New Horizons CU Mobile Banking vs NYMCU Mobile Banking
Choose NYMCU Mobile Banking for a more reliable and user-friendly experience.
NYMCU Mobile Banking offers a more robust feature set and better reliability than New Horizons CU Mobile Banking, which has faced significant complaints about outdated technology and app functionality. While both apps are free to download, NYMCU's higher user satisfaction and fewer critical issues make it the better choice overall.
Head to head
You prefer a credit union with a long-standing history and are willing to overlook some app limitations.
You want a more reliable and user-friendly mobile banking experience with fewer technical issues.
Evidence note: New Horizons CU Mobile Banking has significant negative feedback regarding app functionality, which skews recent reviews. NYMCU has a larger user base and generally more favorable reviews, indicating better overall satisfaction.
Frequently asked
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What reviewers actually said
Built only from these 100 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.
- [R1] New Horizons CU Mobile Banking Outdated: Their whole system between app and cards is outdated. The app doesn’t have mobile deposit and the cards don’t have tap. Their ATM’s at the branches are down most of the time and they are so old you can barely read the screen.
- [R21] New Horizons CU Mobile Banking Mobile deposit not working: Since upgrading my phone to an iPhone X, I have lost the ability to make mobile deposits. The app needs an upgrade to support new technology.
- [R41] NYMCU Mobile Banking Zelle: The Zelle process is tedious and requires some serious updating
- [R43] NYMCU Mobile Banking MCU App Review: Convenient Banking with a Need for Budgeting Features: I’ve had a good experience using the MCU app overall. I like how easy it is to check my balances, transfer money between accounts, and deposit checks from my phone. The app is simple and convenient for everyday banking. One feature I’d love to see added is a built-in budgeting section. It would be helpful if the app automatica
- [R12] New Horizons CU Mobile Banking Why: Love the bank, but hate this app... It only works half the time...
- [R55] NYMCU Mobile Banking Great app when it works: This app works flawlessly…. When it actually works. The system updates are an inconvenience. My app has not been working for a week now. Who needs that?
- [R42] NYMCU Mobile Banking Simple to use: Simple to use
- [R63] NYMCU Mobile Banking Mobile Banking: NYMCU mobile banking is absolutely easy to use and makes digital transactions convenient. I highly recommend.
- [R13] New Horizons CU Mobile Banking Login issues: Getting a 500 error code and cannot login in using my mobile app. Login has been an issue lately.
- [R39] New Horizons CU Mobile Banking Error: This app has not worked for the last week. Every time I try to log in it gives me an error message. Please fix this!!
- [R70] NYMCU Mobile Banking This app needs major updates: This app is broken and very glitchy. There are functions that have been offline for years now and the log in screen is finicky all the time. This app needs a major upgrade to be on par with other useful banking apps. Take a photo of your check is difficult using this app and using Zelle is convoluted.
- [R72] NYMCU Mobile Banking App is always down: I can’t believe that this organization can’t keep the app up. Always buffering and can’t check my accounts . 😡😡
- [R24] New Horizons CU Mobile Banking Mobile Deposit Not Working: I rarely leave negative reviews but making an exception here. Mobile deposit is one of 2 features I use routinely on the app. It has been broken for iPhones over 3 months. Only answer you can get when you call is ‘they are aware and are working on it. No date available as to when it will work‘. After 3 months it is time to find another vendor.
- [R66] NYMCU Mobile Banking Direct deposit: What I like about Mcu is that we don’t have to wait till Friday to get paid. We automatically receive our paycheck on Wednesday instead of waiting Thursday or Friday like every other bank that makes the customers wait till Thursday or Friday to receive their paycheck.
- [R48] NYMCU Mobile Banking CS second to none: NYMCU direct deposit received fast than any other financial institution
- [R75] NYMCU Mobile Banking Customer: This the best bank I’ve had so far
- [R4] New Horizons CU Mobile Banking Pitiful: Don’t waste your time banking here. There was a time when this was a good place to work with. Now customer service and personal relationships are a thing of the past. Tellers are clueless and the customer help line is worse than that. My email and phone number recently changed, impossible to get anyone who knows how to solve the issue. After trips to my local CU and multiple calls to the
- [R56] NYMCU Mobile Banking Horrible: Both MCU apps are no good at all . Don’t understand how a major credit union always has issues with their mobile apps. It sucks my card has been locked for days I have no access to my money or can’t unlock my card .
- [R52] NYMCU Mobile Banking Customer Disservice: MCU has the worst & most incompetent customer reps.
- [R62] NYMCU Mobile Banking Worst bank ever: Terrible fraud prevention with no help. Horrible support, horrible app, horrible everything. Find a new bank asap
Synthesized from 100 recent App Store reviews · updated July 2026 · View on the App Store