State Farm® vs Steer Clear®
Choose State Farm® for a more comprehensive insurance app experience.
State Farm® has a higher lifetime rating and a larger user base compared to Steer Clear®. While both apps have their issues, State Farm® generally provides better user experiences and support.
Head to head
you want a more comprehensive insurance app with better features and user support.
you are a new driver looking for educational resources and are willing to deal with potential inaccuracies.
Evidence note: State Farm® has a larger user base and higher lifetime ratings, but both apps have significant user complaints.
Frequently asked
What are the main features of State Farm®?
What reviewers actually said
Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.
- [R2] State Farm® Jonathan/adjuster: Jonathan was outstanding throughout the inspection process. He was professional, courteous, and took the time to thoroughly inspect my home while clearly explaining everything he was doing. He answered all of my questions with patience and made sure I understood the next steps. His knowledge, attention to detail, and professionalism gave me confidence during a stressful situatio
- [R11] State Farm® Outstanding/Easy to file: Claim forms was easy!!
- [R61] Steer Clear® Terrible tracking: This app said I had not 1, but 4 “rapid acceleration events” while I was in the middle of getting off a highway while my foot was on the brakes (because I’m getting off of the highway). Anyways this app doesn’t help you unless you’re not on the highway because the tracking is so stupid and sensitive.
- [R70] Steer Clear® The most problematic app I’ve ever owned: I have no doubt that this app was made to make you pay more for insurance. The mere act of rotating your phone while it is active sets off multiple different. Driving occurrences absolutely tanking your score. It is almost impossible to get a perfect score and while doable is not made hard by the act and skill that comes with driving but having to juggle t
- [R5] State Farm® User Friendly: Using the App is user friendly and efficient No wait time to submit requests
- [R17] State Farm® Best company app to work with: I use many apps for banking, or other businesses that I need to log into. The State Farm app is one of the most user-friendly and comprehensive of all the ones that I have access to. I really appreciated being file a claim easily and then track my claim to the app.
- [R77] Steer Clear® Very easy to use: This app is easy to use, is visually appealing, and does a good job of doing what it’s meant to do
- [R105] Steer Clear® Buggy: The system is very buggy and makes it virtually impossible to get a good score. I found if you put the phone in a towel and put it in your cupholder you can get a good score since it can’t move at all.
- [R9] State Farm® Freezes: This app keeps freezing every time I open it. It is a recent development. It used to run smoothly. Now to use it I have to uninstall and reinstall it. It’s a pain.
- [R24] State Farm® Constant Issues: For the last four months, the State Farm mobile app sends me notifications that asks me to check always allow for location settings. Despite that the always allow has been selected on my phone. State Farm has no fixes for this issue!
- [R94] Steer Clear® Constant crashes and faulty systems: My first drive it triggered 52 sharp turns on a straight line not even a mile long, yesterday it erased an entire trip for some reason and wouldn’t let me into the app until a phone restart, and constantly stops a trip mid ride
- [R117] Steer Clear® Steer clear: App was honestly horrible, stopped working in the middle of trips, very laggy, and no type of detail to help you through the whole process
- [R4] State Farm® No support: Have fun talking to a bot that will hang up on you
- [R84] Steer Clear® Saves money but is a hassle.: Giving it 3 stars because it saves you a decent bit on the auto insurance with having this program completed. But this app has honestly been such a head ache and hassle. It doesn’t monitor your driving habits accurately, you can drive like someone’s grandma and it’s going to tell you that you made a score of 50 because of accelerating, braking too hard and Cornering.
- [R56] State Farm® Password Reset Impossible: Absolutely horrible trash app. Website is garbage too. I can’t reset my password. I have no idea how to log in. I can’t talk to a real person. State Farm can go to hell
- [R111] Steer Clear® Inaccurate: The app kept recording in accurately and when trying to get help through customer service, no one knew how to help.
Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store