Verithiathe honest score on any app
Updated July 2026 · real, multi-region App Store reviews
Is it worth paying for

Bank of America Mobile Banking

60
Value score / 100 Worth paying? No Skip it

The Bank of America Mobile Banking app is generally considered reliable and easy to use by many, but recent updates have introduced significant bugs and performance issues, making it frustrating for a substantial number of users.

Free to download seen up to $500 4.8★ lifetime (5,024,683) since 2019

The Bank of America Mobile Banking app receives praise for its ease of use and comprehensive features, with many users finding it dependable for managing their finances. However, recent updates have led to severe issues like blank screens after login, slow performance, and broken functionalities, causing considerable frustration and making the app unreliable for a significant portion of its user base.

Free vs paid

The Bank of America Mobile Banking app is free to download and use, with no in-app purchases mentioned in the reviews. All banking functionalities, whether working or not, are part of the free experience.

Value complaints

    Where it delivers

    • Many users find the app easy to use, reliable, and helpful for managing their accounts, with some calling it an "excellent app" with "lots of features".R47R63R80R81
    • The app is praised for its security features, including fraud detection and notifications, although some users desire real-time transaction alerts.R181R237R252R39
    • Some users appreciate the organized document and statements feature within the app.R199
    Worth paying if

    There is no paid tier for the Bank of America Mobile Banking app, as it is free to use.

    Skip / stay free if

    You should skip this app if you are experiencing critical bugs like blank screens after login, issues with Face ID, or an inability to deposit checks, as these problems are frequently reported and can make the app unusable R1R3R10R11. Also, if you prefer banking apps with a dark mode or better accessibility features, you might find this app lacking R35R199R225.

    Evidence note: The reviews present a stark contrast between users who find the app excellent and those who experience severe, app-breaking bugs. Recent negative reviews heavily focus on functionality issues, suggesting a decline in app quality for some users despite a high lifetime rating.

    Frequently asked

    Why is my Bank of America app showing a blank white screen after login?
    Many users report experiencing a blank white screen after logging into the Bank of America app, which prevents them from accessing their accounts R1R3R10R12. This issue has been ongoing for months for some, often requiring users to uninstall and reinstall the app, which only provides a temporary fix R10.
    Does the Bank of America app have a dark mode?
    No, the Bank of America app does not currently have a dark mode, which is a common complaint among users who find the bright white screens annoying, especially at night R35R199R225.
    Are there issues with Face ID or login for the Bank of America app?
    Yes, several users report persistent problems with Face ID and the login process, including being forced to reset passwords repeatedly or Face ID failing to work consistently R2R12R22R30.
    Can I deposit checks using the Bank of America app?
    Some users have reported issues with depositing checks via the app, specifically that the app fails to read the bottom of the check or that the feature is completely broken for certain iPhone models like the iPhone 13 mini R11R21R46.
    Is the Bank of America app slow or clunky?
    Yes, some users describe the app as clunky, slow, and outdated, with noticeable delays when navigating between accounts and during multi-factor authentication R2R6R20.
    Does the Bank of America app support outbound ACH transfers?
    No, the Bank of America mobile app only supports inbound ACH transfers for linked external accounts and does not allow outbound ACH transfers, requiring users to use the website or the receiving bank's app for such transactions R134.

