Copilot alternatives

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

1. [R3] Copilot 3/5 · US Good not great: Used to be a great tool when I first started using it. Recently it hasn’t been updating my checking and credit card balances. When reverifying credentials it bugged out and added my accounts again. This skewed my data and gave me a headache. Having to delete and start from scratch.
2. [R7] Copilot 1/5 · US Unable to connect to Robinhood: Can’t connect to Robinhood after update
3. [R9] Copilot 3/5 · US Need to be able to tracks expenses out of brokerage accounts: I moved some of my transactions to come out of my brokerage account and copilot does not track those. The only work around is to manually track which I don’t want to do. It works fine on pretty much everything else (like credit cards, normal bank account) but this is a deal breaker for me. I won’t renew my membership if this doesn’t g
4. [R10] Copilot 1/5 · US Many syncing issues: I have been using this app since late last year. Still, there are various syncing issues consistently. For example, the current one is that the transactions of my bank accounts from jan to April are not showing which distorts my finance picture significantly. Also, when I reached out for customer service (only chat box available no call) has been slow and quite often cannot so
5. [R1] Copilot 1/5 · US It’s a trap: So, it makes you add all your accounts, including giving them access to your account NUMBERS, and THEN they offer the pricing tiers. So annoyed I wasted the time to set it up. Show the prices first. Or offer some sort of free option to try it out. Account deleted. 👋
6. [R12] Copilot 3/5 · US Good, but feels like they gave up: Mostly good, but slow to implement basic features. It feels like they did a sprint to launch and stopped improving it. Disappointed given the premium price point.
7. [R31] Copilot 1/5 · US Expensive and doesn’t work: They deleted my last review, but for $95 a year the app should actually work 100% of the time. Accounts constantly need reconnection. Their ai support agent hallucinates and I haven’t been able to get in touch with a real person. I will be looking for alternatives.
8. [R36] Copilot 1/5 · US Only get if you like it as-is: New “features” are developed at a snails pace. They also took away the ability to see and vote on what features we (users) want to see in the app. No way to see the status of bugs and feedback or updates on concerns is nonexistent. 95$ a year is way too expensive for an app that is not improving at all and wishes it is as great as Mint once was.
9. [R4] Copilot 1/5 · US This app did not work well: I was able to login one time and never able to login again and have not been able to delete from my information from this app
10. [R6] Copilot 3/5 · US Lost all data!!!: Lost all data!!! UPD: reinstalled the app, all good now.
11. [R24] Copilot 3/5 · US Pretty App, Slow Updates: It's a truly beautiful app, but they take forever to release bug fixes and new features. The Goals feature does not work. It displays an inaccurate history of my Goal progress and it marks incomplete Goals as complete. The information on the User Guide does not match what actually appears in the app. I have submitted this feedback for months but nothing has been done. S
12. [R25] Copilot 1/5 · US Crashes on opening: Used to work okay but now I can’t even open it.
13. [R17] Copilot 4/5 · US Honest Review: The app is great, but lacks certain important automation features.
14. [R18] Copilot 3/5 · US Great Potential, Puzzling Deficiencies: I run a sole proprietorship. For what I need, Copilot Money does mostly a great job. It lacks some functions, however, that I feel should be standard on any financial app. For instance, there is no way to export the results of a filtered search, INCLUDING BY DATE. If I want to see how much I’ve spent in a specific category YTD, there is no way to do that n
15. [R13] Copilot 1/5 · US Seeing bugs but no solutions for a long time: The app has terrible issues where my reviewed transactions are lost and having trouble connecting to Fidelity. The customer service team is unprofessional and providing no support or remedition.
16. [R34] Copilot 1/5 · US Latest update crashes: Don’t download the latest update, the app now crashes on opening. No way to contact support besides the in-app chat… which is inaccessible when the app won’t load
17. [R15] Copilot 3/5 · US So Close To Being Really Good: I really wanted to use Copilot and tried to make it work, but there were too many little annoyances that finally made me give up.  One of them was having to manually create two transactions for things like my car payment. For whatever reason, Plaid couldn’t connect to my car loan account, so I had to manually add it. The rigamarole of having to create manual trans
18. [R16] Copilot 2/5 · US Can’t categorize manual entries: Not being able to add categories to manual entries is nonsense. Can’t get accurate view.
