Verithiathe honest score on any app
Updated July 2026 · real, multi-region App Store reviews
User consensusAlternativesIs it worth it?
Better options than

Apple Wallet alternatives

Apple Wallet users often seek alternatives due to issues like unexpected charges, difficulty managing finances, and limited features. Alternatives like Cash App and PayPal offer different strengths, from customizable cards to broader payment flexibility, while Square POS caters to businesses and Trust focuses on cryptocurrency.

Why users look for alternatives to Apple Wallet

The alternatives

Cash App
4.8★ · 8,521,456 ratings · Free

Cash App is a mobile payment service that allows users to send and receive money easily, often highlighted for its simplicity and card customization options.

Better for: Cash App is better for individuals who want an easy and simple way to send and receive money, especially for personal transactions or sending money to family and friends R53. It also appeals to users who enjoy personalizing their debit cards with custom designs R52R56R59.

Head-to-head: Apple Wallet vs Cash App
PayPal
4.8★ · 6,298,687 ratings · Free

PayPal is a widely used online payment system that facilitates secure money transfers and online purchases, often offering features like 'Pay in 4' for installment payments.

Better for: PayPal suits users who need a broad, established platform for online transactions, especially if they frequently shop online or need to send money internationally R66. However, users should be aware of potential issues with payment processing, customer support, and disputes R65R68.

Head-to-head: Apple Wallet vs PayPal
Google
4.6★ · 4,809,049 ratings · Free

Google offers a broad range of services, including search, information retrieval, and AI assistance, with features like Read Aloud for content consumption.

Better for: Google is better for users who primarily need a powerful search engine, access to a wide array of information, or AI assistance for various queries R80R86R89. It's also suitable for those who appreciate features like Read Aloud, though this feature has been removed for some users R90.

Head-to-head: Apple Wallet vs Google
Square Point of Sale (POS)
4.8★ · 602,207 ratings · Free

Square Point of Sale (POS) is a system designed for businesses to process payments, manage sales, and customize products, offering features like tap payments and invoicing.

Better for: Square POS is ideal for small businesses, especially women-owned businesses, and contractors who need an easy-to-use system for processing payments and managing sales . It is also good for those who need to customize products for easy access and appreciate hassle-free payment processing . However, users should be aware of potential issues with funds being held for review, identity verification, and customer support R93R96R98R101.

Head-to-head: Apple Wallet vs Square Point of Sale (POS)
Trust
4.7★ · 197,984 ratings · Free

Trust is a digital wallet primarily used for managing cryptocurrency, allowing users to store and potentially stake various digital assets.

Better for: Trust is better for users who are actively involved in cryptocurrency and need a wallet to store and manage their digital assets R108. However, users should be aware of frequent app crashes, lagging UI, and slow transaction times R107R109R110R112.

Head-to-head: Apple Wallet vs Trust
Stick with Apple Wallet if

You should stick with Apple Wallet if you value its convenience for quick payments, reliable notifications for purchases and deliveries, and its ability to keep all your cards in one place for personal security R2.

Evidence note: No alternatives had too-thin evidence.

Frequently asked

Can Apple Wallet help me track my orders?
Yes, Apple Wallet can help you track your packages and provides notification alerts when purchases are delivered R2R22R38R48.
Does Apple Wallet allow me to send money to friends and family?
Yes, Apple Wallet allows users to send money to family and friends when needed R24.
Can I add gift cards and debit/credit cards to Apple Wallet?
Yes, Apple Wallet allows you to add gift cards, debit cards, and credit cards R44R50.
Are there issues with identity verification in Apple Wallet?
Some users have reported issues with identity verification, which can prevent them from accepting Apple Cash or using certain features R7R37.
What are the common complaints about Cash App?
Common complaints about Cash App include issues with security, funds being wiped out, difficulty with dispute resolution, and problems with card delivery or identity verification R51R54R60R61.
Is PayPal reliable for protecting against scams?
User reviews indicate mixed experiences with PayPal's protection against scams, with some reporting that PayPal did not have their back or reimbursed funds only to take them back R65.
What are the main issues with Square Point of Sale (POS)?
Main issues with Square POS include accounts being blocked, funds being flagged for review and delayed access, identity verification problems, and high transaction fees R93R96R98R101.
Does Trust wallet have performance issues?
Yes, Trust wallet users frequently report performance issues such as app crashes, lagging user interface, and slow transaction times R107R109R110R112.

