Verithiathe honest score on any app
Updated July 2026 · real, multi-region App Store reviews
User consensusAlternativesIs it worth it?
Better options than

MoneyLion alternatives

MoneyLion users often seek alternatives due to issues with unexpected fees, difficulty accessing funds, and poor customer service. Many look for apps with clearer terms, more reliable support, and faster access to cash advances.

Why users look for alternatives to MoneyLion

The alternatives

Cash App
4.8★ · 8,521,456 ratings · Free

Cash App is a versatile platform for sending and receiving money, with users appreciating its ease of use and customization options for their cards R52. It functions well for peer-to-peer transfers and offers a personalized experience.

Better for: Cash App is better for users who prioritize easy peer-to-peer money transfers and enjoy customizing their debit cards R52. It suits those who need a straightforward way to send and receive money, especially for regular payments like rent, although some users have experienced issues with large transfers being denied R51.

Head-to-head: MoneyLion vs Cash App
Dave
4.8★ · 857,604 ratings · Free

Dave offers cash advances and is praised for being helpful in tight spots, often learning payday patterns and allowing minor extensions on due dates R66. Users find its interface clean and easy to use .

Better for: Dave is better for users who need cash advances and appreciate an app that adapts to their payday schedule R66. It's suitable for those who might need minor extensions on repayments and value an easy-to-use interface R66. However, some users report high fees for multiple withdrawals and unexpected changes to borrowing limits or pay dates R65R68.

Head-to-head: MoneyLion vs Dave
Brigit
4.8★ · 521,126 ratings · Free

Brigit provides cash advances and is generally seen as easy to use, helping users when they need it R80. Some users appreciate its reliability for consistent, albeit sometimes small, advances.

Better for: Brigit is better for users looking for a straightforward cash advance app that is easy to use R80. It suits those who are comfortable with potentially lower advance limits, as some users report not being able to get past $50 or $70 even after long-term use . Users should be aware of potential issues with bank disconnections and slow repayment processing R81.

Head-to-head: MoneyLion vs Brigit
Tilt
4.8★ · 447,613 ratings · Free

Tilt is a reliable cash advance app that users find helpful for getting extra cash to make it to payday R93R94R96. It is generally easy to use, though some mention the setup process can be a little complicated .

Better for: Tilt is better for users who need reliable cash advances to bridge the gap until their next payday R93R94R96. It suits those who value convenience, though some users have noted issues with repayment dates shifting due to holidays, potentially causing overdrafts .

Head-to-head: MoneyLion vs Tilt
SoFi
4.7★ · 385,571 ratings · Free

SoFi offers an all-in-one banking experience, including savings accounts with higher APY, investing, and loan services R108. Users appreciate its easy-to-use app interface and the convenience of having multiple financial services in one place R108.

Better for: SoFi is better for users seeking a comprehensive financial platform that combines banking, investing, and lending in one app R108. It suits those who want a higher APY on savings and appreciate features like robo-investing R108. However, some users report issues with customer service, account closures without explanation, and difficulty with international transactions R107R110.

Head-to-head: MoneyLion vs SoFi
Stick with MoneyLion if

You should stick with MoneyLion if you have had positive experiences with their cash advances, finding them helpful for unexpected expenses, and have successfully increased your advance limit over time . It might also suit you if you find the app easy to navigate and appreciate the cash back perks .

Evidence note: No alternative had too-thin evidence.

Frequently asked

Why do MoneyLion users look for alternatives?
MoneyLion users often look for alternatives due to issues like unexpected fees for withdrawals and memberships R20R28R50, slow fund transfers taking 2-4 business days R1, and poor customer service that makes resolving issues difficult R42.
What are common complaints about MoneyLion's cash advances?
Common complaints about MoneyLion's cash advances include limits changing without warning R6, fees for each $100 advanced R28, and a maximum withdrawal amount of $100 per transaction, leading to multiple fees for larger advances R43R50.
Is MoneyLion transparent about its fees?
Some users report that MoneyLion is not transparent about its fees, with complaints about unexpected monthly membership charges and fees for services that were not clearly disclosed R1R20R24R28.