19. [R19] Copilot 2/5 · US Decent app but no transaction matching?: I thought the app was pretty good, but it lacked a very basic but essential feature - transaction matching. Huge deal breaker for me! I wasn’t about to sit there and delete duplicate transactions every week. What a nightmare! To be honest, I was about to cancel my Quicken subscription, but quickly realized that Copilot Money fell short. It’s really too bad
20. [R51] Microsoft Copilot 2/5 · US Keep making it worse: First, I was able to upload multiple pictures. I used it to track my health progression and my diet .now I can’t upload any pictures or I have a picture of low limit. You guys are making this worse. That’s not how you suppose to make a product. it’s supposed to be better with updates not worse.please stop doing this or I’m gonna have to go to a different AI .you’re gonna make
21. [R53] Microsoft Copilot 3/5 · US Please fix your app.: Yesterday, i chated with Copilot 30 seconds, and it said i reached my limit. I waited the next day, and when teh time has come, i chated for 101 seconds, and it said i have to wait until 3:51 on July 6, even though i chated a few on a conversation. Please fix your app. Thank you.
22. [R55] Microsoft Copilot 4/5 · US Chat limit drives me crazy but it is one of the greatest ai’s I have talked to!: I like this app, it is amazing! But after like 15 messages sent it wants you to pay money to chat more, and I am not having it, so I have deleted it and moved on. Please remove it. Other than that, it is so good and helpful and it understands! Love the app! (Suggestion, make a button so you can show videos to copilot
23. [R58] Microsoft Copilot 5/5 · US French conversations !: I can’t believe I didn’t discover this ai ability earlier! In a week I’m so fluent. I had a professor for two years! I thought copilot was just an office aide
24. [R67] Rocket Money 3/5 · US UBS connection broken?! I’m gonna stop paying!: I like Rocket Money I like that it tells me my balance and every morning and things that come through and things that are coming and whatever I’m already on top of my own subscription so that’s completely useless but the most inconvenient thing is the handshake between my bank UBS checking account and I don’t know what they use plaid whatever it is i
25. [R69] Rocket Money 5/5 · US Rocket Money Worth Every Penny!: Rocket Money has really helped to organize our finances, see our spending clearly and take charge of how and when we spend our money! Alerts are extremely helpful! If you desire to take control of your money instead of having your money control you, then Rocket Money is a must have!! Absolutely love this app!! 5 stars is not enough!!
26. [R72] Rocket Money 5/5 · US No worries about what/when a bill is coming out!: It is a comfort to see at anytime when money is coming out of your account. Right at your fingertips,no searching for a bill - knowing what's coming i out and how much leeway I have for spending without over drawing.
27. [R77] Rocket Money 1/5 · US Not worth the money: This app isn't nearly what it advertises. "Unwanted subscriptions" are any payments of the same cost that seem to occur on a near-monthly basis. It referred to my transferring money to a friend a couple times as a subscription, among other things as well as the cost of me frequenting my favorite smoothie place? Speaking of subscriptions, though Rocket Money advertises clearing
28. [R79] NerdWallet 1/5 · US Terrible update: Removed the only reason I downloaded this app. For a budgeting option. And then put in some garbage news stories and investment tab nobody asked for. Edit: nice they added it back, too bad I moved on to rocket money
29. [R80] NerdWallet 5/5 · US Why NerdWallet is good for everyone: I started with NerdWallet about five months ago was totally ignorant on investing and actually done some advisor investing and turned out that I profited $2000 in three months and I am so glad I chose
30. [R81] NerdWallet 3/5 · US Not consumer-focused anymore: I loved this app and the website when I found it in 2020. It shows me my net worth, my credit score, etc. In the past year or so they have made a lot of changes that all seem to be based on making them a profit rather than serving their customers. Most things I look for on the website are now only on the app. I used their shopping features to find the most beneficial
31. [R85] NerdWallet 2/5 · US New budget layout is bad: I hate the new budget layout - so much so that I am going to look for another app or go back to manual tracking. I need to be able to zoom out across multiple months and years and see how my earning and spending trends across multiple periods with different granularity. Now I can only see spend for each month or YTD and it completely removed the income view.
