N26 vs Old National Mobile
Old National Mobile is generally more reliable for core banking functions, despite some recent update issues, while N26 struggles with account access and customer support.
N26 offers quick digital setup and international features, but users frequently report issues with account access, app bugs, and unresponsive customer support. Old National Mobile, while experiencing recent app update problems and persistent review prompts, is generally seen as reliable for deposits and daily banking by its users.
Head to head
You are an expat or international student in Europe looking for a quick digital bank account setup and value international transaction capabilities, and are willing to risk potential issues with app stability and customer support R5R20R51.
You prioritize a generally reliable banking app for daily transactions and deposits, even if it means dealing with frequent review prompts and occasional app glitches after updates .
Evidence note: Old National Mobile's reviews are heavily skewed by a persistent issue of the app repeatedly asking users to leave a review, which has led many to give low ratings specifically for this annoyance rather than core banking functionality. N26's negative reviews, however, often point to more critical issues like account access, frozen funds, and poor support.
Frequently asked
Does N26 work with the latest iOS versions?
Are there common issues with Old National Mobile's app?
Is N26 customer support responsive?
What reviewers actually said
Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.
- [R5] N26 Fresh in Berlin: Just arrived in Berlin and in need for bank account. N26 was a total blast. Completed everything digitally within less than 1 hour
- [R11] N26 Roi57: Facile et fiable !! Partout dans le monde
- [R12] N26 Less bank more investment now: Increasing focus on pyramid scheme scams (crypto currency) and investments makes the app less pleasant to use, which is unfortunate as I’m overall happy with the banking bits.
- [R20] N26 5 years great bank: We have been using N26 for 5 years. There have been a few glitches and there are changes I’d like made. But this is a robust service that has allowed us to handle financial transactions as expats really seemlessly. Without the N26 app, we would have had great difficulty integrating into Germany. And the app has continued to add improvements.
- [R1] N26 Cannot log in: Cannot log in for some unknown reason. It's trash. · translated
- [R9] N26 Too much AI and too little human control: Opening a bank account is failing for me with some technical ID. For more than a week I’m trying to figure out with support what is the problem. Looks like some alert, but they can not say for sure what. If the bank is so bad at opening an account I would expect it to be even worse at serving it
- [R10] N26 Broken build!!!: The selfie camera for identity check crashes the app. No way to login. That’s terrible experience.
- [R4] N26 Abusive neobank: Avoid. They blocked our grandma account for receiving 500 EUR from her son. They wanted proof of source of funds. I guess this is how drug dealers launder money in N26 world. By sending old people 500 EUR. Idiocy.
- [R7] N26 no longer works with iOS 16: N26 no longer works with iOS16, and does not allow use of older versions of the app. My phone is not eligible for iOS 17, and so N26 no longer works for me.
- [R25] N26 The worst bank!!: They “cancelled” ie closed my account for no reason with no prior notice and no explanation.
- [R51] N26 Best Card and Bank: The system is perfect, because you need to test your bank when you are out of the country. N26 is the best bank which works inland and abroad. Everything is easy and really cheap. Thanks N26 family
- [R54] N26 “Free account” is a scam: If I signed up for a “free account”, why do I keep getting charged? I am sick of these greedy companies lying to its customers. Join the class action lawsuit against greedy N26.
- [R109] Old National Mobile No perks: Had to get a checking account here. So far, sucks. No perks. No timeliness of deposits. You get this bank account because you have to, not want to.
- [R6] N26 No pin received: It is 23:40 and I am not receiving a verification pin, since no human is working! The chat both told me to Seite until the next day 🤨! For what you have a chat when they are not able to help?
- [R13] N26 Horrible: The app got me stuck in a loop during identity verification. So app is unusable for me. Not only the app is unusable but the whole company is absolutely horrible, got in touch with them TWICE via chat, trying to explain what is happening, like I really wanted to open an account with them, I got ghosted in the chat, TWICE, not a connection problem, they just didnt bother to follow up. The
- [R24] N26 App is good but customer service clueless: The App is quite functional but the customer online chat is pretty useless as when you get to a human after a dumb bot, they don’t have detailed understanding so you get PR type answers or nobody has ever raised that, translation I don’t know the answer. Could be a lot better.
- [R28] N26 Buggy app: Buggy app. Locks up completely on iPhone 17 pro. Tech support treats you like an idiot and completely useless. Uninstalling and reinstalling fixed it (for now) but the inability to have any access to my bank account without credible customer support shook my confidence in n26.
- [R30] N26 Crashes in new IOS: Does not allow for the camera recognition in the iPhone 17MaxPro. It goes thru the protocol for password and when it goes for the photo recognition - it crashes. Now I have no access to my account..on vacation. PLEASE FIX THIS BUUUGGGGG Great
- [R70] Old National Mobile App won’t work after update: App decided not to work, told me to go to the App Store and download the latest version, won’t update. iPhone shows it has the most current version.
- [R81] Old National Mobile Latest Update Crashes App: Since the last update, the app crashes when doing a mobile check deposit. After taking a picture of the front of the check, the app black screens and requires restart. Please fix
- [R84] Old National Mobile Glitch when opening: There’s always a glitch that immediately closes the app the first 1-3 times you try to login and then have to restart it
- [R87] Old National Mobile App: I have to open the app six or seven times to use the bank app. This has been doing this for the week.
- [R38] N26 Scam: N26 blocked my account and froze my money with ZERO warning. Weeks later, still no refund, no timeline, no answers. Support is completely incompetent: copy-paste replies, no responsibility, no clue what’s going on. You are treated like garbage while YOUR OWN MONEY is locked. Because of N26, I couldn’t pay rent, couldn’t buy basic things, couldn’t live normally. This is not “compliance”, t
- [R61] Old National Mobile What a crock!!!!!!!!: What's with this latest bs that you expect me to upgrade my operating system to continue using your app? WOW! I will just find another bank! Unbelievable! bye, bye! Oh and GFY!
- [R63] Old National Mobile Stop asking me to write a review: Stop asking me to write a review
- [R66] Old National Mobile Annoying to keep asking: It’s getting old that every time I log in, I’m asked to review the bank before I can even view my accounts.
- [R73] Old National Mobile I want you to stop asking me if I like this app I’m using it that should be enough: Nothing else to say
Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store