Verithiathe honest score on any app
Updated July 2026 · real, multi-region App Store reviews
The verdict on

TBC Bank

55
User verdict / 100 High confidence Divided

TBC Bank's mobile app offers convenient and user-friendly banking for many, but a significant number of recent users are frustrated by frequent mandatory updates, persistent performance issues, and intrusive security measures.

4.9★ lifetime (116,180) Free to download since 2013 by JSC TBC Bank updated 0.1 mo ago recent negative 26% 120 reviews across 4 regions
Frequent Updates Performance & Bugs Security & Privacy User Experience (UX) Customer Support
5★185
4★11
3★12
2★9
1★66
recent reviews across 4 regions, vs the 4.9★ lifetime average

TBC Bank's mobile banking app generally receives high praise for its ease of use and comprehensive services, reflected in its high lifetime rating. However, recent reviews highlight a concerning trend of frequent, forced updates, numerous bugs, and performance issues, particularly on newer iOS devices and with mobile data, leading to a decline in user satisfaction.

What users like

  • Easy to install, register, and use, offering a comfortable mobile banking experience.R3R93
  • Good user experience and design, meeting various banking requirements.R4R88
  • Fast and efficient compared to other banking apps, with many features not cluttering the interface.R13R73
  • Excellent customer service from operators and staff.R1R34R37R50

What users complain about

  • Frequent and forced updates are highly inconvenient and disruptive, sometimes preventing urgent transactions.R46R59R52R53
  • The app is plagued with bugs, crashes, and slow performance, especially on mobile data and newer iPhones.R64R85R91R107
  • Intrusive security measures, such as frequent photo verification and forced password changes, are frustrating and seen as excessive.R9R14R19R60
  • Users report issues with specific functionalities like money transfers, QR scanner, and currency exchange rates.R5R20R32R69
  • Customer support is sometimes unresponsive or unhelpful, especially for users abroad or with blocked cards.R10R38R45R74
  • Some users prefer the old app version, citing a downgraded interface and missing features in the current version.R6R8R154

Latest update · v8.50.0

What the developer says changed (the verdict above weighs this against what reviewers report):

“Treasure Marathon” begins in Mobilebank! The Marathon returns in Mobilebank in an updated format. Complete daily and weekly financial missions, collect coins and win cash prizes. Join the game by taking a short quiz to determine which House you belong to; Collect coins by playing a mini game, completing daily and weekly missions, and inviting friends by a referral; Compete alongside your House to make it to the finals.

Recurring themes

Frequent Updates negative
Many users complain about the excessive frequency of app updates, often daily or weekly, which are mandatory and interrupt urgent transactions. This contradicts the developer's notes which are focused on a new game feature, not addressing update frequency.R46R59R30R31
Performance & Bugs negative
A significant number of recent reviews highlight persistent issues with the app's performance, including slowness, freezing, crashing, and difficulty logging in. These problems are reported across various operations and are particularly noticeable on mobile internet connections and newer iOS devices.R64R85R91R99
Security & Privacy negative
Users express frustration over intrusive security measures, such as repeated demands for face photos, SMS verification, and forced password changes, even when correct credentials are provided. Some feel these measures are excessive and disregard user privacy.R9R14R19R21
User Experience (UX) mixed
While many praise the app's ease of use and intuitive interface, a notable portion of recent reviews describe the UX as not user-friendly, difficult to navigate, and generally horrible. Some miss features from previous versions or find certain processes, like transfers, overly complicated.R2R4R6R8
Customer Support mixed
Reviews are split on customer support. Many users commend the professional, kind, and helpful operators. However, a significant number report issues with unresponsive or unhelpful support, especially when dealing with blocked cards, account issues abroad, or complex problems.R1R10R34R37

Who it's for

This app is for users who prioritize a comprehensive mobile banking experience and appreciate a generally user-friendly interface for everyday transactions R3R4R73. It is particularly suitable for those who value efficient customer service when it is available R1. It may not be ideal for users who are sensitive to frequent mandatory updates, experience poor mobile data connectivity, or are uncomfortable with intrusive security verification processes R53R14.

Evidence note: The recent review sample skews more negative than the lifetime rating, particularly regarding performance issues and forced updates. While positive reviews praise general usability and service, the recurring themes of bugs and update frustrations are strongly supported across multiple reviews, indicating a current decline in satisfaction for a notable segment of users.

