Verithiathe honest score on any app
Updated July 2026 · real, multi-region App Store reviews
The verdict on

Consumers Credit Union

45
User verdict / 100 High confidence Divided

The Consumers Credit Union app has recently undergone an update that has introduced significant usability issues, performance problems, and removed popular features, despite some users finding the new interface more organized and modern.

4.8★ lifetime (17,991) Free to download since 2015 by CONSUMERS CREDIT UNION updated 4.7 mo ago recent negative 15% 120 reviews across 1 regions
App Performance Functionality Issues User Interface/Experience Removed Features Customer Service Account Accuracy
5★162
4★19
3★13
2★8
1★27
recent reviews across 1 regions, vs the 4.8★ lifetime average

The Consumers Credit Union app has received a mixed reception following a recent update, with many users reporting a decline in functionality and user experience. While some appreciate the new look and organization, a substantial number of reviews highlight issues with lag, missing features, and critical banking functions not working correctly.

What users like

  • Some users find the app easy to use and navigate, especially for basic transactions and checking balances.R9R22R23R28
  • The updated app is considered more organized, clean, and modern by some users, with improved credit card transaction visibility.R84R93R98R99
  • Users appreciate the ability to manage various accounts, make transfers, and pay bills within the app.R13R27R33R54
  • Many members praise Consumers Credit Union for excellent customer service and friendly staff, separate from the app experience.R3R5R6R8

What users complain about

  • The app is frequently reported as slow, laggy, and takes a long time to load or respond.R13R21R25R62
  • Several critical functions, such as mobile check deposit, bill pay, and transfers, are buggy or not working for many users.R4R48R65R78
  • The recent update removed popular features like the account balance widget and compatibility with third-party apps (e.g., Quicken, Prism, Plaid).R10R58R76R79
  • Users find the new interface confusing, not user-friendly, and poorly designed, with elements covering important information.R17R20R24R35
  • Account balance displays can be incorrect or misleading, leading to potential issues for users.R4R29
  • The app has tedious login processes, including frequent re-authentication and issues with autofill.R10R74R79R90
  • Some users report issues with specific features like Face ID not working, inability to freeze cards, or tracking progress for interest rate requirements.R55R57R116

Latest update · v6.10.1

What the developer says changed (the verdict above weighs this against what reviewers report):

Bug fixes and enhancements

Recurring themes

App Performance negative
Many users report the app is slow, laggy, and takes a long time to load, often freezing or not responding. This contradicts the developer's general 'enhancements' claim.R13R21R25R62
Functionality Issues negative
Critical features like mobile check deposit, bill pay, and money transfers are frequently reported as buggy or non-functional. Some users cannot make payments or deposits, leading to frustration and fees.R4R48R65R78
Removed Features negative
A significant number of users are disappointed by the removal of the account balance widget and compatibility with third-party financial apps like Quicken, Prism, and Plaid. This makes quick balance checks and integrated financial management more difficult.R10R58R76R79
User Interface/Experience mixed
The new app design is polarizing. Many find it confusing, not user-friendly, and poorly laid out, with elements like the chatbot obstructing other functions. Conversely, some users appreciate the updated look, finding it more organized, clean, and modern.R17R20R24R35
Account Accuracy negative
Some users report that the app displays incorrect or potentially misleading account balances, which can lead to financial inconvenience or overdrafts.R4R29
Customer Service positive
Despite app issues, many users consistently praise Consumers Credit Union for excellent customer service, friendly staff, and helpful support, both in branches and over the phone.R3R5R6R8

Who it's for

This app is for existing Consumers Credit Union members who need basic banking functions and are willing to tolerate current performance and usability issues. It may not be suitable for users who rely heavily on quick balance checks via widgets, seamless third-party app integration, or consistent mobile check deposit functionality. It is also not ideal for those who prefer a highly intuitive and bug-free banking experience.

Evidence note: The recent reviews skew heavily negative, with many expressing strong dissatisfaction with the latest update. This contrasts sharply with the high lifetime rating, indicating a significant negative trajectory in user sentiment following the update. The developer's notes of 'bug fixes and enhancements' are directly contradicted by numerous reports of new bugs and degraded performance.

