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Updated July 2026 · real, multi-region App Store reviews
Head-to-head

MoneyLion vs Tilt

MoneyLion 4.8★ · Free to download 40
Winner Tilt
Tilt 4.8★ · Free to download 80

Tilt is generally preferred for its straightforward cash advance service and ease of use, while MoneyLion offers a broader suite of financial tools but is plagued by significant customer service and reliability issues.

Full reviews: MoneyLion · Tilt

Tilt excels as a reliable cash advance app, praised for its speed and ease of use, despite a monthly fee. MoneyLion provides a wider range of financial services, but users frequently report problems with customer service, account access, and unexpected fees.

Head to head

Cash Advance Availability and Speed edge: TiltR5R8R14R17
MoneyLion MoneyLion users appreciate getting cash advances quickly, with some reporting instant access to funds. However, others complain about low advance limits, fees per transaction, and unexpected changes to their advance amounts, or not receiving funds they qualified for.
Tilt Tilt is widely praised for its fast and easy cash advances, with many users reporting instant deposits. The app allows users to increase their advance limits over time with on-time payments, starting from smaller amounts like $25.
Ease of Use and Reliability edge: TiltR5R8R11R26
MoneyLion MoneyLion is described as easy to use by some, but many users report significant issues with app functionality, such as inability to log in, add credit cards, or reset accounts. There are also complaints about unexpected account changes and difficulties deleting accounts.
Tilt Tilt is consistently described as easy to use and hassle-free. While a few users experienced temporary outages or issues connecting their bank accounts, the overall sentiment is that the app is reliable for its core function.
Customer Service and Support edge: TiltR4R7R13R16
MoneyLion MoneyLion's customer service receives overwhelmingly negative feedback, with users reporting long hold times, unhelpful representatives, inability to resolve issues like account access or deletion, and issues with chat support.
Tilt Tilt users generally do not frequently mention customer service, suggesting fewer issues, though a few users reported unhelpful support when they encountered problems connecting bank accounts or temporary outages.
Fees and Transparency edge: TiltR1R15R29R31
MoneyLion MoneyLion users frequently complain about hidden fees, unexpected charges, and fees for every $100 advanced. Some also mention being charged monthly memberships without receiving services or being misled about qualification amounts.
Tilt Tilt users generally report no hidden fees and appreciate the transparency, though some acknowledge a monthly fee. They note that the service is good once qualified and payments are made on time.
Overall Financial Impact and Trust edge: TiltR1R3R10R13
MoneyLion MoneyLion users express significant distrust, citing concerns about their credit score decreasing, spamming loan offers, and allegations of theft of rewards money. Many feel the app is a scam and advise others to avoid it.
Tilt Tilt is generally seen as a trustworthy and helpful app for emergency cash needs, with users expressing gratitude for its assistance during difficult times. Many consider it a reliable alternative to borrowing from family.
Pick MoneyLion if

you are looking for a broader suite of financial tools beyond just cash advances and are willing to navigate potential customer service and reliability issues R14.

Pick Tilt if

you need a reliable, fast, and easy-to-use cash advance service for small, immediate financial needs . You are comfortable with a potential monthly fee and appreciate a service that can increase your advance limits over time .

Evidence note: Reviews for MoneyLion are highly polarized, with many 1-star ratings detailing significant issues, while 5-star ratings often praise convenience and speed. Tilt's reviews are overwhelmingly positive, focusing on its core cash advance function.

Frequently asked

Does MoneyLion or Tilt offer instant cash advances?
Both MoneyLion and Tilt offer instant cash advances, with users from both apps reporting quick access to funds R20R58R100R112. However, MoneyLion users sometimes report delays if funds need to be transferred to an external account .
Are there hidden fees with MoneyLion or Tilt?
MoneyLion users frequently report hidden fees, unexpected charges, and fees for each $100 advanced, with some being charged monthly memberships without receiving services R1R31R35R39. Tilt users generally report no hidden fees, though some acknowledge a monthly fee for the service .
Which app has better customer service?
Tilt has very few complaints about customer service, suggesting a generally positive experience, though a couple of users reported issues with support for bank account connectivity R67R71. MoneyLion's customer service is widely criticized for being unhelpful, having long hold times, and failing to resolve account issues R16R53.

