Steer Clear®
Steer Clear by State Farm offers educational modules that many users find helpful for learning and refreshing driving knowledge, but its core driving score feature is widely criticized for being highly inaccurate and overly sensitive, leading to frustration and distrust.
Steer Clear is a free app from State Farm designed to educate new drivers and potentially offer insurance discounts. While its educational modules are generally well-received for providing useful information, the app's driving tracking and scoring system is frequently reported as inaccurate and overly sensitive, leading to low, unrepresentative scores.
What users like
What users complain about
- Driving score tracking is highly inaccurate and overly sensitive, flagging normal driving actions as 'events'.R1R4R7R9
- The app frequently experiences technical issues such as not recording drives, crashing, or videos failing to load.R10R16R17R20
- Users report difficulty understanding why points are deducted or how to improve their scores, as the app lacks detailed feedback.R27R39R50R61
- The app often limits drive tracking to 30 minutes, requiring multiple trips to meet hour requirements.R71R159R249
- Some quiz questions are poorly written or not covered in the provided videos, making them unnecessarily difficult.R2R13R43R117
Latest update · v3.2.0
What the developer says changed (the verdict above weighs this against what reviewers report):
In this release, timestamps have been added for exported drive data to show the date and time of day a drive was completed.
Recurring themes
Who it's for
This app is for State Farm customers, particularly new drivers or those under 25, who are willing to endure a buggy and often inaccurate driving tracker to potentially receive an insurance discount R78R82R129R168. It is also for individuals who appreciate educational content on driving safety, regardless of the tracking issues R5R22. It is NOT for users who expect precise, fair, and reliable driving behavior tracking, or those who get easily frustrated by technical glitches and vague feedback R4R16.
Evidence note: The recent reviews skew heavily negative (0.6 recent-negative signal), primarily due to the driving score inaccuracy and technical issues. While the lifetime rating is high (4.7), the recent sentiment indicates a significant decline in user satisfaction, suggesting the app's performance has worsened or user expectations are not being met by current functionality. The developer's notes mention adding timestamps for exported drive data, which is a minor update and does not address the core complaints about tracking accuracy or glitches, which continue to be reported R16R17R25.
Frequently asked
Does Steer Clear accurately track driving behavior?
Are the educational modules in Steer Clear helpful?
Does Steer Clear have technical problems?
What reviewers actually said
Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.
- [R5] Learning: Helpful tips and tricks
- [R22] Well done training: Thought intended for new drivers, good reminders for experienced drivers.
- [R23] Awesome!: Very easy to navigate and understand topics.
- [R26] Curds review: It’s quite interesting and helpful info for driving safety
- [R78] Saves money but is a hassle.: Giving it 3 stars because it saves you a decent bit on the auto insurance with having this program completed. But this app has honestly been such a head ache and hassle. It doesn’t monitor your driving habits accurately, you can drive like someone’s grandma and it’s going to tell you that you made a score of 50 because of accelerating, braking too hard and Cornering.
- [R82] Works: I used the app and it saved me money on insurance. I’m a bit upset with the nitpicking so it’s not 5 stars but good overall
- [R129] SteerClear-Maggie Pless Operating: These exercises are very resourceful and they don’t take much time to complete. I enjoyed learning and having the opportunity to get a discount on my car insurance through StateFarm. Like a good neighbor, StateFarm is there! ❤️
- [R149] Steer clear app: Loved this app, will score help lower monthly payment? I really do not know
- [R1] Terrible tracking: This app said I had not 1, but 4 “rapid acceleration events” while I was in the middle of getting off a highway while my foot was on the brakes (because I’m getting off of the highway). Anyways this app doesn’t help you unless you’re not on the highway because the tracking is so stupid and sensitive.
- [R4] The most problematic app I’ve ever owned: I have no doubt that this app was made to make you pay more for insurance. The mere act of rotating your phone while it is active sets off multiple different. Driving occurrences absolutely tanking your score. It is almost impossible to get a perfect score and while doable is not made hard by the act and skill that comes with driving but having to juggle t
- [R7] Useful but sensitive: This is useful for new drivers however it can rate driving with too much scrutiny with acceleration, braking and turning. My son was marked down for sharp turning into our driveway.