Frequently asked

Does the TBC Bank app require frequent updates?
Yes, many recent users report that the TBC Bank app requires very frequent, often daily or weekly, mandatory updates which can be disruptive and prevent immediate use of the app R46R59R53.
Are there performance issues with the TBC Bank app?
Yes, numerous recent reviews indicate the TBC Bank app frequently experiences performance issues such as slowness, freezing, crashing, and difficulty logging in, especially when using mobile internet or on newer iPhone models R64R85R107.
Does the app have intrusive security measures?
Yes, some users find the app's security measures intrusive, reporting frequent demands for live selfie photos, SMS verification, and forced password changes even after entering correct credentials R9R14R19R60.
Can I transfer money between my personal and business accounts?
One user reported being unable to transfer money from a personal to a business account, indicating a potential issue with this specific functionality R5.

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

  1. [R3] 5/5 · US Simple, accessible: Very comfortable mobile banking, easy installation, registration, and use. In Georgia and abroad. · translated
  2. [R93] 5/5 · US Online banking: I am very happy with TBC’s online banking. Once I grew accustomed, I found it so helpful and easy to navigate. Thank you.
  3. [R4] 5/5 · US Great app: ux is very good, fits all my requirements
  4. [R88] 5/5 · US Mindia: I have been using this app since the beginning. I keep seeing every changes and improvements and I love it. Convenient, user friendly and safe.
  5. [R13] 5/5 · US You guys are great: It's so great that you don't have a lot of stuff crammed into the app and it's fast!!! Sak Bank's app is much slower compared to yours, nice nice!!!👍 · translated
  6. [R73] 5/5 · US Great App: Easy and seamless banking done via app. Works efficiently. Love its ease operations.
  7. [R1] 5/5 · US Service: Brilliant
  8. [R34] 5/5 · US Dr Rasoul shahpari: I am quite satisfied with this TBC Bank and its services .give my Regards to all employees there Thanks Dr Rasoul Shahpari I am very satisfied with the services of TBC
  9. [R37] 5/5 · US Nino Bezhanishvili: Thanks to the professional operator, I received excellent service 💕💕💕 · translated
  10. [R50] 5/5 · US Mariam Shervashidze, best employee: ❤️❤️ · translated
  11. [R46] 3/5 · US Too many updates: The app asks me to update every day. If it's not updated, it won't let me complete some operations. It's very annoying 🥲 · translated
  12. [R59] 3/5 · US Can you guys not force updates so often?: What’s up with that? Whipped out my phone today to do a quick transfer to someone and the app is like, you have to update. And then the person has to wait there awkwardly while I fumble with the update and the connection throws up trouble. Maybe at least give some notice before requiring updates? Like, your app is outdated and it will stop working in two w
  13. [R52] 1/5 · US Sick of forced upgrades every week: Can you make your API just a bit future-proof?
  14. [R53] 2/5 · US Stop forcing the updates: You have been forcing app updated for the last several months. It’s highly inconvenient and very annoying. We don’t always have space on the phone for an immediate update and get frustrated as we can’t perform an urgent transaction. Why can’t you let is decide when we want to update, or at least give a notice period like other apps do?
  15. [R64] 3/5 · US Please fix the bugs: For months now, when I try to authorize, the application crashes and logs me out. Is anyone paying attention? · translated
  16. [R85] 3/5 · US Application: It freezes very often. · translated
  17. [R91] 3/5 · US ): Lately it freezes a looooooot, though I love it :) · translated
  18. [R107] 1/5 · US The application is not working properly: It has been working with errors for about 2 months, it freezes with mobile internet. It doesn't freeze on Wi-Fi. It's not the internet's fault, it works properly on all other applications. Sometimes when I need to make a transfer quickly, I struggle a lot, maybe you can help me. · translated
  19. [R9] 1/5 · US Terrible app: It keeps logging me out and asking me for photo of my face, even though I put the correct password, they have all the information about me, they still want more and more and more information. I am closing the account, there are other ways to improve your security without punishing all your good customers…
  20. [R14] 1/5 · US !!! NO !!! ⛔️⛔️⛔️: I downloaded this app on my new iPhone. I was expecting a standard login with username and password. Instead, I was forced to enter my mobile number for SMS verification, no other option. Then came the most invasive part: it demanded a live selfie photo just to proceed. No clear explanation, no alternative login method, just biometric data collection without consent or transparen
  21. [R19] 1/5 · US Rating: You have terrible internet banking. Also, overly absurd security requirements. You cause discomfort to users. That's why I'm not an active user of your bank. · translated
