Ascend Federal Credit Union vs Redstone Federal Credit Union
Ascend Federal Credit Union is the better choice for users looking for a more user-friendly app experience.
Ascend Federal Credit Union edges out Redstone Federal Credit Union with a slightly higher lifetime rating and more positive feedback on user experience. While both apps have their issues, Ascend's users report a more intuitive interface and better customer service overall.
Head to head
you want a more user-friendly experience and better customer service.
you are already accustomed to Redstone and prefer their banking services despite the app issues.
Evidence note: While both apps have free tiers, Ascend's users generally report a better experience, while some Redstone users express significant frustrations, particularly with the mobile deposit feature.
Frequently asked
What reviewers actually said
Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.
- [R5] Ascend Federal Credit Union Understandable: Out of all my-banking apps my Ascend has been by far the easiest to use..
- [R11] Ascend Federal Credit Union Great App: Easy to use. Fast response for support. Helpful friendly staff a few key strokes away
- [R23] Ascend Federal Credit Union Exceptional!: I am happy to be part of ASCEND FCU! It never lets me down and has the BEST customer service. It feels like family :)
- [R70] Redstone Federal Credit Union CHECK DEPOSIT FEATURE: This app has absolutely the WORST check deposit feature I’ve ever used. I’ve complained I’ve reviewed others have done the same with no changes or responses . It shouldn’t take 45 freaking minutes to take a picture for the deposit. FIX IT ITS NOT THAT HARD
- [R38] Ascend Federal Credit Union User Friendly: I’ve used many other bank apps and this is the easiest app to use. Thank you for making it user friendly.
- [R50] Ascend Federal Credit Union New app is a FAIL!: This new app is the worst. I can’t clearly distinguish between accounts, it’s not user-friendly, and it’s frankly not aesthetically pleasing to look at. The old app was much better. Developer take heed! Read the reviews! Fix this piece of crap!
- [R72] Redstone Federal Credit Union Won’t even open: Every few weeks I’ll tap the app to check my account and it just won’t open. Like won’t even take me to the login screen. Each time I have to delete the app, redownload it, and hope I remember my password. It’s ridiculous and needs to be fixed. However when the app will open it’s very handy for moving money around.
- [R16] Ascend Federal Credit Union Slow: It’s much too slow to post or reflect transactions. It never used to be this way but now it’s take 3-4 days for anything to come out.
- [R25] Ascend Federal Credit Union Glitches: The bank itself is not my issue. The app is constantly having glitches. I’ve not been able to use mobile deposit all week. Checks are also very slow to clear. Mobile banking is a huge part of what keeps my small business running smoothly and I’m very disappointed to say I may have to change banks.
- [R28] Ascend Federal Credit Union new credit account system: I have not been able to access my credit account on the app in days due to their complete change of the loan and credit card system. I need to transfer money and cannot do it. I have numerous representatives in the chat tell me it will be available by the end of rhe day just for me to find out its still not available.
- [R2] Ascend Federal Credit Union bestest bank ever!: i’ve had a bank account with ascend for over 10+years… it’s allways stayed open even when i was going threw tough times& allways helped me with any issues! i allways recommend ascend credit union& will for Life! tge people are way nice& concerning& carrying. thank you ascend!☮️✝️🤍✌️🕊️🙏
- [R8] Ascend Federal Credit Union Awesome: Great bank/cu you can do a lot with this bank but do need to be updated every other week and need some alerts like deposit alerts and transaction details. They deserve the credit that they need because they are friendly plus outstanding people.
- [R29] Ascend Federal Credit Union Best decision ever: I am so happy I opened an account here great app and staff
- [R66] Redstone Federal Credit Union Not happy that they wouldn’t refund $100 in fees or a mobile deposit that didn’t go through: Not happy that they charged me seven $25 fees because a mobile deposit did not go through. Would only refund three of them costing me $100. I’m not happy.
- [R14] Ascend Federal Credit Union The best one!: I adore this credit union! Fast, friendly, courteous, thoughtful and fun!!!
- [R45] Ascend Federal Credit Union Excellent service: I enjoy the app. And the customer service is amazing!
- [R64] Redstone Federal Credit Union I don’t like RFCU: The app use to be so much better, this new update is not good. I don’t like how Redstone puts holds on random checks either. I’ve had a lot of problems with them blocking online Transactions for fraud. I haven’t been able to purchase online in months. No matter the store. I appreciate the effort but it’s too much. Redstone overall is not good but thats who my family has always u
Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store