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Updated July 2026 · real, multi-region App Store reviews
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Truliant

60
Value score / 100 Worth paying? No Skip it

Truliant is a free banking app that offers convenient money management and mobile deposits, but it suffers from frequent technical issues, slow transfer times, and a lack of modern features found in other banking apps.

Free to download 4.8★ lifetime (30,960) since 2011

The Truliant app is free and generally praised for its convenience in managing money and transactions, with many users appreciating mobile check deposits. However, recent updates have introduced numerous bugs, frequent crashes, and slow processing times for transfers and deposits, leading to significant user frustration.

Free vs paid

The Truliant app is entirely free, with no in-app purchases or paid tiers mentioned in the provided reviews or product information. All features, including mobile check deposits and account management, are available without cost R2R62. However, users report being charged various fees by the bank itself, such as checking account fees and fees for external transfers, which are not related to the app's monetization model R6R11.

Value complaints

  • The bank charges fees for checking accounts and external transfers, which users find unfair, despite the app itself being free.R6R11R30
  • The lack of Zelle support forces users to pay fees to third-party services for instant money transfers.R59R196

Where it delivers

  • Many users find the app convenient for managing money and transactions, reducing the need to visit a physical branch.R2R20R33R74
  • Mobile check deposit is a valued feature for many, despite some reported issues with processing times.R62R77
  • Some users appreciate the app's user-friendly interface and ease of navigation.R8R17R18R35
Worth paying if

Since the app is free, there is no paid tier to consider. However, if the bank were to introduce a paid version, it would be worth paying if it guaranteed stable performance, faster transfer and deposit times, and introduced features like Zelle or a card lock function, which are currently missing and causing frustration for many users R59R70R65R84.

Skip / stay free if

Users should skip this app if they require reliable, glitch-free banking, fast external transfers, or modern features like Zelle, as the current free version frequently fails in these areas R11R59R38. It is also not recommended for business users who need immediate access to deposited funds due to long check holds R63.

Evidence note: The evidence is robust, with a good mix of positive and negative reviews covering various aspects of the app's functionality and user experience. Recent reviews lean more negative due to recurring technical issues.

Frequently asked

Does the Truliant app support Zelle for instant transfers?
No, the Truliant app does not support Zelle, which forces users to rely on slower transfer methods or pay fees to third-party services for instant access to their money R59R70R196.
How long do mobile check deposits take with the Truliant app?
Mobile check deposits often take a long time to process, with users reporting waits of more than three days, five days, or even seven days for funds to become available R7R23R46R63.
Are there frequent technical issues or crashes with the Truliant app?
Yes, many users report frequent technical issues, including the app crashing daily, login screens not appearing, random outages, glitches, and the app not opening or loading at all R37R38R42R45.
Can I lock or unlock my debit card using the Truliant app?
No, the Truliant app currently lacks a feature to lock or unlock a debit card, requiring users to contact customer service, which can be inconvenient, especially on weekends R65R71R84.

