SAFE Federal Credit Union vs Redstone Federal Credit Union
Choose Redstone Federal Credit Union for a more reliable app experience.
Redstone Federal Credit Union generally offers a more reliable and user-friendly app experience compared to SAFE Federal Credit Union. While both apps have their drawbacks, Redstone's users report better overall satisfaction and fewer technical issues.
Head to head
you prefer a credit union with a long history and are willing to tolerate some app issues.
you want a more reliable and user-friendly app experience with better customer service.
Evidence note: While both apps have positive and negative reviews, Redstone's users report fewer frustrations and more consistent functionality compared to SAFE's users.
Frequently asked
What reviewers actually said
Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.
- [R3] SAFE Federal Credit Union Bill pay: The worse system to use @ safe since its inception, we get checks sent back half the time we use it, useless because it takes so much time to put it in the system. The idiocy of it all, is that they know it, I call and the reps say it's a bad system.... this is over many years now, I'm a member since 84.
- [R21] SAFE Federal Credit Union Missing important feature: The app seems to work well enough but doesn’t have an option for transferring funds from an external account. For that you have to go to the website where this feature hasn’t worked for the past 2 weeks. I opened the account a month ago, but if there is no way to transfer funds in the account does me no good.
- [R71] Redstone Federal Credit Union Great bank: Love the app. Everything is easy to access. Been with you 17 years. Won’t trade for nothing.
- [R75] Redstone Federal Credit Union Great bank, not the best app: I have several accounts with six or so banks, and this is the only one that seems to have these issues. The specific things that irritate me about this app: when I want to pay my credit card bill, every other bank offers me a selection of “minimum, current balance, statement balance, or custom.” Every one. Redstone, however, only allows “minimum,” and if you erase
- [R4] SAFE Federal Credit Union To much complication: Like for example, transferring money from account to account it’s not doing it. I don’t know. Why is it the app? Is there any technical issues or something else and other things not an easy one
- [R19] SAFE Federal Credit Union Loss of simplicity: Why can’t it just show my account like it used to. Now when I click on my CC it loads a webpage. Not needed
- [R68] Redstone Federal Credit Union Easy: It’s a great app and easy to use
- [R72] Redstone Federal Credit Union Won’t even open: Every few weeks I’ll tap the app to check my account and it just won’t open. Like won’t even take me to the login screen. Each time I have to delete the app, redownload it, and hope I remember my password. It’s ridiculous and needs to be fixed. However when the app will open it’s very handy for moving money around.
- [R1] SAFE Federal Credit Union To slow crashes: The app is much slower than other banks and man the credit card 3rd party is annoying. It’s so slow to open, it crashes repeatedly. If you want to try to use your reward point you better set aside half your day to get to the 3rd party website. You would think a bank would have a state. Of the art website as your handling peoples money
- [R15] SAFE Federal Credit Union SAFE: App doesn’t open. Needs serious updates. Won’t load info.
- [R90] Redstone Federal Credit Union Great app: I’ve used this app for a little over a year and it’s perfect. Except every so often when I open it, it kicks me off the app immediately.
- [R10] SAFE Federal Credit Union $10 fee every transaction?????: Shame that I chose to bank with you guys because of best rate but then charge $10 fee for every payment??????
- [R66] Redstone Federal Credit Union Not happy that they wouldn’t refund $100 in fees or a mobile deposit that didn’t go through: Not happy that they charged me seven $25 fees because a mobile deposit did not go through. Would only refund three of them costing me $100. I’m not happy.
- [R119] Redstone Federal Credit Union Deposits: My only complaint is a direct deposit will be showing pending you go into it and it says transaction posted. But yet Redstone holds it pending for hours before they just randomly release it with no reasoning or consistency on release times.
- [R53] SAFE Federal Credit Union Unhappy: I am very frustrated with this app now. It was very difficult to set up and it continues to be difficult to use. What was wrong with the old way? I used to be able to get in quickly and check was I needed to. Now it requires so many steps it’s ridiculous. I am also linked to family members so I can transfer money easily and that seems to have disappeared. Whoever’s decision this was
- [R59] SAFE Federal Credit Union Sign up: I‘ve done and redone this procedure numerous times and it tells me my information is invalid. I’ve had the same numbers since I was 16...... Phone number for help is a fax line. Email was never responded to. Extremely frustrated.
- [R64] Redstone Federal Credit Union I don’t like RFCU: The app use to be so much better, this new update is not good. I don’t like how Redstone puts holds on random checks either. I’ve had a lot of problems with them blocking online Transactions for fraud. I haven’t been able to purchase online in months. No matter the store. I appreciate the effort but it’s too much. Redstone overall is not good but thats who my family has always u
- [R88] Redstone Federal Credit Union Take your money somewhere else!: My debit card got hacked and they told me that I made that purchase and it wasn’t hacked. The purchase was made in HongKong they literally said I made it lol.
Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store