Verithiathe honest score on any app
Updated July 2026 · real, multi-region App Store reviews
Head-to-head

TBC Bank vs TD Bank (US)

TBC Bank 4.9★ · Free to download 70
Winner TBC Bank
TD Bank (US) 4.8★ · Free to download 55

TBC Bank is slightly better for users who prioritize a fast and user-friendly experience, while TD Bank (US) struggles with app compatibility on older devices and frequent outages.

Full reviews: TBC Bank · TD Bank (US)

TBC Bank generally offers a good user experience with many praising its speed and ease of use, despite some complaints about frequent forced updates and occasional bugs. TD Bank (US) faces significant issues with app reliability, frequent outages, and a major problem with compatibility on older iPhone models, leading to many users being locked out of their accounts.

Head to head

Features tieR4R5R8R14
TBC Bank TBC Bank users appreciate the app's overall functionality and find it to be a comfortable mobile banking experience R5R8. Some users, however, report issues with specific features like transferring money between personal and business accounts R4, a non-working QR scanner for withdrawals , and a desire for better investment statistics . There are also requests for features like hiding transactions from charts R14 and a quick summarize option for multiple accounts .
TD Bank (US) TD Bank (US) users find the mobile deposit feature to be convenient and improved over time . However, a notable missing feature is the inability to view credit card statement end dates . Users also suggest adding Siri support for locking cards and a dedicated 'lock cards' section .
Ease of Use edge: TBC BankR1R5R8R33
TBC Bank Many TBC Bank users find the app easy to install, register, and use, describing it as simple and accessible R5R8. However, some users find the app not user-friendly and difficult to navigate R1. There are also complaints about the app constantly asking to set a passcode even after selecting 'later' R33.
TD Bank (US) TD Bank (US) users generally find the app user-friendly and fast . However, some users find the logout routine tedious and ergonomically awkward compared to other banking apps .
Reliability edge: TBC BankR9R12R15R18
TBC Bank TBC Bank users frequently report issues with the app freezing R12R15R18 and crashing during authorization attempts R9. Some users also experience problems with internal transfers taking hours and not appearing in transaction history immediately , and OTPs failing for international customers . There are also reports of the app not working on older iPhone models after updates .
TD Bank (US) TD Bank (US) users report significant reliability issues, with the app being down most of the time and freezing daily . Many users also complain about not receiving security codes on time and the app not loading after login . A major recurring problem is the app's incompatibility with older iPhone models or iOS versions, locking users out of their accounts R64R73R74.
Price/Value edge: TBC BankR70R74R106R112
TBC Bank Both apps are free to download. TBC Bank users do not explicitly mention price or value in their reviews, focusing more on app functionality and service.
TD Bank (US) TD Bank (US) users complain about outrageous overdraft fees R70 and the bank closing accounts for reasons like using Venmo too much R106. The forced updates requiring newer phones also represent an indirect cost for users who cannot afford new devices R74R112.
Support tieR2R16R20R31
TBC Bank TBC Bank receives mixed reviews for its support. Some users praise the brilliant service and professional operators R2R20. However, others report unresponsive customer support, ignored messages, and being unable to use their money while abroad R16. There are also complaints about call center support being unhelpful with SMS codes not working abroad .
TD Bank (US) TD Bank (US) users frequently criticize the customer service, citing long wait times and unhelpful representatives . The in-app chat feature is also described as frustrating and unusable, often crashing before users can reach a live person . Some users praise specific branch employees or individual interactions .
Pick TBC Bank if

You prioritize a generally fast and user-friendly banking app, even if it means dealing with frequent updates and occasional minor bugs R5R8. You are comfortable with biometric security measures and don't mind occasional requests for verification .

Pick TD Bank (US) if

You are an existing TD Bank customer with a newer iPhone model and value features like mobile deposit . You appreciate strong security measures, even if they can sometimes be a bit 'crazy' .

Evidence note: Both apps are free to download, so there is no free-vs-paid asymmetry. Recent reviews for both apps show a negative skew, with TBC Bank users complaining about frequent updates and security issues, and TD Bank (US) users primarily frustrated with app compatibility and reliability.

Frequently asked

Why does TBC Bank require so many updates?
TBC Bank users frequently report being forced to update the app, sometimes daily or weekly, which can be inconvenient and interrupt urgent transactions R3R6R43R45.
Is TD Bank (US) app compatible with older iPhones?
No, many TD Bank (US) users with older iPhones and iOS versions (e.g., iOS 16, iOS 11, iPhone 8+, iPhone X) report being unable to use or update the app, effectively locking them out of their mobile banking services R64R73R74R75.
Are there security concerns with TBC Bank?
Some TBC Bank users express strong concerns about security, reporting invasive biometric data collection without clear consent R22, frequent requests for personal information R13R25, and a flawed password change process that could give attackers access R30.