Frequently asked

Does the Consumers Credit Union app support widgets for quick balance checks?
No, the recent update removed the widget functionality, so users can no longer view account balances quickly without logging into the app R76R79R86R95.
Are there issues with mobile check deposits in the app?
Yes, many users report significant problems with mobile check deposits, including error messages, the deposit button disappearing, or checks not being accepted R48R65R78R82.
Is the Consumers Credit Union app compatible with third-party financial tools like Quicken or Plaid?
No, several users state that the app is no longer compatible with third-party services such as Quicken, Prism, or those using Plaid for bank linking R10R58R80.
Does the app have a chatbot, and is it intrusive?
Yes, the app includes a chatbot that some users find intrusive as it covers other elements on the screen, making it difficult to interact with other app functions R20R24.

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

  1. [R9] 5/5 · US Review: Easy to use and provides a total balance on first page.
  2. [R22] 5/5 · US Easy to use/ understand.: Easiest online account to use
  3. [R23] 5/5 · US Great app!: Easy to use, handy to have, works well!
  4. [R28] 5/5 · US CCU APP: Easy to use and reliable.
  5. [R84] 5/5 · US Love the New App!: The new app is definitely going to take some getting used to, as some of the features have moved around and there are a few new features as well, but over all, I really love the new app! The organization is great and I love that I get the chance to review every transfer or payment before I make it! The last thing I want to do is accidentally add an extra zero or switch a couple
  6. [R93] 5/5 · US Amazing!: So excited for the new functionalities offered! Thank you for being a leader in the ever changing world of technology! The upgrade to online banking and the app makes banking on the go a breeze!
  7. [R98] 5/5 · US New Upgrade Thank You: Thank you for linking Credit Cards in easy to see format. Thank you for listening to us as we learn the new layout (it’s so pretty!) and make suggestions. This is so much fun to use on mobile! LOVE how we can open a savings account easy easy - #daughterwedding is now in the mix!
  8. [R99] 3/5 · US I miss the old: The new one is much more organized and clean but the old was so simple. Also, with the new update I can no longer have it as an app widget and see how much is in my accounts when I swipe to the left on my lock screen. Please fix this ASAP!! I looked at it before purchasing anything with my card because the app can take a bit too long to load.
  9. [R13] 3/5 · US Lag time: I like seeing all my accounts in one app. The only down side is the lag time between the ads and viewing account details.
  10. [R27] 5/5 · US Great app I have full control: I must say this app is a game changer for me I am all ways in the know I highly recommend works as it should get it
  11. [R33] 4/5 · US Great app!: Love this app mostly because you can do just about anything on it. I’ve banked with consumers for quite some time and I plan to stay with them! So glad they have an app!
  12. [R54] 5/5 · US Easy to use and understand! Does all the stuff you’d hope an app would do!: See your balance? EASY! alert when my balance gets too low, YEP! Pay a bill from my phone, CAKE. Deposit a check from my living room? SNAP, and done. Obviously built using logic and common sense, this app just makes my financial life easy.
  13. [R3] 5/5 · US Review: Good people
  14. [R5] 5/5 · US Best bank ever: Best service ,best plans,an best customer service ever !
  15. [R6] 5/5 · US Great credit union: I love Consumer’s Credit Union. They always give me the best service.
  16. [R8] 5/5 · US Credit union services: Fantastic people fantastic place
  17. [R21] 1/5 · US Annoyingly Laggy: Love Consumers, but this app is sooooo laggy. I’ve contacted IT and they just continue to tell me they have no idea what I’m referring to and haven’t had any other complaints. It takes a while to load and access my accounts upon opening. Once it’s open it’s fine, but lags terribly in the beginning. Once it’s finally running I’ve done what I’ve come to do and I’m ready to close
  18. [R25] 1/5 · US Last Update Is Terrible: The last update slowed the response time of this App significantly. Now when the app is launched you have to wait for an advertisement to load. Then you have to click off the ad and wait again for the app to respond. Super annoying! It’s bad enough that I’m contemplating switching financial services to another company.
  19. [R62] 5/5 · US Junk app: Freezing, takes too long to show money removed.
  20. [R4] 1/5 · US Welp, you’ll owe me: My account says I have enough so imma go ahead and buy my morning coffee. Your app says the amount might be incorrect. Well, I’ve restarted, deleted and reinstalled, everything you have to in order to fix this and it still says the amount displayed could be incorrect. Tough luck. If you’re advertising I have the money, I have the money. Unfortunately this is false advertising.
