Verithiathe honest score on any app
Updated July 2026 · real, multi-region App Store reviews
Head-to-head

CFCU Community Credit Union vs CommunityAmerica Credit Union

CFCU Community Credit Union 4.7★ · Free to download 60
Winner CommunityAmerica Credit Union
CommunityAmerica Credit Union 4.8★ · Free to download 70

CommunityAmerica Credit Union (App B) has a slight edge due to its higher overall rating and a generally more positive sentiment when the app is functional, despite recent crashing issues.

Full reviews: CFCU Community Credit Union · CommunityAmerica Credit Union

While both apps are free to download and serve as mobile banking tools for their respective credit unions, CommunityAmerica (App B) generally receives higher lifetime ratings. However, recent reviews for both apps highlight significant stability and functionality issues, with CommunityAmerica users frequently reporting app crashes and CFCU users experiencing login and feature inconsistencies.

Head to head

Features tieR1R4R8R9
CFCU Community Credit Union CFCU users appreciate the ability to check balances, transfer money, and use mobile check deposit, which is seen as a major convenience R1R8R25. However, many users report issues with mobile check deposit functionality, including camera orientation problems and freezing R1R9R27R35. Users also desire more features like Face ID or Touch ID for login, landscape view for iPad, and the ability to make principal mortgage payments or change address information within the app R4R12R15.
CommunityAmerica Credit Union CommunityAmerica users find the app convenient for checking balances and making payments . They appreciate its straightforward functionality when it works . However, users frequently mention a lack of live push notifications for transactions, a feature available in other banking apps .
Ease of Use tieR5R8R19R22
CFCU Community Credit Union CFCU users have mixed experiences with ease of use. Some find it easy to navigate and simple R5R8. However, many describe the app as clumsy, not intuitive, and difficult to use, especially after updates R19R22. Issues include small, hard-to-read tiled windows, too many clicks, and a poor UI .
CommunityAmerica Credit Union CommunityAmerica users generally describe the app as easy to use and straightforward when it functions correctly . However, the frequent crashing issues significantly impede the user experience, making it difficult to even get into the app to use its features R61R63.
Reliability tieR1R7R9R10
CFCU Community Credit Union CFCU's app is frequently criticized for inconsistency and unreliability. Users report being logged out, Face ID/Touch ID not working, blank screens, and the app not opening R1R7R10R13. Mobile check deposit often fails or crashes R1R9R27R35. System updates are also noted to cause issues and downtime R13.
CommunityAmerica Credit Union CommunityAmerica's app has significant reliability issues, with numerous recent reviews reporting constant crashes upon login R61R63. Users often have to attempt logging in multiple times (3-7 times) before the app becomes functional R63. Some also report Face ID not working .
Price/Value tieR13R25R57R83
CFCU Community Credit Union Both apps are free to download, and users generally appreciate the convenience of mobile banking. Some CFCU users mention low fees as a reason to stay despite app issues R13. The app's convenience is seen as saving time and gas R25R57.
CommunityAmerica Credit Union Both apps are free to download. CommunityAmerica users value the overall banking experience and services, with some suggesting improvements like lowering overdraft fees R83. The app's convenience, when functional, is a key value proposition .
Support tieR15R40R78R93
CFCU Community Credit Union CFCU users report difficulty getting support, with no responses to in-app questions and unanswered phone calls R15. One user notes issues with security protocols and needing an 8-digit security code R40.
CommunityAmerica Credit Union CommunityAmerica users have not extensively commented on direct app support, but some mention not knowing how to contact support for app issues . There are complaints about the app constantly asking for ratings and reviews, which could be seen as a support/UX oversight R78R93.
Pick CFCU Community Credit Union if

You are a long-time CFCU customer willing to tolerate app inconsistencies for the sake of established banking relationships and potentially lower fees R13. You primarily need to check balances and occasionally transfer money, and are hopeful for future improvements R1R15.

Pick CommunityAmerica Credit Union if

You are a CommunityAmerica Credit Union member who values a generally straightforward interface when the app is working, and you are willing to deal with frequent login attempts due to crashing issues .

Evidence note: Both apps are free to download, so there is no free-vs-paid asymmetry. Recent reviews for both apps show a negative skew, particularly concerning reliability and functionality, which contrasts with their higher lifetime ratings. The evidence for support is thin for both apps.

Frequently asked

Do these apps support Face ID or Touch ID for login?
CFCU Community Credit Union's app has inconsistent Face ID functionality, with many users reporting it doesn't work or stops working, and some wish for Touch ID R7R12R13R17. CommunityAmerica Credit Union's app also has reports of Face ID not working .
Are there issues with mobile check deposit?
Yes, CFCU Community Credit Union users frequently report problems with mobile check deposit, including the feature never working, camera orientation issues, freezing, and the app crashing during deposits R1R9R27R35. CommunityAmerica Credit Union has one review calling its mobile deposit "the most glitchy, unreliable, unstable platform" .
Do these apps crash frequently?
CommunityAmerica Credit Union's app is frequently reported to crash upon login, often requiring users to attempt opening it multiple times (3-7 times) before it becomes functional R61R63. CFCU Community Credit Union's app also has reports of crashing, especially during mobile deposits R46R60.

