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Updated July 2026 · real, multi-region App Store reviews
User consensusAlternativesIs it worth it?
Better options than

Truliant alternatives

Truliant users seek alternatives due to app stability issues, slow transfers, and missing features like Zelle. Alternatives like Capital One Mobile and Chase Mobile® offer more robust banking features, while Cash App and PayPal provide quick peer-to-peer transfers. Intuit Credit Karma focuses on credit monitoring and financial health.

Why users look for alternatives to Truliant

The alternatives

Capital One Mobile
4.8★ · 10,851,354 ratings · Free

Capital One Mobile provides a comprehensive banking experience, with users praising its ease of use and credit opportunities R52R58. The app offers features for managing credit cards and accounts, though some users report issues with Face ID login and viewing virtual cards R53R63.

Better for: This app is better for users seeking a full-service banking app with strong credit offerings and a generally easy-to-use interface R52R58. It suits those who value a broad range of financial tools within one platform.

Head-to-head: Truliant vs Capital One Mobile
Chase Mobile®
4.8★ · 9,314,980 ratings · Free

Chase Mobile® is a well-regarded banking app, with users appreciating its simple instructions and easy-to-use interface R78. It offers robust features for managing accounts and credit cards, and many users report long-term trust and satisfaction with Chase's services R70R72.

Better for: Chase Mobile® is better for users looking for a reliable, established bank with a user-friendly app interface for managing multiple accounts, including credit cards R70R72R78. It's suitable for those who prioritize a smooth banking experience and good customer service for erroneous charges R66.

Head-to-head: Truliant vs Chase Mobile®
Cash App
4.8★ · 8,533,245 ratings · Free

Cash App is highly valued for its peer-to-peer payment capabilities, allowing users to easily send and receive money R80R85R89. It also offers features like managing money and providing limited cards for children R85. Some users highlight positive experiences with customer service for refunds R83.

Better for: Cash App is better for users primarily needing quick and easy peer-to-peer money transfers R80R85. It's also suitable for parents who want to manage and limit spending for their children with a linked card .

Head-to-head: Truliant vs Cash App
Intuit Credit Karma
4.8★ · 7,674,600 ratings · Free

Intuit Credit Karma is an indispensable tool for monitoring financial health and credit scores, keeping users updated on their financial standing R104. It can also serve as an alternative for those who cannot open a traditional bank account, offering features like payday advances up to $500 R102.

Better for: Intuit Credit Karma is better for individuals focused on improving or monitoring their credit score and overall financial health R104. It's also a viable option for those who struggle to open traditional bank accounts and need access to features like payday advances R102.

Head-to-head: Truliant vs Intuit Credit Karma
PayPal
4.8★ · 6,298,534 ratings · Free

PayPal is a widely used platform for sending money quickly, with some users reporting no fees for transfers . It's recognized for its business card that doesn't charge money R108. However, users sometimes find the app slow to load, difficult to navigate, and cluttered with advertisements R109R114R115.

Better for: PayPal is better for users who frequently send money and need a widely accepted platform for online transactions . It may also appeal to small business owners looking for a business card without fees R108.

Head-to-head: Truliant vs PayPal
Stick with Truliant if

You should stick with Truliant if you are a long-time member who has had consistently positive experiences with the app's functionality and customer service, finding it reliable for managing transactions and accounts .

Evidence note: No alternatives had too-thin evidence.

Frequently asked

Does Truliant offer Zelle for instant transfers?
No, the Truliant app does not support Zelle, which makes instant transfers difficult and may require users to pay fees to third-party services R24R30R42.
Are there issues with mobile check deposits on the Truliant app?
Yes, users report that mobile check deposits can take too long to process, sometimes changing from approved to under review or declined, and funds may not be available quickly R9R10R14R34.
Does the Truliant app have a card lock feature?
No, the Truliant app does not have a lock card feature, which can be inconvenient if a card is misplaced, as users may need to cancel it entirely R36.

