had money to invest and was looking forward to it but the process was impossible. Can’t verify my phone number but yet your representative just texted me at it? Need to upload my license and a selfie even though I did it yesterday and already trial funded the account? Guess another brokerage is getting my money. Great reviews until you sort by recent. Go elsewhere
  42. [R26] 1/5 · US They have no idea what they’re doing: I tried to open a business brokerage account and everyone I spoke to said different things! They just dragged me on for 2 weeks with different agents saying from “things are fine just wait” to “you need to submit this document…oh, wait, no you don’t” and ultimately someone on the backend rejecting the application. No one has any idea what is actually needed an
  43. [R39] 1/5 · US Account closed: My account was closed with no reasoning with funds. They have no history of funds. Would not trust Morgan Stanley.
  44. [R280] 3/5 · GB Currency: Developer please note its near impossible to set preferred currency from the drop down list of currencies on an iPhone small screen. Please extend user preferences so preferred currency is always shown by default. Otherwise a great app. Thanks
  45. [R283] 3/5 · GB Cannot change currency: When you try to change the currency in your portfolio, it does not change. Even after app updates and running 11.4 of the app (most recent version at time of writing) it still hasn’t been fixed.
  46. [R289] 3/5 · GB Good app but let down by settings: Love the app, the functionality is excellent and you with features being added it’s great. Only problem is the settings that just don’t work. Trying to change the currency setting in your overview of holdings doesn’t change, even after many attempts. I’m an international customer and it’s infuriating at times when there is volatility in the prices.
  47. [R3] 1/5 · US UPDATE APP: Recently started having glitches. Please update the app and stay on top of it!
  48. [R112] 5/5 · US App: App is good

Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store