Verithiathe honest score on any app
Updated July 2026 · real, multi-region App Store reviews
Head-to-head

Xe Money Transfer & Currency vs Xoom

Xe Money Transfer & Currency 4.8★ · Free to download 60
Winner Xoom
Xoom 4.8★ · Free to download 75

For basic currency conversion, Xe Money Transfer & Currency is preferred for its historical accuracy, but Xoom is a more reliable choice for money transfers despite its higher fees and occasional customer service issues.

Full reviews: Xe Money Transfer & Currency · Xoom

Xe Money Transfer & Currency is praised for its accurate exchange rates and offline use but is currently plagued by critical app crashing issues. Xoom is a popular choice for international money transfers, offering speed and convenience, though users report rising fees and inconsistent customer support.

Head to head

Currency Conversion Accuracy edge: Xe Money Transfer & CurrencyR1R5R10R12
Xe Money Transfer & Currency Xe Money Transfer & Currency is historically lauded for its accurate and quick exchange rates, especially for travelers needing offline access R5R14. However, some users report incorrect rates, which is a significant problem when traveling R1. The app also recently removed the Russian Ruble, making it useless for some users R10R12.
Xoom Xoom users primarily focus on money transfer services rather than direct currency conversion accuracy. Some reviews mention low exchange rates for transfers R72R92, suggesting it might not always offer the best value compared to other services .
App Functionality & Reliability edge: XoomR2R4R6R7
Xe Money Transfer & Currency Many recent reviews for Xe Money Transfer & Currency report severe app crashing issues, with the app failing to open after recent updates R2R4R6R7. Users also complain about constant forced updates and connection problems . The app lacks a dark mode and an iOS widget . A significant inconvenience is the inability to paste values into the conversion screen .
Xoom Xoom users report issues with logging in , and some experience the app not working properly for sending money . There are also complaints about excessive spam notifications that cannot be turned off . However, many users find the app easy and fast to use for transfers when it works .
Money Transfer Service edge: XoomR3R55R65R66
Xe Money Transfer & Currency Xe Money Transfer & Currency offers international money transfers, but users report issues with funds being held for weeks R3. Some also mention arbitrary account closures and cancelled transfers, with slow money returns R55.
Xoom Xoom is primarily a money transfer service, with many users praising its speed and convenience for sending money internationally R65. However, there are significant complaints about delayed transfers R70 and transactions being held or cancelled R70. Some users find the process confusing R66.
Price & Value edge: Xe Money Transfer & CurrencyR29R47R63R72
Xe Money Transfer & Currency Xe Money Transfer & Currency is primarily used for currency conversion, which is typically free. For money transfers, some users highlight good rates R29R47.
Xoom Xoom users frequently complain about high commissions and fees R63R86. Some note that exchange rates are lower compared to other services R72R92. Despite this, some users still find it economical .
Customer Support tieR3R55R67R70
Xe Money Transfer & Currency Xe Money Transfer & Currency users describe support for money transfers as 'sketchy,' with difficulty talking to them like a typical financial institution R3. Account closures are reported without clear reasons R55.
Xoom Xoom receives numerous complaints about terrible and rude customer service R67R70. Users report long hold times, unhelpful responses, and accounts being closed without explanation or verification issues R92. Some also mention issues with updating personal information like email addresses .
Pick Xe Money Transfer & Currency if

You primarily need a currency converter for travel and offline use, and you are willing to overlook current app stability issues.

Pick Xoom if

You frequently send money internationally and prioritize speed and convenience, even if it means potentially higher fees and occasional customer service frustrations.

Evidence note: Recent reviews for Xe Money Transfer & Currency are heavily skewed negative due to critical app crashing issues, which significantly impact its overall score despite historical positive feedback on its core functionality.

Frequently asked

Why is Xe Money Transfer & Currency not opening?
Many users report that Xe Money Transfer & Currency is not opening or crashes immediately after launch, especially after recent updates, making the app unusable for many R2R4R6R7.
Does Xoom have high fees?
Yes, many Xoom users complain about high commissions, fees, and lower exchange rates compared to other services, noting that the service has become more expensive recently R63R72R86R92.
Can I use Xe Money Transfer & Currency offline?
Xe Money Transfer & Currency historically allowed offline use for currency conversion, which was appreciated by travelers R14, but a recent review indicates that some users are now looking for alternatives because they cannot use the app offline R21.

