SAFE Credit Union alternatives

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

1. [R1] SAFE Credit Union 1/5 · US Glitchy App: App is very user friendly and helpful. But it is also very glitchy, slow to load and laggy.
2. [R12] SAFE Credit Union 3/5 · US Frustrating: I absolutely hate the new updated system. I have the hardest time trying to pull up my account because all it does is buffer the whole time. Prior to that I didn’t have any issue. They didn’t update this for The Best, but making it a headache.
3. [R18] SAFE Credit Union 3/5 · US Nerve racking: This app will work for a short period of time, and then stop it gets to the point where it won’t even open up, particularly when using an Apple iPad
4. [R31] SAFE Credit Union 1/5 · US App: It crashes everytime I click on it
5. [R3] SAFE Credit Union 3/5 · US Was a great app: Since the most recent update today, the app and all cards don't work. Even my Dwight tried to go and make a purchase this evening and all our accounts and hers can't access any funds from all accounts. On the app none of our accounts are present anymore and support is down. This isn't a general maintenance like it says on the site. Much more serious.
6. [R19] SAFE Credit Union 1/5 · US Unusable for 11 days and counting: The app has been completed down, as in cannot even open if, for 11 whole calendar days as of today. Completely unacceptable in 2026. Abysmal update production team.
7. [R22] SAFE Credit Union 2/5 · US Can’t access app: I understand the reason for the authentication process but you can’t use the app when there is no place to put the code. You can log in fine and the app sends you a code but there is no place to put in the code. Please fix!!!
8. [R25] SAFE Credit Union 1/5 · US UPDATE 👎👎👎: WHY DID YOU UPDATE THE APP?! it was so convenient, in the past, to view all the transactions on my cards, I immediately opened the main page where I could quickly find everything. Right now, everything is in some kind of electronic statements and I can't find the same page in this app. Previously, I just enjoyed using this application because it was very convenient and everything I nee
9. [R27] SAFE Credit Union 2/5 · US Please bring back pending transfers: I have been banking with SAFE for over 10 years. The app has always streamlined the banking process for me and made budgeting manageable. SAFE functions as my financial home base, money coming in is almost always transferred elsewhere. This was never an issue until the recent app update removed the ability to view pending transactions within the account and
10. [R44] SAFE Credit Union 4/5 · US The updated SAFE CU APP: It no longer shows pending charges , other than that it’s good
11. [R21] SAFE Credit Union 3/5 · US Need Zelle: Please get Zelle.
12. [R34] SAFE Credit Union 4/5 · US Memo: When transferring funds, would love to have a memo section. Otherwise app is good!
13. [R46] SAFE Credit Union 4/5 · US Just Needs Spending Buckets: The new update is really great overall! Many things I used to struggle to find in the old version of the app are now in much more logical spots. For example “external transfers” is under “transfers” instead of hidden away under “more.” My one request for the devs would be to add spending and savings buckets! These are so handy in other banking apps kind of like a virtu
14. [R48] SAFE Credit Union 4/5 · US Almost 5 star: Mostly love the app! Would be 5 star if developers would create the ability to put notes on transaction (ex transfer between accounts or noting what a debit transaction was for). Would help with tracking budget
15. [R13] SAFE Credit Union 1/5 · US Too Many Issues: When it comes to trusting a company with money you want zero issues. You’ll run into various internal and external transfers, atm, and false positive monitoring. Either they disregard KYC or are too reliant on AI nonhuman systems. I suspect they cater to the type of crowd found lingering around most of their facilities. You been warned.
16. [R43] SAFE Credit Union 1/5 · US Really inconvenient: The app is very inconvenient and is always down when I need it the most. This has caused a lot of disruption and problems with my finances and should be addressed immediately. The ATMs at most of the locations are usually not working as well and makes it very inconvenient when wanting to do a withdraw close to home. The app is very unpredictable and instead of asking our opini
17. [R47] SAFE Credit Union 2/5 · US Never works when i need it to: Good app however, on very frequent occasions I’ll try opening the app and it will say “cannot display information at this time” and will continue saying that for hours. It’s very inconvenient especially when i’m trying to transfer money to purchase things.
18. [R49] SAFE Credit Union 1/5 · US Check online deposit doesn’t work: Check online deposit doesn’t work
19. [R4] SAFE Credit Union 1/5 · US Great Bank: Please stop asking me to review…every time I open this app I give 5 stars and it continues to ask for my opinion. I really don’t care, I just like what you guys do.
