Verithiathe honest score on any app
Updated July 2026 · real, multi-region App Store reviews
The verdict on

Steer Clear®

45
User verdict / 100 High confidence Divided

Steer Clear by State Farm offers educational modules that many users find helpful for learning and refreshing driving knowledge, but its core driving score feature is widely criticized for being highly inaccurate and overly sensitive, leading to frustration and distrust.

4.7★ lifetime (68,354) Free to download since 2018 by State Farm Mutual Automobile Insurance Company updated 2.2 mo ago recent negative 60% 120 reviews across 1 regions
Inaccurate Tracking Technical Glitches Helpful Education Lack of Feedback Manual Trip Logging/Limits
5★58
4★16
3★26
2★36
1★114
recent reviews across 1 regions, vs the 4.7★ lifetime average

Steer Clear is a free app from State Farm designed to educate new drivers and potentially offer insurance discounts. While its educational modules are generally well-received for providing useful information, the app's driving tracking and scoring system is frequently reported as inaccurate and overly sensitive, leading to low, unrepresentative scores.

What users like

  • Educational modules are informative and easy to understand, offering good refreshers for all drivers.R5R22R23R26
  • The app can help users qualify for insurance discounts.R78R82R129R149

What users complain about

  • Driving score tracking is highly inaccurate and overly sensitive, flagging normal driving actions as 'events'.R1R4R7R9
  • The app frequently experiences technical issues such as not recording drives, crashing, or videos failing to load.R10R16R17R20
  • Users report difficulty understanding why points are deducted or how to improve their scores, as the app lacks detailed feedback.R27R39R50R61
  • The app often limits drive tracking to 30 minutes, requiring multiple trips to meet hour requirements.R71R159R249
  • Some quiz questions are poorly written or not covered in the provided videos, making them unnecessarily difficult.R2R13R43R117

Latest update · v3.2.0

What the developer says changed (the verdict above weighs this against what reviewers report):

In this release, timestamps have been added for exported drive data to show the date and time of day a drive was completed.

Recurring themes

Inaccurate Tracking negative
Many users report that the app's driving score is highly inaccurate, frequently flagging normal driving actions like braking, accelerating, or turning as 'events' even when driving safely. This often leads to frustration and distrust in the app's ability to fairly assess driving behavior. Some users suggest the phone's movement, even in a cupholder, can trigger these false events.R1R4R7R9
Technical Glitches negative
A significant number of reviews mention various technical problems, including drives not being recorded, the app crashing mid-trip, calibration issues, and videos failing to load. These bugs hinder the app's usability and prevent users from completing the program efficiently.R10R16R17R20
Helpful Education positive
Despite issues with driving tracking, many users praise the educational modules for being informative, easy to understand, and providing valuable safety tips and refreshers for both new and experienced drivers.R5R22R23R26
Lack of Feedback negative
Users are frustrated by the lack of specific feedback on why points are deducted from their driving scores. The app often gives a low score without explaining what went wrong or how to improve, making it difficult for drivers to learn from their 'mistakes'.R27R39R50R61
Manual Trip Logging/Limits negative
The app requires users to manually start and stop each drive, which is seen as a hassle and can lead to missed recordings. Additionally, many users report that the app only tracks the first 30 minutes of a drive, forcing them to take multiple short trips to meet the required hours.R8R71R159R246

Who it's for

This app is for State Farm customers, particularly new drivers or those under 25, who are willing to endure a buggy and often inaccurate driving tracker to potentially receive an insurance discount R78R82R129R168. It is also for individuals who appreciate educational content on driving safety, regardless of the tracking issues R5R22. It is NOT for users who expect precise, fair, and reliable driving behavior tracking, or those who get easily frustrated by technical glitches and vague feedback R4R16.

