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Updated July 2026 · real, multi-region App Store reviews
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Better options than

5Point Credit Union alternatives

Users often seek alternatives to 5Point Credit Union due to persistent app issues like slow loading, crashing, and unreliable mobile check deposits. While some find the app easy to use, others report frustration with its design and functionality.

Why users look for alternatives to 5Point Credit Union

The alternatives

Navy Federal Credit Union
4.9★ · 814,915 ratings · Free

Navy Federal Credit Union is often praised as a top-tier financial institution with a highly-regarded app, though it does face frequent maintenance periods R55. Users appreciate its overall quality and comprehensive services R55.

Better for: Navy Federal Credit Union is better for individuals who prioritize a highly-rated, comprehensive banking experience and are willing to tolerate occasional app maintenance outages R51R53R54. It suits those who value a strong overall institution despite minor app inconveniences R55.

Head-to-head: 5Point Credit Union vs Navy Federal Credit Union
America First Credit Union
4.8★ · 67,976 ratings · Free

America First Credit Union offers a generally smooth and easy-to-navigate app with convenient in-app options and card controls R72. However, like some other credit unions, it can experience frequent maintenance and occasional login issues R67R71.

Better for: America First Credit Union is better for users who appreciate an app that normally runs smoothly and offers good in-app controls, provided they are prepared for potential login hassles R67R74 and frequent maintenance periods R71. It may not be ideal for those who travel frequently, as it might not be supported in all locations R74.

Head-to-head: 5Point Credit Union vs America First Credit Union
Redstone Federal Credit Union
4.8★ · 48,760 ratings · Free

Redstone Federal Credit Union's app is generally considered accurate, up-to-date, and easy to use for accessing information R83R86. However, it has a notably problematic check deposit feature and users report issues with online transactions being blocked R82R87.

Better for: Redstone Federal Credit Union is better for users who need an app that is accurate and easy to access for general account information R83R86. It is less suitable for those who rely heavily on mobile check deposits or frequently make online transactions, as these features have reported issues R82R87.

Head-to-head: 5Point Credit Union vs Redstone Federal Credit Union
Summit Credit Union
4.7★ · 40,248 ratings · Free

Summit Credit Union's app is described as easy and convenient for managing accounts R94. While some find the new UI clunky and difficult to navigate, particularly with account consolidation and displaying information , others praise it as the best bank that adapts to user needs .

Better for: Summit Credit Union is better for users who value an app that makes account management easy and convenient R94. It might be less suitable for those who prefer a compact display of account information or find new user interfaces challenging, as some users describe the updated app as clunky . It also has reported issues with robot verification preventing login R93.

Head-to-head: 5Point Credit Union vs Summit Credit Union
CommunityAmerica Credit Union
4.8★ · 36,421 ratings · Free

CommunityAmerica Credit Union offers an app that some users find surprisingly well-functioning and straightforward, with simple and fast interactions R111. However, a significant number of users report frequent crashing upon login and other bugs, making it unreliable R107R108R109.

Better for: CommunityAmerica Credit Union is better for users who prioritize a straightforward interface when the app is working correctly R111. It is not suitable for those who need a highly reliable app, as many users experience frequent crashes and login issues R107R108R109.

Head-to-head: 5Point Credit Union vs CommunityAmerica Credit Union
Stick with 5Point Credit Union if

You should stick with 5Point Credit Union if you find the app easy to navigate and efficient for your needs, especially if you use features like mobile check deposit without issues . Many users praise its convenience and user-friendliness R2R5R8.

Evidence note: No alternative had too few reviews to judge.

Frequently asked

Why do users look for alternatives to 5Point Credit Union?
Users often seek alternatives to 5Point Credit Union due to persistent app issues such as frequent crashes, slow loading times, unreliable mobile check deposits, and login problems R1R4R7R9.
Is the 5Point Credit Union app generally easy to use?
While many users find the 5Point Credit Union app easy to navigate, user-friendly, and efficient for banking tasks R2R5R8, others report it as a "total mess" with design and error issues R1.
Does the 5Point Credit Union app support mobile check deposits?
Yes, the 5Point Credit Union app does offer mobile check deposit, with some users finding it easy and convenient . However, many other users report significant problems, including checks not showing up, being denied, or the feature being inaccessible or difficult to use R9R10R19R23.