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

  1. [R1] Xe Money Transfer & Currency 1/5 · US Wrong exchange rates: During traveling to foreign countries, you need FX on the spot. And if the app gives you way off rates, that’s a huge problem !!!! Unreliable untrust worthy
  2. [R5] Xe Money Transfer & Currency 5/5 · US Money Exchange Rate: Quick rate & good descriptions
  3. [R10] Xe Money Transfer & Currency 1/5 · US Ruble: Add back the Ruble. It’s idiocy to not include it
  4. [R12] Xe Money Transfer & Currency 3/5 · US Russian ruble is gone from the app!: I have been using this app for a long time now, kist recently noticed Russian ruble exchange option is not longer available? Why? App is up to date , updated What’s happening?
  5. [R2] Xe Money Transfer & Currency 4/5 · US It stopped working!: I have had the app for years but now it is not working. I have removed it and downloaded again but it wont open!
  6. [R4] Xe Money Transfer & Currency 1/5 · US Brokern and won’t work: I used this app for years. 3 weeks ago it refused to open. When i click on open it shuts down immediately. I have deleted and reinstalled but it refuses to open.
  7. [R6] Xe Money Transfer & Currency 3/5 · US Doesn’t open: Just updated the app and it still won’t open. Convenient when it works
  8. [R7] Xe Money Transfer & Currency 1/5 · US No longer works!!: I have used this app for many years and really enjoyed it. I just tried to open it several times and it won’t open. I deleted the app and reinstalled but it still doesn’t work. I am very disappointed.
  9. [R3] Xe Money Transfer & Currency 3/5 · US Sketchy support for their International money transfers: Knowing the exchange rate of a currency vs others across the globe may be fun on XE app. But once you decide to send the money abroad, reveals the actual picture. They don’t express their rules but they hold your money for a couple weeks and say ACH held the money and the money cannot be returned until 10 days. No way you can talk to them li
  10. [R55] Xe Money Transfer & Currency 1/5 · US My account was closed arbitrarily…: …yet they refuse to say why they closed my account. They also cancelled a money transfer that was in progress, and will eventually return the money they accepted for a transfer they cancelled. Funny how they got the money for the transfer within ten seconds but they say they need up to a week to return that money. Sounds illegal to me. Updated. I tried to appeal
  11. [R65] Xoom 5/5 · US Great service: I love it. A great service you can rely on.
  12. [R66] Xoom 3/5 · US Confusing: I went through the process to send money but I don’t know if it went through
  13. [R29] Xe Money Transfer & Currency 5/5 · US Fast and easy: The app is fast and easy to use. Good exchange rates.
  14. [R47] Xe Money Transfer & Currency 5/5 · US Great rates: Love using this site to send money back home to Bosnia. Good rates and easy to transfer.
  15. [R63] Xoom 3/5 · US Got expensive: Works perfect, but got expensive this year
  16. [R72] Xoom 3/5 · US Paga menos que otros: Paga barato el dólar
  17. [R67] Xoom 1/5 · US Terrible app & customer service: I was initially very excited about this app after struggling for some months to find a good streamlined but fairly full featured alternative to Wise that appeared in most cases to be cheaper (or even free) than most transfer apps. I’m an international research veterinary medical doctor and artist, I am a dual citizen so split my time between the EU & the US & trave
  18. [R70] Xoom 1/5 · US Worst service ever: I used Xoom for many years it was a good service but now past three transactions they hold and make it delay I called customer care they always lying and rude after one customer support said problem for their partner but I contacted the partner abroad they said we didn't received anything pure lie Xoom is Sucks now
  19. [R86] Xoom 1/5 · US Alta comisión: Muy alta la comisión
  20. [R92] Xoom 1/5 · US Don’t do it guys: This app has low exchange. And the customer service will delete your account for any reason. I have used this app for more than 5 years and it changed because of one customer Service phone call. Save your self some time and download other transfer app
  21. [R14] Xe Money Transfer & Currency 5/5 · US Happiness: If you set up the currencies you want to use while you travel it will be accurate af when don’t have signal while traveling I love this app
  22. [R21] Xe Money Transfer & Currency 3/5 · US Offline use: I like the app. I used the app for years, but now I am looking for an alternative because it’s disappointing that I cannot use the app offline.

Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store