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

  1. [R5] MoneyLion 5/5 · US So Convenient!!: So easy to find, access and use!
  2. [R8] MoneyLion 5/5 · US Wonderful: MoneyLion is wonderful and super easy to use. They always come through for me
  3. [R14] MoneyLion 5/5 · US Review: This app has helped me so much with keeping up with my bills you get the advance fast it also has other sites you can download to help also to help build your credit it is amazing
  4. [R17] MoneyLion 5/5 · US Great App: I am very satisfied with my MoneyLion app. It is user-friendly and has helped me get through some tight times between pay days. It also helped me find a loan quickly and we were able to get some home repairs done.
  5. [R11] MoneyLion 5/5 · US Lovemykids: I just started the program and so far I enjoy the app.
  6. [R26] MoneyLion 5/5 · US Money Lion: Very good
  7. [R4] MoneyLion 1/5 · US Worst app: Don’t allow me to add my credit card which has the same name and user as my bank, called customer service and they couldn’t help me
  8. [R7] MoneyLion 1/5 · US Delete Account: Refused to allow me to delete the account even when I didn’t get any money nor added any money.
  9. [R13] MoneyLion 1/5 · US They are scammer: I called them to have a account deleted because someone was using my identity and they keep playing games with me
  10. [R16] MoneyLion 1/5 · US Unprofessional & Incompetent: I had the app for a few months, then got a new phone. Went to log in again and got a message saying “Oh snap! Looks like we’ve hit a snag!” When I called customer service it took them a few days of me calling back every day for them to have me answer a list of three questions and then was told that they would have their ”account technician” look into it and they would
  11. [R1] MoneyLion 1/5 · US frustrated: so much of the content within the app is brainrot. i think my credit went down by using this app. always spamming loan offers as soon as you log in which can really hurt your wallet and credit score. avoid this waste of time and money.
  12. [R15] MoneyLion 3/5 · US They’re good but…: They helped me when I need it but when the time came to pay I was running late. I woke up nearly my whole bank account wiped clean.
  13. [R29] MoneyLion 1/5 · US DO NOT DOWNLOAD: These people are crooks they keep taking money out of my account even after I paid back my cash advance. Stay away from this app
  14. [R31] MoneyLion 1/5 · US Misleading: I did apply, Said i qualified for 1,000 dollar but then for some reason it was only 125 which i never received or used and wanted to charge me a monthly membership ship plus almost 34 or 43 dollars for repayment. I spoke to two different people to explain the situation and telly hem to cancel. Neither one wanted to and said i had to wait three working days.” My point is i never got a
  15. [R3] MoneyLion 3/5 · US Don’t mess up with them: If you owe money make sure to pay it back. I still can’t get anything 4 years later.
  16. [R10] MoneyLion 1/5 · US Trash: This app is beyond trash. Don’t waste your time!
  17. [R20] MoneyLion 5/5 · US Instant forsure: Loveeee
  18. [R58] MoneyLion 5/5 · US Cash borrowing: Receive the money instantly for a small fee like similar apps. This would have to be my favorite app out of all it gave me the highest offer for borrowing. Although one thing I can’t stand is you aren’t able to withdraw more than $100 per transaction which means paying the $7.99 fee each time and it definitely adds up… A higher withdrawal amount would be nice
  19. [R100] Tilt 5/5 · US Fast money: Fast deposit
  20. [R112] Tilt 5/5 · US Thanks: They just game me a cash advance and it hit instantly
  21. [R35] MoneyLion 1/5 · US SCAM: THIS IS THE MOST SCAM APP OUT THERE, they did not let me cancel for more than 3 months and they charged me fees i did not even know existed
  22. [R39] MoneyLion 1/5 · US Not worth it: Theres a fee for every 100.00 you advance. Not worth it.
  23. [R67] Tilt 1/5 · US Zero stars actually: Not good. Its been a temporary outage on my account for weeks and support has not been able to help. Do not use.
  24. [R71] Tilt 2/5 · US Did work wonderful till it didn’t: Have been using this app for about a year and now all of a sudden it doesn’t want to log into my personal bank account that has been connected to the app. I’ve tried having customer service help me out but they were not helpful; I’ve tied deleting app or the bank account connected to it, and everything else they told me to do and it still will not allow me to rec
  25. [R53] MoneyLion 1/5 · US Hate it: Worst app to use. The chat team make excuses while your sitting in the chat saying your not responding after I have messages after messages. There is no number to call customer service. Just very poor customer service!!!! I won’t use this app I don’t advise anyone to use this app.

Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store