Copilot

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

1. [R4] 1/5 · US Many syncing issues: I have been using this app since late last year. Still, there are various syncing issues consistently. For example, the current one is that the transactions of my bank accounts from jan to April are not showing which distorts my finance picture significantly. Also, when I reached out for customer service (only chat box available no call) has been slow and quite often cannot so
2. [R17] 1/5 · US Expensive and doesn’t work: They deleted my last review, but for $95 a year the app should actually work 100% of the time. Accounts constantly need reconnection. Their ai support agent hallucinates and I haven’t been able to get in touch with a real person. I will be looking for alternatives.
3. [R26] 3/5 · US Good, but feels like they gave up: Mostly good, but slow to implement basic features. It feels like they did a sprint to launch and stopped improving it. Disappointed given the premium price point.
4. [R30] 1/5 · US Only get if you like it as-is: New “features” are developed at a snails pace. They also took away the ability to see and vote on what features we (users) want to see in the app. No way to see the status of bugs and feedback or updates on concerns is nonexistent. 95$ a year is way too expensive for an app that is not improving at all and wishes it is as great as Mint once was.
5. [R113] 1/5 · US No free version: I added all my accounts manually which took about an hour. When I tried progressing, it wanted to charge me. There’s no free version and it doesn’t tell you that it’s a paid subscription app. If it told me from the beginning that I wouldn’t have been able to use the app without paying, then I wouldn’t have wasted an entire hour for no reason.
6. [R132] 1/5 · US No free version: App isn’t free and makes you pay just to use it without providing a free version
7. [R61] 4/5 · US Stop making me type a review: 5 star app except it keeps making me type a review which I don't typically do. It's asked me at least a dozen times in the last couple weeks for a review
8. [R74] 1/5 · US Fix the daily review problem: The app is great. But every day I get a request to submit a review. That’s why I’m giving it one star.
9. [R77] 1/5 · US Rating Message every day: Love the app, but I receive the “Write a Review” message seemingly every day. Dropped my rating solely for this reason.
10. [R82] 1/5 · US App won’t stop asking me for reviews: I’ve used copilot for years. I’m happy with it, but I’m annoyed at the persistent review requests. Every time I open the app I get a pop up to write a review.
11. [R41] 3/5 · US Relies too much on Plaid services: Started a yearly subscription in the beginning of 2026. Halfway through, my accounts stopped syncing and ruined all the tracking of my investments, categories, and cash flow. And they blamed it on Plaid, the company they used to track your accounts. Shouldn’t build an app that relies heavily on another company that they can’t control. Tried to get a refund, but s
12. [R115] 3/5 · US Delightful Design Hobbled by Overreliance on Questionable Partners: This would be an incredible app if not for its reliance on Plaid for a significant portion of its functionality. Given Plaid’s track record, there’s no chance that I’ll use it to connect my accounts, and having a partial overview of my financial situation isn’t worth $95 a year. Even in cases where alternatives like Akoya are av
13. [R220] 3/5 · US Losing the Edge: It started off well. A year ago, it was virtually the only app that had integration with the Apple finance ecosystem (Apple Card, Apple $, Apple Savings). Today, there are other options that achieve the same goal. My biggest complaint has been the integrations - they constantly break and I spent more time authorizing my accounts to sync than actually assessing my financial positio
14. [R11] 5/5 · US Simplifies Money Management: Intuitive Set up and all the features needed. Ive tried MANY money management tools and as a former user design & support contact, I’m aware of how difficult it is to program something complex yet make it work seamlessly for all user levels. If the app stays this reliable and safe, I’m a customer for life.
15. [R21] 5/5 · US Best Budget App: After spending 8 years using Mint, then about 5 years using Personal Capital (Empower), I came across this gem! Best budget app I’ve used yet - extremely polished mobile app, and it has everything you need - accounts history, categories, tags, syncs very well with most banks, custom goals. It’s well worth the $95/year! Kudos to the developers as well for creating an easy to use UI
16. [R25] 5/5 · US Great customer support!: Great ui, website is excellent too, and whenever there are problems, the built in chat support has always been prompt and helpful
17. [R27] 5/5 · US Amazing app: There’s nothing better to track your finances. Highly recommend
18. [R6] 5/5 · US Amazing personal finance tracker!: I’ve been using this app for almost a year now and love it. It makes it super easy to see all of my transactions across credit cards, Venmo, and investment accounts in one spot and I love being able to categorize transactions and set a budget for each category. One additional feature I would really like to see my save rate on the cash flow page. I can do some m
19. [R12] 5/5 · US Amazing App: I use this app along with my husband to track all of our expenses and better budget. It’s great for goal setting and planning ahead. It also helps to handle any transactions we’ve let slip through the cracks. Definitely recommend for anyone who wants a better handle of their finances and setting budgets you can stick to.
20. [R29] 5/5 · US Excellent Feedback: This is a near perfect budgeting app. Worth the price point to pay for service. I’ve finally actually balanced a budget for myself with a few months data going forward I’m very proud of. Couldn’t do this by myself with all my excel spreadsheets. The one stop shop to check on my accounts is great too. Very fun to watch. And the Widget!!! To the see live how I’m doing on my spend
21. [R38] 5/5 · US Clean design, easy to use, powerful: Indispensable. This is one of my top 3 apps. I’ve never budgeted before but Copilot makes it easy. I finally have complete visibility into my finances in a way that Mint or others could never provide. Support is also fantastic.
22. [R18] 5/5 · US Great app: Responsive app support after resolving a bug.
23. [R28] 5/5 · US Flexible and Customizable: This has been a solid app with great support. I like being able to tailor it more closely to my needs.
24. [R7] 1/5 · US Seeing bugs but no solutions for a long time: The app has terrible issues where my reviewed transactions are lost and having trouble connecting to Fidelity. The customer service team is unprofessional and providing no support or remedition.
25. [R9] 2/5 · US Decent app but no transaction matching?: I thought the app was pretty good, but it lacked a very basic but essential feature - transaction matching. Huge deal breaker for me! I wasn’t about to sit there and delete duplicate transactions every week. What a nightmare! To be honest, I was about to cancel my Quicken subscription, but quickly realized that Copilot Money fell short. It’s really too bad
26. [R15] 3/5 · US Good not great: Used to be a great tool when I first started using it. Recently it hasn’t been updating my checking and credit card balances. When reverifying credentials it bugged out and added my accounts again. This skewed my data and gave me a headache. Having to delete and start from scratch.