Progressive Leasing alternatives

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

1. [R1] Progressive Leasing 2/5 · US Sign up error: I was excited to apply and use this but every time I enter my Social Security number it says it’s wrong format although I’m entering it in correctly
2. [R3] Progressive Leasing 3/5 · US Can’t open anything to apply: App has some bugs, I wanna go to Best Buy but it won’t go to it. It just sits on a white screen the whole time I have tried with and without WiFi to get it to work and nothing
3. [R5] Progressive Leasing 4/5 · US Not user friendly app: Coming back to an application can be a headache. It will have you apply all over again and then it’ll say pending because you already have an app open..
4. [R6] Progressive Leasing 3/5 · US Ok: Going into my app account lags and won’t even let me log in sometimes.
5. [R9] Progressive Leasing 3/5 · US Irritated: I made an early payment on my account thinking I was doing a good thing to get ahead and I told the representative that I was making the payment early for the payment due two days later but instead she put the payment in as an additional payment and my account is now being drafted for another payment which will not clear and I will be getting an overdraft fee. I explained what should ha
6. [R10] Progressive Leasing 1/5 · US Scam!!!: I’ve been using them for about 5 years now. At first they offered a 90 days same as cash but now customer service acts like they never did and charged almost 3x the price amount and now they keep raising the tax amounts on payments. They take almost two weeks to process the payments. This is a scam do not do it or you will pay a lot more than what it’s worth.
7. [R11] Progressive Leasing 4/5 · US Worst decision ever: Does what it needs to do HOWEVER accidentally missing your 90 days (because they will NOT remind you i missed by 1 day) will get you stuck paying 3xs more than what it is worth and god forbid you did not buy anything over $200. A last minute emergency $800 ipad costed me $2300. Thankful to be more responsible with my belongings now. I will never use them again.
8. [R16] Progressive Leasing 1/5 · US There service: I call them to make my early purchase payoff amount to pay my lease off and the lady even repeated what I wanted to do but instead of scheduling the payment she left it alone and just let a regular weekly payment come out of my account and now I’m having to pay double to pay it off vs if she would of some like I asked her to do I could of payed it off now I’m having to pay double so
9. [R24] Progressive Leasing 3/5 · US Don’t Do It!: You’ll end up paying more than double what the merchandise is worth.
10. [R25] Progressive Leasing 1/5 · US Awful decision!: I have repaid so very much more than the initial purchase! Do not do this!!!
11. [R27] Progressive Leasing 3/5 · US It’s ok.: Used it once and had no problems. Second time I tried using it they said they need more info which is just a bunch of documents so it just makes the whole thing a hassle. Don’t know why they started doing that but wish they’d remove it as honestly I don’t feel comfortable sending over that much information.
12. [R36] Progressive Leasing 2/5 · US Have to wait: I’ve been using them for years now and now they can’t verify me. Now I have to wait 30 days for verification. I even have another lease with them and they still can’t confirm nor verify. Smh very frustrating.
13. [R39] Progressive Leasing 1/5 · US Good, on the rare occasion it works.: I used Progressive to make a large purchase and it went great. That was the end of my good experience. Every time I have tried to use them again since paying off my last purchase I cannot get approved without jumping through a ton of hoops and providing a crazy amount of information. It makes no sense as the first time was so smooth. I was approved simply,
14. [R40] Progressive Leasing 1/5 · US Request verification: Horrendous verification process where they want everything under the sun information wise sent in. Was told misinformation twice by customer service.
15. [R43] Progressive Leasing 1/5 · US Horrible Ai assistance: They would not give me the information I needed purposely so I could not make my payments on times
16. [R48] Progressive Leasing 1/5 · US Rpesentatives: My rating are relating to the customer service representatives, I have used progressive for years however changing my email and phone was the worst thing I could have done… to change my information I have had to call over 5 times each representative stating different things this is horrible!!! Not to mention before this incident I tried placing an order and call for assistance NO r
17. [R13] Progressive Leasing 1/5 · US discrimination: terrible people to deal with when you've paid every lease off early and because you didn't pay their pawnshop lease by paying it off early every time and for that they block your phone number so you cannot get any other purchases even with an approved amount! Discrimination
18. [R45] Progressive Leasing 1/5 · US Ruined my kids Christmas: I went through the whole process and for two days I’m shopping and finally when I’m ready to check out they go to charge my card $20.14 and because their system declined it now I can’t buy anything for 30 days. They told me. Christmas is in two weeks. I have the money in my account and they declined it, which was not my fault. It’s the company’s fault. I am so upset. I do
19. [R46] Progressive Leasing 1/5 · US Horrible: I signed up filled in all the XYZ it asked for and got approved for a decent amount then shopped for a few X-Mas gifts and once I went to check out it stated it was unable to verify my payment card mind you so I was a bit confused looked at my bank card and saw the information I entered was correct and so I still didn’t understand why it stated that so I retried to check out and it conti
20. [R47] Progressive Leasing 1/5 · US terrible: i got approved for an amount and i can’t use it unless i provide bank statements basically my whole life to you guys? i’ve already give card information whole social security number adress email the whole 9 yards and i can’t make a purchase on christmas? what a joke don’t use this app all they say is re make a lease after 30 days app is a joke and want double what the purchase item is mi
21. [R51] Klarna 1/5 · US No customer service: Klarna needs to have a contact phone number available to speak to a live customer service representative
22. [R52] Klarna 5/5 · US La mejor aplicación: No duden ante cualquier apuro, KLARNA es la más confiable,y es bien flexible con sus métodos de pago y es lo que dicen no hay cobros extras ni cosas raras, se las recomiendo 🙏🏻
23. [R55] Klarna 5/5 · US JSYK: Klarna has been awesome to me and my finances. Such an awesome option to have available.
