Cleo AI alternatives

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

1. [R4] Cleo AI 1/5 · US Pure trash: Couldn’t finishing signing up. Plaid screen wouldn’t pop up to let me connect my bank account. I got stuck on the connect your bank screen, which is frozen. App is useless I see why this app has a 4.7 rating. It’s trash
2. [R7] Cleo AI 1/5 · US Useless: The Plaid window at signup never opens, so there’s no way for me to link my bank or finish signing up. What makes it even more frustrating is that a couple of hours later I received an email reminding me to finish linking my bank and complete my signup, as if the app actually works, lol. This app sucks. Save yourself the trouble!
3. [R13] Cleo AI 1/5 · US Doesn’t work!: The signup process is broken. Tapping “Get started” just buffers “Loading…” and then returns to the same screen. The Plaid window never opens, which makes it seem like the app isn’t generating the required session/token to launch the bank connection screen. This looks like a server-side bug, not a user issue. I couldn’t even finish creating an account. FIX IT! Stole my information.
4. [R16] Cleo AI 1/5 · US Non functional: It’s like they’re selectively choosing who they want to accept as a user. The startup process is bugged. As soon as I got done accepting the terms and conditions and then tried linking my bank account, the get started screen just looped. The plaid banking connection screen didn’t pop up at all. Useless and should be removed from App Store. #don’t-download
5. [R3] Cleo AI 3/5 · US It’s okay: I’m not going to lie at times I do need extra but I don’t like the way Cleo does theirs. Even when giving an increase it’s something. After I payback I may not use it anymore it’s really too much of a hassle how they do their advance.
6. [R6] Cleo AI 3/5 · US Fees on top of fees!: Fees on top of fees! Will only allow you to take a portion of your available advance amount. You get charged a $10.99 fee for each withdrawal. Once you make your first withdrawal you have to wait 24 hours on the dot to request the next one. Not convenient at all.
7. [R9] Cleo AI 3/5 · US Fees: I wish the fees were bundled into one instead of always having to pay for each advance. Or give us a the advance all at once.
8. [R10] Cleo AI 1/5 · US Matthew: They suck I paid my 80 advance and 80 boost back totaling 179 on time and then they cut my advance down to 20 with no boost with explanation and without anything changing feels like robbery
9. [R25] Cleo AI 1/5 · US DO NOT GET!! USE DAVE APP!!: It advertises up to 250$ in advance. when i first downloaded it I only got 50. It went up the second time to 100 and WENT DOWN DRASTICALLY to 30 and now i can only get 20 dollars in advance. I pay every single payment early or on time and I only ever need my date to be pushed back once. AFTER I PUSHED THE PAYBACK DATE IT ONLY GIVES YOU AN ADVANCE FOR 30. I will be clo
10. [R40] Cleo AI 1/5 · US Annoying notifications.: Cleo used to be very good but now the advances got smaller and you have to either deposit your advance in your Cleo card or wait three business days to get part of your advance in your bank.
11. [R18] Cleo AI 3/5 · GB Good premise but it tags the spends incorrectly: I think the idea of this app is great so you can get an idea of where your spend goes but I keep on having to recategorise payments. Even bills that come out monthly that I mark as bills and set as a recurring payment get given random categories. It’s a little frustrating. If you don’t mind going through each transaction (it’s a faff) then the app i
12. [R21] Cleo AI 3/5 · GB Needs some work: Great concept but a strange user interface which misses some basic functions like being able to plan the budget in some kind of table to see what you have left. The budget function is also clunky. Difficult to add new categories
13. [R30] Cleo AI 3/5 · GB Used to be great: I’ve been using Cleo for a few years but the budget system has recently changed and is now next to useless as well and editing it often crashes the app. Since budgeting is pretty much the whole point of the app the whole thing is now pretty obsolete...
14. [R33] Cleo AI 3/5 · GB Helpful, but the budgeting..!!: The overall experience with using Cleo has been really enjoyable and I do like the weekly quizzes which allow you to have a chance of winning money or go into a prize draw. They also help you understand your money more. But I’m sorry Cleo. The budgeting area needs major improvement. I just spent the best part of an hour, trying to sort out a weekly budget. The webp
15. [R1] Cleo AI 1/5 · US No support: No support
16. [R15] Cleo AI 3/5 · US Compassion: I ran into a situation where I wasn’t able repay on my date which was already extended. I wasn’t able to pay do too a death in the family. I was immediately denied the extension. I have an excellent repay history and was shocked to the negative response I received. Also I requested a live agent and the system wouldn’t allow me to access the live agent. Talking to a computer that gives
17. [R36] Cleo AI 1/5 · US Horrible Customer Service: It took 7 months to actually get a non-canned response. Their team doesn’t know it’s own app they’re supporting… I was legit redirected to their AI which was saying I had to go to them. Goofy. Their team doesn’t care about fixing their own problems. The features the market for their builder plan, like the debt tracking, the credit monitoring, the on-time credit reporti
18. [R22] Cleo AI 1/5 · US Not worth it: Taking my money never used the app
19. [R28] Cleo AI 1/5 · US Don’t use this app: They will trick you into more and more expensive subscriptions offering higher advances and only scam you out of money.
