Verithiathe honest score on any app
Updated July 2026 · real, multi-region App Store reviews
User consensusAlternativesIs it worth it?
Better options than

Steer Clear® alternatives

Steer Clear® users often seek alternatives due to inaccurate driving scores and app glitches. Many find the app overly sensitive to normal driving, leading to frustration and doubts about its fairness. Alternatives offer different approaches to safe driving, from general insurance apps to those focused on rewards or family tracking.

Why users look for alternatives to Steer Clear®

The alternatives

State Farm®
4.8★ · 1,242,914 ratings · Free

State Farm® offers a broader insurance app that includes features for managing policies and claims, alongside a 'Drive and Save' feature for driving behavior R55. It is generally described as user-friendly for managing insurance needs R55R58.

Better for: This app is better for existing State Farm customers who want to manage their insurance policies, file claims, and potentially get a discount through driving monitoring, as long as they are aware of potential issues with manual transmissions affecting acceleration scores R55R56. It might not be ideal for those who frequently drive other people's cars or have manual transmissions, as the app can misattribute driving or penalize for normal manual driving R56R57.

Head-to-head: Steer Clear® vs State Farm®
USAA DriveSafe
4.5★ · 159,065 ratings · Free

USAA DriveSafe aims to reward good driving habits with discounts, and some users appreciate the recognition for their safe driving R69. The app provides trip details and helps make drivers safer .

Better for: USAA DriveSafe is better for USAA members who want to earn a discount on their insurance and are committed to improving their driving, provided they are willing to manually edit trips where they are a passenger or driving a work vehicle R69. It is less suitable for those concerned about privacy due to its 'Always On' location requirement, or for those who frequently make hands-free calls or are passengers, as the app struggles to differentiate these scenarios R65R66R68R69.

Head-to-head: Steer Clear® vs USAA DriveSafe
OnMyWay
4.0★ · 1,870 ratings · Free

OnMyWay rewards users with 'fake money' for driving without using their phone, which can be used for spin-to-win games, 'savings cards' for travel, or specific travel packages R79R80. The app has helped some users change their driving behavior positively R83.

Better for: This app is better for drivers motivated by rewards for safe driving, particularly those interested in travel deals and hotel packages R80R83. It is not for users expecting to cash out rewards to a bank account or those who find the prize system unclear R79. Users should be aware of potential issues with referral codes and app loading problems R80R82.

Head-to-head: Steer Clear® vs OnMyWay
COUNTRY Financial DriverIQ
4.6★ · 1,158 ratings · Free

COUNTRY Financial DriverIQ aims to promote awareness of great driving habits and can be fun for users to get affirmations . It provides feedback that some find accurate R94.

Better for: This app is better for COUNTRY Financial customers who want to be more aware of their driving habits and enjoy positive reinforcement for safe driving . It may not be suitable for drivers in areas requiring frequent braking or those who find the 'hard braking' detection overly sensitive, as this can negatively impact scores and discounts without improving R93R95R98. Users should also be prepared for potential setup issues .

Head-to-head: Steer Clear® vs COUNTRY Financial DriverIQ
Family Life Tracker360 OtoZen
4.5★ · 459 ratings · Free

Family Life Tracker360 OtoZen provides in-depth analyses of driving, offers trip updates for family members, and can give peace of mind to parents R108. It helps track driving hours and offers different modes for driver, rider, and student driver .

Better for: This app is better for families, especially parents of new drivers, who want detailed driving analysis, location tracking, and trip updates to ensure safety and coordinate daily activities R108. It is less suitable for those who dislike frequent notifications, or for teens who might deactivate the app without notification R107R110. Users should be aware of potential issues with real-time location updates, family linking, and the cost of safety features R109.

Head-to-head: Steer Clear® vs Family Life Tracker360 OtoZen
Stick with Steer Clear® if

You should stick with Steer Clear® if you are a new driver looking for general driving tips and educational modules, and you find the app visually appealing and easy to understand for learning purposes R2R5R11R14. It can be helpful for tracking progress through modules and gaining insights into driving safety, provided you can place your phone steadily to avoid inaccurate scoring .

Evidence note: All alternatives had sufficient reviews to form a judgment.