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

  1. [R6] 3/5 · US Fees: The fees for having a checking account is wrong to add
  2. [R11] 1/5 · US No better than big banks: They still charge you fees, customer service isn’t any better. It takes more than 3 days to make an external transfer, really disappointed overall.
  3. [R30] 1/5 · US Closing account: I did have any activity because I didn’t have the funds to add to my account so you take $10.00 from my account? Why would you take my money when I don’t have any money. Closing account today.
  4. [R59] 3/5 · US No Zelle: The app doesn’t support Zelle, making it unnecessarily difficult to transfer instantly, forcing users to have to pay a fee to other third party companies to have instant access to our money.
  5. [R196] 3/5 · US Popmoney: Popmoney should be fixed to work like Zelle , every other bank is recognized by ZELLE except for this one. So when there’s an emergency and we need to either send or receive money...through popmoney we must wait 3 days!! While with Zelle which is 100% free to send and receive it’s instantaneous. The convenience of being able to send or receive money through a bank app is essential to sat
  6. [R2] 5/5 · US Greatest bank app🏦❤️: Been a member 4/5 years now the app ain’t let me down yet , always have full control of money and transactions , really no need to go to the bank the app got it all , if anything they are one call away
  7. [R20] 5/5 · US I’m enjoying the online banking❤️: I like everything about the online banking. Easy access when I need it.
  8. [R33] 4/5 · US Been with them for years: When I met my husband he was already a member so naturally after we got married I was added on as well it’s great never had any issues at all with them love this app too so convenient especially since we live so far away from an actual branch we can do 99% of what we require through this or at our local truliant atm in our city.
  9. [R74] 5/5 · US Convenient!!: I love the convenience of the app and being able to have my account information right at my fingertips 💛
  10. [R62] 5/5 · US Perfect way too handle everything: Since I had this app it hasn’t been anything but good things coming my way.Mobile check deposits is awesome by the way.No more standing in long congested lines or waiting at the drive thru we people in front of you asking a million questions 🤭Thanks again for the perfect service thru this app.This app rocks 🤗
  11. [R77] 2/5 · US Update: I’ve always loved this app until the latest update. The fonts used for balances is now incredibly small and not bold. All previous versions have been much easier to read. I’m quite disappointed in the changes. I still love the ease of mobile check deposit and how most deposits are available immediately.
  12. [R8] 5/5 · US Great service: Good customer service good functionally sound app. These are to navigate to make transactions through. I enjoy Using this platform
  13. [R17] 5/5 · US Great: Great bank and very user friendly app!
  14. [R18] 5/5 · US User Friendly Enhancements: Loving the new enhancements, they’ve dramatically improved the user experience with smoother navigation, more streamlined functionality, faster results, and clear, easy‑to‑follow visuals. Much appreciated!
  15. [R35] 5/5 · US Online banking: Best online banking app I have used. Very simple and easy to follow.
  16. [R70] 3/5 · US It’s Ight: It would be much better if it had a better notification system. Just saying. And Zelle support would be great
  17. [R7] 5/5 · US Mobile deposit is in review verification taking to long: When people need access to their funds to take care of important matters should not take the whole day. If mobile deposit is a popular option they need to expand their mobile department for faster verification.
  18. [R23] 1/5 · US Check: My deposit hasn’t hit
  19. [R46] 2/5 · US Mobile deposits: I think it takes way too long for my check to be deposited into my account with the mobile app…. I believe that this app would be more user-friendly in regards to transferring my money into my account it’s supposed to help the client that opt to use Truliant in my experience it just easier to go to the bank and put it directly into your account! Holding a check for more than five
  20. [R63] 1/5 · US Not for Business: The app is terrible. Checks that you deposit take days and hours to show up on the banking app. Check are held for 5 days. Even cashier checks are held. Checks from a Truliant checking account are held. If you run a business and need access to your money, look elsewhere.
  21. [R37] 3/5 · US Love the Bank but App Crashes: The bank is amazing and provides great customer service but the app crashes almost everyday. I have to delete and upload the app constantly for it to work.
  22. [R38] 1/5 · US App is horrible: Truliant refuses to upgrade their app and online banking system. There’s always random outages, or constant glitches in the app that prevents you from using the features included. Example? System maintenance as of November 16th that was supposed to take place 12:30AM-5:30AM. App stopped working around 10pm on November 15th, and it’s now past 6AM AND THE APP STILL DOESNT WORK.
  23. [R42] 3/5 · US great app, BUT: it’s a great app, but most of the time the login screen won’t pop up. it’s just the blue screen.
  24. [R45] 4/5 · US Bug: The app is great however it currently has a bug where if the app is in a folder on your home screen, it crashes as soon as you attempt to open it. Meaning I have to delete the app and re-download just to use it.
  25. [R65] 4/5 · US Debit Card: What would make the app 5 stars would be giving the option to lock and unlock my debit card on the app.
  26. [R71] 5/5 · US Could be better: App is good. Easy to make transfers and responsive but limited. Have to call my local bank to do things such as freeze a card which is pretty inconvenient when it’s late and my wallet is stolen.
  27. [R84] 3/5 · US Stars: I gave 3 stars because it doesn’t have a lock card feature on the app and customer service is closed on weekends now , so I had to cancel my card without getting any funds out til Monday vs locking it, so I could look for my card

Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store