20. [R35] Cleo AI 5/5 · US SCAMMING: They are a scam
21. [R38] Cleo AI 2/5 · US Sent money to wrong account: I borrowed money and rather Cleo sending it to my main account, it went into an old account now I can’t get my money and Cleo still expect me to pay it!!!
22. [R52] Brigit 5/5 · US Wonderful: So fast, easy, and convenient. Feels very honest and simple to use.
23. [R53] Brigit 1/5 · US Hidden charges: I thought this was a great app until I was randomly charged $39 for a Bright Membership. It doesn’t show any information on where the charge is from or what it’s for. They don’t have any real people to get in contact with immediately. Use at your own risk. I believe it’s false advertising and doesn’t fully support when you have an issue. I don’t like having money taken for no reaso
24. [R54] Brigit 5/5 · US Really great option: Super easy to use and great terms. I totally recommend this for all your advance needs!
25. [R57] Brigit 1/5 · US Don’t use this guys just took money from me without me ever having a membership with them: Scam
26. [R65] Tilt 1/5 · US (: I tried tilt and did a 14 day trial but I couldn’t get a cash advance, so I canceled literally 10 minutes later. Then 2 days later I got charged the $8 for the subscription, I talked to support and just got an email saying “your subscription has been cancelled thank you”, ok? Where’s my $8?
27. [R66] Tilt 5/5 · US Great App: Money when you need it for a very low fee
28. [R67] Tilt 1/5 · US Not a very good app.: When you go to pay back it takes days. They can give you the money instantly. And take up to three days for it to clear when you go to pay it back. Left my bank account in the negatives twice now. Not happy at all with this app
29. [R68] Tilt 5/5 · US Happy customer: When I need quick cash I know Tilt will come through!
30. [R79] Klover 1/5 · US Fake: Won’t let me cash out
31. [R80] Klover 5/5 · US Great App: This is such a great app to use. Klover has unmatched customer service
32. [R81] Klover 1/5 · US Worst Customer Service: Paid my advance via invoice on 7/1. Was told my app will be updated to reflect that. It has been 8 days and have had minimal help from support. Very disappointed, use to enjoy the app a lot. Some of the worst customer service I have ever experienced.
33. [R82] Klover 5/5 · US Saved me so many times: Love this app
34. [R93] Albert 1/5 · US DO NOT USE THIS APP- RUN!!!: Worst experience with any app I’ve ever used. Can’t login unless you have your card on file to cancel subscription and their fees are ridiculous. Joined in on the lawsuit and they are so sneaky with any sort of arranged payment with ridiculous fees. Have contacted someone about 10 times to cancel and nothing can be done on my end or theirs.
35. [R94] Albert 5/5 · US Best budgeting and banking app: You won’t regret it
36. [R95] Albert 3/5 · US App won’t Work: I have used this app a ton of times in the past and for some reason, it keeps telling me that I need to update the app every time I try an instant transfer. I’ve tried it on multiple devices and it’s telling me the same thing even after doing updates on my device. It doesn’t show that there’s an update for the app. Something’s gotta be messed up.
37. [R96] Albert 1/5 · US DONT DO IT: This app has given me nothing but problems. I closed a bank account and added a new one, but it won’t allow me To change it on the app. I’ve been dealing with this headache for over two year and still can not withdrawal my funds. And there is no number to contact to speak with anyone for help. It’s either AI or email and that has been no help either. They keep just repeating the same t
38. [R107] MoneyLion 1/5 · US Misleading: I did apply, Said i qualified for 1,000 dollar but then for some reason it was only 125 which i never received or used and wanted to charge me a monthly membership ship plus almost 34 or 43 dollars for repayment. I spoke to two different people to explain the situation and telly hem to cancel. Neither one wanted to and said i had to wait three working days.” My point is i never got a
39. [R108] MoneyLion 5/5 · US Excellent: This is the best app for cash. It’s a one stop shop. Can find apps or use the actual app when something unexpected comes up.
40. [R109] MoneyLion 3/5 · US Don’t mess up with them: If you owe money make sure to pay it back. I still can’t get anything 4 years later.
41. [R110] MoneyLion 1/5 · US Spend account my direct deposit what is going on?: I have worked at my job for over a year now I have switched my bank account probably three times I know that’s more than normal, but I have my reasons but every time that I switch or every bank account I’ve had in the last year I have got my direct deposit between 735 and 740 on Wednesday night my direct deposit is supposed to be for Friday but ev