    What reviewers actually said

    Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

    1. [R47] 5/5 · US Great app.: Love how easy and reliable the app is to use.
    2. [R63] 5/5 · US Banking: Excellent Services
    3. [R80] 5/5 · US Excellent App: This is an excellent app, lots of features, decent chatbot. Lightyears ahead of Chase. One minor bug: opening a pdf Terms link disrupted the signup session.
    4. [R81] 5/5 · US Mi mejor banco: Mi mejor banco con una alta calidad en su servicio,y un personal de servicio alta cliente de excelente calidad y amabilidad,por eso siempre será mi banco . Gracias por sus servicios por tantos años junto a mi.
    5. [R181] 5/5 · US New card received!: Thanks for all you do to find fraud !
    6. [R237] 5/5 · US Security: Been with BofA 30yr plus just wish they had a 2FA token (Totp), instead of there otp, new technology for new time just if a peace of mind.
    7. [R252] 5/5 · CA Great functional app,: I think this is a great functional app that has lots of tools. The notificationsr, reminders and security features work great. I always take the time to get familiar with apps that deal with privacy, security and money but I find updating your phone number and email is a challenge to find on the app, not so much on my Mac desktop but on my phone I feel like I’m endlessly s
    8. [R39] 1/5 · US Poor security for customers: They should improve their alert system, both in the mobile app and via text message, just like Chase, Wells Fargo, and US Bank do. It is important for monitoring transactions in real time and ensuring the security of customers' funds. With other banks, once we make a purchase, we are notified via text message in real time, with details on the transaction location, the
    9. [R199] 3/5 · US NO DARK MODE: The BOA App is good, I really like the organized document and statements of this app but at night Ot is really annoying looking and reviewing the app without dark mode. Please update the app…
    10. [R1] 1/5 · US Blank screen at login: App totally broken. Blank screen after login.
    11. [R3] 1/5 · US Won’t load: Tired logging in to check my balance and complete white screen every time! Kept restarting the app and still shows white screen after login
    12. [R10] 1/5 · US Blank screen after logging in: I have been experiencing a blank screen when I log into the mobile app in my iPhone 17, running the latest IOS. This has been going on for months. BofA support basically told me to uninstall the app, restart my iPhone and then reinstall the app. I’ve done this multiple times and it works for a while and then back to a blank screen upon logging in. It’s disgraceful fo
    13. [R12] 1/5 · US Soo frustrating: 80% of the time I login to my account to a blank screen. Something is wrong with the FaceID and login process
    14. [R35] 2/5 · US No night shift mode: For such a major bank one would think that their IOS development team would implement a night shift mode so that people are not blinded in the middle of the night. The icon changes color at night, all the white screens inside the app should as well.
    15. [R225] 3/5 · US Needs a Dark Mode setting: Would be nice if they added this feature, it’s kinda wild they don’t as a majority of apps have it now
    16. [R2] 2/5 · US Slow and Outdated: Where do I begin? I’m amazing a Big 3 bank in America has this bad of a digital platform. The latest update is so slow and needs to spin a wheel and think with each movement between accounts. What is going on??? Also, the MFA is terrible. I want MFA on for security but it doesn’t need to send me a text to my same phone I’ve had for 2 years every time I login. Fix this piece
    17. [R22] 1/5 · US App isn’t working!: Every time I try to sign in I am directed to change my password and it won’t allow me to sign into my bank account at all!
    18. [R30] 3/5 · US PITA: Every update messes up my app, now it won’t let me use FaceID and keeps trying to have me reset my password. It’s a hassle every time I try and open it.
    19. [R11] 2/5 · US Do not update for iPhone 13 mini: Deposits no longer work for the iPhone mini. I’ve talked to Bank of America support and there’s nothing they will do. It’s just bricked.
    20. [R21] 2/5 · US cant deposit check: your app doesn't work it wont let me deposit my check via photo
    21. [R46] 1/5 · US Deposit check not working: It can not read the bottom of front check.
    22. [R6] 1/5 · US Very dumb bank app: I have used BOfA for about 15 years, and with digital world BOfA is the least preferred bank for me. Let me start with a poor and useless app design. The app design is a dinosaur, it is comparable to Windows XP, but with much less functionality. You cannot even pay your credit card using button “PAY”, you need to make a transfer from checking to credit. Also, one of the slowest
    23. [R20] 2/5 · US Clunky, slow app: I work in Alaska so having the Alaska airlines card makes my life significantly more comfortable with the rewards status, but otherwise I would not use Bank of America because of this app. Like most people, I primarily use apps for my banking needs, and this one is slow and feels ad-heavy. I don’t want to be told about your other products on the login page if it’s going to make t
    24. [R134] 3/5 · US Does not support outbound ACH transfer: The mobile app only supports inbound ACH transfer for linked external accounts but does not support outbound ACH transfer. Have to use the website interface to perform outbound transfer or use the app of the receiving bank. This omission is unthinkable and seems to be unique to BofA among major banks.

    Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store