Verithiathe honest score on any app
Updated July 2026 · real, multi-region App Store reviews
Head-to-head

Mountain America CU vs Ikon Pass

Mountain America CU 4.7★ · Free to download 70
Winner Mountain America CU
Ikon Pass 4.7★ · Free + IAP 40

Mountain America CU is the better choice for banking needs due to its generally positive user experience, despite recent update issues, while Ikon Pass suffers from significant functionality and reliability problems.

Full reviews: Mountain America CU · Ikon Pass

Mountain America CU's app offers a clear layout and essential banking features, though recent updates have caused login and functionality issues for some users. Ikon Pass, while aiming to be a comprehensive skiing app, is plagued by unreliable tracking, poor map functionality, and a clunky interface, leading to widespread user frustration.

Head to head

Features edge: Mountain America CUR14R20R34R46
Mountain America CU Mountain America CU users appreciate having all their banking and loans at their fingertips, with easy mobile deposit and timely transaction reflection R14R20R34R46. However, some recent updates removed useful functionalities like adding memos for transfers and detailed transaction information . Issues with Zelle not loading and Bill Pay being moved or broken are also noted .
Ikon Pass Ikon Pass aims to provide stats tracking, group location, and trail information across Ikon Mountains . However, users report significant issues with core features: trail maps are often missing or replaced with less useful 3D versions, open run filters are absent, and the ability to view lift names is hampered by small fonts R61R62. Tracking is frequently buggy and unreliable, often failing to record stats or group movements R79R81R87R91.
Ease of Use edge: Mountain America CUR2R17R46R54
Mountain America CU Many Mountain America CU users find the app's layout easy and clear, with everything organized and accessible R2R17R46R54. Mobile deposits are described as quick and seamless R34. However, recent updates have introduced issues like too many OTP step-ups, difficulty logging in due to authentication errors or phone call verification, and changes to menu navigation that users dislike R47R55.
Ikon Pass Ikon Pass users frequently describe the app as clunky, not intuitive, and hard to navigate R91. Features like starting tracking are buried, and finding essential information like snow reports or open runs requires multiple clicks . The app often defaults to less useful maps, and saving favorite mountains is unreliable .
Reliability edge: Mountain America CUR5R8R23R1
Mountain America CU Mountain America CU's app is generally reliable for many, with some users reporting no issues R5R8R23. However, recent system updates have caused significant downtime, with the app being shut down for several days, leading to inability to log in, view accounts, or make transactions R1R4. Notifications are also reported as unreliable R9.
Ikon Pass Ikon Pass is widely criticized for its unreliability. Users report frequent app crashes, especially during tracking . Tracking often fails to collect stats or even detect the resort, requiring app restarts or re-logins R79R81R87R91. The app also requires almost daily updates, which sometimes break functionality .
Price/Value edge: Mountain America CUR3R14R40R73
Mountain America CU Mountain America CU is a free-to-download banking app. While the app itself is free, users sometimes face holds on mobile deposits, which can be inconvenient R3. The value is in the convenience of managing banking and loans R14R40.
Ikon Pass Ikon Pass is free to download but involves in-app purchases for the pass itself, which users note has increasing prices and reduced renewal discounts R73. The app's poor functionality diminishes its value, with users feeling that the app doesn't deliver on its promises despite the cost of the pass R91.
Support edge: Mountain America CUR23R26R32R38
Mountain America CU Mountain America CU receives praise for its customer service, with staff described as friendly, professional, and helpful, especially during system updates R23R26R32R38. However, some users report frustrating and inept customer service, especially when issues arise or when trying to resolve problems like title retrieval for loans .
Ikon Pass Ikon Pass reviews do not specifically mention direct customer support for the app. The chat bot is described as extremely weak . Users express frustration with the lack of communication regarding solutions for ongoing issues .
Pick Mountain America CU if

You need a banking app with a generally clear interface and convenient features like mobile deposit, and you value good customer service for in-person or phone interactions R2R17R34.

Pick Ikon Pass if

You are an Ikon Pass holder who primarily needs to access your pass barcode and are willing to tolerate significant app functionality issues and use other apps for tracking and mountain information .

Evidence note: Mountain America CU's recent negative reviews are heavily skewed by a major system update that caused widespread outages and login issues. While these are serious, the overall sentiment outside of this specific event is more positive. Ikon Pass's negative reviews are more consistent across various features and updates.

Frequently asked

Does Mountain America CU's app have reliable notifications?
No, Mountain America CU's app notifications are reported as unreliable, with users often not receiving alerts until they open the app, sometimes discovering their account has been negative for days R9.
Can I view trail maps on the Ikon Pass app?
The Ikon Pass app has removed the ability to view traditional trail maps for some resorts, replacing them with less useful 3D maps, and users report difficulty finding open run information R61R62R82R84.
Are there issues with logging into the Mountain America CU app?
Yes, some Mountain America CU users have experienced persistent login issues, including constant errors, authentication problems, and cumbersome phone call verification processes, especially after recent updates R4R47R55R59.
Does the Ikon Pass app reliably track skiing stats?
No, the Ikon Pass app's tracking feature is frequently reported as buggy and unreliable, often failing to collect stats, detect resorts, or work for invited group members R79R81R87R91.

