Verithiathe honest score on any app
Updated July 2026 · real, multi-region App Store reviews
Head-to-head

TBC Bank vs Liberty Mobile

TBC Bank 4.9★ · Free to download 75
Winner TBC Bank
Liberty Mobile 4.8★ · Free to download 40

TBC Bank is generally preferred for its features and user experience, despite frequent update issues, while Liberty Mobile struggles with basic functionality, high fees, and poor performance.

Full reviews: TBC Bank · Liberty Mobile

TBC Bank offers a more feature-rich and generally user-friendly experience, though users are frustrated by frequent mandatory updates and occasional bugs. Liberty Mobile, in contrast, faces significant criticism for its slow performance, high transaction fees, and lack of essential features, making TBC Bank the stronger option overall.

Head to head

Features edge: TBC BankR4R11R17R20
TBC Bank TBC Bank offers a wide range of features that generally meet user requirements, with some appreciating its quickness compared to competitors R11R20. However, users desire improvements like hiding transactions from statistics and better investment dashboards R17. There are also specific complaints about inability to transfer between personal and business accounts, and issues with QR scanner functionality R4.
Liberty Mobile Liberty Mobile is criticized for lacking essential features such as transaction repetition, transfers by personal ID, and face scanner operations . Users also report issues with automatic payments failing and the removal of features like installment payments for Top Card . Some users appreciate its utility for communal payments .
Ease of Use edge: TBC BankR1R8R11R25
TBC Bank TBC Bank receives mixed reviews on ease of use. Many find it comfortable, easy to install, register, and use R8R11. However, others describe it as not user-friendly and difficult to navigate R1R25. There are complaints about forced passcode setups and issues with the app not working on newer iPhone models .
Liberty Mobile Liberty Mobile is widely criticized for being uncomfortable and slow . Users report difficulties navigating between operations, requiring app restarts . There are also requests for features like a dark theme and an English language option .
Reliability tieR3R6R9R12
TBC Bank TBC Bank's reliability is a major concern for users. Frequent and forced updates are a common complaint, often interrupting urgent transactions and causing frustration R3R6R45. The app is reported to crash, freeze, and log users out frequently R9R12. Some users experience issues with internal transfers taking hours and transactions not appearing in history .
Liberty Mobile Liberty Mobile is frequently described as slow and technically flawed . Users report authentication problems on iPhones and issues with automatic payments failing . There are also complaints about the app crashing on startup after updates, especially on older iOS versions .
Price/Value edge: TBC BankR25R36R72R89
TBC Bank TBC Bank users report issues with currency exchange rates showing different values initially and converting at a lower rate R36. Some users also feel that security demands are excessive and create discomfort R25.
Liberty Mobile Liberty Mobile is heavily criticized for high transaction fees, including a 2 GEL commission for some transfers, 3 GEL for transfers between Liberty accounts, and commissions on utility payments R72R89R101R103. Users also complain about high interest rates on loans R103.
Support edge: Liberty MobileR16R38R44R60
TBC Bank TBC Bank's customer support receives significant negative feedback. Users report cards being blocked without notice and messages being ignored R16. Issues with SMS codes not working abroad and unhelpful call center responses are also common R38. Some describe customer support as lazy and unresponsive R44R60.
Liberty Mobile Liberty Mobile users report that operators are not fully familiar with company products, leading to issues like unexpected standing order commissions . Delayed SMS for mobile banking operations are also a problem .
Pick TBC Bank if

Pick TBC Bank if you need a feature-rich mobile banking experience and are willing to tolerate frequent, mandatory app updates and occasional performance glitches R11R20R3R6.

Pick Liberty Mobile if

Pick Liberty Mobile if you primarily use it for basic transactions like communal payments and are not deterred by high transaction fees or a less developed feature set R72R101.

Evidence note: Both apps have a significant number of reviews in Georgian, which were translated for analysis. TBC Bank has a much larger volume of reviews, providing more detailed feedback across dimensions. Liberty Mobile's reviews are fewer and often more focused on specific frustrations like fees and performance.

Frequently asked

Why does TBC Bank require so many updates?
TBC Bank users frequently report that the app demands daily or very frequent updates, often forcing them to update before performing transactions, which can be inconvenient and interruptive R3R6R45R52.
Does Liberty Mobile have high transaction fees?
Yes, Liberty Mobile users frequently complain about high transaction fees, including a 2 GEL commission for some transfers, 3 GEL for transfers between Liberty accounts, and commissions on utility payments R72R89R101R103.
Is TBC Bank's customer support reliable?
TBC Bank's customer support is frequently criticized for being unresponsive and unhelpful, with users reporting ignored messages, blocked cards without notice, and issues with international SMS codes not receiving adequate assistance R16R38R44R60.