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

  1. [R1] CFCU Community Credit Union 2/5 · US Very inconsistent: I have to delete the app once a month as it logs me out and doesn't recognize me. The deposit check feature via online check photo system has never worked. This app is only good to check balances with and that's about it. Needs a lot of work.
  2. [R4] CFCU Community Credit Union 1/5 · US Issues: The app will not rotate to accommodate the Landscape display of an iPad.
  3. [R8] CFCU Community Credit Union 5/5 · US Conveniently simple: Each of my transactions is so easy using their app and website. It’s a pleasure doing business with them.
  4. [R9] CFCU Community Credit Union 3/5 · US Mobile check deposit bug: The camera orientation and the phone orientation appear to be opposite with this latest update making it very difficult to align a check to take a picture
  5. [R5] CFCU Community Credit Union 5/5 · US Great App: One of the easiest banking apps I’ve ever used. Loyal customer for nearly a decade now.
  6. [R19] CFCU Community Credit Union 1/5 · US Dislike: The old app was much easier to use
  7. [R22] CFCU Community Credit Union 2/5 · US Another terrible update.: Worst UI of any banking app. Literally moving people away from CFCU.
  8. [R7] CFCU Community Credit Union 2/5 · US Repeated issues: This app doesn’t work about half the time I go to use it. Either the Face ID doesn’t work or the screen is completely blank. It’s so inconsistent that I changed my primary bank to one that has a functional app.
  9. [R10] CFCU Community Credit Union 2/5 · US CFCU App: The app is the most miserable app I’ve ever used. Most times it does not like my password and I’m forced to change to be able to use it. Because of this I have thought several time about changing banks. Nickname in the review is just as bad as trying to sign into my account.
  10. [R13] CFCU Community Credit Union 1/5 · US Terrible IT: Often need to change password as Face ID stops working and don’t have password handy. Goes down more than any other banking app I use. The system goes down. Upgrades take a week instead of hours in past. Only keep because I’ve been customer for decades and fees are low.
  11. [R25] CFCU Community Credit Union 5/5 · US Bank in my pocket: I live 3 blocks from CFCU, but rarely go there, because the app is so much easier. If it dispensed cash from my phone I might never visit the branch location at all
  12. [R57] CFCU Community Credit Union 5/5 · US Love remote check deposit: I love the CFCU mobile app! It’s worked great so far. The mobile check deposit has saved me countless hours and gas. Thank you.
  13. [R83] CommunityAmerica Credit Union 5/5 · US Great service: Love this bank and the care they give us. Only thing I might suggest is lowering the overdraft fee. Other banks allow a grace allowance for overdrafts with no fee. They just charge a small fee when it’s repaid when the next deposit hits. That might be a great option for ppl these days in this economy. That would really show understanding and flexibility. But that’s just a suggestion
  14. [R15] CFCU Community Credit Union 3/5 · US It’s OK: This app isn’t great, but it gets the job done. It usually works but I have had it refuse to log me in. I wish the app had all the features available with online banking like changing address information. I’ve also NEVER had anyone respond when I’ve submitted questions with the app which is extremely disappointing since no one answers when I call a bank itself. All around, it’ll do the jo
  15. [R40] CFCU Community Credit Union 1/5 · US Clumsy: Security is fine, but being unable to use gmail and requiring an 8 digit security code taxes my iPhone capabilities.
  16. [R78] CommunityAmerica Credit Union 3/5 · US S.O.C.K.S.: The app keeps asking me for a rating and every time it does they get one less star. Every time I try to login it boots me 3x then on the 4th I usually get in. I don’t mind this financial institution for their member services but their app leaves much to be desired.
  17. [R93] CommunityAmerica Credit Union 3/5 · US App keeps crashing: Over last month the app keeps crashing when I attempt to open (iPhone 12). After a couple of attempts it does open properly. I also get an annoying pop up to rate the app every single time I use it!
  18. [R12] CFCU Community Credit Union 3/5 · US It’s functional: The app does what I need it to do, but would be better if it were more user friendly and also had Face ID.
  19. [R17] CFCU Community Credit Union 4/5 · US Doesn’t do face recognition: Works great except that it has never managed to get face recognition right
  20. [R27] CFCU Community Credit Union 4/5 · US Deposits & Camera: Whrn taking a picture of the check for deposit, I wish the camera could take the picture automatically when the check was in focus rather than having to tap the screen to take the photo. Thanks!
  21. [R35] CFCU Community Credit Union 5/5 · US Won’t work: I tapped the screen about 550 times before it would take a picture and by then my hand was shaking
  22. [R46] CFCU Community Credit Union 1/5 · US Crashes: Crashes every time a mobile deposit is attempted!
  23. [R60] CFCU Community Credit Union 1/5 · US App crashes and won’t let me log in.: Also doesn’t allow me to log in with my thumb. Crashes. If you’re going to offer an app. Offer one that works.
  24. [R61] CommunityAmerica Credit Union 1/5 · US Too many bugs: Last update required to login multiple times. The current app won’t open the keyboard. This app is clunky and never smooth.
  25. [R63] CommunityAmerica Credit Union 3/5 · US App closes out after putting in password: Have to have this app because it's my bank but it's very frustrating that my app closes every single time I put in my password and enter, just immediately kicks me out of the app. It's a fine app besides this bug.

Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store