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Updated July 2026 · real, multi-region App Store reviews
Better options than

UBA Mobile Banking alternatives

UBA Mobile Banking users often face login issues and app unresponsiveness, leading them to seek alternatives. Kuda offers a digital-first experience, while GTWorld provides reliable transfers. Moniepoint Personal Banking is known for speed, and CBNA Mobile Banking and Union Bank & Trust Mobile cater to specific banking needs.

Why users look for alternatives to UBA Mobile Banking

The alternatives

Kuda
4.7★ · 132,441 ratings · Free

Kuda is a digital bank that users find generally good for banking R58. However, some users report issues with passkey login, account lockouts without clear reasons, and slow updates to balances after transactions R51R53R55. Customer service can also be unresponsive .

Better for: Kuda might suit users looking for a digital-first banking experience, provided they are prepared for potential login and balance update delays R51.

Head-to-head: UBA Mobile Banking vs Kuda
GTWorld
4.7★ · 44,730 ratings · Free

GTWorld is praised for being convenient, efficient, and easy to use for transfers R65R67R69R75. Many users consider it a great app and a top banking choice R74.

Better for: This app is better for users who prioritize fast and reliable transfers and a generally user-friendly interface R65R69R75.

Head-to-head: UBA Mobile Banking vs GTWorld
CBNA Mobile Banking
4.8★ · 44,376 ratings · Free

CBNA Mobile Banking is noted for its ease of use, simple interface, and good service R80R83. However, some users report issues with pending transactions, confusing updates, and being locked out due to mandatory updates or iOS version requirements R79R81.

Better for: CBNA Mobile Banking is better for users who value a straightforward, user-friendly app for basic banking and good customer service, as long as they keep their device's operating system updated .

Head-to-head: UBA Mobile Banking vs CBNA Mobile Banking
Moniepoint Personal Banking
4.6★ · 29,185 ratings · Free

Moniepoint Personal Banking is described as fast and reliable by some users R95. However, many users report significant issues with slow network, long transaction times (over 20 minutes), unexpected charges of #10 per transfer, and problems with face verification for login R96R98. There are also complaints about failed recharges and suspended accounts R99.

Better for: Moniepoint Personal Banking might suit users who prioritize speed when the app is functioning well, but they should be aware of potential network issues, transaction fees, and verification challenges R95R96.

Head-to-head: UBA Mobile Banking vs Moniepoint Personal Banking
Union Bank & Trust Mobile
4.9★ · 19,799 ratings · Free

Union Bank & Trust Mobile is generally easy to use for checking balances and reviewing accounts R108. It can be particularly good for UNL students due to sign-up bonuses R111. However, users frequently report the app being slow to load transactions, having issues with Zelle functionality, and being inaccessible or crashing often R107R110. Customer support can also be difficult to reach during outages .

Better for: This app is better for users who primarily need to check balances and make simple transfers, especially UNL students, but they should be prepared for occasional slowness and potential issues with advanced features like Zelle R108R110R111.

Head-to-head: UBA Mobile Banking vs Union Bank & Trust Mobile
Stick with UBA Mobile Banking if

Users should stick with UBA Mobile Banking if they consistently have a 'wonderful experience' with seamless and quick transfers, find the app simple to use, and appreciate features like double-check confirmation for security .

Evidence note: No alternative had too-thin evidence.

Frequently asked

Why do UBA Mobile Banking users experience login problems?
UBA Mobile Banking users experience login problems due to issues like the app not opening, blank dashboards after login, inability to input verification codes, and being randomly logged out without knowing their password R1R6R7R12.
Does Moniepoint Personal Banking charge for transfers?
Yes, Moniepoint Personal Banking users have reported that the app removes #10 on each transfer they make, which some find annoying R96.
Is GTWorld reliable for money transfers?
Yes, GTWorld is widely praised for being convenient, efficient, and providing fast and reliable transfers R65R75.

