Albert alternatives

What reviewers actually said

Built only from these 92 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

1. [R1] Albert 1/5 · US Never Use This: Where do i even start, first time using it and it took my full paycheck first time, turns out the app changed where my work pays me without telling me, then i canceled it and deleted the app, and i still got charged weeks later $19.99 so i had to redownload it to cancel it and turns out that when you make a payment you cant cancel the subscription until days later, so now im stuck
2. [R9] Albert 1/5 · US Do not download this app: I’ve been trying to cancel my account with them for over a year. I’ve been charged without my consent several times and it’s becoming impossible and overwhelming. Not noticing my account been charged a ridiculous amount of money over the time without my approval. Please try to avoid this app.
3. [R11] Albert 1/5 · US Great experience initially, but it got worse and worse as time went on: I created my Albert account in 2020. It was initially a great experience with very little subscription fees, I think about $5/month. As time went on, the fees continued to rise. I tried to cancel my subscription multiple times, but was told I’d have to sell my investments and remove all the money from my savings account. The f
4. [R19] Albert 1/5 · US Wrongfully charged: I can’t tell you how many times this app has charged me $20+ at random times, I’ve never wanted a subscription, it would make sense if I was being charged monthly, but I get charged at random times, and the being told NO REFUNDS I feel is complete bs as I never authorized Albert to take any money in the first place
5. [R4] Albert 1/5 · US Unfair business practices: They woo you in saying they’ll help you. However their technology isn’t anything impressive. Then you try to cancel the subscription but it’s not an Apple subscription and there’s nothing in the app to use to accomplish this. The they decide to choose to debit my savings account where I got a NSF fee and refuse to refund the charge or the fee. I closed my account and
6. [R7] Albert 1/5 · US WILL OVERDRAFT YOUR ACCOUNTS: Warning to anyone who thinks this app is for them: Albert will overdraft your accounts without warning, and cannot be prevented from doing so in-app. Albert WILL OVERDRAW your accounts. I have withdrawn my investments from this app and have terminated my account after nearly 5 years of use because I simply cannot handle the stress that this app has caused me. UPDA
7. [R15] Albert 1/5 · US DO NOT GET THIS APP: They changed my bank account without my authorization 3 times in one day then when I try to get a phone number to call them about it there isn’t a phone number but they have a way to where you text something to a five digit number then I was told they don’t do refunds and I told them I’ve never given them permission to take money outa of my bank account.. So if you insist on g
8. [R33] Albert 1/5 · US DON’T IGNORE THE WARNINGS: This app will charge you for subscriptions you didn’t sign up for, add in fees without you knowing, and take your money out of your account then place it into theirs and proceed to distribute it with little to no warning and even less control. They’ll make you wait days to deposit it back into your account and hit you with processing fees. This app is NOT for people who
9. [R6] Albert 3/5 · US App won’t Work: I have used this app a ton of times in the past and for some reason, it keeps telling me that I need to update the app every time I try an instant transfer. I’ve tried it on multiple devices and it’s telling me the same thing even after doing updates on my device. It doesn’t show that there’s an update for the app. Something’s gotta be messed up.
10. [R49] Albert 2/5 · US Scam: This app is still processing a payment from 3 days ago. Money has already been taken out from my bank but still pending on the app. Scam app
11. [R52] Dave 5/5 · US Dave: Love using Dave whenever I’m tight on money and can always pay it back early
12. [R55] Dave 5/5 · US Reliable: Very easy to use, very easy to pay back. Very reliable and trustworthy service. Always saving my behind when I need it. Thankful for their help.
13. [R61] Dave 5/5 · US The best friend you need !: I love this app!! No bombarding me with notifications. Money is fast! Very cheap fees. Always dependable.
14. [R54] Dave 1/5 · US Please use any other Cash Advance app: Who is being paid to rate this app over 1-2 stars? This has to be the worst cash advance app ever. You can’t change your repayment date. I get paid on Thursday afternoons, I didn’t want to app to recognize I got paid on Thursdays and try to take the repayment at 12:01AM. AI bot says “Dave automatically attempts to take a smaller partial amount if the full amo
15. [R69] EarnIn 5/5 · US Great: It’s like a credit card but an app to help u when u need it. Gotta love it.
16. [R72] EarnIn 5/5 · US Saved me: Earnin has came through for me like crazy
17. [R78] EarnIn 5/5 · US It is LEGIT!!: I was very skeptical about opening a account and give my bank information. But this is Legit, I honestly couldn’t find any other way to access money and I was thinking on a loan, but I am not needing a loan anymore since I can access my money in real time earlier. Thank you!!
18. [R76] EarnIn 5/5 · US Nice app and service: I enjoy the Earnin app and the service is really simple and seamless. All the fees (which are extremely minimal) are up front and easy to understand. I was skeptical of something like this before, but it’s been a really nice thing to know I have when and if I need it.
19. [R80] SoFi 5/5 · US Easy app to use!: I’ve been using the SoFi app for a couple of months and have found easy to use. I mainly use it to purchase stocks, but that doesn’t mean I won’t use other options like a savings account or other banking needs. Update (7/7/26) I like the new update that gives related stocks when looking at other stocks that are similar.
20. [R84] SoFi 3/5 · US PLEASE ADD ACCOUNT NOTIFICATIONS: I really enjoy this app. I moved to SoFi from chase because they offered a higher APY for my savings account. One thing I miss from chase is that they would send notifications when your account was lower then a set amount, so you could track how much you were spending. Please add this feature.
21. [R90] SoFi 5/5 · US I love it but,: I really wish transfers to friends accounts showed up as spending, I send 700 to someone through SoFi for rent every month and it doesn’t show up in my monthly spending which makes it harder to plan because certain spending is invisible. Love being able to save for different things and the help on investing for retirement. Great app very easy to use for everything
22. [R82] SoFi 1/5 · US Extremely Disappointed: I have been banking with SoFi for years and absolutely loved them. But once they became an actual bank and started making you pay for plus member perks their care for the customers and concern with handling issues has plummeted. I have credit cards with them with earned cash back which I never had issue withdrawing. Once they switched over to having to pay they locked out m
23. [R41] Albert 1/5 · US No free option: They don’t mention there is no free option until AFTER they get your data. Uninstalling.
24. [R13] Albert 1/5 · US Stay Away From Albert: If I could give Albert zero stars, I absolutely would. This has been one of the worst experiences I’ve ever had with a financial app. Albert makes it incredibly easy to open an account, but when you want to leave, everything suddenly becomes difficult. You’re pushed into a paid Genius subscription during signup, and when you decide to cancel, the process becomes unnecessari