32. [R94] Monarch 5/5 · US Best Financial App: Monarch has been a game changer for my family’s finances! I used to manually track expenses using excel and it got to be too much. Monarch simplifies all of those tasks and much much more. Between net worth tracking, the visual displays, and the built in AI tool you will not regret the move to Monarch!
33. [R97] Monarch 5/5 · US Best budgeting app: I’ve been terrible at keeping up with our transactions and seeing where all our money goes. The categories and roll over ability for each month is flawless. Would definitely recommend. Yes it’s a bit pricey but worth every penny. Quality is fantastic only thing I’d recommend is an offline form to see your budget you have to be connected or have signal to view the app.
34. [R98] Monarch 3/5 · US Good for spending tracking not for account aggregation: Pretty intuitive for tracking credit card spending across categories and budgeting. Tried using it as an account aggregator to have investment and retirement accounts included and it turned into manual updates every few days. The app can’t distinguish transactions between interest or dividends paid and reinvested. I have to fix it every month
35. [R100] Monarch 4/5 · US Good except Schwab connection: Like everything except the connection to Schwab. Fussy, often doesn’t work and takes too much time every few days. Copilot does this much better.
36. [R107] EveryDollar 1/5 · US Math ain’t mathing: I have the free version but even the basics don’t work right. You would think that putting money into savings would remove it from your remaining amount to spend. But it doesn’t. For example if I say I’m budgeting 1,000 this month. And I put 100 in savings. It should say I have 900 left to spend. But it still says 1000 in my remaining budget. I hate having to do brain gymnastic
37. [R108] EveryDollar 5/5 · US Great app- dedicated to getting out of debt: So happy I found this app. On baby step 2 and have a plan to get out of debt. Love being able to see what i’ve spent in each category. Good visual on spending habits.
38. [R109] EveryDollar 3/5 · US Reorder: I used to love the ease of this app when it comes to reordering my budget. After the up date, while I can still re-order my budget, I can’t see the balances/total. Therefore, I cannot reorder for my big ticket items to come first. I used to be able to move everything around while being able to see the balances/total.
39. [R111] EveryDollar 5/5 · US Budgeting: It is very helpful for budgeting!
40. [R21] Copilot 3/5 · US Relies too much on Plaid services: Started a yearly subscription in the beginning of 2026. Halfway through, my accounts stopped syncing and ruined all the tracking of my investments, categories, and cash flow. And they blamed it on Plaid, the company they used to track your accounts. Shouldn’t build an app that relies heavily on another company that they can’t control. Tried to get a refund, but s
41. [R62] Microsoft Copilot 5/5 · US Printer issues: Great teamwork at troubleshooting my printer issues. Still got a ways to go yet, Gonna pick it back up again tomorrow with copilots help. Got one more thing to resolve that can wait for tomorrow….
42. [R89] NerdWallet 5/5 · US It organized my finances: I was looking for something that could help me organize all my finances in one place and found this through social media
43. [R92] NerdWallet 4/5 · US Great tracker of overall net-worth!: I use this app mainly to keep up with my overall net-worth. It takes awhile to update so it’s not completely accurate but, it’s not far off at all. I like it a lot but, it could be better!
44. [R114] EveryDollar 5/5 · US Hopeful: How does adding more work (creating/maintaining a budget) help me? I’m already drowning! Well guess what? It does. Once I got my numbers down and created an every dollar budget, I am way more hopeful about my future! I’m very grateful for such an effective tool. In fact I’m so grateful I use one for my household finances and one for my business.