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

  1. [R20] MoneyLion 1/5 · US Misleading: I did apply, Said i qualified for 1,000 dollar but then for some reason it was only 125 which i never received or used and wanted to charge me a monthly membership ship plus almost 34 or 43 dollars for repayment. I spoke to two different people to explain the situation and telly hem to cancel. Neither one wanted to and said i had to wait three working days.” My point is i never got a
  2. [R24] MoneyLion 1/5 · US SCAM: THIS IS THE MOST SCAM APP OUT THERE, they did not let me cancel for more than 3 months and they charged me fees i did not even know existed
  3. [R28] MoneyLion 1/5 · US Not worth it: Theres a fee for every 100.00 you advance. Not worth it.
  4. [R50] MoneyLion 2/5 · US Instacash only: The only positive thing about this app is the instacash but even that is a money grab. They offered me $600 but in increments of $100 and charged for each withdrawal, so to get that $600 cost about $670 or so. The credit builder loan is garbage. Something else to get your money with no real return and after reading reviews I see I’m not the only one with this opinion. I understand
  5. [R1] MoneyLion 1/5 · US NIGHTMARE!!: This app is a total nightmare!! First of all, they don’t tell you that the funds will be added to their card. Secondly, if you want to transfer the funds to your account, it will take 2-4 BUSINESS days. I did not read anything on there that says so. Called customer service and couldn’t understand the girls accent. Horrible experience!!! Just want to pay it off and close this account!!
  6. [R12] MoneyLion 3/5 · US Limits: It would be very convenient to be able to transfer a larger amount in one transaction verses just 100
  7. [R43] MoneyLion 5/5 · US Cash borrowing: Receive the money instantly for a small fee like similar apps. This would have to be my favorite app out of all it gave me the highest offer for borrowing. Although one thing I can’t stand is you aren’t able to withdraw more than $100 per transaction which means paying the $7.99 fee each time and it definitely adds up… A higher withdrawal amount would be nice
  8. [R32] MoneyLion 1/5 · US Don’t use: This app sucks I’m trying to delete my account and I been on hold for 10 then when I went to text it juss kept saying the same thing over and over 0/10 do not use this app
  9. [R34] MoneyLion 1/5 · US I have been trying to reset my acc: You guys won’t send the email to reset my account I try and make a new one it says I have one already I can’t remember the password it says to send a reset one and I have waited for 4 weeks no email this app is horrible
  10. [R38] MoneyLion 1/5 · US Can’t access: I signed up and now I can’t access my account. This is my first time dealing with them. I never got a chance to use the sight or see what I could accomplish with them. So one is my rating for them.
  11. [R3] MoneyLion 3/5 · US Don’t mess up with them: If you owe money make sure to pay it back. I still can’t get anything 4 years later.
  12. [R6] MoneyLion 3/5 · US Keeps changing my amount: I’ve had this account for awhile and had an advance of almost $700-nothing changed and they dropped my advance to $350. Don’t like this can happen without any warning or notice.
  13. [R36] MoneyLion 1/5 · US Cash Advance?: Yeah, right. Maybe if you sacrifice a bit of every paycheck to moneylion. But even then, the offer is sad.
  14. [R10] MoneyLion 1/5 · US Robbery: This application does not work they steal your rewards money. They won’t accept your identity they reject your application status and then they delete your account so they can steal your rewards. Thats not right!!! I hope they go bankrupt.
  15. [R15] MoneyLion 3/5 · US They’re good but…: They helped me when I need it but when the time came to pay I was running late. I woke up nearly my whole bank account wiped clean.
  16. [R16] MoneyLion 2/5 · US Bobbie Williams: I haven’t won anything. I think this app money lion is full of lies and scams! I’ve did everything the app asked me to do and I still haven’t won anything! I’m supposed to pay next month for another year! I’m wondering if it’s worth my time!😡😡😡😡
  17. [R18] MoneyLion 1/5 · US DO NOT DOWNLOAD: These people are crooks they keep taking money out of my account even after I paid back my cash advance. Stay away from this app