Evidence note: The recent reviews skew heavily negative (0.6 recent-negative signal), primarily due to the driving score inaccuracy and technical issues. While the lifetime rating is high (4.7), the recent sentiment indicates a significant decline in user satisfaction, suggesting the app's performance has worsened or user expectations are not being met by current functionality. The developer's notes mention adding timestamps for exported drive data, which is a minor update and does not address the core complaints about tracking accuracy or glitches, which continue to be reported R16R17R25.

Frequently asked

Does Steer Clear accurately track driving behavior?
No, many users report that Steer Clear's driving behavior tracking is highly inaccurate and overly sensitive, frequently flagging normal driving actions like braking, accelerating, or turning as 'events' even when driving safely R1R4R9R38.
Are the educational modules in Steer Clear helpful?
Yes, many users find the educational modules informative, easy to understand, and helpful for learning or refreshing driving safety knowledge R5R22R23R70.
Does Steer Clear have technical problems?
Yes, users frequently report technical issues with Steer Clear, including drives not being recorded, the app crashing, calibration problems, and videos failing to load R10R16R17R25.
Can I get an insurance discount using Steer Clear?
Yes, completing the Steer Clear program can lead to a decent discount on auto insurance, particularly for student drivers or those under 25 R78R82R129R168.

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

  1. [R5] 5/5 · US Learning: Helpful tips and tricks
  2. [R22] 4/5 · US Well done training: Thought intended for new drivers, good reminders for experienced drivers.
  3. [R23] 5/5 · US Awesome!: Very easy to navigate and understand topics.
  4. [R26] 4/5 · US Curds review: It’s quite interesting and helpful info for driving safety
  5. [R78] 3/5 · US Saves money but is a hassle.: Giving it 3 stars because it saves you a decent bit on the auto insurance with having this program completed. But this app has honestly been such a head ache and hassle. It doesn’t monitor your driving habits accurately, you can drive like someone’s grandma and it’s going to tell you that you made a score of 50 because of accelerating, braking too hard and Cornering.
  6. [R82] 4/5 · US Works: I used the app and it saved me money on insurance. I’m a bit upset with the nitpicking so it’s not 5 stars but good overall
  7. [R129] 4/5 · US SteerClear-Maggie Pless Operating: These exercises are very resourceful and they don’t take much time to complete. I enjoyed learning and having the opportunity to get a discount on my car insurance through StateFarm. Like a good neighbor, StateFarm is there! ❤️
  8. [R149] 5/5 · US Steer clear app: Loved this app, will score help lower monthly payment? I really do not know
  9. [R1] 2/5 · US Terrible tracking: This app said I had not 1, but 4 “rapid acceleration events” while I was in the middle of getting off a highway while my foot was on the brakes (because I’m getting off of the highway). Anyways this app doesn’t help you unless you’re not on the highway because the tracking is so stupid and sensitive.
  10. [R4] 1/5 · US The most problematic app I’ve ever owned: I have no doubt that this app was made to make you pay more for insurance. The mere act of rotating your phone while it is active sets off multiple different. Driving occurrences absolutely tanking your score. It is almost impossible to get a perfect score and while doable is not made hard by the act and skill that comes with driving but having to juggle t
  11. [R7] 3/5 · US Useful but sensitive: This is useful for new drivers however it can rate driving with too much scrutiny with acceleration, braking and turning. My son was marked down for sharp turning into our driveway.
  12. [R9] 1/5 · US Horrible: Every little bump in the road triggers an event…either a hard brake or rapid acceleration. Turning onto a street is considered hard cornering.
  13. [R10] 1/5 · US What a scam: Calibrated the phone and started the drive twice with the timer going. The app kept resetting itself or went back to the home screen not saving any of the times. I drove twice which should’ve recorded 3 hours total. A waste of time
  14. [R16] 1/5 · US Constant crashes and faulty systems: My first drive it triggered 52 sharp turns on a straight line not even a mile long, yesterday it erased an entire trip for some reason and wouldn’t let me into the app until a phone restart, and constantly stops a trip mid ride
