EveryDollar
EveryDollar is a highly-rated budgeting app that effectively helps users track spending and achieve financial goals, but its value is significantly hampered by persistent technical issues, especially with bank syncing and recent updates.
EveryDollar is a popular budgeting app with a strong lifetime rating, praised for helping users get out of debt and manage finances effectively. However, recent updates have introduced numerous bugs, including bank syncing failures, duplicate transactions, and login issues, which diminish the value of both its free and paid versions.
Free vs paid
The free version allows manual entry of transactions and budget creation, which many users find sufficient for tracking expenses and achieving financial goals R43R44R14. The paid (premium) version offers automatic bank syncing, which is a major draw, but this feature is frequently reported as broken or unreliable R10R17R62R190. Premium users also complain about constant prompts to upgrade, even when already subscribed, and forced surveys R40R50R73R81.
Value complaints
- The app is advertised as free but requires payment for essential features like bank syncing, which is often unreliable.R5R62R127
- Users are constantly nagged to upgrade to premium, even paid subscribers, and forced to take surveys before accessing their budget.R40R50R73R81
- The subscription price of around $80-$100 per year is considered overpriced given the app's frequent bugs and missing features.R50R52R129R190
- Premium features, particularly bank syncing, often do not work, leading to wasted money for subscribers.R52R123R143
- Recent updates have made the app unusable for some users with older phones, forcing them to buy new hardware to continue using a paid service.R37R41R24
Where it delivers
- The app is highly effective for budgeting, helping users track spending, get out of debt, and achieve financial goals.R1R6R15R30
- Many users find the app easy to use and helpful for visualizing spending habits and making confident financial decisions.R1R14R33R43
- It is considered by some to be the best budgeting app available, especially for those following the Ramsey plan.R12R30R85R86
- The app has helped users find significant financial margin and gain control over their money, regardless of income level.R44R47R55
- Recent updates have improved speed, interface, and added features like dark mode, which are appreciated by some users.R38R67R83R84
It is worth paying for if you are committed to the Ramsey financial plan and are comfortable with manual transaction entry, or if you find the bank syncing reliable for your specific bank R1R15R30. It might also be worth it if you value the app's specific budgeting methodology and find its interface easy to use despite the technical glitches R12R14.
You should skip paying if you rely heavily on automatic bank syncing, as many reviews indicate this feature is frequently broken, leading to duplicate transactions or no transactions at all R10R17R62. Also, skip if you are annoyed by frequent login issues, forced surveys, or constant prompts to upgrade, as these significantly detract from the user experience R50.
Evidence note: Recent reviews (within the last 6 months) show a significant increase in negative feedback regarding technical issues, particularly bank syncing and app stability, which contrasts with the high lifetime rating. Many positive reviews are older or focus on the core budgeting method rather than app functionality.
Frequently asked
Is EveryDollar truly free to use?
Does EveryDollar sync with all banks?
What are the common complaints about recent EveryDollar updates?
Can I use EveryDollar on an older iPhone?
What reviewers actually said
Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.
- [R5] Not free: Got this to use as a simple check register billed as free. NOT FREE but you don’t find out until you’ve set up an account and given tons of information.
- [R62] Doesn’t connect to banks. Premium is a scam: I’ve been using this app for literally years (and the biggest advocate) but the last like year or so, it won’t connect to my primary bank. Support just blames my bank and tells me to insert transactions manually “in the meantime” but then when it randomly does connect to my bank, I have all these duplicate transactions - and it’s been going on too long.
- [R127] Worthless: I paid for a year subscription because I thought this would help me get a handle on budgeting. I was wrong, and there’s no way to know ahead of time. I have 2 banks, 1 of which doesn’t work with this app. There’s supposed to be a way where I can manually add in transactions from that bank into the app to show my budget, but 1) I don’t pay for an app to not do what most other apps WILL d
- [R40] Premium: It’s really annoying being asked to sign up for premium every time I log into the app. Please don’t do this.
- [R50] Forced survey?: Let me enter in this item real quick… what is this survey? How do I get out of it? … I can’t? A loop until I answer? What if I don’t want to tell you what my hopes and dreams are so that they can be marketed back to me? What if I’m PAYING YOU $100 A YEAR to be a quick and convenient way to manage my money and all of your now “features” are just getting in the way of it? Stop.
- [R73] Premium Pitch: Stupid premium pitch every time I open the app I'm so tired of it
- [R81] Naggy: I like this app, I really do. Been using it for a while. But more and more it’s been nagging me constantly to upgrade to premium. No thanks - I don’t want that, so stop asking me about it. Now, they are making me go through and answer a bunch of questions at app launch just to use it - no way to skip or opt out. I don’t want this. I just want a good, free budgeting app like this used to be.
