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Updated July 2026 · real, multi-region App Store reviews
Head-to-head

Consumers Credit Union vs All In CU

Consumers Credit Union 4.8★ · Free to download 60
Winner All In CU
All In CU 4.8★ · Free to download 70

All In CU generally offers a more stable and reliable app experience, despite some recent update issues, making it a slightly better choice over Consumers Credit Union, which has significant complaints about its recent app update and functionality.

Full reviews: Consumers Credit Union · All In CU

Both Consumers Credit Union and All In CU have high lifetime ratings, but recent app updates have caused significant frustration for users of both. Consumers Credit Union faces widespread complaints about app lag, removed features, and critical functionality issues, while All In CU users report occasional loading problems and dissatisfaction with new bill pay interfaces, though overall customer service is highly praised.

Head to head

App Functionality & Reliability edge: All In CUR1R7R13R15
Consumers Credit Union Many users report significant issues with the Consumers Credit Union app, especially after recent updates. Complaints include the app being laggy, slow to load, and buggy R1R7R13R16. Critical functions like mobile check deposit and transferring money often error out, or do not work at all R50. Some users also report problems with Face ID and the inability to freeze cards within the app R15.
All In CU All In CU users also experience app functionality issues, though perhaps less severe and widespread than Consumers Credit Union. Some users report the app not loading on certain days or requiring reinstallation R64. Mobile check deposit can be slow or crash . There are also reports of login difficulties and the app logging users out unexpectedly .
Ease of Use & User Interface tieR10R19R21R24
Consumers Credit Union The recent update to the Consumers Credit Union app has been widely criticized for making the app less user-friendly and more confusing . Users miss the old, simpler interface and features like the account balance widget R21R24. The new design is described as poorly done, with a chatbot that obstructs other elements R10R19. Login can be tedious, requiring re-entry of characters even with autofill .
All In CU All In CU also faces complaints about recent updates making the app less intuitive and harder to use, particularly for bill pay R61R69. Some users find it confusing to make loan payments . However, other users still praise its convenience and ease of use . A common annoyance is being repeatedly prompted to rate the app R63.
Features & Integrations edge: All In CUR9R15R18R21
Consumers Credit Union Consumers Credit Union users lament the removal of the app widget for quick balance checks R21R24. The app also lacks compatibility with third-party services like Plaid, Quicken, and Prism, which is a significant drawback for many R9. Users desire features like tracking progress towards higher interest rate checking requirements and the ability to freeze cards R15R18.
All In CU All In CU users appreciate features like early direct deposit and overdraft privileges . However, some wish for the ability to link the app to their AACFCU credit card and to turn bill payments on or off directly within the app R61. There's also a request for easier viewing of account names .
Customer Service & Support edge: All In CUR2R5R8R13
Consumers Credit Union Consumers Credit Union receives high praise for its customer service and friendly staff R2R5R8. However, some users report that IT support denies knowledge of app issues despite widespread complaints R13. There are also instances where customer service is unavailable during critical times .
All In CU All In CU is widely lauded for its excellent customer service, with many members highlighting helpful and friendly staff . However, there are isolated complaints about staff making mistakes that cost customers money or being unhelpful with app access .
Fees & Policies tieR4R6R22R50
Consumers Credit Union Consumers Credit Union users complain about being charged a $10 fee for early deposits R4 and a $10 monthly fee for inactive accounts R22. There are also mentions of $30 return check fees due to app errors R50. Users desire more payment options and fewer fees R6.
All In CU All In CU users appreciate features like overdraft privileges . However, some report unexpected money taken from their account and issues with loan denials despite good credit scores . There's also a complaint about a significant interest rate increase on a second mortgage .
Pick Consumers Credit Union if

You prioritize excellent in-person customer service and are willing to tolerate significant app functionality issues and a less intuitive interface, especially if you do not rely heavily on mobile banking for complex transactions R5R8.

Pick All In CU if

You value a generally reliable app experience with strong customer support, even if there are occasional loading issues or frustrations with recent interface changes . You also appreciate features like early direct deposit and overdraft protection .

Evidence note: Both apps have high lifetime ratings, but a significant portion of recent reviews for Consumers Credit Union are negative, heavily focused on the poor quality of a recent app update. All In CU also has negative reviews regarding updates and app functionality, but the volume and severity of complaints appear less impactful on overall satisfaction compared to Consumers Credit Union.

Frequently asked

What are the main issues with the Consumers Credit Union app?
The main issues with the Consumers Credit Union app include being laggy, slow to load, and buggy, with critical functions like mobile check deposit and money transfers often failing, especially after recent updates R1R7R13R16. Users also report a less user-friendly interface and the removal of popular features like the account balance widget R21R24.
Does the All In CU app have any known problems?
Yes, the All In CU app has known problems including occasional loading issues, requiring users to delete and reinstall the app R64. Some users find the new bill pay interface confusing and report mobile check deposit can be slow or crash R61R69. Repeated prompts to rate the app are also a common annoyance R63.
Are there any fees associated with Consumers Credit Union?
Yes, Consumers Credit Union charges a $10 fee for early deposits and a $10 monthly fee for inactive accounts R4R22. There are also reports of $30 return check fees R50.