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

  1. [R3] Apple Wallet 3/5 · US Chilupa: Do not like the fact that once u buy something the merchant can keep purchasing w/out consent
  2. [R4] Apple Wallet 1/5 · US Apple Rip OFF: Every time I try to add Apple Pay to my wallet Apple starts charging my card random amounts with no info I never allowed
  3. [R16] Apple Wallet 1/5 · US Stop stealing my money apple: They keep stealing money from me is me paying my phone not enough?
  4. [R33] Apple Wallet 1/5 · US Stolen funds: Keep depleting my funds
  5. [R7] Apple Wallet 1/5 · US Problem: Doesn’t let me verify my identity
  6. [R27] Apple Wallet 1/5 · US Social Security and Date of Birth: Wires, Apple Cash, asking for my Social Security number, and date of birth just to receive money
  7. [R31] Apple Wallet 1/5 · US Apple Pay: For some reason I can not receive Apple Pay from clients
  8. [R37] Apple Wallet 1/5 · US won’t let me verify identity: it won’t let me accept apple cash
  9. [R6] Apple Wallet 3/5 · US Apple app: Great app love how i can see all my cards but cant do anything on it since the app is so limited to a few things, dont like how you cant budget and how cashapp is better tbh but it's Okay
  10. [R12] Apple Wallet 3/5 · US it's decent: i just need a better way to manage my apple credit card
  11. [R13] Apple Wallet 2/5 · US Amazon: Can no longer delete from wallet
  12. [R15] Apple Wallet 3/5 · GB One4all card will not load up for use: The card number expiry date and CVV number will not load the card the wallet won’t allow the upload of the card - there’s no option to scan this in
  13. [R25] Apple Wallet 1/5 · US Disappears: I add items to my wallet but half the time, when I go to find it again, it’s not there-it’s not there
  14. [R44] Apple Wallet 4/5 · US It’s all good except one thing: Well, this with Mary if I was in a different state and the wallet works tremendously well I’m able to add gift cards. I’m able to add regular debit cards and credit cards and able to add my insurance card but the one thing I need and would like to be able to add that I’m not able to is my Idaho drivers license. If you gave me that ability would be perfect in operati
  15. [R9] Apple Wallet 3/5 · US Phone Icon?: I’d like an icon to tap. That’s how I access every other app, after all. Sometimes tech is so convenient that it’s not convenient at all.
  16. [R10] Apple Wallet 2/5 · US Payment: No where is it listed payment due with Amount.
  17. [R43] Apple Wallet 1/5 · US I hate this: It’s not user-friendly I can never find the balance things change. I can’t find my balance. Customer service is a waste of time. I will never use this again.
  18. [R19] Apple Wallet 1/5 · US Not working: Try to withdraw money on numerous occasion and it keeps saying error
  19. [R47] Apple Wallet 1/5 · US Money retention: First time I used the app and they withheld my money in the amount of 972.19 when I wanted to transfer it to my bank account, they withheld it and when I called customer service, they said they would take 10 days to return it but they haven't returned anything. I need that money for something important. I want my money now. Very bad app, bad experience, I don't recommend it.
  20. [R49] Apple Wallet 1/5 · US Ripped off: 2026 and I received $50 10 mins ago… balance is still $0. Get it together
  21. [R52] Cash App 5/5 · US Jesus loves you: I can customize my card !
  22. [R53] Cash App 3/5 · US 3stars: Cash App is easy , and simple to use very secure
  23. [R56] Cash App 1/5 · US Its amazing!: I just got cash app and it is working so good! Making my card design was fun and access ability was easy! Thank you cash app!
  24. [R59] Cash App 5/5 · US Cash App review: My daughter and I enjoy the part where she had the opportunity to be creative and is that her own card!
  25. [R65] PayPal 1/5 · US Got scammed: Paypal let a company named Deeply scam me big time PP reimbursed me 89.00 because I was charged for an item (double order)I didn't order then turned around and denied me and took the 89.00 back. I was willing to return the item but never received instructions from the company Deeply. So don't think PP will have your back and protect you.
  26. [R66] PayPal 5/5 · US LUZ: BIEN
  27. [R67] PayPal 3/5 · US App runs so slow: App runs so slow. It takes forever to bring up the home page and then trying to get to the screen to unlock it is horrible as well. My app is updated to the latest update. I’ve had PayPal over 10 years please fix this
  28. [R68] PayPal 1/5 · US Subpar: DO NOT USE PAYPAL. This is the third time I have used pay in 4. They approve it and charge your bank the down payment 3 times and hold the money for 3 days. They blame the vendor and say there is nothing they can do. Fraud. Stay away use any other payment system
  29. [R80] Google 5/5 · US Best: I love this app because it just has everything
  30. [R86] Google 5/5 · US So great: I use google to research and find songs I don’t know,now I LOVE LISTENING TO SUMMER TIME
  31. [R89] Google 5/5 · US Best app.: This is the best app to use if you have an issue. Love it
  32. [R90] Google 1/5 · US it was good while it lasted...: Why was the Read Aloud feature removed???? That was the only reason I downloaded this app, guess I'll be uninstalling it now.