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

  1. [R1] 5Point Credit Union 2/5 · US Awful Design: I had the website bookmarked on my phone & computer forever. I wish I hadn’t removed it for this app. This is a total mess. Every time I make a change & then go back to fine-tune it, I get an error message. It doesn’t matter what the change is - account preferences, display preferences, etc. I tried adding the bookmark back but it looks different now. I really hate this messy app!
  2. [R7] 5Point Credit Union 1/5 · US The app will not open and I can not check my accounts: IPhone pro 13 App won't open
  3. [R12] 5Point Credit Union 3/5 · US Not working: The app won't allow me to login any longer. My password works on the website but not on the app.
  4. [R16] 5Point Credit Union 2/5 · US Not reliable: 5 Point will send emails encouraging the use of the mobil app, yet the app has CONSTANT application errors. Not reliable at all.
  5. [R9] 5Point Credit Union 3/5 · US Check depositing: Since the app has been updated everytime I deposit a check it does not show up in my accounts. The check will be accepted and the money in my checking will remain unchanged. I have to transfer money to my savings in order for it to change or sometimes it doesn’t even show any accounts eligible for transfer so that I can have it change. When I call 5 point to ask why my check isn’
  6. [R10] 5Point Credit Union 1/5 · US Nice customer service, Bad app: The app is mostly straightforward to use; however, my check deposit section glitches and denies me access to it. I have talked to customer service to get it fixed and they tried to but it still doesn’t allow me to access that part which means I always have to drive over there to deposit checks. Not to mention that their online money transfer goes through Pop-Money w
  7. [R19] 5Point Credit Union 2/5 · US Decent app with terrible mobile deposits: This app worked perfectly fine for balance checking and balance transfers. When they announced a mobile deposit function I got pretty stoked as I live pretty far away from any branches. Sadly, this portion of the app is terrible. After trying with several different checks I finally gave up. Potential for great mobile banking but it falls short.
  8. [R23] 5Point Credit Union 3/5 · US App: I love having the convenience but it doesn't always work when I need to deposit a check. It cuts off or refuses the pics sometimes.
  9. [R4] 5Point Credit Union 1/5 · US Bill Pay is so slooooooow to load in app: I’ve been a member of 5 Point for 20+ years and a user of the app as soon as it came online. There must have been an update or change to a different OLB platform because Bill Pay used to be quickly responsive, but now it takes a very long time to load in app. Annoying for the individual who counts on the convenience of OLB to manage banking tasks quickly.
  10. [R13] 5Point Credit Union 2/5 · US Slow: It’s real slow sometimes
  11. [R3] 5Point Credit Union 3/5 · US Could be improved: When a scheduled bill pay goes out it should appear on the pending section of the account the funds are coming from.
  12. [R6] 5Point Credit Union 3/5 · US Widget iOS18 update: Will there be an update for the widget so we can see our balance?
  13. [R15] 5Point Credit Union 3/5 · US Credit card history: There should be a view of transactions on your credit card purchases
  14. [R18] 5Point Credit Union 3/5 · US Could use some tweaks: Overall it does the main thing: access to your accounts and mobile deposits. But it would be AMAZING if I could see linked accounts with the names they're given by the account holder. Instead of "money market", the default, the account holder specified that account as "baby supplies". I would love to see the latter title rather than have to try to remember which account is w
  15. [R51] Navy Federal Credit Union 2/5 · US Always under maintenance: WHYYYY is this app constantly under maintenance? I try to open in and half the time I can't even check my account or transfer money because they're "conducting scheduled maintenance." I've never dealt with a banking app or any app like this where it's always undergoing some sort of service, like this is so frequent that it has irritated me enough to the point of writing a
  16. [R53] Navy Federal Credit Union 3/5 · US The Maintenance shut down is annoying: Eveytime I need to get into my bank I gotta worry if it in maintenance or not like at least give me a warning
  17. [R54] Navy Federal Credit Union 1/5 · US Unacceptable: I live in Hawaii and the navy federal app is almost always being worked on. Definitely open another bank!