- [R52] Can’t login: Payed $80 a year for an app that I can’t log into
- [R129] Overpriced: Makes a budgeting app but charges you $17 month for premium.
- [R190] Buggy and expensive: We’ve used this app for years now. It is consistently buggy in various ways (being locked out of the app, banks disconnecting frequently for no reason, etc.). Most recently, banks don’t integrate correctly, pulling the same transactions multiple times and not pulling h other transactions at all. This makes it impossible to track our budget. Disconnecting and reconnecting banks
- [R123] Subscription: I subscribed and the premium features are not working. I deleted the app and reinstalled and it didn’t work. I hope I can get a refund.
- [R143] Transactions not uploading: Transactions aren’t uploading. I’ve tried updating the app and contacting customer service, nothing seems to work. I regret getting this subscription for this useless app
- [R37] Annoyed!: I am very annoyed that now, in order to use the app, my phone has to be updated to a version that it does not support. Which means you people, who think that we shouldn't be spending money, now want me to spend money on a new phone in order to use your app. Ironic? I think so.
- [R41] Unable to access: Unfortunately I have an old phone and can’t do the update required to open the app. I follow the plan so we only get phones we can afford. Please let me know if there is a way I can still open my budget on my phone without updating my phone since I am paying for this budgeting app. Thank you!
- [R24] Unable to update on my old IPad: I have used this app daily for at least 7 years and am unable to update now as I am required to do to view my Budget. It states I must. I don’t have the latest operating system due to lack of memory. My grandchildren’s pictures will not be deleted to allow that upgrade. I do not need or want all the new Ramsey tips so hadn’t upgraded previously and was able to use
- [R1] Great app- dedicated to getting out of debt: So happy I found this app. On baby step 2 and have a plan to get out of debt. Love being able to see what i’ve spent in each category. Good visual on spending habits.
- [R6] Budgeting: It is very helpful for budgeting!
- [R15] Game Changer: Utilizing EveryDollar with the Ramsey plan helped up pay off $34,000 in car debt in just 6 months and stop asking the question, “where is all of our money going?” We now see where we spend each month, set spending boundaries, and are seeing real progress with our money goals. All of this while also taking a $30k pay cut to do full time ministry. We are very thankful for EveryDollar a
- [R30] Game changer: We have been using Every Dollar and following the “plan” for about 6 years. Best budgeting app out there. Before starting this journey we had mounds of credit card debit, car loans, student loan debt for my son, and a mortgage. We have been completely debt free including the mortgage for 5 years. We have a net worth of $ 1.5 million and will be able to retire early in 10 years.
- [R14] Fun budgeting tool: I love this app!! Fun to use. Quick & easy to input transactions. I’ve even done it at stop lights because I WANT to not because I have to. It’s great to see where expenses are piling up that I didn’t even realize before. Thank you Ramsey Solutions! I knew you’d make it work. I didn’t expect it to be fun
- [R33] Great way to stay on top of the budget: I can no longer access the app on my phone but still use the website. Having easy access to the budget has helped us get back on track after 2020 made the envelope system harder to use. I've felt far more in charge of our budget and been able to make more confident decisions because I knew where the dollars were. Thank you for making the app easy to use es
- [R43] Easy to use.: I’ve been using this app for easily over 5 years now, and I love it. It’s easy to use, and I like the free version because when I started using it I was able to build a habit of tracking my expenses by typing them in myself. I had the paid version where it pulled my bank charges over, but I found for myself that having to manually enter my transactions when I bought something helped
- [R12] Truly the best: I have tried several other budgeting apps and every dollar is by far the best.
- [R85] Budgeting made easy: I took the Pastor one year free deal and it has been a powerful tool. Totally worth the investment. If this is your First time with budgeting apps this is a perfect one to start with.
- [R86] Total money makeover: You NEED a total money makeover
- [R44] Finally a budgeting app that works!: We found $5000 of margin in month 1 of using EveryDollar. No in app purchases required and no upsells. Just solid budgeting and sound advice.
- [R47] It works when YOU work.: Seeing every expense laid out on the table showing exactly where every dollar is going has been financially life changing. We have been living in the red for years. The past 4 months we have worked toward getting bills caught up, back taxes paid, a credit card paid off, one more almost paid off. Tired of living broke. Thank you Ramsey Team!
- [R55] Great for all income levels: We make a good living so I thought I didn’t need a budget. But when we kept coming up short after vacations I started this app and now we have money leftover almost every very month! I don’t stress about how much I can spend bc my budget tells me how much I can spend.