Frequently asked

Is Steer Clear® accurate at tracking driving behavior?
No, many users report that Steer Clear® is often inaccurate and overly sensitive, frequently marking normal driving actions like braking, acceleration, or turning as 'hard' or 'rapid' events R1R3R6R10.
Does Steer Clear® have technical issues?
Yes, users frequently report technical issues with Steer Clear®, including trips not registering, the app resetting or crashing, and difficulties saving driving time R5R8R13R19.
Can Steer Clear® help new drivers?
Yes, Steer Clear® offers helpful tips, tricks, and informative modules that can serve as good reminders and learning experiences for new drivers R2R5R11R14.

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

  1. [R1] Steer Clear® 2/5 · US Terrible tracking: This app said I had not 1, but 4 “rapid acceleration events” while I was in the middle of getting off a highway while my foot was on the brakes (because I’m getting off of the highway). Anyways this app doesn’t help you unless you’re not on the highway because the tracking is so stupid and sensitive.
  2. [R3] Steer Clear® 3/5 · US Useful but sensitive: This is useful for new drivers however it can rate driving with too much scrutiny with acceleration, braking and turning. My son was marked down for sharp turning into our driveway.
  3. [R6] Steer Clear® 3/5 · US Driving scores inaccurate: Getting an accurate score is impossible when any small movement of the phone gets marked for something
  4. [R10] Steer Clear® 1/5 · US The most problematic app I’ve ever owned: I have no doubt that this app was made to make you pay more for insurance. The mere act of rotating your phone while it is active sets off multiple different. Driving occurrences absolutely tanking your score. It is almost impossible to get a perfect score and while doable is not made hard by the act and skill that comes with driving but having to juggle t
  5. [R5] Steer Clear® 5/5 · US hard to operate, but easy to understand: I mostly never used this while driving that was because apparently you have to manually start your driving segment for a complicated step process. there’s also side lessons you can do to make sure you can get proper claim values, but one of them added a photo of a tornado on it and they never bring up a tornado anywhere in the tutorials.
  6. [R8] Steer Clear® 4/5 · US Driving in itself was a hassle: I drive to school every day but it’s not registering anything at all every time that I do it… I thought I needed to get the gps my mom has in her car but I see that wasn’t the case and now I’m truly lost on what the issue is…
  7. [R13] Steer Clear® 1/5 · US Pointless: Most useless app EVER. How am I supposed to remember to log my hours? It doesn’t make sense
  8. [R19] Steer Clear® 1/5 · US What a scam: Calibrated the phone and started the drive twice with the timer going. The app kept resetting itself or went back to the home screen not saving any of the times. I drove twice which should’ve recorded 3 hours total. A waste of time
  9. [R4] Steer Clear® 1/5 · US Not helpful: Modules asked question that can go either way
  10. [R9] Steer Clear® 3/5 · US Could improve: It would be nice if they told you what you get point deducted for even though you didn’t have a event during your trip
  11. [R21] Steer Clear® 3/5 · US Inaccurate: As a father of a teen I appreciate that this app helps student drivers receive cheaper insurance and promotes safety but I would like to make some points. First, the app doesn’t really communicate steps very well. In order to watch the videos you practically have to figure out where they are, instead of saying “watch video modules here”, and so on, you’re basically pushing buttons. Sec
  12. [R55] State Farm® 5/5 · US User Friendly: Using the App is user friendly and efficient No wait time to submit requests
  13. [R56] State Farm® 3/5 · US Beware of the Drive and Save feature if you drive a vehicle with a manual transmission!: I’ve used driver apps with both Progressive and GEICO in the past and was usually given a 98 score, or excellent. Not so with the State Farm app which keeps reminding me I need to improve my gradual acceleration, while giving me high scores for everything else. Finally it dawned on me that it is impossible t
  14. [R57] State Farm® 2/5 · US It’s very confused: It says I’m driving other people’s car when I’m just a passenger and vice versa. It seems to be haphazard assigning the correct person to the correct account. Calls to State Farm show they have no idea how to fix it. I therefore doubt their claimed discount system works.
  15. [R58] State Farm® 5/5 · US Appl: Love using the Appl
