Verithiathe honest score on any app
Updated July 2026 · real, multi-region App Store reviews
Head-to-head

SAFE Federal Credit Union vs Redstone Federal Credit Union

SAFE Federal Credit Union 4.8★ · Free to download 55
Winner Redstone Federal Credit Union
Redstone Federal Credit Union 4.8★ · Free to download 70

Choose Redstone Federal Credit Union for a more reliable app experience.

Redstone Federal Credit Union generally offers a more reliable and user-friendly app experience compared to SAFE Federal Credit Union. While both apps have their drawbacks, Redstone's users report better overall satisfaction and fewer technical issues.

Head to head

features edge: Redstone Federal Credit UnionR3R21R71R75
SAFE Federal Credit Union Users of SAFE mention missing key features like check deposit and external transfers, with complaints about the bill pay system being outdated R3R21.
Redstone Federal Credit Union Redstone users appreciate the app's accuracy and ease of use, but some note limitations in payment options and mobile deposit issues R71R75.
ease of use edge: Redstone Federal Credit UnionR4R19R68R72
SAFE Federal Credit Union Many SAFE users find the app complicated and frustrating, with several reporting issues accessing their accounts R4R19.
Redstone Federal Credit Union Redstone users generally find the app easy to navigate, although some have experienced occasional crashes R68R72.
reliability edge: Redstone Federal Credit UnionR1R15R71R90
SAFE Federal Credit Union SAFE users frequently report crashes and slow performance, with some unable to access their accounts for extended periods R1R15.
Redstone Federal Credit Union Redstone users have reported some reliability issues, but overall, they find the app functions well most of the time R71R90.
price/value tieR10R66R119
SAFE Federal Credit Union Both apps are free to download, but SAFE has been criticized for hidden fees R10.
Redstone Federal Credit Union Redstone users also mention fees but generally feel they receive better service for their money R66R119.
support edge: Redstone Federal Credit UnionR53R59R64R88
SAFE Federal Credit Union SAFE users report poor customer service experiences, with long wait times and unresolved issues R53R59.
Redstone Federal Credit Union Redstone users appreciate the customer service but have noted issues with fraud prevention measures leading to account blocks R64R88.
Pick SAFE Federal Credit Union if

you prefer a credit union with a long history and are willing to tolerate some app issues.

Pick Redstone Federal Credit Union if

you want a more reliable and user-friendly app experience with better customer service.

Evidence note: While both apps have positive and negative reviews, Redstone's users report fewer frustrations and more consistent functionality compared to SAFE's users.

Frequently asked

Which app is better for mobile banking?
Redstone Federal Credit Union is generally considered better for mobile banking due to its more reliable app performance and user-friendly features, despite some complaints about updates and mobile deposits R68R71.

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

  1. [R3] SAFE Federal Credit Union 3/5 · US Bill pay: The worse system to use @ safe since its inception, we get checks sent back half the time we use it, useless because it takes so much time to put it in the system. The idiocy of it all, is that they know it, I call and the reps say it's a bad system.... this is over many years now, I'm a member since 84.
  2. [R21] SAFE Federal Credit Union 2/5 · US Missing important feature: The app seems to work well enough but doesn’t have an option for transferring funds from an external account. For that you have to go to the website where this feature hasn’t worked for the past 2 weeks. I opened the account a month ago, but if there is no way to transfer funds in the account does me no good.
  3. [R71] Redstone Federal Credit Union 5/5 · US Great bank: Love the app. Everything is easy to access. Been with you 17 years. Won’t trade for nothing.
  4. [R75] Redstone Federal Credit Union 3/5 · US Great bank, not the best app: I have several accounts with six or so banks, and this is the only one that seems to have these issues. The specific things that irritate me about this app: when I want to pay my credit card bill, every other bank offers me a selection of “minimum, current balance, statement balance, or custom.” Every one. Redstone, however, only allows “minimum,” and if you erase
  5. [R4] SAFE Federal Credit Union 1/5 · US To much ‏ complication: Like for example, transferring money from account to account it’s not doing it. I don’t know. Why is it the app? Is there any technical issues or something else and other things not an easy one
  6. [R19] SAFE Federal Credit Union 1/5 · US Loss of simplicity: Why can’t it just show my account like it used to. Now when I click on my CC it loads a webpage. Not needed
  7. [R68] Redstone Federal Credit Union 5/5 · US Easy: It’s a great app and easy to use
  8. [R72] Redstone Federal Credit Union 3/5 · US Won’t even open: Every few weeks I’ll tap the app to check my account and it just won’t open. Like won’t even take me to the login screen. Each time I have to delete the app, redownload it, and hope I remember my password. It’s ridiculous and needs to be fixed. However when the app will open it’s very handy for moving money around.
  9. [R1] SAFE Federal Credit Union 2/5 · US To slow crashes: The app is much slower than other banks and man the credit card 3rd party is annoying. It’s so slow to open, it crashes repeatedly. If you want to try to use your reward point you better set aside half your day to get to the 3rd party website. You would think a bank would have a state. Of the art website as your handling peoples money
  10. [R15] SAFE Federal Credit Union 1/5 · US SAFE: App doesn’t open. Needs serious updates. Won’t load info.
  11. [R90] Redstone Federal Credit Union 3/5 · US Great app: I’ve used this app for a little over a year and it’s perfect. Except every so often when I open it, it kicks me off the app immediately.
  12. [R10] SAFE Federal Credit Union 1/5 · US $10 fee every transaction?????: Shame that I chose to bank with you guys because of best rate but then charge $10 fee for every payment??????
  13. [R66] Redstone Federal Credit Union 3/5 · US Not happy that they wouldn’t refund $100 in fees or a mobile deposit that didn’t go through: Not happy that they charged me seven $25 fees because a mobile deposit did not go through. Would only refund three of them costing me $100. I’m not happy.
  14. [R119] Redstone Federal Credit Union 1/5 · US Deposits: My only complaint is a direct deposit will be showing pending you go into it and it says transaction posted. But yet Redstone holds it pending for hours before they just randomly release it with no reasoning or consistency on release times.
  15. [R53] SAFE Federal Credit Union 1/5 · US Unhappy: I am very frustrated with this app now. It was very difficult to set up and it continues to be difficult to use. What was wrong with the old way? I used to be able to get in quickly and check was I needed to. Now it requires so many steps it’s ridiculous. I am also linked to family members so I can transfer money easily and that seems to have disappeared. Whoever’s decision this was
  16. [R59] SAFE Federal Credit Union 1/5 · US Sign up: I‘ve done and redone this procedure numerous times and it tells me my information is invalid. I’ve had the same numbers since I was 16...... Phone number for help is a fax line. Email was never responded to. Extremely frustrated.
  17. [R64] Redstone Federal Credit Union 1/5 · US I don’t like RFCU: The app use to be so much better, this new update is not good. I don’t like how Redstone puts holds on random checks either. I’ve had a lot of problems with them blocking online Transactions for fraud. I haven’t been able to purchase online in months. No matter the store. I appreciate the effort but it’s too much. Redstone overall is not good but thats who my family has always u
  18. [R88] Redstone Federal Credit Union 1/5 · US Take your money somewhere else!: My debit card got hacked and they told me that I made that purchase and it wasn’t hacked. The purchase was made in HongKong they literally said I made it lol.

Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store