  22. [R60] 1/5 · US The worst!: This is the worst app or update! It doesn't work on my new Iphone 15pro-max. I updated, deleted, tried different ways, it doesn't allow me to use faceID or passcode on every login, it asks me to change password and on all transactions it needs digipass! . Everything works perfect on 13promax but not on 15. Fix it or you will loose clients!
  23. [R5] 1/5 · US Cant transfer money from personal to business account: I cant transfer money from personal to business account. Wasted my day
  24. [R20] 1/5 · US Worst mobile banking experience: Not to say anything about UI and User experience is horrible, functionality is terrible even internal transfers take hours and when transfer is made there is no transaction in history for hours or day! It just disappears and if you need proof that you made transfer there is nothing you can do about it, no sms nothing.
  25. [R32] 1/5 · US False picture: When you try to exchange currency, it shows different rate in the beginning and converts with the less value!!! Shame on you!
  26. [R69] 1/5 · US Application crash: The application crashes when trying to convert dollars to lari. The problem appeared after the last update. · translated
  27. [R10] 1/5 · US Unbelievable, blocked my card and ignored all my messages!: TBC Bank blocked my card without any notice and has ignored me for more than a week! I sent many messages in the app , no reply. They answered my email once, but didn’t even read it, just sent a random link about opening a new account. I’m abroad and can’t use my money. Totally unacceptable service. TBC, unblock my card immediately! TBC,
  28. [R38] 1/5 · US Digipass: It would be beneficial for us to have the ability to update our username or password and to use various types of digipass authentication. Additionally, when we are abroad, SMS codes sometimes do not work, and there is no assistance or support available from the call center. I have tried for 10 days, calling the call center three times each day. Each time, I am told that I will receive a
  29. [R45] 1/5 · US Worst customer support: Firstly their customer support are all lazy, I wonder how they qualify to be a customer support. I requested a change of number since march 12, I was informed that it has been change at March 12. Fast forward to April 2nd, I made a online transaction and it was declined, then TBC bank blocked my card, I tried to contact them via message in the app since am not in the coun
  30. [R74] 1/5 · US It's garbage: To enter internet banking, I need to receive an SMS code that is always on its way and never reaches me. DigiPass is used as an alternative, but to see the DigiPass code, you need to enter internet banking. In short, I haven't had access to my account for three days. The call center operators are like bots, and those with decision-making power are super inaccessible. I'm going to another bank. · translated
  31. [R6] 1/5 · US Dears: What is this, how terrible, bring back the old, previous version! P.S. Are you out of your mind, what kind of interrogations are you conducting through the app?! · translated
  32. [R8] 1/5 · US Design: Bring back the old design. · translated
  33. [R154] 3/5 · US The previous version was better!: This version of internet banking is a degraded version of the previous internet banking. The previous one had a much better interface and never froze. This version being only in black and white is not good, and some function regularly freezes! There's never a time when something isn't out of order, sometimes it doesn't show deposits, sometimes pension savings, sometimes transfers by phone number. · translated
  34. [R30] 5/5 · US App update: App is good and user friendly but I’m tired of seeing the blue dot in settings for updating the app. This happens almost every single day and I’m starting to question the glitches behind the scenes. I have 10 different bank accounts across 3 different countries/continents. Never seen anything like this before. Super annoying for someone with ocd. Please, if possible never show me the b
  35. [R31] 5/5 · US Frequently app updates: I suggest not providing app updates so frequently. You could collect all the bugs, fix them, and then release a new update. Every time I open the app, it tells me that it needs to be updated.”
  36. [R99] 2/5 · US Slow operation: It takes a very long time to open and load (( · translated
  37. [R21] 1/5 · US Only a ram could come up with such a solution: When an attacker, knowing someone's password, tries to log into the tbc bank application from another device, he will be asked to change the account owner's password to a new one. That is, the account owner will not be able to access his account, and full access will go to the attacker. Therefore, either a complete idiot came up with this, baaaaaaa, o
  38. [R2] 1/5 · US Not user friendly: Difficult to find anything you need

Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store