- [R38] Dark mode/ Financial Roadmap Margin: Dark mode is a great add, thanks. The monthly margin bent on being at least $100 to give a more accurate estimate of the financial roadmap is unrealistic. Accommodating real life events where the margin is less than $100 or $0 at any moment seems more plausible. Is there a good reason why it's like that? Can this be updated? Thanks.
- [R67] Rebuilt version is amazing!: I love the newest version of the app that just came out! It’s soo much faster, less tedious (like the now larger click areas for the buttons), new button to just fill in the amount remaining in one click and also auto-filling in the category name for the transaction name which all save so much time. The app is also soo much faster just moving between screens, after cre
- [R83] Excellent Budgeting App!!: I’ve been using E$ for over 4 years. This app helped me on my journey to pay off $118k. The latest refresh of the app (with DAEK MODE!!) is way more fluid, snappy, and just overall amazing. Nice work, E$ team!
- [R84] New update: Love the new update with the dark feature! I also love how its a bit more techy looking. Love the layout!
- [R10] Plaid was a bad move: I’ve used this app for many years now, and since they made the switch recently to using Plaid to connect accounts to the app, it’s borderline useless. I want all of my posted transactions in my app once they’re posted to my bank account, not days and days later.
- [R17] Account syncing is broken: Some banks and accounts are not supported. When some banks are supported but experience significantly or frequent issues, the support team blame the bank and suggest switching banks. The app frequently pulls in duplicate transactions that have to be cleaned up every day. The app uses Plaid which doesn’t allow individual connections, such as mfa for me and mfa for my spou
- [R64] Applecard Support Please: Please please please integrate Applecard support for automatic transaction sync. That is my main payment method for everyday transactions & support is built into iOS directly. YNAB currently supports it but I can’t transition to EveryDollar until it’s been implemented. Please 🙏
- [R2] Math ain’t mathing: I have the free version but even the basics don’t work right. You would think that putting money into savings would remove it from your remaining amount to spend. But it doesn’t. For example if I say I’m budgeting 1,000 this month. And I put 100 in savings. It should say I have 900 left to spend. But it still says 1000 in my remaining budget. I hate having to do brain gymnastic
- [R3] Reorder: I used to love the ease of this app when it comes to reordering my budget. After the up date, while I can still re-order my budget, I can’t see the balances/total. Therefore, I cannot reorder for my big ticket items to come first. I used to be able to move everything around while being able to see the balances/total.
- [R4] It keeps getting worse: It used to be incredible and it’s still decent but the ads and “fixes” are becoming less user friendly. It’s also not been working on my phone for 3 days.
- [R19] Recent update is trash: Can no longer force update to pull in new charges. Please make this a feature again. I like to move charges to the appropriate baskets first thing in the morning.
- [R13] I used to use this app…and now I can again!: For a company that stresses using money wisely, I’m surprised that your app can no longer be used with older iPhones. My iPhone 8 model is hardware-incompatible with iOS 17 and iOS 18, which I guess means you think I need to spend money unnecessarily on a new phone in order to keep using your app. Edit: thanks for changing your iOS 17 requirement so I
- [R25] Able to download an earlier version now: Able to work on my budget again. Thank you. Working to get out of debt, not having to buy a new phone now, is a step in the right direction.
- [R26] Edited review: UPDATE: Thank you very much for making it so I can access the app!!! I felt so bereft not being able to open it. I’ve relied exclusively on this app for budgeting for so many years I can’t even remember when I started using it. I became debt free using this app. Again, thank you!!!! ~~~~~~~~~~~~~~~~~~~~~~~~~~~~ I have an older phone that will not update past iOS 16… let alone to iO
- [R27] App update: I’m not ready to upgrade my iphone8 yet so I can no longer use this app ( which I have used for years ) I am able to access by my laptop but it’s not nearly as smooth and easy as the app. Trying to live within my means. I’ll be saving up for a newer phone so I can continue budgeting To my very pleasant surprise, I am now again allowed access to the app! Thank you so much!!
- [R18] Never too old: Turning 60 soon and a Baby Step Millionaire. Funny thing, EveryDollar still keeps me from wandering off the financial trail. Money drifts quietly. Small leaks become big expenses, and forgotten discipline becomes a habitual stupidity tax. EveryDollar keeps goals visible, spending intentional, and retirement plans moving in the right direction. A budget is not about restricting free
- [R20] Debt snowball: It’s great but why don’t y’all put the the debt snowball option in a tab. Like where we see what we’re paying and debt free dates…?
Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store