Verithiathe honest score on any app
Updated July 2026 · real, multi-region App Store reviews
Head-to-head

Metro Credit Union Mobile vs Wright-Patt CU Mobile Banking

Metro Credit Union Mobile 4.8★ · Free to download 45
Winner Wright-Patt CU Mobile Banking
Wright-Patt CU Mobile Banking 4.8★ · Free to download 70

Wright-Patt CU Mobile Banking is the better choice due to its generally more reliable performance and better feature set, despite recent updates causing some user frustration, whereas Metro Credit Union Mobile suffers from persistent and severe functionality issues.

Wright-Patt CU Mobile Banking generally offers a more stable and feature-rich experience, although recent updates have introduced some glitches and design complaints. Metro Credit Union Mobile, in contrast, is plagued by frequent login errors, slow performance, and missing or broken features, leading to significant user frustration.

Head to head

Features edge: Wright-Patt CU Mobile BankingR3R4R6R18
Metro Credit Union Mobile Metro Credit Union Mobile users report a lack of essential features, such as the ability to lock and unlock cards on demand, search old transactions, or add memos to checks R6R18. Some users also find payment options limited and struggle to connect other banks R3R4.
Wright-Patt CU Mobile Banking Wright-Patt CU Mobile Banking users appreciate features like budgeting and expense tracking and easy money transfers . However, recent updates have removed or negatively impacted features like the quick balance widget , the calendar on bill pay , and instant credit card balance updates R61.
Ease of Use edge: Wright-Patt CU Mobile BankingR2R3R8R12
Metro Credit Union Mobile While some Metro Credit Union Mobile users find the app easy to use and navigate R2R8, many others report it is hard to use, especially for tasks like connecting other banks or transferring money R3. Frequent login issues, including Face ID not working and constant requests for text codes, severely hinder usability R12R15R21.
Wright-Patt CU Mobile Banking Wright-Patt CU Mobile Banking is generally praised for being easy to use and navigate . However, some users find the new layout less intuitive , and recent updates have made accessing credit card information more difficult .
Reliability edge: Wright-Patt CU Mobile BankingR1R5R7R12
Metro Credit Union Mobile Metro Credit Union Mobile suffers from severe reliability issues, with users frequently experiencing error messages, slow performance, app crashes, and inability to log in or access accounts R5R7R12. Payments are often delayed or credited incorrectly, causing significant problems for users R1R19R25.
Wright-Patt CU Mobile Banking Wright-Patt CU Mobile Banking users report issues with the app being slow R61, glitchy , or not working properly after updates R70. Specific problems include check deposit inconsistencies , accounts not updating quickly R61, and difficulty with card lock/unlock features .
Price/Value tieR1R13R19R25
Metro Credit Union Mobile Metro Credit Union Mobile users complain about outrageous fees R13 and issues with payments being delayed or misapplied, leading to late payment charges R1R19R25.
Wright-Patt CU Mobile Banking Wright-Patt CU Mobile Banking users do not frequently mention specific fees within the app itself, but one user notes a lengthy legal agreement that the app wouldn't allow them to download, raising concerns about understanding terms and fees .
Support edge: Wright-Patt CU Mobile BankingR13R45R59R80
Metro Credit Union Mobile Metro Credit Union Mobile users report difficulties reaching customer service R59 and unhelpful support when trying to resolve issues like fees or account closure R13. One user experienced rude and patronizing service when trying to make a payment R45.
Wright-Patt CU Mobile Banking Wright-Patt CU Mobile Banking users generally praise the credit union's customer service R80. However, some report issues with getting clarity on credit card changes even after calling support and problems with Call24 access .
Pick Metro Credit Union Mobile if

you are an existing Metro Credit Union member who finds the app occasionally works well for basic transactions and values the credit union's overall service R2R8.

Pick Wright-Patt CU Mobile Banking if

you prioritize an app with generally good usability, a broader range of financial tools, and reliable customer service, even if recent updates have introduced some minor inconveniences R80.

Evidence note: Both apps are free to download, so there is no free-vs-paid asymmetry. Recent reviews for both apps show a negative skew, with many users expressing frustration over updates and functionality issues. However, the volume and severity of reliability complaints are notably higher for Metro Credit Union Mobile.

Frequently asked

Are there common login issues with Metro Credit Union Mobile?
Yes, many Metro Credit Union Mobile users report frequent login problems, including Face ID not working, constant requests for text verification codes, error messages, and the app failing to load or crashing upon login R7R12R15R21.
Does Wright-Patt CU Mobile Banking have issues with updates?
Yes, Wright-Patt CU Mobile Banking has received numerous complaints about recent updates, with users reporting that the app has become slower, glitchier, and that some previously available features like the quick balance widget and instant credit card balance updates have been removed or negatively impacted R61R66R69R70.
Which app is better for managing credit cards?
Wright-Patt CU Mobile Banking has faced criticism for changes to its credit card management features, with users reporting that credit card balances and payments are not updated fast enough, and that it's harder to access credit card information or see interest rates R61. Metro Credit Union Mobile users also report issues with making payments and delayed credit for submissions R1R4R19R25.