  18. [R55] Navy Federal Credit Union 5/5 · US Best of All: You won’t find better than NFCU, period.
  19. [R67] America First Credit Union 3/5 · US Great App Minus the Bugs: I never had problems on android, but there are some bugs on the iOS version it seems. Logging in is always a hassle as usually Face ID doesn’t work, and gets disabled quite often.
  20. [R71] America First Credit Union 2/5 · US Love AFCU but the maintenance has to STOP frequently!: I love the AFCU App and it’s been so amazing to use to access my bank information! However, it’s becoming so frustrating that AFCU is constantly doing maintenance on the app all the time that it’s impossible to access my bank information instead of going to browser. Please STOP with the maintenance every single week! It’s becoming so annoying!
  21. [R72] America First Credit Union 5/5 · US Good Banking App: Normally runs smoothly, easy to navigate. Convenient in-app options and card controls.
  22. [R74] America First Credit Union 1/5 · US Difficult to use: Not supported in locations where military travels. 3/30 Biometrics login stopped working so I have to use credentials every time I open the app. It’s difficult to find account numbers. There’s no distinction between my wife’s card and mine. It’s unclear if utilizing location on the card/app would prevent one of us from using the card since I’m traveling to the conflicted side of
  23. [R82] Redstone Federal Credit Union 1/5 · US I don’t like RFCU: The app use to be so much better, this new update is not good. I don’t like how Redstone puts holds on random checks either. I’ve had a lot of problems with them blocking online Transactions for fraud. I haven’t been able to purchase online in months. No matter the store. I appreciate the effort but it’s too much. Redstone overall is not good but thats who my family has always u
  24. [R83] Redstone Federal Credit Union 5/5 · US Review: It’s always accurate and up to date to keep me sharp
  25. [R86] Redstone Federal Credit Union 5/5 · US Easy: It’s a great app and easy to use
  26. [R87] Redstone Federal Credit Union 1/5 · US CHECK DEPOSIT FEATURE: This app has absolutely the WORST check deposit feature I’ve ever used. I’ve complained I’ve reviewed others have done the same with no changes or responses . It shouldn’t take 45 freaking minutes to take a picture for the deposit. FIX IT ITS NOT THAT HARD
  27. [R93] Summit Credit Union 1/5 · US Prove you are human: After being on basic hold for 25 min trying to solve this continuous loop of “proof you are human” code…… still not working! Had to hang up as I couldn’t wait any longer. No IT Dept to assist on the phone. Frustrating to say the least!
  28. [R94] Summit Credit Union 5/5 · US Me facilita todo: Es fácil de usar y muy conveniente. Me gusta administrar mi cuenta con esta aplicación.
  29. [R95] Summit Credit Union 3/5 · US App: Very clunky
  30. [R96] Summit Credit Union 2/5 · US App seems to be under maintenance a lot.: It’s seems like I am unable to get into my app with unknown errors that relate to app maintenance, being given errors with no solution when I need access to my money now, not later.
  31. [R107] CommunityAmerica Credit Union 1/5 · US Too many bugs: Last update required to login multiple times. The current app won’t open the keyboard. This app is clunky and never smooth.
  32. [R108] CommunityAmerica Credit Union 4/5 · US Community America App: Sometimes the app crashes on me, where I’ll have to login four times before it stays open. In addition, Citi takes a little too long to pull the amount that we paid on the app. It takes three business days for it to reflect on my bank account. Outside of that, I Thank Citi for its services.
  33. [R109] CommunityAmerica Credit Union 3/5 · US App closes out after putting in password: Have to have this app because it's my bank but it's very frustrating that my app closes every single time I put in my password and enter, just immediately kicks me out of the app. It's a fine app besides this bug.
  34. [R111] CommunityAmerica Credit Union 5/5 · US Just works!: A shockingly well functioning and straightforward-to-use financial app. There’s a few menus where you can tell the app is actually loading in website content but otherwise most of the interactions are simple and fast.
  35. [R2] 5Point Credit Union 5/5 · US Perfecto: I love this easy
  36. [R5] 5Point Credit Union 5/5 · US Review: One of the best decisions I’ve ever made was banking with 5Point Credit Union
  37. [R8] 5Point Credit Union 5/5 · US App: Awesome

Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store