24. [R56] Klarna 3/5 · US Often Decline after offering: I’ve noticed Klarna will have services advertised all over these wholesale platform apps. Then you pick your items click Klarna, wait for plans to appear and then click to be told payment is declined due to something not at all related to me. I’m well ahead of my payments nor had 1 late. Strange but ai bot says it happens. So idk I guess it happens
25. [R65] Affirm 1/5 · US BEWARE OF THIS APP: They will take your money as a “down payment” and decline your transaction! Then they keep your money and refuse to give it back!! DO NOT USE THIS APP!
26. [R66] Affirm 5/5 · US Excellent!: I highly recommend Affirm. You can’t go wrong. I’m ready to dump my credit cards and just use affirm, honestly.
27. [R67] Affirm 3/5 · US Purchasing Power: Purchasing power is annoyingly inconsistent. Like if I’m approved for a certain amount, tell me that. If I’m not approved, tell me that. A constantly fluctuating number is not helpful.
28. [R68] Affirm 1/5 · US Non existent customer service: I’ve had a minor technical issue that should be easy to resolve yet their service is a maze of AI bots and human chat agents that close the conversation before it’s ever started
29. [R79] Zip 1/5 · US NO WARNING ABOUT PENDING TRANSACTIONS: Who orders fast food to pick up on 24 hours? Must be the staff at Zip… I ordered and got my pickup time only to arrive at a restaurant with no confirmation and no order placed . Reopening the app said transaction is pending BUT Zip gave a pickup and no warning about pending payments. ALSO there nobody on the help lines (no supervisor) who can escalate help
30. [R80] Zip 5/5 · US YES!!: OMG!!! ZIP is life changing for the BEST !! Love it!!!
31. [R81] Zip 1/5 · US I need my refund: Printing fake payments to pay merchant.. running leave there Calculating due amount without transaction they don’t complete
32. [R82] Zip 5/5 · US Right on time: Great for when you’re short on cash and able to pay a small portion to get what you need👍🏾
33. [R93] Progressive 1/5 · US Spike: Going up and up used to be $110 now it’s 160 not good
34. [R94] Progressive 5/5 · US Well Put Together Spread Sheets: Thank You Progressive Auto Insurance Agents
35. [R95] Progressive 3/5 · US Ok: They need to work on the UI
36. [R96] Progressive 1/5 · US Do not!: Garbage service, full of lies and incompetence.
37. [R107] Afterpay 1/5 · US I didn’t receive any merchandise: The order was cancelled the payment shows cancel ed for 3-4 not 1-2 I’ve emailed calls no response
38. [R108] Afterpay 5/5 · US Love! Love! Love!: Afterpay is the absolute best company on the internet! Without Afterpay I couldn’t afford a lot of the items I’ve purchased. Thank you Afterpay for spoiling me rotten!
39. [R109] Afterpay 3/5 · US It’s good but..: This app is great the only thing is Ive been using it for a while and have a lot of money I can use for my limit but they don’t give eligibility to everyone for them to have a afterpay card where they can use it in store so you would think with what I have they would trust me enough for the card but according to the support team they practically pick and choose who gets the card m
40. [R110] Afterpay 1/5 · US Cant Use After Years of Building: I recently tried using Afterpay for a purchase that I couldn’t afford to pay all at once. Every time I reached checkout, the app let me select a payment plan like everything was working, but as soon as I confirmed it, I got a generic “Something went wrong” error. This happened every single time. What makes this even more frustrating is that I have a $3,000 spendi
41. [R7] Progressive Leasing 2/5 · US Mobile App Needs Work: While leasing thru them is quite easy and hassle free if you need to get a bigger expense quick without having the cash on hand - the mobile app is ABSOLUTE BUNS. The app hardly ever is able to pull up my account, it goes to a blank white page and just sits there. I don't know how anyone else isn't having this problem but it's with both my iPhone and my android tablet, so i
42. [R60] Klarna 1/5 · US Poor Customer Service: Klarna tried to double charge me and then acted like I was crazy when I attempted to get clarification on the situation.
43. [R71] Affirm 1/5 · US Bs purchasing power: Says “YOU HAVE $700 SPENDING POWER” but yet it can’t give me any plans for a $200 order? AI assistant says the $700 is an “estimate” which would still make no sense not being able to do anything with a $200 order not even letting me pay half up front. App is pointless and misleading
44. [R77] Affirm 1/5 · US Spending power is a lie: Needed to use Affirm in an emergency and was relieved to see my spending power is $2680, except it was all a lie. The reasons they give don't match their own terms. If they'd have been honest upfront I could have figured out another payment method in time, but I'm missing vacation with my family because of deadlines hit while hearing false information from support.
45. [R90] Zip 5/5 · US Number 1: This is by far the best “buy now, pay later” app. Never hassled me about lack of credit and so easy to use. Can use everywhere on anything.
46. [R115] Afterpay 5/5 · US Buying things I want.: I’ve been able to buy my Michael korrs purses. Get massages and never worry about having to come up with everything up front. I have the freedom to enjoy making 4 easy payments no interest.