N26 vs FNBT & FCB Mobile

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

1. [R20] N26 4/5 · US 5 years great bank: We have been using N26 for 5 years. There have been a few glitches and there are changes I’d like made. But this is a robust service that has allowed us to handle financial transactions as expats really seemlessly. Without the N26 app, we would have had great difficulty integrating into Germany. And the app has continued to add improvements.
2. [R77] FNBT & FCB Mobile 5/5 · US Weekend-Friendly Banking with Top-Notch Online Tools.: I absolutely love this bank! Their online banking is so intuitive and easy to use, and I really appreciate that they’re open on weekends. A fantastic experience every time!
3. [R1] N26 1/5 · US Cannot log in: For some unknown reason, I can't log in. It's trash. · translated
4. [R61] FNBT & FCB Mobile 2/5 · US Customer support/ Zelle complicated: The app used to work great, now when I attempt to open the Zelle feature the app closes out immediately. Also when I try to talk to support they will end my conversation in the middle of me typing. This is ridiculous.
5. [R39] N26 5/5 · US Great services: So easy and user friendly to use as I am not so great with complex interfaces. Very easy and quick to setup.
6. [R85] FNBT & FCB Mobile 1/5 · US This sucks!: This app is so slow and annoying. I always have issues trying to just get on a see my checking account balance. But the app will never open for me it just crashes.
7. [R86] FNBT & FCB Mobile 5/5 · US I love my bank: I have never been happier with any bank than I have with the service at FNBT. They genuinely car for their clients.
8. [R101] FNBT & FCB Mobile 1/5 · US Never works properly: Mobile app glitches so bad like what’s the point
9. [R10] N26 1/5 · US Broken build!!!: The selfie camera for identity check crashes the app. No way to login. That’s terrible experience.
10. [R60] N26 1/5 · US Painful Service: I had my phone and wallet stolen. Which means I didn't have access to sms or push notifications. The process of getting back access to my money was so long and difficult. A line of people drip feed you false info and refuse to actually do anything. I eventually got one guy to help but he, like everybody else, just kept trying to get me to give up. I literally had to beg in order
11. [R87] FNBT & FCB Mobile 1/5 · US Glitches constantly: The app is glitching constantly. Any time I need to schedule a recurring transfer, it doesn’t show the options for which days to schedule out in the future so I have to go to the desktop version. It’s constantly going down for maintenance at the worst times. This bank doesn’t allow outgoing external transfers, charges $1 for Zelle transactions, and only allows $200 Zelle trans
12. [R93] FNBT & FCB Mobile 1/5 · US Bad service: I can’t activate my card can’t turn my card on and off and when I opened up this account, they said nothing about a $12 a month maintenance fee so now my account is in the negative $1.65, which is gonna cost me more money because I don’t have a overdraft setup on my account when I opened this account. I told them I did not want an overdraft. But because the maintenance fee was $12 and
13. [R54] N26 1/5 · US “Free account” is a scam: If I signed up for a “free account”, why do I keep getting charged? I am sick of these greedy companies lying to its customers. Join the class action lawsuit against greedy N26.
14. [R113] FNBT & FCB Mobile 1/5 · US Monthly maintenance fee: They took $12 out of my account for a “monthly maintenance fee” ive had them for years they never done this before till today
15. [R108] FNBT & FCB Mobile 5/5 · US Jr.blood: Love this bank. It’s free to setup an account and use. Just have a minimum of an amount to keep account open. I believe it’s $5
16. [R19] N26 1/5 · US Don’t use this bank: Totally awful bank. I have never felt so scammed by a financial institution in my life. First they demand, almost in a rush, that I transfer my own money to another account “to avoid problems,” giving me a 30‑day deadline as if they were doing me a favor. Communication is terrible: confusing messages, changing conditions, and no one willing to take responsibility; just generic
17. [R38] N26 1/5 · US Scam: N26 blocked my account and froze my money with ZERO warning. Weeks later, still no refund, no timeline, no answers. Support is completely incompetent: copy-paste replies, no responsibility, no clue what’s going on. You are treated like garbage while YOUR OWN MONEY is locked. Because of N26, I couldn’t pay rent, couldn’t buy basic things, couldn’t live normally. This is not “compliance”, t
18. [R67] FNBT & FCB Mobile 2/5 · US No help: Wish they had better customer service
19. [R92] FNBT & FCB Mobile 5/5 · US Five stars: Been with this bank for 3 years now still been great . Very helpful people in person. Haven’t had weird issues and they helped me recover my money with a scammer back in the past .