  33. [R93] Square Point of Sale (POS) 2/5 · US Not happy with this app: I have an account that I’m completely blocked out of. I changed my cell number and now it wants to send me a text to confirm my account. They give no other options such as email. They have no way of contacting the support team. It’s very frustrating. Please fix this issue. Please respond to this with a way for me to contact you.
  34. [R94] Square Point of Sale (POS) 5/5 · US Checkout: I love using square but… I don’t like the new updated checkout where it pops up the prices. Like… if I press the button (tap, insert or swipe) the top shows the cash price and the little itty bitty number below shows the card price, like that needs to be swapped. It needs to be clear not just for the workers but also the customers. Mistakes are made when people squint their eyes like it’
  35. [R95] Square Point of Sale (POS) 3/5 · US Invoice creation/ switching apps deleted everything: Just know that if you’re creating an invoice in square on iPhone and you switch apps to copy something on a brand new pro max phone, it will delete everything you wrote for the name of the invoice and details of the invoice. You must save if you switch out. It’s a thing I’m sure that could be fixed easily.
  36. [R96] Square Point of Sale (POS) 1/5 · US Dont waste time: Everything about the app and the payment process is fine i use it alot for my business but the big, main and only concern with this app and why i would not recommend it is because they play with your money! Every transaction I’ve had since opening the account gets flagged by there system and then i cant access the money earned from my sale until 2-3 business days later which is di
  37. [R107] Trust 1/5 · US WORST UI UPDATE: WORST UPDATE EVER, it was so good before the update everything smooth. After the update everything lagging the UI sucks
  38. [R108] Trust 5/5 · US Helpful and professional: Losing access to my cryptocurrency was one of the most stressful experiences I’ve ever gone through. After investing what I had worked so hard to save, my funds became inaccessible on an investment exchange platform, and I genuinely believed they were gone for good. I spent weeks searching for answers and trying different solutions, but nothing seemed to work. Thankfully,
  39. [R109] Trust 3/5 · US Crashes: Crash after crash, when are you going to stabilize finally?
  40. [R110] Trust 1/5 · US Crashing: Can’t stay open long enough to do anything
  41. [R2] Apple Wallet 5/5 · US Love it!: Apple Wallet makes life easier. I love the notifications when purchases are delivered.
  42. [R22] Apple Wallet 5/5 · US Muy buena me encanta me avisan todo ,cuando ordeno algo me ayuda a estar alerta .: 🥰🥰🥰🥰
  43. [R38] Apple Wallet 5/5 · US Tracking: Paying with Apple Pay allowed me to track my package easily
  44. [R48] Apple Wallet 5/5 · US Apple wallet: Like the notification alert
  45. [R24] Apple Wallet 5/5 · US Best thing ever: I love how Apple wallet allow me to help family and friends when in need.
  46. [R50] Apple Wallet 5/5 · US Fantastic: I really enjoy my Apple Wallet. It is the single most important App I use everyday. For personal security, I can leave my lesser daily essential credit and gifts cards home and access my spending accounts using my iPhone.
  47. [R51] Cash App 1/5 · US Garbage: I have been using Cash App for years to send my rent to my landlord and now they are saying because of security purposes they won’t allow my payment to go through. That’s kind of funny when I could transfer thousands of dollars in the past and now they’re denying the service to me. What is the point then? And why would you do this to someone when I’m trying to keep a roof over my children
  48. [R54] Cash App 1/5 · US Lost my money.: I had Cash App and someone went in and was able to wipe all my money out. Cash App wouldn’t investigate to get my money back. 2 people took my money. Showed me their picture with there face covered up with there phones. My bank said I had to get cashapp to investigate it, Cash App said they don’t do that. These same 2 people was able to get money out of my bank account as well.bett
  49. [R60] Cash App 1/5 · US To cashapp: So my card said it was supposed to be shipped on the 26th of June and it’s July and I have waited and it still hasn’t came and I am very concerned
  50. [R61] Cash App 4/5 · US Support: Could be better. Dispute resolution is not prompt or easy
  51. [R98] Square Point of Sale (POS) 3/5 · US Payment: This stupid app never transfer the money when it’s exposed to and then it won’t verify oh you got the bank account number in there. Why do you need to verify then you take 2.6% +10% on tap so if order is $250 they taking $7.33 for using a service. This is highway robbery. You just like Uber. You just like Lyft you like DoorDash.
  52. [R101] Square Point of Sale (POS) 1/5 · US Doesn’t verify my identity: This app doesn’t want to verify my identity after entering my correct and legal credentials and proceeds to not let me access tap payments. and don’t even want to bother with customer support.
  53. [R112] Trust 3/5 · US Not good: Crashing all the time. I can’t even finish a swap.

Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store