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

  1. [R14] Mountain America CU 5/5 · US Everything i need...: all of my banking and loans at my fingertips. Thank you for an awesome app!
  2. [R20] Mountain America CU 5/5 · US Depósitos: Excelente refleja los movimientos diarios a tiempo
  3. [R34] Mountain America CU 5/5 · US So quick and easy: I love the mobile deposit option. No need to drive to the bank. It’s so quick, easy, & seamless. I love this option.
  4. [R46] Mountain America CU 5/5 · US Review: Thank you MACU! For This Mobile app! It makes Banking so much easier!
  5. [R2] Mountain America CU 5/5 · US Great App: I love the layout of this app and everything is easy and clear to see unlike other banking apps. And Mountain America credit union is just pretty awesome.
  6. [R17] Mountain America CU 5/5 · US Best Banking App: Easy to use and organized.
  7. [R54] Mountain America CU 5/5 · US Mobil app: Is amazing and convenient.
  8. [R5] Mountain America CU 5/5 · US Meow: Probably one of the better banks haven’t had one issue
  9. [R8] Mountain America CU 5/5 · US Best CU I’ve been with: Joined Right After the Pandemic, couldn’t have made a better choice for my Banking Needs.
  10. [R23] Mountain America CU 5/5 · US Best Bank!!: The best banking experience I’ve ever had! Folks are awesome to work with. Everything is easy access! Love them! Thanks!!
  11. [R1] Mountain America CU 1/5 · US App not working: Bank and App are awful, don’t use them!!!!
  12. [R3] Mountain America CU 3/5 · US Deposits: Most of the time they place a hold on mobile deposit. Apparently all of the fraud even though I’ve had my account for 10 years without any issues. On one I understand they have to combat fraud on the other hand. It’s very difficult because I can’t always get away to make a deposit.
  13. [R40] Mountain America CU 5/5 · US Love it: Beats going in the Bank
  14. [R73] Ikon Pass 1/5 · US Price Increases are Crazy: Pass goes up every year and they reduce your renewal discounts every year. Used to be $100 now it’s $25…
  15. [R26] Mountain America CU 5/5 · US Yes 👍: I love the friendly service I receive at Riverto (Jose) and Lupita at Orem. Language doesn't matter since they are bilingual and treat all customers equally. They are very kind, which is why I like them, and also because of the safety of Mountain's service.
  16. [R32] Mountain America CU 5/5 · US New program: James Hilton was such a big help when they did the huge system update! He made explained everything in a clear way! Highly recommend using mountain America for your banking.
  17. [R38] Mountain America CU 5/5 · US Rolando: Es muy buen banco el personal en Orem, son muy amables
  18. [R9] Mountain America CU 3/5 · US Notifications are terrible: I have turned my notifications on and off multiple times and I still never receive them until I open the app and see that my account has been in the negative for the past three days. The whole point of notifications is to notify.
  19. [R61] Ikon Pass 1/5 · US No trail maps???: The app seems to have removed the ability to view trail maps at Palisades, at least in the offseason, replacing it with only their awful “3D” map that you could get a better version of in any other all-purpose mapping app. The only thing I used this app for was trail maps. Is this someone’s idea of a joke?
  20. [R62] Ikon Pass 5/5 · US Open runs filter: I decided to try Ikon Pass instead of Epic Pass this year, and overall I really like the app. The interface is clean, easy to use, and everything feels well designed. The only major downside for me is that I can’t filter or clearly see open runs and lifts directly on the map. In the Epic app, this feature is very convenient and makes a big difference. With Ikon, I often have to
  21. [R82] Ikon Pass 3/5 · US Steamboat map: New steamboat map is good if you want to track but i cant use it to find out witch trails are open. Old map is better.
  22. [R84] Ikon Pass 3/5 · US Please make the regular steamboat map available again: The 3D map looks cool but is less useful than the regular trail map when looking at a glance. Just allow a toggle to show the old map again
  23. [R4] Mountain America CU 1/5 · US Can’t view anything: It has been almost 2 months and I haven’t been able to log into any of the accounts. Just a constant error. No attempt to fix the problem. Not a place Im happy with.
  24. [R47] Mountain America CU 1/5 · US What happened with the recent update?: What’s up with the phone call verification? That is cumbersome and un useful! My log in experience just tanked and it’s awful to get into the app. I’ve been trying now for several minutes and the phone call verification is too fast to get the numbers. This is awful.
  25. [R55] Mountain America CU 1/5 · US Login: Can’t even login on to my account because some authentication error I know my password and login smh please update these bugs
  26. [R59] Mountain America CU 1/5 · US Ruined the app: The last update just made this unusable. You have to go through the login twice and then the app just shows your account balances, there is no menu anymore you just get to look at account balances yay!
  27. [R79] Ikon Pass 2/5 · US Tracking is buggy: Many times I have started the day with tracking on only to find mid day that it failed to collect any stats. Only fix seems to be force quit app and restart.
  28. [R81] Ikon Pass 1/5 · US Don’t expect much: Where do I start…. What a frustrating app! I had it open from a day earlier, and said it was still tracking, but it wasn’t. Lost an entire day of stats. Need to blow away the app. Each night. And be prepared to login again each time, particularly frustrating when you’re all geared up and it won’t recognize your face. And don’t get me started when it won’t start tracking becaus
  29. [R87] Ikon Pass 2/5 · US Unreliable: Tracking works only when the app feels like it. About 1 day out of 4 it decides I’m not “authorized” to track. And before you ask, my iPhone is always up to date. The app is (still) simply not good enough for prime time.
  30. [R91] Ikon Pass 2/5 · US What are they doing?: This app got significantly worse for the 2025-2026 season. The tracking barely ever works and it is way more complicated to track with a group - to the point where I never track on Ikon anymore. The layout is more difficult to navigate and I always get thrown error messages. Additionally, I can never select resorts in my wallet so I can’t use my mountain credits. These frauds

Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store