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

  1. [R4] TBC Bank 1/5 · US Cant transfer money from personal to business account: I cant transfer money from personal to business account. Wasted my day
  2. [R11] TBC Bank 5/5 · US Great app: ux is very good, fits all my requirements
  3. [R17] TBC Bank 4/5 · US Hide Transactions: Please let us hide some transactions from charts and statistics.
  4. [R20] TBC Bank 5/5 · US You're great: It's so good that you don't have a lot of stuff in the app and it's fast!!! Sakbank's app is much slower compared to yours, nice nice!!!👍 · translated
  5. [R1] TBC Bank 1/5 · US Not user friendly: Difficult to find anything you need
  6. [R8] TBC Bank 5/5 · US Simple, accessible: Very comfortable mobile banking, easy installation, registration, and use. Both in Georgia and abroad. · translated
  7. [R25] TBC Bank 1/5 · US Rating: You have a terrible internet bank. Also, overly absurd security requirements. You create discomfort for users. That's why I'm not an active user of your bank. · translated
  8. [R3] TBC Bank 3/5 · US Too many updates: The app asks for an update every day. If it's not updated, it won't let me complete some operations. It's very annoying 🥲 · translated
  9. [R6] TBC Bank 3/5 · US Can you guys not force updates so often?: What’s up with that? Whipped out my phone today to do a quick transfer to someone and the app is like, you have to update. And then the person has to wait there awkwardly while I fumble with the update and the connection throws up trouble. Maybe at least give some notice before requiring updates? Like, your app is outdated and it will stop working in two w
  10. [R9] TBC Bank 3/5 · US Fix the bugs: For months now, when I try to authorize, the application crashes and logs me out. Is anyone paying attention? · translated
  11. [R12] TBC Bank 3/5 · US Application: It freezes very often. · translated
  12. [R36] TBC Bank 1/5 · US False picture: When you try to exchange currency, it shows different rate in the beginning and converts with the less value!!! Shame on you!
  13. [R72] Liberty Mobile 3/5 · US What's with the 2 GEL commission: What's with the 2 GEL commission? · translated
  14. [R89] Liberty Mobile 2/5 · US Commission: Utilities shouldn't have a commission. · translated
  15. [R16] TBC Bank 1/5 · US Unbelievable, blocked my card and ignored all my messages!: TBC Bank blocked my card without any notice and has ignored me for more than a week! I sent many messages in the app , no reply. They answered my email once, but didn’t even read it, just sent a random link about opening a new account. I’m abroad and can’t use my money. Totally unacceptable service. TBC, unblock my card immediately! TBC,
  16. [R38] TBC Bank 1/5 · US Digipass: It would be beneficial for us to have the ability to update our username or password and to use various types of digipass authentication. Additionally, when we are abroad, SMS codes sometimes do not work, and there is no assistance or support available from the call center. I have tried for 10 days, calling the call center three times each day. Each time, I am told that I will receive a
  17. [R44] TBC Bank 1/5 · US Worst customer support: Firstly their customer support are all lazy, I wonder how they qualify to be a customer support. I requested a change of number since march 12, I was informed that it has been change at March 12. Fast forward to April 2nd, I made a online transaction and it was declined, then TBC bank blocked my card, I tried to contact them via message in the app since am not in the coun
  18. [R60] TBC Bank 1/5 · US 🤮🤮🤮: 🤮🤮🤮🤮🤮 TBC is the worst bank with its stupid and ignorant operators. · translated
  19. [R45] TBC Bank 5/5 · US App update: App is good and user friendly but I’m tired of seeing the blue dot in settings for updating the app. This happens almost every single day and I’m starting to question the glitches behind the scenes. I have 10 different bank accounts across 3 different countries/continents. Never seen anything like this before. Super annoying for someone with ocd. Please, if possible never show me the b
  20. [R52] TBC Bank 2/5 · US Stop forcing the updates: You have been forcing app updated for the last several months. It’s highly inconvenient and very annoying. We don’t always have space on the phone for an immediate update and get frustrated as we can’t perform an urgent transaction. Why can’t you let is decide when we want to update, or at least give a notice period like other apps do?
  21. [R101] Liberty Mobile 1/5 · US Trash: I'd gladly rate you as trash. I transfer from account to account to other banks, but why should there be a 3 GEL commission from Liberty to Liberty? I rated you as trash, a lousy bank. Thanks for your attention. · translated
  22. [R103] Liberty Mobile 1/5 · US No: I don't like that it has commissions on everything and that the loan has a high interest rate. · translated

Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store