  15. [R17] 4/5 · US Driving in itself was a hassle: I drive to school every day but it’s not registering anything at all every time that I do it… I thought I needed to get the gps my mom has in her car but I see that wasn’t the case and now I’m truly lost on what the issue is…
  16. [R20] 1/5 · US Loading problem: Take a long time to load app
  17. [R27] 3/5 · US Could improve: It would be nice if they told you what you get point deducted for even though you didn’t have a event during your trip
  18. [R39] 3/5 · US Ok: I have an issue where I don’t make any mistakes on my drives and it still gives me scores of like 87, 90, one time it even gave my an 82 even tho I made no mistakes. I also had another issue where is would say I was hard breaking or rapidly accelerating the entire drive and I mean the entire drive even tho I can’t even be breaking and accelerating the entire time so some things need to be fixe
  19. [R50] 3/5 · US Ratings: Why can I only get a 93???
  20. [R61] 3/5 · US Inaccurate: As a father of a teen I appreciate that this app helps student drivers receive cheaper insurance and promotes safety but I would like to make some points. First, the app doesn’t really communicate steps very well. In order to watch the videos you practically have to figure out where they are, instead of saying “watch video modules here”, and so on, you’re basically pushing buttons. Sec
  21. [R71] 2/5 · US Inconsistency abound: I found the idea of this app great, however, I just didn’t enjoy using it. I found it a hassle to always be recording how much time I’m driving for and my agent ended up getting mad at me because all of my drives were 20 mins or less. Excuse me for not living in a city where I have to drive for hours at a time, weren’t you also the one pressuring me to complete this in a time
  22. [R159] 3/5 · US Only worth it for the discount: As a parent, I wish this app was better. Here is what you need to know. 1. It will only count and track the first 30 minutes of a drive. 2. Do not start driving until you actually see the time start to count, otherwise you will get to your destination and find it did not start and therefore did not track or count that drive at all. 3. Parents have no information on
  23. [R249] 3/5 · US Why Limit to 30 Minute Trips?: App works fine, other than when it stops tracking after 30 minutes, which seems unnecessary. That means a minimum of 10 trips to get the required 5 hours for completion.
  24. [R2] 1/5 · US Not helpful: Modules asked question that can go either way
  25. [R13] 1/5 · US Unfair question: Some of ur questions was trick question an wasn’t fair . It’s like u want people to fail
  26. [R43] 1/5 · US Terrible: Can’t even watch the videos they all have an error code and the question are designed solely to trick you
  27. [R117] 3/5 · US Poorly written quiz questions: A lot of quiz the questions are poorly written. It’s unnecessarily difficult it to discern the correct answer.
  28. [R8] 1/5 · US Pointless: Most useless app EVER. How am I supposed to remember to log my hours? It doesn’t make sense
  29. [R246] 3/5 · US Auto log trips: It would be nice if it would automatically log the trips like the “Drive Safe and Save” beacon, instead of having to manually start and stop every trip
  30. [R38] 1/5 · US Terrible Readings: Sharp cornering when I am driving straight, rapid acceleration when coming to a stop, hard braking when driving, and it has gave me 100+ events 3 times bringing my score down after I had 94 score.
  31. [R70] 5/5 · US Safe Driving 1 on 1: Very informative information. I loved that it pretty much captured every possible scenario with visuals. Overall great program!!
  32. [R25] 2/5 · US Steer clear: This would be an amazing app if it didn’t close my drive randomly especially when it’s a long drive on the interstate where I can’t check the app to see if it’s working. Secondly it misjudges my driving saying I breaked abruptly when I drove extra careful and left extra time to make sure I take smooth breaks and easy transitions when accelerating.
  33. [R168] 3/5 · US Kinda Frustrating: My dad taught me how to drive and he’s a truck driver and has been driving his entire life. I am an extremely good driver. (Not to sound like I’m bragging but it’s true 🤷‍♀️). I’m getting this discount because I’m under 25- and I’ve been driving for 4+ years. So I know how to drive well and safely. The app in theory is good but the execution is really frustrating. I consisten

Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store