- [R9] Horrible: Every little bump in the road triggers an event…either a hard brake or rapid acceleration. Turning onto a street is considered hard cornering.
- [R10] What a scam: Calibrated the phone and started the drive twice with the timer going. The app kept resetting itself or went back to the home screen not saving any of the times. I drove twice which should’ve recorded 3 hours total. A waste of time
- [R16] Constant crashes and faulty systems: My first drive it triggered 52 sharp turns on a straight line not even a mile long, yesterday it erased an entire trip for some reason and wouldn’t let me into the app until a phone restart, and constantly stops a trip mid ride
- [R17] Driving in itself was a hassle: I drive to school every day but it’s not registering anything at all every time that I do it… I thought I needed to get the gps my mom has in her car but I see that wasn’t the case and now I’m truly lost on what the issue is…
- [R20] Loading problem: Take a long time to load app
- [R27] Could improve: It would be nice if they told you what you get point deducted for even though you didn’t have a event during your trip
- [R39] Ok: I have an issue where I don’t make any mistakes on my drives and it still gives me scores of like 87, 90, one time it even gave my an 82 even tho I made no mistakes. I also had another issue where is would say I was hard breaking or rapidly accelerating the entire drive and I mean the entire drive even tho I can’t even be breaking and accelerating the entire time so some things need to be fixe
- [R50] Ratings: Why can I only get a 93???
- [R61] Inaccurate: As a father of a teen I appreciate that this app helps student drivers receive cheaper insurance and promotes safety but I would like to make some points. First, the app doesn’t really communicate steps very well. In order to watch the videos you practically have to figure out where they are, instead of saying “watch video modules here”, and so on, you’re basically pushing buttons. Sec
- [R71] Inconsistency abound: I found the idea of this app great, however, I just didn’t enjoy using it. I found it a hassle to always be recording how much time I’m driving for and my agent ended up getting mad at me because all of my drives were 20 mins or less. Excuse me for not living in a city where I have to drive for hours at a time, weren’t you also the one pressuring me to complete this in a time
- [R159] Only worth it for the discount: As a parent, I wish this app was better. Here is what you need to know. 1. It will only count and track the first 30 minutes of a drive. 2. Do not start driving until you actually see the time start to count, otherwise you will get to your destination and find it did not start and therefore did not track or count that drive at all. 3. Parents have no information on
- [R249] Why Limit to 30 Minute Trips?: App works fine, other than when it stops tracking after 30 minutes, which seems unnecessary. That means a minimum of 10 trips to get the required 5 hours for completion.
- [R2] Not helpful: Modules asked question that can go either way
- [R13] Unfair question: Some of ur questions was trick question an wasn’t fair . It’s like u want people to fail
- [R43] Terrible: Can’t even watch the videos they all have an error code and the question are designed solely to trick you
- [R117] Poorly written quiz questions: A lot of quiz the questions are poorly written. It’s unnecessarily difficult it to discern the correct answer.
- [R8] Pointless: Most useless app EVER. How am I supposed to remember to log my hours? It doesn’t make sense
- [R246] Auto log trips: It would be nice if it would automatically log the trips like the “Drive Safe and Save” beacon, instead of having to manually start and stop every trip
- [R38] Terrible Readings: Sharp cornering when I am driving straight, rapid acceleration when coming to a stop, hard braking when driving, and it has gave me 100+ events 3 times bringing my score down after I had 94 score.
- [R70] Safe Driving 1 on 1: Very informative information. I loved that it pretty much captured every possible scenario with visuals. Overall great program!!
- [R25] Steer clear: This would be an amazing app if it didn’t close my drive randomly especially when it’s a long drive on the interstate where I can’t check the app to see if it’s working. Secondly it misjudges my driving saying I breaked abruptly when I drove extra careful and left extra time to make sure I take smooth breaks and easy transitions when accelerating.
- [R168] Kinda Frustrating: My dad taught me how to drive and he’s a truck driver and has been driving his entire life. I am an extremely good driver. (Not to sound like I’m bragging but it’s true 🤷♀️). I’m getting this discount because I’m under 25- and I’ve been driving for 4+ years. So I know how to drive well and safely. The app in theory is good but the execution is really frustrating. I consisten
Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store