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

  1. [R1] UBA Mobile Banking 1/5 · US My main account is not showing: My main account balance and number aren’t showing on the dashboard. I have refreshed my app multiple times yet no luck
  2. [R7] UBA Mobile Banking 1/5 · US Can’t log in: I have used the UBA mobile app for awhile now, even with the issues that comes with it. Recently, I noticed that I can sign in but it won’t bring up my dashboard. It will show that I have signed in, but I can’t do anything. I received an sms from UBA that the app has been upgraded. However, there is no button to upgrade on the App Store. I am still getting the same display. Terrible
  3. [R12] UBA Mobile Banking 3/5 · US Unable to input verification code: I just updated my UBA banking mobile app and I got automatically logged out, I tried logging back in, I inputted my details correctly then got a verification code but whenever I try inputting the verification code it doesn’t let me type it in. Please fix this issue.
  4. [R13] UBA Mobile Banking 1/5 · US App not opening: Why has the app stopped opening for up to 2 weeks now??? Tf you want ur users to do? What about those that makes transactions using just the app and don’t have a bank card?? So if I want to use the money In my account, I need to go to a bank and get withdrawal slip…. Be like say una no serious for this bank thing sha
  5. [R21] UBA Mobile Banking 3/5 · GB Mr: It’s ok but sometimes it takes time to open
  6. [R24] UBA Mobile Banking 3/5 · GB Alright.: Averagely slow interface and network all the time.
  7. [R25] UBA Mobile Banking 1/5 · US Very poor app: The app is not user friendly and network is also poor
  8. [R28] UBA Mobile Banking 1/5 · US Unusable app. Worst banking app in the world: At this point UBA should outsource the development of UBA banking apps. I have never used a functioning UBA app for more than a year. There is a new app every season and all don’t work well long enough. After I log in, the app is stuck on loading.
  9. [R10] UBA Mobile Banking 1/5 · US Worst app I’ve ever used: Can’t even send money
  10. [R18] UBA Mobile Banking 3/5 · US Complain: I can’t send money to orders banks
  11. [R34] UBA Mobile Banking 1/5 · US Terrible mobile app: I won’t swear for the developer behind this terrible development yet. For goodness sake, how is my limit 5m and I’m only opportune to send out only 200k. The secure pass or token is not going either and it’s close to impossible to speak with a customer care. If this opportunity pass me by huh, I’ll surely say goodbye to this bank. It’s over a decade banking with you and it suc
  12. [R39] UBA Mobile Banking 1/5 · US Compliant.: Very useless app, I have not been able to make a transfer for five days now, I updated the app hoping that it’s going to be better, right now when I log into the app, it just keeps on loading and nothing ever happens, if you don’t know how to operate a bank, just close it.
  13. [R3] UBA Mobile Banking 3/5 · US Card: Why do I always need my card details to longin on a new phone
  14. [R6] UBA Mobile Banking 3/5 · US Good: While the app is okay and all. I had a situation (I’m using iPhone) where I was randomly logged out and i couldn’t log back in without my password. I didn’t know my password unfortunately because I got used to biometrics (Face ID login). So my option was to reset password but i couldn’t do that without a secure pass so i had to go all the way to the bank just to access my account. It’ll ha
  15. [R9] UBA Mobile Banking 3/5 · US Loans: Allow me to take loans
  16. [R11] UBA Mobile Banking 5/5 · US Please i need so lone which I can’t find on my app: I need lone please but i can’t find it on this app it should be here too
  17. [R51] Kuda 1/5 · US Login issue: The passkey login has been very useless and frustrating. I can’t login to my app for days now
  18. [R53] Kuda 3/5 · US Locked account unauthorized: My account has been locked without any reasons and it’s annoying I have sent out various emails to them but they have refused to unlock it and its annoying,making me regret my decision of opening the acct in the first place
  19. [R55] Kuda 5/5 · US Help: What’s going on with this app right now cause have been trying to login for days now but it’s bringing me passkey issues
  20. [R58] Kuda 4/5 · US My review: The best app so far 🤭
  21. [R65] GTWorld 5/5 · US Transferring: Very convenient and efficient.
  22. [R67] GTWorld 5/5 · US Great upgrade to the Mobile App.: New Mobile App is very easy to use. Keep up the good work!
  23. [R69] GTWorld 5/5 · US This is superb: It’s very easy to use and user friendly
  24. [R74] GTWorld 5/5 · US Respect: The best bank have ever used is gtbank….. I love the app
  25. [R79] CBNA Mobile Banking 2/5 · US Pending Issues: It’s dumb when it says it takes the money out and it’s pending and then the money isn’t taken out. It’s almost made me overdraft a few times. You guys shouldn’t take it out or at least not say it taken out until it is. Multiple times now I’ve had 401 day than the next day it’s up to 600 and then two days later back down to 100. Really confusing, if I didn’t keep track of it myself
  26. [R80] CBNA Mobile Banking 5/5 · US Deposited check: Easy to use on app
  27. [R81] CBNA Mobile Banking 3/5 · US Running balance & card lock: I this app I just wish there was a running balance with each transaction. I also wish I could lock my card vs canceling it. Giving me a chance to find it without fear of it being used.
  28. [R83] CBNA Mobile Banking 5/5 · US Treasurer: Great job everyone, keep up the good work
  29. [R95] Moniepoint Personal Banking 3/5 · US Love it: And it’s faster, reliable
  30. [R96] Moniepoint Personal Banking 2/5 · US Bad transactions: Why will they be removing #10 on each transfers I made it’s so annoying
  31. [R98] Moniepoint Personal Banking 3/5 · US Face verification: I can’t verify my face I don’t know why please and I need to withdraw money on there to pay for my fees please
  32. [R99] Moniepoint Personal Banking 1/5 · US Your services are terrible, twice ive tried recharging you guys debit me but I didn’t receive anythi: Your services are terrible, twice ive tried recharging you guys debit me but I didn’t receive anything, it’s woke and terrible you guys should do better
  33. [R107] Union Bank & Trust Mobile 2/5 · US Slow: Extremely slow when loading transactions or account balances.
  34. [R108] Union Bank & Trust Mobile 5/5 · US Bank app: This is an amazing app it allows me to look at my funds on my phone which is very useful
  35. [R110] Union Bank & Trust Mobile 2/5 · US App Issues: The app is alright for checking balances and transferring money, but other functions there seems to be a major hiccup. Whenever I try to use the Zelle function, the page rarely populates. This happens on both mobile and desktop. I moved around to different MiFis and tried a hardline connection to try and eliminate network issues, but I can rarely get the Zelle page to populate; it just
  36. [R111] Union Bank & Trust Mobile 4/5 · US Great for UNL: This app is great for UNL students, especially with the sign-up bonus! The savings accounts are lacking quite a bit after graduation, but I really like their current 12-month promotional “Money Market Account” that has an interest rate of 3.45%, which is the highest for non-CD accounts. I’ll likely be looking elsewhere for a long-term high-yield savings account, but otherwise this
  37. [R75] GTWorld 5/5 · US Good: Fast transfer and reliable

Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store