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

  1. [R12] Truliant 3/5 · US Love the Bank but App Crashes: The bank is amazing and provides great customer service but the app crashes almost everyday. I have to delete and upload the app constantly for it to work.
  2. [R15] Truliant 3/5 · US great app, BUT: it’s a great app, but most of the time the login screen won’t pop up. it’s just the blue screen.
  3. [R28] Truliant 1/5 · US App is horrible: Truliant refuses to upgrade their app and online banking system. There’s always random outages, or constant glitches in the app that prevents you from using the features included. Example? System maintenance as of November 16th that was supposed to take place 12:30AM-5:30AM. App stopped working around 10pm on November 15th, and it’s now past 6AM AND THE APP STILL DOESNT WORK.
  4. [R1] Truliant 2/5 · US Bills: Stopped using to pay bills takes longer than what I can pay over the phone or use the store app they get it faster
  5. [R4] Truliant 1/5 · US No better than big banks: They still charge you fees, customer service isn’t any better. It takes more than 3 days to make an external transfer, really disappointed overall.
  6. [R9] Truliant 3/5 · US Mobile check deposit: It needs to be improved. It will says it is approved then changes to under review and then declined. Was told that there is a 30 day limit but didn’t say that on the app
  7. [R10] Truliant 1/5 · US Check: My deposit hasn’t hit
  8. [R2] Truliant 4/5 · US Invest: Need to add able to setup Roth IRA and investments on app weather robot or manually
  9. [R24] Truliant 3/5 · US No Zelle: The app doesn’t support Zelle, making it unnecessarily difficult to transfer instantly, forcing users to have to pay a fee to other third party companies to have instant access to our money.
  10. [R30] Truliant 3/5 · US It’s Ight: It would be much better if it had a better notification system. Just saying. And Zelle support would be great
  11. [R36] Truliant 3/5 · US Stars: I gave 3 stars because it doesn’t have a lock card feature on the app and customer service is closed on weekends now , so I had to cancel my card without getting any funds out til Monday vs locking it, so I could look for my card
  12. [R3] Truliant 3/5 · US MaxCash VISA: Please add a one button access to your MaxChash VISA available cash. Currently hidden or somewhat difficult to locate.
  13. [R7] Truliant 1/5 · US Tarjeta de crédito: Hace unos meses actualizaron su app en las tarjetas de crédito y en vez que la mejoraran todo está de la patada ahora no le entiendo nada
  14. [R18] Truliant 3/5 · US Still one of the best banks in the US, but recent updates made the experience way worse.: The recent update to the login page introduces an unnecessary extra step that makes accessing the application less seamless than before. The redesign itself felt unneeded. And now, with yet another redesign (this time of the home page), the experience has become even more frustrating. It’s cluttered with too
  15. [R21] Truliant 3/5 · US Quick balance: Quick balance feature no longer works. When I tried to log in to reset it, it automatically turns off and says it is unable to process the request
  16. [R13] Truliant 1/5 · US About to close account, this is so unprofessional and out of order.: I have been having problems either my on line banking for weeks. It’s ridiculous. I have messaged, called, person to person. Still not corrected.
  17. [R40] Truliant 1/5 · US Worst: Probably the worst banking app. It says my password is wrong and that I can’t log in for 60 seconds. I use the same exact password the next day and it works. This happens about 1-2 times a month I know it’s the same password because it’s saved to the iPhone device and once my face unlocks the phone I enter the same password
  18. [R47] Truliant 1/5 · US Bad: I can’t even put on code sent to my cell number to access my account wow this is very bad
  19. [R6] Truliant 3/5 · US Fees: The fees for having a checking account is wrong to add
  20. [R16] Truliant 1/5 · US Took my money with no notice: My money got taken out of my account with any noticed , from a loan I had 8 years ago that I forgot about, now I have no money AT ALL!!!
  21. [R19] Truliant 1/5 · US Closing account: I did have any activity because I didn’t have the funds to add to my account so you take $10.00 from my account? Why would you take my money when I don’t have any money. Closing account today.
