Verithiathe honest score on any app
Updated July 2026 · real, multi-region App Store reviews
Head-to-head

TD Bank (US) vs Bank of America Mobile Banking

TD Bank (US) 4.8★ · Free to download 60
Winner Bank of America Mobile Banking
Bank of America Mobile Banking 4.8★ · Free to download 75

Pick Bank of America for a more reliable and feature-rich banking experience.

While both banking apps have their strengths, Bank of America offers a more consistent user experience and a wider range of features. TD Bank users frequently report issues with app reliability, especially after updates, while Bank of America users appreciate its functionality despite some complaints about bugs.

Head to head

features edge: Bank of America Mobile BankingR21R64R68
TD Bank (US) TD Bank users appreciate the mobile deposit feature but note it lacks certain functionalities like showing statement end dates for credit cards R21.
Bank of America Mobile Banking Bank of America users find the app has a good range of features but criticize the user interface for being clunky and not user-friendly R64R68.
ease of use tieR6R12R63R77
TD Bank (US) TD Bank users report the app is user-friendly but often freezes or has loading issues R6R12.
Bank of America Mobile Banking Bank of America users find the app frustratingly slow and often experience login issues R63R77.
reliability edge: Bank of America Mobile BankingR1R3R19R67
TD Bank (US) Many TD Bank users express frustration with app reliability, reporting frequent outages and issues after updates R1R3R19.
Bank of America Mobile Banking Bank of America users also report issues, including blank screens and login problems, but these appear less frequent than TD Bank's issues R67R73.
price/value tie
TD Bank (US) Both apps are free to download, and users generally find value in their banking services.
Bank of America Mobile Banking Similar to TD Bank, Bank of America users appreciate the free service but express frustration over hidden fees in banking processes.
support tieR10R36R79R119
TD Bank (US) TD Bank users report poor support, especially when issues arise with the app R10R36.
Bank of America Mobile Banking Bank of America users also express dissatisfaction with customer service, citing long wait times and unhelpful responses R79R119.
Pick TD Bank (US) if

you prefer a simpler banking experience and are a long-time TD Bank user.

Pick Bank of America Mobile Banking if

you want a more feature-rich app and can tolerate occasional bugs.

Evidence note: TD Bank's reviews are heavily skewed by recent complaints about app reliability, while Bank of America's reviews reflect a broader user base with mixed experiences.

Frequently asked

Which app is better for mobile banking?
Bank of America generally offers a more reliable and feature-rich mobile banking experience compared to TD Bank, despite both being free to download.

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

  1. [R21] TD Bank (US) 3/5 · US Good but one thing missing: In general the app is good, but it doesn't have any way to show the closing date (aka statement end date) for credit cards. Every other banking app shows this date for credit cards, why doesn't TD's?
  2. [R64] Bank of America Mobile Banking 1/5 · US Very dumb bank app: I have used BOfA for about 15 years, and with digital world BOfA is the least preferred bank for me. Let me start with a poor and useless app design. The app design is a dinosaur, it is comparable to Windows XP, but with much less functionality. You cannot even pay your credit card using button “PAY”, you need to make a transfer from checking to credit. Also, one of the slowest
  3. [R68] Bank of America Mobile Banking 4/5 · US Good but needs update: Look at Chase, they make it easy to jump around from account to account, without having to press multiple buttons. And paying a CC now takes too many steps and “saves.”
  4. [R6] TD Bank (US) 3/5 · US Mostly fine: But it freezes on me at least once a day.
  5. [R12] TD Bank (US) 3/5 · US Great app. But still having problems: They fix bugs, but then they make new bugs like it’s intentional just to keep working on the app. Push notifications broke after the 5/22/26 update. Happens far too often with no explanation. Disappointing.
  6. [R63] Bank of America Mobile Banking 3/5 · US PITA: Every update messes up my app, now it won’t let me use FaceID and keeps trying to have me reset my password. It’s a hassle every time I try and open it.
  7. [R77] Bank of America Mobile Banking 1/5 · US Soo frustrating: 80% of the time I login to my account to a blank screen. Something is wrong with the FaceID and login process
  8. [R1] TD Bank (US) 1/5 · US Unreliable: This app has been giving so much trouble. It is down most of the times. Not reliable anymore.
  9. [R3] TD Bank (US) 3/5 · US Last Update Issue: The last update appears to have caused issue. Nothing is loading once you login. While it isn’t the most intuitive banking app out there, it used to work and now it doesn’t. I trust once they figure out the issue, it will go back to being an average app.
  10. [R19] TD Bank (US) 1/5 · US Terrible: TD Bank with the new upgrade and the lack of professionalism blocking people from getting to their personal information on your platform terrible job you need to stop upgrading and leave it alone now I’m blocked out of my services on online account, IWill be reporting you to the Better Business Bureau
  11. [R67] Bank of America Mobile Banking 1/5 · US Can’t sign in: Ever since the last update, I cannot sign into the app
  12. [R10] TD Bank (US) 1/5 · US Worst bank: Dont get td bank. Horrible bank. Late on processing transactions that take over 2-4 days until its posted. Overdraft fees are outrageous. Dont get td bank. Save yourself the time and money.
  13. [R36] TD Bank (US) 1/5 · US The worst: I had td for around 2 years as a secondary account. One day i noticed my td was weird and a large deposit was made, I called , reported the issue and please request a new card to continue using my account. In the td location they gave me an answer where everything was already done and solved . Out of nowhere they closed my account, I had money there and it has been a month and every tim
  14. [R79] Bank of America Mobile Banking 1/5 · US WORST COMPANY: I been with Bank of America of 7 years and cause of something didn’t commit too. They closed all my accounts. Making me hop from one call to another for no answers. Then making me wait for 2 hours to just tell me that my account is closed. What type of service do you really be doing?
  15. [R119] Bank of America Mobile Banking 1/5 · US Horrible customer support: I waited more than 20 mins on the phone line for a small request. Absolutely pathetic on-call support. Do better
  16. [R73] Bank of America Mobile Banking 1/5 · US Blank screen after logging in: I have been experiencing a blank screen when I log into the mobile app in my iPhone 17, running the latest IOS. This has been going on for months. BofA support basically told me to uninstall the app, restart my iPhone and then reinstall the app. I’ve done this multiple times and it works for a while and then back to a blank screen upon logging in. It’s disgraceful fo

Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store