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

  1. [R1] Consumers Credit Union 1/5 · US Welp, you’ll owe me: My account says I have enough so imma go ahead and buy my morning coffee. Your app says the amount might be incorrect. Well, I’ve restarted, deleted and reinstalled, everything you have to in order to fix this and it still says the amount displayed could be incorrect. Tough luck. If you’re advertising I have the money, I have the money. Unfortunately this is false advertising.
  2. [R7] Consumers Credit Union 1/5 · US App functionality: By far the worst banking app I’ve ever used.
  3. [R13] Consumers Credit Union 1/5 · US Annoyingly Laggy: Love Consumers, but this app is sooooo laggy. I’ve contacted IT and they just continue to tell me they have no idea what I’m referring to and haven’t had any other complaints. It takes a while to load and access my accounts upon opening. Once it’s open it’s fine, but lags terribly in the beginning. Once it’s finally running I’ve done what I’ve come to do and I’m ready to close
  4. [R15] Consumers Credit Union 3/5 · US Good but not Great: Good app but the face ID doesn’t work and I would like to be able to freeze my card from the app.
  5. [R10] Consumers Credit Union 2/5 · US Remove the chatbot: You desperately need to make the chatbot a moveable element or allow us to get rid of it completely. It covers other items in the app and then I can’t click to close a pop up or other icon.
  6. [R19] Consumers Credit Union 2/5 · US Horrible app design and functionality: There’s little to no common sense with this app and how it functions. The dashboard looks like it was designed by a high schooler just learning to code.
  7. [R21] Consumers Credit Union 3/5 · US Like old better: Still a good app but would still be great if the widget wasn’t taken away!!
  8. [R24] Consumers Credit Union 3/5 · US Got Rid of Great Features, UX much poorer: When we switched from a big bank to CCU their app was one of the highlights of the switch. The widget that allowed me to view my balance without opening the app was one of my and my husband's favorite features. The app was also easy to navigate and had not too many features clogging it up. Unfortunately, the update has removed many of those highlights. Th
  9. [R9] Consumers Credit Union 3/5 · US Needs some work: Easy to use Platform. I wish I didn’t have to approve every login in to Quicken every single time.
  10. [R18] Consumers Credit Union 3/5 · US onlinekzoo: Really needs the ability to track progress towards qualifying requirements for higher interest rate checking. That’s not just a useful feature it feels like a more honest and transparent approach, empowering members to track progress and take action within the month. Hope this gets added soon.
  11. [R2] Consumers Credit Union 5/5 · US Review: Good people
  12. [R5] Consumers Credit Union 5/5 · US Best bank ever: Best service ,best plans,an best customer service ever !
  13. [R8] Consumers Credit Union 5/5 · US Great credit union: I love Consumer’s Credit Union. They always give me the best service.
  14. [R4] Consumers Credit Union 2/5 · US My money: I should not be charged $10.00 if you already know that money is there if I need that early deposit, I’m retired and need every penny I can keep !
  15. [R6] Consumers Credit Union 3/5 · US Need more payment options: Need more payment options and less fees
  16. [R22] Consumers Credit Union 1/5 · US Disappointing App and Inactive Account Fee - Looking for Alternatives: It is baffling that a financial institution of your reputation cannot provide a stable and user-friendly app for its customers- especially as something as simple as mobile deposit. I was shocked to discover that the bank charges a monthly fee of $10 for inactive accounts. This policy seems predatory and designed to take advanta
  17. [R50] Consumers Credit Union 1/5 · US They changed the whole app: They changed the whole format and tried to make it pretty. They did this before and got ride of external deposit from other accounts. I haven’t been able to E deposit a check ever since. I kept giving me an error. Then they hit me with $30 return check fee. It wasn’t broke before. Don’t fix it Now it’s all broken
  18. [R16] Consumers Credit Union 1/5 · US Last Update Is Terrible: The last update slowed the response time of this App significantly. Now when the app is launched you have to wait for an advertisement to load. Then you have to click off the ad and wait again for the app to respond. Super annoying! It’s bad enough that I’m contemplating switching financial services to another company.
  19. [R61] All In CU 2/5 · US Bill pay: I don’t like the new bill pay and you can’t use the app to turn bills on or off .
  20. [R63] All In CU 3/5 · US Please stop asking me to rate the app: All In is a great bank though
  21. [R64] All In CU 1/5 · US Can’t even see what I got…: App doesn’t like to load most days. This update is the worst one yet.
  22. [R69] All In CU 3/5 · US Used to be great once: What used to be a great banking app is now marginal and frequently doesn’t work. All they had to do was NOTHING! Literally don’t mess with it. Now it’s counterintuitive on usability and bill pay frequently doesn’t work. I just don’t understand the need to mess something up that worked great. But not now!

Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store