  22. [R52] Capital One Mobile 5/5 · US Best: This app has everything its great best baking app around whats in your wallet you know whats in mine
  23. [R53] Capital One Mobile 3/5 · US Face ID: Your app will no longer let me use Face ID to login. After inputting my password is says I need to enable Face ID in the iOS settings, however it is enabled. Toggling the enable button does not yield a different result.
  24. [R58] Capital One Mobile 5/5 · US Excelente línea de crédito: Se ajusta al cliente siempre dan oportunidades crediticias para avanzar en la economía
  25. [R63] Capital One Mobile 2/5 · US “Please try again”: I constantly get a “something went wrong” or “please try again” when I try to view my virtual cards. I also constantly have this problem with the website. Please for the love of God figure it out. This happens 90% of the time I use the app.
  26. [R66] Chase Mobile® 5/5 · US Great service: Excellent help with erroneous charges.
  27. [R70] Chase Mobile® 5/5 · US Trust: More than 22 years working with chase and never had any problems
  28. [R72] Chase Mobile® 5/5 · US Best Bank!: Been banking here since 2004
  29. [R78] Chase Mobile® 5/5 · US Love the user interface: Simple instructions and easy to use.
  30. [R80] Cash App 5/5 · US Love it: Wonderful app. 100% need for all families I love cash app
  31. [R83] Cash App 5/5 · US Best customer service: Someone bought $100 worth of product and I didn’t made this transaction so I report it to cashapp and they refunded and help me out so much and they have the best customer service ever
  32. [R85] Cash App 5/5 · US 💵💵🍗🍗: Its the best i sell my homemade chicken salads i manage my money on here
  33. [R89] Cash App 5/5 · US Review: Love Cash App !
  34. [R94] Intuit Credit Karma 4/5 · US Too many fake notifications: This app is very deceptive to make you hop on just to check it but other than that it’s useful.
  35. [R97] Intuit Credit Karma 5/5 · US Lo bueno siempre es bueno.: Hacen un trabajo muy bueno son excelentes profesionales.
  36. [R102] Intuit Credit Karma 5/5 · US Couldn’t recommend it enough: I highly recommend it , if you can’t open a traditional bank account. Credit Karma is truly the way to go !!!! And they allow you to take out an advance up to $500 until your next payday too ??? A lot of banks don’t even do that . 10/ 10 easily
  37. [R104] Intuit Credit Karma 4/5 · US Much Love: Always Keeping Me Updated Thanks
  38. [R108] PayPal 5/5 · US Awesome: The PayPal account is awesome there business card actually doesn’t charge any money compared to the net spend account or the credit card
  39. [R109] PayPal 3/5 · US Where’s my balance?: Every time I open PayPal I’m greeted by advertisements instead of my money. This is a payments app, not a shopping app. It shouldn’t take multiple taps to find my balance.. which I still don’t know where it is. That’s the most important part, not if I want to “sign up for PayPal credit card! Buy now pay later!”
  40. [R114] PayPal 4/5 · US Takes too long to launch: Takes too long to launch the app, authenticate, etc. It just spins and spins. Speed it up please.
  41. [R115] PayPal 3/5 · US App runs so slow: App runs so slow. It takes forever to bring up the home page and then trying to get to the screen to unlock it is horrible as well. My app is updated to the latest update. I’ve had PayPal over 10 years please fix this
  42. [R42] Truliant 3/5 · US Lo que no me gusta: No tiene Zelle y los cajeros automáticos son muy lentos
  43. [R14] Truliant 5/5 · US Mobile deposit is in review verification taking to long: When people need access to their funds to take care of important matters should not take the whole day. If mobile deposit is a popular option they need to expand their mobile department for faster verification.
  44. [R34] Truliant 2/5 · US Mobile deposits: I think it takes way too long for my check to be deposited into my account with the mobile app…. I believe that this app would be more user-friendly in regards to transferring my money into my account it’s supposed to help the client that opt to use Truliant in my experience it just easier to go to the bank and put it directly into your account! Holding a check for more than five

Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store