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

  1. [R4] TBC Bank 1/5 · US Cant transfer money from personal to business account: I cant transfer money from personal to business account. Wasted my day
  2. [R5] TBC Bank 5/5 · US Simple, accessible: It's a very comfortable mobile banking app, easy to install, register, and use. Both in Georgia and abroad. · translated
  3. [R8] TBC Bank 5/5 · US Great app: ux is very good, fits all my requirements
  4. [R14] TBC Bank 4/5 · US Hide Transactions: Please let us hide some transactions from charts and statistics.
  5. [R1] TBC Bank 1/5 · US Not user friendly: Difficult to find anything you need
  6. [R33] TBC Bank 5/5 · US Passcode: Every time I enter mobile banking, it offers to set up a passcode. I choose "later," but it offers to set up a passcode again on every subsequent login, which is very annoying. If I press "later" once, I would like that window not to pop up every time I log in. · translated
  7. [R9] TBC Bank 3/5 · US Fix the bugs: For months now, when I try to authorize, the application crashes and logs me out. Is anyone paying attention? · translated
  8. [R12] TBC Bank 3/5 · US Application: It freezes very often. · translated
  9. [R15] TBC Bank 3/5 · US ): Lately it freezes a looooooot, though I love it :) · translated
  10. [R18] TBC Bank 3/5 · US Online banking often freezes: Unfortunately. · translated
  11. [R70] TD Bank (US) 1/5 · US Worst bank: Dont get td bank. Horrible bank. Late on processing transactions that take over 2-4 days until its posted. Overdraft fees are outrageous. Dont get td bank. Save yourself the time and money.
  12. [R74] TD Bank (US) 5/5 · US Kgolin942: I have been A TD Bank customer for more than 10 years. When you updated your app, my phone can no longer download the update so I don’t have access to the features that I had agreed to when I signed up. I do not have the finances to purchase a new phone and your app requires a 17.0 or higher. Now I can no longer deposit checks online or print out my statements.
  13. [R106] TD Bank (US) 1/5 · US Td bank suck: They close my account for no reason saying I use Venmo to much I don’t understand in today world people use digital currency very bad bank
  14. [R112] TD Bank (US) 1/5 · US No access to upgrad: I cannot upgrade my iPhoneX. I don’t have any reason to upgrade my phone, so why can’t TD provide mobile banking on my phone without the upgrade? If you pay for my phone upgrade, that might work.
  15. [R2] TBC Bank 5/5 · US Service: Brilliant
  16. [R16] TBC Bank 1/5 · US Unbelievable, blocked my card and ignored all my messages!: TBC Bank blocked my card without any notice and has ignored me for more than a week! I sent many messages in the app , no reply. They answered my email once, but didn’t even read it, just sent a random link about opening a new account. I’m abroad and can’t use my money. Totally unacceptable service. TBC, unblock my card immediately! TBC,
  17. [R20] TBC Bank 5/5 · US Best team: ❤️
  18. [R31] TBC Bank 5/5 · US Internet bank: The best service. · translated
  19. [R3] TBC Bank 3/5 · US Too many updates: The app asks me to update every day. If it's not updated, it won't let me complete some operations. It's very annoying 🥲 · translated
  20. [R6] TBC Bank 3/5 · US Can you guys not force updates so often?: What’s up with that? Whipped out my phone today to do a quick transfer to someone and the app is like, you have to update. And then the person has to wait there awkwardly while I fumble with the update and the connection throws up trouble. Maybe at least give some notice before requiring updates? Like, your app is outdated and it will stop working in two w
  21. [R43] TBC Bank 5/5 · US App update: App is good and user friendly but I’m tired of seeing the blue dot in settings for updating the app. This happens almost every single day and I’m starting to question the glitches behind the scenes. I have 10 different bank accounts across 3 different countries/continents. Never seen anything like this before. Super annoying for someone with ocd. Please, if possible never show me the b
  22. [R45] TBC Bank 5/5 · US Frequently app updates: I suggest not providing app updates so frequently. You could collect all the bugs, fix them, and then release a new update. Every time I open the app, it tells me that it needs to be updated.”
  23. [R64] TD Bank (US) 1/5 · US App: All the TD app will not work with many iPhones. I don’t care how many conveniences would be available. I’m not buying a new phone just so your app works especially when you can do the same banking online. There is no added security. It doesn’t benefit me at all and I would like to use the app so I don’t need a security code every single time I sign in. That’s the only advantage I’m looking fo
  24. [R73] TD Bank (US) 1/5 · US iOS 16 customers LOCKED OUT of td bank accts! Shame!: Hello! Customers with OLDER phones NEED bank balance info TOO. I find it outrageous that td bank only focuses on customers with NEW devices. iPhone does NOT provide latest iOS updates to all its customers. Only people with $1,700 new iphones. That said, Td Bank should offer APP SUPPORT to CUSTOMERS WITH OLDER VERSION iOS. 16 etc. OUR account in
  25. [R75] TD Bank (US) 3/5 · US Older phone: I enjoy the app but with the new upgrade my phone won’t handle the new app and now the old app doesn’t come up so I can’t see my balance
  26. [R13] TBC Bank 1/5 · US Terrible app: It keeps logging me out and asking me for photo of my face, even though I put the correct password, they have all the information about me, they still want more and more and more information. I am closing the account, there are other ways to improve your security without punishing all your good customers…
  27. [R22] TBC Bank 1/5 · US !!! NO !!! ⛔️⛔️⛔️: I downloaded this app on my new iPhone. I was expecting a standard login with username and password. Instead, I was forced to enter my mobile number for SMS verification, no other option. Then came the most invasive part: it demanded a live selfie photo just to proceed. No clear explanation, no alternative login method, just biometric data collection without consent or transparen
  28. [R25] TBC Bank 1/5 · US Review: You have a terrible internet bank. Also, excessively absurd security requirements. You create discomfort for users. That's why I am not an active user of your bank. · translated
  29. [R30] TBC Bank 1/5 · US Only a ram could come up with such a solution: When an attacker, knowing someone's password, tries to log into the tbc bank application from another device, he will be asked to change the account owner's password to a new one. That is, the account owner will not be able to access his account, and full access will go to the attacker. Therefore, either a complete idiot came up with this, baaaaaaa, o

Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store