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

  1. [R3] Metro Credit Union Mobile 3/5 · US Hard to use: This app is hard to use, especially connecting other banks and transferring money
  2. [R4] Metro Credit Union Mobile 1/5 · US Paying su-ks: Don’t like how we have only one option on how to pay. Should be able to pay over phone or use cc
  3. [R6] Metro Credit Union Mobile 3/5 · US App needs a serious update: Not being able to lock & unlock my card when ever I want is stressful. Why is it on some kind of 9-5 schedule?
  4. [R18] Metro Credit Union Mobile 3/5 · US Lost features/ very basic: Many of the old features including searching old transactions can no longer be done. The app has a lot of glitches, for example the ‘card control’ feature doesn’t work anymore either.
  5. [R2] Metro Credit Union Mobile 5/5 · US Great!!!!: The app is very easy to use and convenient.
  6. [R8] Metro Credit Union Mobile 5/5 · US Easiest Banking App to use: Everything about the app makes banking on the go easy.
  7. [R12] Metro Credit Union Mobile 3/5 · US Login: I can’t login to check my account for the life of me it was doing pretty well before something must’ve happened in which ever time i try to login there’s an error
  8. [R1] Metro Credit Union Mobile 1/5 · US Predatory lender: App is set up in a way to prevent you from making payments on time they also delay the over the phone payments to force late payments, doing my best to transfer this loan to a new company.
  9. [R5] Metro Credit Union Mobile 5/5 · US App is always messed up: The app is always messed on some we have a error I have to get off then go back in over n overthink I’m going to leave this bank
  10. [R7] Metro Credit Union Mobile 1/5 · US Terrible app: Loved this app until they decided to destroy it with new update. Please bring the old app back. Update: For the last few weeks the app has not been working properly. when you first login you get an error message and you’re not able access your accounts.
  11. [R13] Metro Credit Union Mobile 1/5 · US Outrageous fees: Totally outrageous fees!! Calling support wasn’t any help!! Tried to close out my account multiple times!! Support refused to close it!! Worst Bank EVER!! Do Not Recommend!!
  12. [R19] Metro Credit Union Mobile 1/5 · US Don’t trust Metro: I used their raggedy app and my payment went 30 days past due. I was a 808 Experian score. Never missed a payment before. I never got a call from Metro letting me know either I wa about to go 30 days past due. My credit goes down over 100 points in 1 shot. I call to see what happened. They tell me I scheduled the payment for the correct month but 1 year on the future. I don’t bu
  13. [R25] Metro Credit Union Mobile 1/5 · US Terrible App: App is terrible. Never get timely credit submitting payment. They just add random day. Send on 16th, they say 19th. Absolute amateur hour. Worst banking app I’ve ever used. It is 2025 get with the times.
  14. [R45] Metro Credit Union Mobile 1/5 · US Your customer service is terrible and app is slow: First of all this is one on the slowest apps I have ever used. Second I TRIED to make a payment (GIVE YOU MONEY) and the customer service rep was rude and absolutely patronizing and would NOT take my payment because it’s my husband on the loan. seriously, I have the account number and I did NOT want any information. I just wanted to GIVE YOU MO
  15. [R59] Metro Credit Union Mobile 1/5 · US Stay away: Horrible company. They never answer phone , their website dosnt look real. Stay away from this scam
  16. [R80] Wright-Patt CU Mobile Banking 5/5 · US Love the app: It’s so easy to use. My card was hacked and the fraud process was easy and quick and my money was returned
  17. [R15] Metro Credit Union Mobile 3/5 · US Keeps asking for code via text Everytime I log in: How do I stop that? I've registered my biometric and my device in the app yet every time I log in, it used faceid but then next page shows the option to pick to insert 6-digit code. How do I stop that? Please help.
  18. [R21] Metro Credit Union Mobile 3/5 · US Really Frustrated: I am in the Credit union via the app. Practically every move I make, even after I have logged in, forces me to get a code via text message to proceed. I think 6 times they asked me obtain the code they will send via text. Too frustrated to keep going and I never did get to the link to verify a newly opened account. This is crazy.
  19. [R61] Wright-Patt CU Mobile Banking 1/5 · US My WP App review: This app is not good. It’s slow and the credit card balances or payments are not updated fast enough. Some accounts do not show the correct remaining balance. It used to be better before. Now it’s trash.
  20. [R66] Wright-Patt CU Mobile Banking 3/5 · US Used to be great: After the most recent overhaul, I have an outside account that whenever I click it on the app or online on my laptop, takes me to the budget section. It doesn’t allow me to update passwords for that particular imported account. I’ve tried to remove the outside account. Neither the app nor the online portal will allow me to do this. Prior to the overhaul, I could go in and change
  21. [R69] Wright-Patt CU Mobile Banking 3/5 · US Hate the update: The update is terrible and you should go back to how it was before. Don’t fix what’s not broken.
  22. [R70] Wright-Patt CU Mobile Banking 1/5 · US Worse banking app imaginable: There is never a working current version of this app it is constantly either under development or not working if your someone who needs to consistently be aware of your bank funds use another bank until they get a working app

Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store