  21. [R48] 4/5 · US Deposit: I can no longer make a deposit online for some reason I have to go to the ATM
  22. [R65] 5/5 · US Kinda lame: Really glitchy and will decide when it wants to let you into the app or not decline having nothing else running on your phone, and yeah if your getting this for the MOBILE part don’t bother because it won’t let you cash your checks because it’ll always say “back signature is unreadable” so now you have to scratch out the endorsement and go cash the check normally after worrying about t
  23. [R78] 1/5 · US Awful: The changes made to this app have just complicated my online banking to a beyond frustrated level. Every Mobile deposit is error-ing out-still! My other institution is much more user friendly, after 29 years I may be leaving consumers credit union and moving all of my funds. You still need to work on this!
  24. [R10] 3/5 · US Needs some work: Easy to use Platform. I wish I didn’t have to approve every login in to Quicken every single time.
  25. [R58] 1/5 · US Not compatible: Most apps that links to your bank account uses “Plaid” and consumers is not compatible with it. Credit boosters, payday apps, bills, etc.I like this bank but thinking about changing just for this reason.
  26. [R76] 3/5 · US Like old better: Still a good app but would still be great if the widget wasn’t taken away!!
  27. [R79] 3/5 · US Got Rid of Great Features, UX much poorer: When we switched from a big bank to CCU their app was one of the highlights of the switch. The widget that allowed me to view my balance without opening the app was one of my and my husband's favorite features. The app was also easy to navigate and had not too many features clogging it up. Unfortunately, the update has removed many of those highlights. Th
  28. [R17] 1/5 · US App functionality: By far the worst banking app I’ve ever used.
  29. [R20] 2/5 · US Remove the chatbot: You desperately need to make the chatbot a moveable element or allow us to get rid of it completely. It covers other items in the app and then I can’t click to close a pop up or other icon.
  30. [R24] 5/5 · US NO!: Love the app except the newest update. Please move that chat function. It is smack dab in the way of all the basic functions. Please put it down lower on the screen.
  31. [R35] 2/5 · US Horrible app design and functionality: There’s little to no common sense with this app and how it functions. The dashboard looks like it was designed by a high schooler just learning to code.
  32. [R29] 4/5 · US It’s good but not: It makes a lot of things easier but understanding when funds will be taken out of your account so sometimes I honestly don’t know how much money I have
  33. [R74] 1/5 · US Tedious to Log in: It is very tedious to log in. Autofill fills in my user name and password, but then the app doesn’t think I typed in one or the other of the fields, so I have to re-enter a character. I have multiple accounts, so it extra annoying since I have to switch accounts all the time.
  34. [R90] 1/5 · US So Aggravating: I would delete this app if it did not control all of our money. I have never called Consumers more then I have since the new app update. I cannot pay bills, I cannot access my money, and I cannot stay logged in. The aggravation continues because Consumers’ customer service is closed on Saturday afternoon and Sunday. The old app may have been simple, but at least it consistently wor
  35. [R55] 3/5 · US Good but not Great: Good app but the face ID doesn’t work and I would like to be able to freeze my card from the app.
  36. [R57] 3/5 · US onlinekzoo: Really needs the ability to track progress towards qualifying requirements for higher interest rate checking. That’s not just a useful feature it feels like a more honest and transparent approach, empowering members to track progress and take action within the month. Hope this gets added soon.
  37. [R116] 3/5 · US Calendar: The scrolling for bill pay is very tedious. It would be much better if you had a calendar view.
  38. [R86] 1/5 · US Latest update is very bad.: They recently changed the whole app, it’s not as easy to use as it used to be. They also seem to have removed the widget option, so now one has to log in to the app to check account balances. Terribly inconvenient.
  39. [R95] 3/5 · US Bring back the widget: Please, please, please bring back the widget!! I used that more than anything. It was so nice to check our account balance quickly without having to login to check; A time saver really. Other than that the upgrade is fine.
  40. [R82] 1/5 · US Very buggy: I used to love and utilize the mobile app very often, until they just came out with a new "updated" version. Very glitchy, does not allow me to deposit checks or transfer money, auto fills in "$0.000" when I attempt to type in an amount for either of these functions. I called customer service and they seemed to act like it was user error, even though they also have not been able to su
  41. [R80] 1/5 · US Hate the new app: Does not support quicken or prism. Also, does not work with widgets on the iphone. Also, very glitchy. Loved the old app.

Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store