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Updated July 2026 · real, multi-region App Store reviews
Head-to-head

Metro Credit Union Mobile vs Georgia's Own Credit Union

Metro Credit Union Mobile 4.8★ · Free to download 55
Winner Georgia's Own Credit Union
Georgia's Own Credit Union 4.8★ · Free to download 75

Georgia's Own Credit Union offers a more reliable and user-friendly experience than Metro Credit Union Mobile.

While both apps are free to download and have similar overall ratings, Georgia's Own Credit Union stands out for its better reliability and user satisfaction. Users of Metro Credit Union Mobile frequently report issues with app performance and customer service.

Head to head

features edge: Georgia's Own Credit UnionR18R22R90R117
Metro Credit Union Mobile Metro's app has limited features and recent updates have removed useful functionalities, such as card controls and transaction searches R18R22.
Georgia's Own Credit Union Georgia's Own offers a more comprehensive feature set but has faced criticism for its bill payment interface and account management options R90R117.
ease of use edge: Georgia's Own Credit UnionR3R12R43R62
Metro Credit Union Mobile Users find Metro's app difficult to navigate, with frequent login issues and frustrating error messages R3R12R43.
Georgia's Own Credit Union Georgia's Own is generally considered easy to use, although some users report slow loading times and login issues R62.
reliability edge: Georgia's Own Credit UnionR5R39R55R63
Metro Credit Union Mobile Metro's app is often described as unreliable, with users experiencing frequent crashes and errors R5R39R55.
Georgia's Own Credit Union Georgia's Own has also faced reliability issues, but they are less frequent compared to Metro's reports R63R117.
price/value edge: Georgia's Own Credit UnionR13R19R94R107
Metro Credit Union Mobile Both apps are free to download, but Metro's users often feel they receive poor service for their fees R13R19.
Georgia's Own Credit Union Georgia's Own users generally feel they receive good value for their banking services, despite some complaints about fees R94R107.
support edge: Georgia's Own Credit UnionR13R45R101R107
Metro Credit Union Mobile Metro's customer service is criticized for being unhelpful and difficult to reach R13R45.
Georgia's Own Credit Union Georgia's Own has received mixed reviews on support, with some praising responsiveness while others report difficulty in reaching representatives R101R107.
Pick Metro Credit Union Mobile if

you prefer a credit union with a long-standing history and are willing to navigate a less reliable app.

Pick Georgia's Own Credit Union if

you want a more reliable and user-friendly banking app with better customer service.

Evidence note: Metro Credit Union Mobile has a significant number of negative reviews regarding app performance and customer service, while Georgia's Own Credit Union, despite some issues, has a more favorable reception overall.

Frequently asked

Which app has better customer service?
Georgia's Own Credit Union tends to have better customer service ratings, although some users still report difficulties in reaching support R101R107.

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

  1. [R18] Metro Credit Union Mobile 3/5 · US Lost features/ very basic: Many of the old features including searching old transactions can no longer be done. The app has a lot of glitches, for example the ‘card control’ feature doesn’t work anymore either.
  2. [R22] Metro Credit Union Mobile 1/5 · US Extremely limited: For a bank app I’m taken a back by how limiting this bank’s options are. I can’t pay loans using my checking and routing, adding a debit or credit card as a form of payment is tightly secured most attempts will never work. Forgot your password? Get ready, nothing will work, you’ll be bounced out over and over and start questioning your own sanity. This UX is so bad had I known I
  3. [R90] Georgia's Own Credit Union 3/5 · US Payment features terrible: The “upgrade “ to the app made the bill payment feature terrible! Not user friendly.
  4. [R117] Georgia's Own Credit Union 1/5 · US Will rate low until we can pay our credit card: Since Ga Own still doesn’t let you pay your credit card bill from the mobile site (even after switching to desktop mode), the Card app is completely broken, and this app refuses to allow you to pay the bill, I will continue to rate it one star. Please add some sort of functionality to pay the credit card bill on a phone. This has been an issue for ov
  5. [R3] Metro Credit Union Mobile 3/5 · US Hard to use: This app is hard to use, especially connecting other banks and transferring money
  6. [R12] Metro Credit Union Mobile 3/5 · US Login: I can’t login to check my account for the life of me it was doing pretty well before something must’ve happened in which ever time i try to login there’s an error
  7. [R43] Metro Credit Union Mobile 1/5 · US The worst banking app: I don’t think a single day goes by where I don’t have an issue with this app!! I’d give negative stars if I could. The constant error messages is ridiculous. This alone has had me considering switching banks to one with a more reliable app.
  8. [R62] Georgia's Own Credit Union 4/5 · US Little slow: It’s a little slow to register money taken and deposited from my checking account, which makes it a little hard to see what’s in my account, but all in all, Union is great ans I’ve used it for years
  9. [R5] Metro Credit Union Mobile 5/5 · US App is always messed up: The app is always messed on some we have a error I have to get off then go back in over n overthink I’m going to leave this bank
  10. [R39] Metro Credit Union Mobile 1/5 · US Not working: This app hasn’t worked for me in over a month and when I log onto the website on my cell phone it’s not working.
  11. [R55] Metro Credit Union Mobile 1/5 · US Worse App Ever: Please fix the app! This is one of the most unreliable bank apps I have ever used. It never works and every time I try logging in it either gives me a blank white screen or it kicks me out of the log in screen
  12. [R63] Georgia's Own Credit Union 3/5 · US Unable to load content please refresh: Get on every page “unable to load content please refresh page” . This error never goes away and this error keeps from you completing transactions whether it’s a profile update / setting or transaction .
  13. [R13] Metro Credit Union Mobile 1/5 · US Outrageous fees: Totally outrageous fees!! Calling support wasn’t any help!! Tried to close out my account multiple times!! Support refused to close it!! Worst Bank EVER!! Do Not Recommend!!
  14. [R19] Metro Credit Union Mobile 1/5 · US Don’t trust Metro: I used their raggedy app and my payment went 30 days past due. I was a 808 Experian score. Never missed a payment before. I never got a call from Metro letting me know either I wa about to go 30 days past due. My credit goes down over 100 points in 1 shot. I call to see what happened. They tell me I scheduled the payment for the correct month but 1 year on the future. I don’t bu
  15. [R94] Georgia's Own Credit Union 1/5 · US Stay away from this Credit Union and their Terrible App: The worst bank/credit union in all of Georgia. First, what a stupid name! Did they fire all of their marketing staff the week they had to come up with a name? It does even make any sense. If you are sucked in and open an account, their fees are OUTRAGEOUS! They make most of their profit from FEES which you will pay! Their Customer Service if
  16. [R107] Georgia's Own Credit Union 1/5 · US Poor customer service: Never can get anyone to answer the phone or return messages
  17. [R45] Metro Credit Union Mobile 1/5 · US Your customer service is terrible and app is slow: First of all this is one on the slowest apps I have ever used. Second I TRIED to make a payment (GIVE YOU MONEY) and the customer service rep was rude and absolutely patronizing and would NOT take my payment because it’s my husband on the loan. seriously, I have the account number and I did NOT want any information. I just wanted to GIVE YOU MO
  18. [R101] Georgia's Own Credit Union 5/5 · US Awesome Service Always: I always get top notch service from Georgia’s Own Credit Union. I sleep comfortably, knowing my funds are secure and safe. Angela Gore is one of the best I’ve come across in my lifetime with her awesome customer service and care. Georgia’s Own gets a 10 out of 10 from me!

Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store