  16. [R65] USAA DriveSafe 1/5 · US Collects data from Uber and other non insured with USAA vehicles.: The app is absolutely ignorant as to what and when I drive. If I uber on a Mexico vacation it collects data. If I ride with someone else it collects data. If I drive a vehicle insured by State Farm it collects data. At least State Farm has a module in the vehicle that lets them know ONLY when I’m driving/riding in the vehicle
  17. [R66] USAA DriveSafe 4/5 · US Good enough: Does a decent job with limited false positives but tell me why I get dinged for “hands free calling” when I get a phone call but don’t even answer it?
  18. [R68] USAA DriveSafe 2/5 · US Always on: This is the ONLY app on my phone that requires location services “Always On”. It refuses to work with “while using app” & keeping the app open in the background. Always On drains my battery & interrupts my privacy. USAA needs to fix their protocol requirements for this app or I’m going to have to drop out of their drive safe program.
  19. [R69] USAA DriveSafe 4/5 · US Finally! Recognition of Great Driving! But the app makes many mistakes.: 60 years of driving with zero infractions. Glad that my driving habits finally get a cash reward. But this app continues to be unable to distinguish whether I am the driver or the passenger. My wife and I are almost always together in the car, sharing driving duties. But the app fails to identify who is driving and I have to
  20. [R79] OnMyWay 2/5 · US Transparency: This is for people who want to know what it’s about before downloading. The app is free to download and to use. You get fake money for driving without using your phone. You can use that fake money on spin-to-win games or “savings cards” for hotels/travel. The ratio is 5 to 1 (i.e. $100 hotel card for $500 fake dollars). The big prizes are literally impossible to win. There’s supposed
  21. [R80] OnMyWay 4/5 · US Great App That Rewards Good/ Safe Driving: I love this app. It truly rewards you for good/ safe driving. It takes a minute to get to the actual rewards. Also, it would be amazing if my referral code actually worked. I cannot refer anyone because the code never shows up. Would give 5 if it was easier/ quicker to obtain rewards, and could share referral code
  22. [R82] OnMyWay 1/5 · US App stopped working: Recently tried opening app and won’t load.
  23. [R83] OnMyWay 5/5 · US Great Improvement: My driving behavior changed a lot in a positive way.
  24. [R93] COUNTRY Financial DriverIQ 1/5 · US Not happy: I’m constantly being hit for hard braking when I’m not. I’m about ready to dump the app!!
  25. [R94] COUNTRY Financial DriverIQ 5/5 · US Drive I Q: Seems accurate.
  26. [R95] COUNTRY Financial DriverIQ 3/5 · US Hard Braking is too sensitive.: Basically the title. Specially stop signs, it will always flag my drives for hard braking for doing full 3-5 second stops even if I was traveling well under the speed limit beforehand. I feel like adding a sensitivity toggle is not an insane fix. It shouldn’t be financially beneficial to make “California Stops” when that is objectively unsafe.
  27. [R98] COUNTRY Financial DriverIQ 3/5 · US Frustrating changes: The whole hard braking thing seems to have gotten much too sensitive. My driving hasn’t changed but I keep getting events and it’s frustrating. Would it be better to run a red light then slow down from a higher speed?! And even when I’m driving perfect my score won’t increase.
  28. [R107] Family Life Tracker360 OtoZen 1/5 · US Terrible: If you hate ur life and your children please make them download this app with all of its super reliable info on speed limits and being on a phone which will allow you to yell at ur kids for nothing and therefore make them hate you forever
  29. [R108] Family Life Tracker360 OtoZen 5/5 · US Excellent.: Very in-depth analyses on all aspects. Well worth the money.
  30. [R109] Family Life Tracker360 OtoZen 3/5 · US Like it: I really like OtoZen but sometimes real time locations isn’t updated.
  31. [R110] Family Life Tracker360 OtoZen 1/5 · US Extremely lacking, puts privacy over safety: Teen can inactivate the app with no notification, created claims protecting privacy? I guess they can privately speed and look at their phone, but allow supervision on their terms. No option to change “role”, I’m the “supervising passenger” even if I’m driving alone. Same when a driver is actually the passenger. So my individual driving scores are talli
  32. [R2] Steer Clear® 5/5 · US Learning: Helpful tips and tricks
  33. [R11] Steer Clear® 4/5 · US Well done training: Thought intended for new drivers, good reminders for experienced drivers.
  34. [R14] Steer Clear® 5/5 · US Awesome!: Very easy to navigate and understand topics.

Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store