  18. [R51] Cash App 1/5 · US Garbage: I have been using Cash App for years to send my rent to my landlord and now they are saying because of security purposes they won’t allow my payment to go through. That’s kind of funny when I could transfer thousands of dollars in the past and now they’re denying the service to me. What is the point then? And why would you do this to someone when I’m trying to keep a roof over my children
  19. [R52] Cash App 5/5 · US Jesus loves you: I can customize my card !
  20. [R53] Cash App 3/5 · US 3stars: Cash App is easy , and simple to use very secure
  21. [R54] Cash App 1/5 · US Lost my money.: I had Cash App and someone went in and was able to wipe all my money out. Cash App wouldn’t investigate to get my money back. 2 people took my money. Showed me their picture with there face covered up with there phones. My bank said I had to get cashapp to investigate it, Cash App said they don’t do that. These same 2 people was able to get money out of my bank account as well.bett
  22. [R65] Dave 2/5 · US High fees: I’ve used Dave for years but they are using tricks to have you come out of pocket with unnecessary fees. There are a lot out there that have better terms.
  23. [R66] Dave 5/5 · US Love Dave!: Dave has helped me multiple times! Dave learned my payday patterns and makes my payday the due date. Just verify before you submit. Dave will accommodate if you need a minor extension as well. Super easy and will use in the future again if needed!
  24. [R67] Dave 3/5 · US Review: Repayment takes to long Ok
  25. [R68] Dave 2/5 · US Dave: It’s good but it really scams sometimes when you get 700$ one week then the following week you get 300$ it sucks
  26. [R79] Brigit 1/5 · US EXTREMELY PREDATORY: This app preys upon the unintelligent, the desperate, and I 100% fell for it after seeing an ad on Hulu. Find a better way to get money if you need it that badly. I’m not going to waste my time typing a review that’s going to be hidden by a bunch of fake positive reviews. To put it in a nutshell Brigit is trying to catch fish. Big fish, small fish it doesn’t care. Once the lur
  27. [R80] Brigit 5/5 · US Thank you: App is great easy to use and so far had no issues. Only thing I don’t like is that the day before I’m suppose to pay off my advance I’m not able to pay it off early. It says payment processing or something like that. Sometimes I like to pay my advance early just to get it out the way and know what I have left from my paycheck but whether payment goes through or not at least this app has
  28. [R81] Brigit 3/5 · US Briget: Takes a too long to process the repayment especially when I need to borrow the money again thru tough times and I need it sooner. You take too long. Just my opinion.
  29. [R82] Brigit 2/5 · US Review: It’s cool it just take to long to get a raise !
  30. [R93] Tilt 5/5 · US Love it: Def has helped me out in a crunch or just need a lil extra cash to get me to payday
  31. [R94] Tilt 5/5 · US Tilt :Cash Advance & credit: Really reliable app
  32. [R96] Tilt 5/5 · US Love this app!!: Absolutely love this app! I have no problems and no complaints! Easy to use and helpful!
  33. [R98] Tilt 4/5 · US 🥰🥰: Great cash advances
  34. [R107] SoFi 1/5 · US Told I Was Approved, Then Rejected, Unprofessional and Frustrating.: I am extremely disappointed and frustrated with this company’s handling of my loan application. I was explicitly told that I was approved, which gave me peace of mind and allowed me to make plans based on that information. I did everything whatever they said to do it. They caused damage on my credit score due to hard credit chec
  35. [R108] SoFi 5/5 · US Great bank: Easy to use with everything under 1 app. Love the robo investing just contribute every paycheck and let it ride!
  36. [R109] SoFi 3/5 · US Need notes option!!!!!!: My partner and I use the Vaults like cash envelopes. It would be AWESOME if when we transfer funds from accounts if there is a NOTE option!!!!!!!!!!
  37. [R110] SoFi 1/5 · US Friends list: Need a way to allow or remove those on the list. Someone i didn’t authorize removed a lot of my money. That would stop this from happening and needs to be fixed asap.
  38. [R42] MoneyLion 1/5 · US Hate it: Worst app to use. The chat team make excuses while your sitting in the chat saying your not responding after I have messages after messages. There is no number to call customer service. Just very poor customer service!!!! I won’t use this app I don’t advise anyone to use this app.

Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store