20. [R7] SAFE Credit Union 1/5 · US .stop asking me!: Asking me too many times for review
21. [R51] Navy Federal Credit Union 2/5 · US Always under maintenance: WHYYYY is this app constantly under maintenance? I try to open in and half the time I can't even check my account or transfer money because they're "conducting scheduled maintenance." I've never dealt with a banking app or any app like this where it's always undergoing some sort of service, like this is so frequent that it has irritated me enough to the point of writing a
22. [R53] Navy Federal Credit Union 3/5 · US The Maintenance shut down is annoying: Eveytime I need to get into my bank I gotta worry if it in maintenance or not like at least give me a warning
23. [R54] Navy Federal Credit Union 1/5 · US Unacceptable: I live in Hawaii and the navy federal app is almost always being worked on. Definitely open another bank!
24. [R55] Navy Federal Credit Union 5/5 · US Best of All: You won’t find better than NFCU, period.
25. [R65] America First Credit Union 1/5 · US Garbage: Difficult to navigate and won’t read checks that I’m trying to deposit.
26. [R66] America First Credit Union 5/5 · US Great: What a good credit union
27. [R67] America First Credit Union 3/5 · US Great App Minus the Bugs: I never had problems on android, but there are some bugs on the iOS version it seems. Logging in is always a hassle as usually Face ID doesn’t work, and gets disabled quite often.
28. [R69] America First Credit Union 5/5 · US Great App: This Credit Union is Amazingly Awesome
29. [R79] Georgia's Own Credit Union 1/5 · US Account Sorting: You used to be able to put your accounts in any order you wanted, based on your own prioritization. The app now forces you to show all savings accounts first and all checking accounts second. I want to be able to see my highest priority accounts first without a forced checking/savings grouping.
30. [R80] Georgia's Own Credit Union 4/5 · US Little slow: It’s a little slow to register money taken and deposited from my checking account, which makes it a little hard to see what’s in my account, but all in all, Union is great ans I’ve used it for years
31. [R81] Georgia's Own Credit Union 3/5 · US Unable to load content please refresh: Get on every page “unable to load content please refresh page” . This error never goes away and this error keeps from you completing transactions whether it’s a profile update / setting or transaction .
32. [R82] Georgia's Own Credit Union 1/5 · US Reorder Accounts Missing: Where did the reorder accounts on the mobile app go ? I called in and they said the new update is just the way it is. Not very customer focused.
33. [R93] Travis CU Mobile 1/5 · US Stop with AI: Whatever this new AI situation you have going on with categorizing and renaming transactions needs to go. Month in and month out I am constantly reverting things back to the original name (payroll company name for example) because the AI constantly changes it to the wrong thing. I absolutely hate it, it’s inefficient, and annoying. If you’re going to push the feature out, at least gi
34. [R94] Travis CU Mobile 4/5 · US Add direct deposit form: It would be nice if Travis offered the option to download direct deposit authorization forms direct from the app like other credit unions and banks do. Just a thought for future update. Thanks!
35. [R95] Travis CU Mobile 3/5 · US Convenient but freezes too much: The app while convenient is slow. I often have to close and reopen it just to be able to do anything or look at my money. Other banking apps are not this slow and glitchy.
36. [R96] Travis CU Mobile 1/5 · US This has got to be the worst app for a credit union ever: The app/company is poorly designed with uneasy access to information and its extremely difficult to contact customer service. Multiple times it has happened where a payment was made and a confirmation number was received only to find out that it did not actually go through and I was never notified. Resulting in it appearing as a late paymen
37. [R107] Royal Credit Union 1/5 · US Rating: I am giving a one star because it won’t stop asking me to rate despite how many times I’ve rated. Please stop Popping up when I log in
38. [R108] Royal Credit Union 5/5 · US 5 stars: I’ve had royal credit union for over 15 years. The people are great, the app is great, the fraud prevention is great, everything is great. If you have questions, you can call and talk to a real human from the United States in just a few minutes and they will know exactly how to help you. I don’t plan on leaving royal credit union anytime soon. They have half my mortgage, several car loans
39. [R109] Royal Credit Union 3/5 · US App Update: I actually like the old app version better.
40. [R110] Royal Credit Union 1/5 · US Bad interface: I don’t like the change to the interface. The new update to the app is less user friendly and it doesn’t work properly. When I transfer from different accounts and hit “view accounts” it just goes back to the transfer menu and I have to restart the app just to get to the home page.